VIC 3143 Census 2021 + Live DA Data

Armadale

The $2,180,000 median sits 36.1% below the mid-2023 peak of $3,411,100, one of the sharpest corrections in this dataset, raising the question of whether the peak was an outlier or the current price represents fair value. University qualifications at 65.5% are 35.4 points above national, and IRSAD decile 10 confirms top-tier advantage. Yet 46.0% rent, driven by 57.5% apartment stock, and the 17.0% vacancy rate is among the highest in this batch. The 45.5% female majority is 4.5 points above the national male-to-female ratio, unusual for a metropolitan suburb. Judaism (636 adherents) is the second-largest religion after Christianity.

Armadale urban fabric map

Population

9,368

Median Age

38.0

Household IncomeiMedian weekly household income (ABS Census)

$2,193/wk

DAs (12 months)iDevelopment Applications lodged in the past year

171

Median House

$2.2M

Apr-Jun 2024

2.14 km²· 4,371.4 people/km²· Family income $3,368/wk

The $2,180,000 median makes Armadale a premium market, but buyers may find relative value: prices dropped 36.1% from the $3,411,100 peak in mid-2023, and the 14-year CAGR of 1.9% is modest given the premium positioning. Apartments at 57.5% dominate, with houses at 25.5% and semi-detached at 16.8%. Two-bedroom units at 41.7% are the most common, while four-plus bedrooms are just 12.8%. Monthly mortgage repayments of $2,458 produce a mortgage-to-income ratio of 25.9%, comfortable for the 83.4th-percentile household income. Walking/cycling at 9.7% and public transport at 11.0% are above the national average, supported by Armadale station.

For Buyers

The $2,180,000 median makes Armadale a premium market, but buyers may find relative value: prices dropped 36.1% from the $3,411,100 peak in mid-2023, and the 14-year CAGR of 1.9% is modest given the premium positioning. Apartments at 57.5% dominate, with houses at 25.5% and semi-detached at 16.8%. Two-bedroom units at 41.7% are the most common, while four-plus bedrooms are just 12.8%. Monthly mortgage repayments of $2,458 produce a mortgage-to-income ratio of 25.9%, comfortable for the 83.4th-percentile household income. Walking/cycling at 9.7% and public transport at 11.0% are above the national average, supported by Armadale station.

For Investors

Renters at 46.0% provide a substantial tenant pool, but the 17.0% vacancy rate is alarming and among the highest in this dataset, suggesting severe oversupply. Median weekly rent of $421 against a $2,180,000 median gives a gross yield of roughly 1.0%, extremely low even by premium suburb standards. With 157 DAs in 12 months, the development pipeline is highly active. Net overseas migration of 200 per year provides demand, but internal outflow of 86 per year partially offsets this. The 33.3% turnover rate is high. The 36.1% price correction from peak creates potential capital upside but also signals market fragility.

Development Activity

Total DAs

177

Last 12 Months

171

YoY ChangeiYear-over-year change in DA lodgements

+5600.0%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Other
45
Demolition
38
Renovation / Extension
32
Subdivision
13
Signage / Advertising
11
Swimming Pool / Spa
5
Garage / Carport / Shed
5
Driveway / Crossover
5

Schools in Armadale iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

Lauriston Girls' School

ICSEA 1199 Combined Independent

Prep-12 · 935 students

The King David School

ICSEA 1165 Combined Independent

Prep-12 · 592 students

Armadale Primary School

ICSEA 1156 Primary Government

Prep-6 · 254 students

Demographics

English ancestry leads at 3,237, with Irish (1,224), Scottish (1,065) and Chinese (670) following. The 29.9% overseas-born rate is 8.3 points above national. University qualification at 65.5% is 35.4 points above the national average. The female share of 54.5% is notably higher than the national baseline, 4.5 points above the usual male majority. Median age of 38 is 2 years below national. Average household size of 2.0 is well below the national 2.5. Couples without children at 38.3% dominate, and Judaism (636) is the second-largest religion after Christianity (3,610), a distinctive feature of Melbourne's inner southeast.

Age Distribution

0-14
12.7%
15-24
10.7%
25-44
35.5%
45-64
22.3%
65+
18.7%

Bedrooms

Studio/1br
19.0%
2 bed
41.7%
3 bed
26.5%
4+ bed
12.8%

Dwelling Structure

25.5%

Houses

16.8%

Townhouse

57.5%

Apartment

Tenure

Own 30.3% Mortgage 23.7% Rent 46.0%

Ownership splits between 30.3% outright and 23.7% on mortgages, with renters at 46.0%. Apartments comprise 57.5%, houses 25.5% and semi-detached 16.8%. Two-bedroom stock at 41.7% and studios/one-bedrooms at 19.0% dominate, with four-plus bedrooms at just 12.8%. The median dropped from $3,411,100 in mid-2023 to $2,180,000 in mid-2024, a 36.1% decline. Since 2013, the CAGR is just 1.9% ($1,675,000 to $2,180,000 over 14 years). At household income of $2,193/week, the price-to-income ratio is approximately 19.1x annual income, far above affordability benchmarks even for this premium market segment.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$2,458

Rent / wk

$421

HH Size

2.0

Personal Income / wk

$1,354

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

17.0%

Unoccupied

893

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

19.2%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

25.9%

Community Profile

Languages Spoken at Home

Mandarin
133
Greek
98
Canton
42
French
28
Japan
25
Guj
23

Ancestry

English
3,237
Other
1,341
Irish
1,224
Scottish
1,065
Chinese
670
Italian
421

Household Composition

38.3%

Couples, no children

6,184

Total families

Economy & Employment

Professional/technical services lead at 20.4% (896 workers), followed by healthcare at 15.9% (699), finance at 8.9% (389), education at 8.9% (388) and retail at 7.2% (316). Professionals (2,302) and managers (1,093) together account for over 65% of occupations, well above the national ratio. Full-time employment at 69.2% is above average, and unemployment at 4.1% sits below the national rate. The IEO decile 10 and IRSAD decile 10 confirm the highest levels of educational and socio-economic advantage. The IER decile 5 is moderate, reflecting the rental-heavy tenure structure diluting area-level wealth indicators.

Unemployment

3.1%

Labour Force

6,585

Unemployed

205

Quarterly Trend

Mar-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
10
Disadvantage
10
Economic resources
5
Education & occupation
10

Full-time

69.2%

Part-time

26.7%

Participation

65.3%

Employed

5,123

Occupations

Professionals 2,302
Managers 1,093
Clerical/Admin 588
Sales 459
Community/Personal 378
Labourers 145
Machinery/Drivers 70

Top Industries

Professional/Tech 20.4%
Healthcare 15.9%
Finance 8.9%
Education 8.9%
Retail 7.2%

University

65.5%

Postgraduate

19.8%

Born Overseas

29.9%

Dwellings

4,353

Transport to Work

Public transport at 11.0% and walking/cycling at 9.7% are both above the national average, with Armadale station on the Frankston/Pakenham line. Car driving at 75.3% still dominates. Armadale has 3 schools, all well above the national benchmark: Lauriston Girls' School (ICSEA 1,199, 935 students, independent), The King David School (ICSEA 1,165, 592 students, independent) and Armadale Primary School (ICSEA 1,156, 254 students, government). Crime rate of 64.2 per 1,000 is moderate, with property offences (487) dominating. The IRSAD decile 10 and IRSD decile 10 confirm top-level advantage. Rent-to-income at 19.2% is very comfortable.

Drive

75.3%

Public Transport

11.0%

Walk / Cycle

9.7%

Work from Home

N/A

Population Forecast

+0.46%/yr

(+46 people/yr)

Established

Population growth averages 0.46% per year (46 persons), slow for an inner-city suburb. The suburb dipped 6.1% during COVID (10,044 to 9,433) and has recovered to 10,032, marginally below the pre-COVID peak. Net overseas migration of 200 per year is the primary driver, offset by internal outflow of 86 per year. The 10-year change of 6.6% is below the national average. The senior share expanded 3.5 points while working-age contracted 2.0 points, indicating an aging trajectory. Medium projections reach 10,209 by 2031. Real income grew 15.9% over the decade, but the 36.1% price correction suggests asset values have not kept pace.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Overseas Migration

Net Overseas / yr

+200

Net Internal / yr

-86

10

Gentrification Signal

Not gentrifying

COVID recovered (-6% dip → full recovery)

Safety & Crime

Total Offences

601

Year ending June 2024

Rate per 1,000 People

64.2

Offence Categories

Property and deception offences
487
Crimes against the person
56
Justice procedures offences
23
Public order and security offences
19

Source: Crime Statistics Agency Victoria / SA Police

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Armadale compares to ~15,000 Australian suburbs

Population
Top 5%
Household Income
Top 17%
Rent Level
Top 12%
Apartments
Top 6%
Renters
Top 11%
Uni Educated
Top 2%
Public Transport
Top 10%
Born Overseas
Top 14%
Density
Top 1%

Frequently Asked Questions

Is Armadale a good suburb to live in?

Armadale is a premium inner-southeast suburb with IRSAD decile 10 and 65.5% university-qualified residents. All 3 local schools exceed ICSEA 1,150, in the top tier nationally. The crime rate of 64.2 per 1,000 is moderate, with property offences dominating. Public transport access is good via Armadale station. Rent-to-income at 19.2% is comfortable. The 17.0% vacancy rate gives renters significant negotiating power.

What is the median house price in Armadale?

The median is $2,180,000 (Apr-Jun 2024), down 36.1% from the $3,411,100 peak in mid-2023. The 14-year CAGR from $1,675,000 in 2013 is just 1.9%. Monthly mortgage repayments average $2,458 and median weekly rent is $421. At household income of $2,193/week (83.4th percentile), the mortgage-to-income ratio is 25.9%, below the stress threshold.

What schools are in Armadale?

Armadale has 3 schools, all in the top tier nationally. Lauriston Girls' School (ICSEA 1,199, 935 students, independent) is among Australia's highest-rated. The King David School (ICSEA 1,165, 592 students, independent) and Armadale Primary School (ICSEA 1,156, 254 students, government) also rank well above the 1,000 benchmark. Total capacity exceeds 1,780 students.

Is Armadale safe?

The crime rate of 64.2 per 1,000 is moderate for an inner Melbourne suburb. Property and deception offences at 487 account for 81.0% of the 601 total incidents. Crimes against the person at 56 and justice procedures at 23 are relatively low. The IRSD decile 10 and IRSAD decile 10 indicate very low disadvantage, correlating with lower crime compared to western and northern suburbs.

Is Armadale good for property investment?

Gross yield is roughly 1.0% ($421/week on $2,180,000), extremely low. The 17.0% vacancy rate is alarming, and the 36.1% price decline from the $3,411,100 peak signals market fragility. With 157 DAs in 12 months, supply pressure is intense. The 14-year CAGR of 1.9% is well below inflation-adjusted returns. This is a capital bet on recovery rather than a yield play.

How is Armadale's population changing?

Growth is slow at 0.46% per year (46 persons). The suburb dipped 6.1% during COVID (10,044 to 9,433) and has recovered to 10,032, slightly below peak. Net overseas migration of 200 per year is offset by internal outflow of 86 per year. The senior share expanded 3.5 points over the decade. Medium projections reach 10,209 by 2031 from 10,032 in 2025.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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