Point Cook
Point Cook’s standout trait is scale: 66,781 residents live across 38.34 sq km, with a median age of 33, seven years below the national figure. It is a mortgage-led, detached-house market, with 88.0% of dwellings separate houses, 51.1% under mortgage and household income at the 90.5th percentile. More than half of residents, 54.3%, were born overseas, while 54.7% hold university qualifications, both above national levels. Compared with established Werribee, Point Cook reads as a newer, family-oriented growth area, with 70.4% of homes containing 4 or more bedrooms. That profile supports family services and schools, but also keeps car dependence high at 52.1% of commuters.
Population
66,781
Median Age
33.0
Household IncomeiMedian weekly household income (ABS Census)
$2,392/wk
DAs (12 months)iDevelopment Applications lodged in the past year
20
Median House
$842K
October to December 2025
Point Cook suits buyers seeking family-sized space because 70.4% of homes have 4 or more bedrooms and 88.0% are separate houses. The 15.1% outright ownership share is lower than the 51.1% mortgage share, showing a market still shaped by active borrowers. Monthly mortgage payments are $2,115, while the mortgage-to-income ratio is 20.4%, higher than the 16.7% rent-to-income ratio. Buyers should compare newer estates with established pockets because housing age, land size and transport access can change the value equation.
For Buyers
Point Cook suits buyers seeking family-sized space because 70.4% of homes have 4 or more bedrooms and 88.0% are separate houses. The 15.1% outright ownership share is lower than the 51.1% mortgage share, showing a market still shaped by active borrowers. Monthly mortgage payments are $2,115, while the mortgage-to-income ratio is 20.4%, higher than the 16.7% rent-to-income ratio. Buyers should compare newer estates with established pockets because housing age, land size and transport access can change the value equation.
For Investors
Point Cook has a substantial rental base, with 32.3% of households renting compared with 51.1% paying a mortgage. Weekly rent is $400 and the vacancy rate is 7.3%, giving tenants more choice than in a tightly constrained market. Rental growth of 13.9% supports recent income momentum, while 21 development applications over 12 months point to continuing supply. That new construction can improve the quality and volume of rental stock, but it may also create competition between similar homes. The wider growth trend is 4.57% annually and overseas migration is the primary driver, so investors should test tenant demand, insurance, maintenance and future supply rather than rely on headline growth alone.
Development Activity
Total DAs
34
Last 12 Months
20
YoY ChangeiYear-over-year change in DA lodgements
+566.7%
Avg DA CostiAverage estimated cost per DA in the past year
$97K
Monthly DA Lodgements
DA Categories
Schools in Point Cook
Open-register school locations for education access. This is not a school-quality ranking.
Alamanda K-9 College
Carranballac P-9 College
Featherbrook P-9 College
Point Cook Prep - Year 9 College
Saltwater P-9 College
Demographics
Point Cook has a young, highly educated and migrant-majority population. The median age is 33, seven years below the national figure, while 54.3% of residents were born overseas, 32.7 percentage points above the national result. University attainment is 54.7%, or 24.6 points above national levels. Average household size is 3.2 people, 0.7 above the national figure, because 63.4% of families are couples with children and 12.2% are one-parent families. Indian, English and Chinese ancestries account for 11,599, 10,762 and 9,567 people respectively. Mandarin is spoken by 2,837 residents and Hindi by 2,118, adding practical demand for multilingual services. With 74.9% staying at the same address and 25.1% turnover, the suburb combines stability with ongoing arrivals.
Age Distribution
Bedrooms
Dwelling Structure
88.0%
Houses
9.4%
Townhouse
2.6%
Apartment
Tenure
Point Cook’s housing history shows substantial long-term appreciation. The latest result is also the recorded peak, with 0.0% peak-to-latest change. Housing is much more detached than apartment-based: 88.0% of dwellings are separate houses, compared with 9.4% semi-detached homes and 2.6% apartments. Four-plus-bedroom properties account for 70.4%, higher than the 25.4% share of three-bedroom homes. Outright ownership at 15.1% is lower than mortgage ownership at 51.1%, while 32.3% rent. This mix reflects family demand for space, but it leaves many households exposed to borrowing costs and estate-level supply competition.
Mortgage / mo
$2,115
Rent / wkiABS Census 2021 median across all dwelling types. Current market rents are typically higher.
$400
Census 2021
HH Size
3.2
Personal Income / wk
$969
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
7.3%
Unoccupied
1,592
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
16.7%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
20.4%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
63.4%
Couples with children
23.4%
Couples, no children
12.2%
Single parent
18,022
Total families
Economy & Employment
Point Cook’s employment base is led by Professional/Tech at 14.3%, Healthcare at 13.5%, Finance at 9.2%, Education at 8.4% and Construction at 7.3%. The occupational mix is similarly skilled, with 9,245 professionals, 4,796 managers and 4,430 clerical or administrative workers, alongside 3,288 trades workers. Participation is 71.4%, the labour force totals 34,630 and unemployment is 6.2%, so a large active workforce remains exposed to labour-market shifts. Weekly household income is $2,392, at the 90.5th percentile, although real income growth is negative at -3.8%, which can limit improvements in purchasing power. Compared with the national midpoint, SEIFA results are above average: IEO is decile 8, IER decile 9, IRSD decile 8 and IRSAD decile 8. These results reflect relatively strong socioeconomic conditions alongside affordability pressure.
Unemployment
6.2%
Labour Force
34,630
Unemployed
2,141
Source: ABS Census 2021
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
65.6%
Part-time
28.3%
Participation
71.4%
Employed
32,489
Full-time and part-time are shares of the employed. Source: ABS Census 2021
Occupations
Top Industries
University
54.7%
Postgraduate
19.8%
Born Overseas
54.3%
Dwellings
20,133
Transport to Work
Point Cook provides access to 10 schools, including 3 Catholic primary schools and 7 government schools across P-9 and secondary formats. Families should check the exact enrolment zone because access can vary by address. Daily transport is more car-oriented than public-transport-led: 52.1% drive to work, compared with 2.8% using public transport and 1.1% walking or cycling, while 39.5% work from home. The detached footprint and dispersed growth pattern help explain that reliance on cars. Recorded crime totals 2,605 offences, or 39.0 per 1,000 residents, including 1,597 property and deception offences and 470 crimes against the person. Socioeconomic conditions sit above the national midpoint, with IRSAD at decile 8 and IER at decile 9. That combination supports family-oriented livability, but transport planning and address-level safety checks remain important.
Drive
52.1%
Public Transport
2.8%
Walk / Cycle
1.1%
Work from Home
39.5%
Population Forecast
+4.57%/yr
(+952 people/yr)
High GrowthPoint Cook is in a high-growth phase, with an annual trend of 4.57% and a shift trajectory labelled Growing (all ages). Overseas migration is the primary growth driver, which fits the suburb’s 54.3% overseas-born population and continuing family housing demand. Population change across the wider area runs at 205.2% over 10 years, while rent growth of 13.9% is higher than real income growth of -3.8%, creating pressure for renters and new buyers. The age profile is still getting younger, with the young share up 6.1 percentage points, even as the senior share rises 2.9 points and the working share falls 8.0 points. Compared with established suburbs, this is expansion-led rather than gentrification-led: the gentrification score is 0, with the stage described as New development and the shift assessment as Not gentrifying.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Overseas Migration
Net Overseas / yr
+515
Net Internal / yr
-400
Gentrification Signal
New development
Safety & Crime
Total Offences
2,605
Year ending June 2024
Rate per 1,000 People
39.0
Offence Categories
Source: Crime Statistics Agency Victoria / SA Police
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Point Cook compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Point Cook a good suburb to live in?
Point Cook can suit households seeking detached family housing and school access. The median age is 33, 70.4% of homes have 4 or more bedrooms, and 52.1% drive to work, so daily life is more car-oriented than public-transport-led.
What schools are in Point Cook?
Point Cook has 10 schools, including 3 Catholic primary schools and 7 government schools across P-9 colleges and senior secondary campuses. Check the exact enrolment zone because school access can vary by address and boundary.
Is Point Cook safe?
The recorded crime rate is 39.0 offences per 1,000 residents, with 2,605 total offences. Property and deception offences account for 1,597, compared with 470 crimes against the person. Review current local incidents and address-specific conditions before deciding.
Is Point Cook good for property investment?
Point Cook may suit investors seeking detached rental stock because 32.3% of households rent and weekly rent is $400. The 7.3% vacancy rate and 21 development applications in 12 months mean rental demand and future supply should both be tested rather than assumed.
How is Point Cook's population changing?
Point Cook is in a high-growth trajectory: the annual trend is 4.57%, the shift is Growing (all ages), and overseas migration is the primary driver. Population change across the wider area is 205.2% over 10 years, while the gentrification score is 0.
What languages are commonly spoken in Point Cook?
Point Cook has a strong multilingual population, with 54.3% of residents born overseas. Mandarin is spoken by 2,837 people, Hindi by 2,118 and Punjabi by 1,077, making language access an important consideration for local services.
Is Point Cook still developing?
Yes. There were 21 development applications over 12 months, and the growth profile is classified as New development rather than gentrification, with a score of 0. The 88.0% separate-house share also reflects the suburb’s estate-led housing pattern.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), Valuer-General Victoria (house prices), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
Explore Point Cook on the Map
View parcels, zoning overlays, DA applications, schools and more.
Open Interactive Map