Point Cook
Sitting at 67,000 residents on a bayside peninsula 25km southwest of Melbourne CBD, Point Cook is the largest growth-corridor suburb in Australia and the highest-ranked on SEIFA. The IRSAD decile of 8 and IER of 9 put it in the top 20% nationally, an unusual combination for a young estate-built area where 70.4% of homes have 4+ bedrooms and the median age is just 33. Household income sits in the 90.5th percentile at $2,392 weekly, anchored by 54.7% university graduates (24.6 percentage points above the national rate) and a dual-income Indian-Chinese professional base. Population grew 205% over the last decade and the medium forecast adds another 4,758 residents by 2031.
Population
66,781
Median Age
33.0
Household IncomeiMedian weekly household income (ABS Census)
$2,392/wk
DAs (12 months)iDevelopment Applications lodged in the past year
14
Median House
$770K
Apr-Jun 2024
House prices sit at a median $770,000 (Apr-Jun 2024), which is 4.9% off the Jan 2024 peak of $810,000 but still 71.1% higher than the 2013 baseline of $450,000, a 3.9% CAGR over 14 years. The stock is 88% separate house and 70.4% have 4+ bedrooms, so the buyer profile here is overwhelmingly the upgrader family chasing a 600sqm block with double garage rather than a downsizer or first-home apartment buyer. Mortgage stress is mild despite 51.9% of households carrying a loan, because mortgage-to-income sits at 20.4%, below the 30% stress threshold and well under inner-Melbourne peers. The catch for buyers: 4.5% public transport mode share means you commit to a two-car household before signing.
For Buyers
House prices sit at a median $770,000 (Apr-Jun 2024), which is 4.9% off the Jan 2024 peak of $810,000 but still 71.1% higher than the 2013 baseline of $450,000, a 3.9% CAGR over 14 years. The stock is 88% separate house and 70.4% have 4+ bedrooms, so the buyer profile here is overwhelmingly the upgrader family chasing a 600sqm block with double garage rather than a downsizer or first-home apartment buyer. Mortgage stress is mild despite 51.9% of households carrying a loan, because mortgage-to-income sits at 20.4%, below the 30% stress threshold and well under inner-Melbourne peers. The catch for buyers: 4.5% public transport mode share means you commit to a two-car household before signing.
For Investors
Renting share is 32.7% and median rent is $400 weekly, putting gross yield around 2.7% on the $770,000 median, below the Melbourne metro 3.1% average but compensated by tenant quality (54.7% university-educated households at the 90.5th-percentile income). Vacancy of 7.3% looks elevated versus the inner-Melbourne 2% norm, a function of new-estate supply churn rather than weak demand. The 12-month development pipeline shows just 4 subdivision permits, signalling the suburb has moved from raw-land release into infill maturity. Overseas migration of 515 net annual arrivals, mostly Indian and Chinese family professionals, is the structural demand floor.
Development Activity
Total DAs
27
Last 12 Months
14
YoY ChangeiYear-over-year change in DA lodgements
+250.0%
Avg DA CostiAverage estimated cost per DA in the past year
$110K
Monthly DA Lodgements
DA Categories
Schools in Point Cook iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Alamanda K-9 College
Prep-9 · 3335 students
Stella Maris Catholic Primary School
Prep-6 · 729 students
Lumen Christi School
Prep-6 · 643 students
Featherbrook P-9 College
Prep-9 · 1224 students
Saltwater P-9 College
Prep-9 · 2199 students
Demographics
Median age 33 is 7 years below the national median of 40, and 54.3% are born overseas, 32.7 percentage points above the national rate of 21.6%. Indian (11,599) and Chinese (9,567) ancestries together comprise the largest non-British cohort in any Melbourne growth-corridor suburb, with Mandarin (2,837 speakers), Hindi (2,118), Punjabi (1,077) and Urdu (803) leading the home-language mix. Hinduism alone has 10,779 adherents, which is higher than nearby Tarneit on a per-capita basis. The university-graduate share of 54.7% is 24.6 points above the national 30.1%, confirming this is a credentialed migrant-professional belt rather than the working-class outer-ring stereotype.
Age Distribution
Bedrooms
Dwelling Structure
88.0%
Houses
9.4%
Townhouse
2.6%
Apartment
Tenure
The 88% separate-house, 2.6% apartment split is one of the most detached-dominant profiles in metropolitan Melbourne, and 70.4% of dwellings have 4+ bedrooms compared to a Greater Melbourne average closer to 25%. The 15-quarter price history shows volatility: peak $810,000 in Q1 2024, trough $445,000 in 2014, and the 14-year CAGR of 3.9% sits below the Melbourne metro long-run 5.4%. Tenure splits 15.3% outright-owned, 51.9% mortgaged, 32.7% rented, signalling a young household cycle rather than settled-down ownership. Mortgage repayment of $2,115 monthly is 20.4% of household income, below the 30% stress threshold and the inner-Melbourne 26% average.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,115
Rent / wk
$400
HH Size
3.2
Personal Income / wk
$969
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
7.3%
Unoccupied
1,592
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
16.7%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
20.4%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
14.3%
Couples, no children
59,264
Total families
Economy & Employment
Professional, Scientific and Technical Services lead at 14.3% of employment (3,444 workers), followed by Healthcare at 13.5%, Finance at 9.2%, Education at 8.4% and Construction at 7.3%. The Professionals occupation group counts 9,245 workers, higher than the 4,796 Managers and reflecting the migrant-engineer / IT-consultant household economy. Unemployment of 6.6% sits 2 points above the Melbourne metro average and is concentrated in newly-arrived migrant cohorts still credentialing locally. The SEIFA decile spread is tight at IRSD 8, IRSAD 8, IEO 8, IER 9, scoring in the top 20% nationally on every measure, an unusual evenness compared to mortgage-belt peers like Tarneit.
Unemployment
2.9%
Labour Force
12,835
Unemployed
367
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
69.9%
Part-time
23.5%
Participation
67.4%
Employed
30,514
Occupations
Top Industries
University
54.7%
Postgraduate
19.8%
Born Overseas
54.3%
Dwellings
20,133
Transport to Work
Schools are the strongest lever: Alamanda K-9 College runs an ICSEA of 1,141 with 3,335 enrolments, the largest single-campus government school in Wyndham, and Stella Maris Catholic Primary (ICSEA 1,101) and Lumen Christi (ICSEA 1,098) anchor an above-1,090 catchment shared by 4 of the 10 listed schools. Crime rate of 39.0 per 1,000 sits well below the Wyndham LGA 64.0 rate and roughly half the Melbourne metro 75 baseline, with 1,597 property-and-deception offences as the dominant category. The drawback is car dependence: 86.2% drive to work and only 4.5% take public transport, reflecting the 38.34 sqkm low-density layout and a single rail line at the suburb's south-eastern fringe.
Drive
86.2%
Public Transport
4.5%
Walk / Cycle
1.8%
Work from Home
N/A
Population Forecast
+4.57%/yr
(+952 people/yr)
High GrowthPopulation grew 205% over the last decade to 66,781, and the medium ABS forecast adds 952 residents annually at 4.57% growth, reaching 28,031 in the most-tracked SA2 fragment by 2031. Overseas migration drives 515 net arrivals annually versus -400 net internal outflow, meaning new residents replace movers heading further west to Wyndham Vale where land is cheaper. Rent has grown 13.9% over the recent cycle while affordability held nearly flat at 38.3% (versus 39.8% in 2011), a function of dual-income migrant household structure absorbing the cost. The gentrification score is 0 because the suburb was new-built premium from inception rather than transitioning upward.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Overseas Migration
Net Overseas / yr
+515
Net Internal / yr
-400
Gentrification Signal
New development
Safety & Crime
Total Offences
2,605
Year ending June 2024
Rate per 1,000 People
39.0
Offence Categories
Source: Crime Statistics Agency Victoria / SA Police
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Point Cook compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Point Cook a good suburb to live in?
Yes, Point Cook scores in the top 20% nationally on SEIFA (IRSAD decile 8, IER decile 9), with median household income at the 90.5th percentile ($2,392 weekly), crime at 39.0 per 1,000 versus the Wyndham LGA 64.0, and 4 schools above ICSEA 1,090. The major trade-off is car dependence at 86.2% drive-to-work share.
What is the median house price in Point Cook?
The median house price is $770,000 as of Apr-Jun 2024, which is 4.9% below the Jan-Mar 2024 peak of $810,000 but 71.1% above the 2013 baseline of $450,000. The 14-year compound growth rate is 3.9%, slightly below the Greater Melbourne 5.4% long-run average.
What schools are in Point Cook?
Point Cook has 10 schools across government and Catholic sectors. The highest-ICSEA government school is Alamanda K-9 College (ICSEA 1,141, 3,335 enrolments). Top Catholic options are Stella Maris (ICSEA 1,101, 729 students) and Lumen Christi (ICSEA 1,098). Four schools score above ICSEA 1,090.
Is Point Cook safe?
Crime rate of 39.0 per 1,000 residents is roughly half the Melbourne metro baseline (~75) and well below the Wyndham LGA average of 64.0. Of the 2,605 total annual offences, 1,597 are property and deception offences and only 470 are crimes against the person. Drug offences at 128 are low compared to inner-Melbourne suburbs.
Is Point Cook good for property investment?
Mixed. Gross yield is around 2.7% on the $770,000 median at $400 weekly rent, which is below the Melbourne 3.1% average. Vacancy of 7.3% reflects new-supply churn. Demand floor comes from 515 net annual overseas migrants and 54.7% university-graduate tenants, but the 4 development permits in 12 months suggests the new-supply tap is finally slowing.
How is Point Cook's population changing?
Population grew 205% over the last decade to 66,781 and is forecast to add 952 residents annually at 4.57% growth through 2031. Overseas migration adds 515 net arrivals annually while internal migration is -400, meaning international family-professional households replace earlier residents moving further west to Wyndham Vale or Werribee.
What languages are spoken in Point Cook?
54.3% of residents are born overseas, 32.7 percentage points above the national rate. The top non-English home languages are Mandarin (2,837 speakers), Hindi (2,118), Punjabi (1,077), Urdu (803) and Cantonese (624). Indian and Chinese ancestry combined exceed 21,000 residents, the largest such cohort in any Wyndham growth suburb.
How does Point Cook compare to Berwick or Tarneit?
Point Cook (SEIFA 8/8/9/8) sits one tier above Tarneit (6/6/8/6) on disadvantage measures and matches Berwick (8/7/9/7) on the wealth scale, but with a younger median age of 33 versus Berwick's mid-30s. At 66,781 residents on 38.34 sqkm, Point Cook is also the largest growth-corridor suburb in Australia by population.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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