Ascot
A crime rate of 892.5 incidents per 1,000 residents is the sharpest caution for Ascot, alongside a strongly detached-housing profile and solid household earnings. The suburb has 2,571 residents, a median age of 35, and household income at the 71.4th percentile nationally. Compared with nearby Bendigo's denser core, Ascot is more oriented to separate houses, with 98.9% of dwellings in that category and 47.8% of households paying a mortgage. Forecast growth of 3.57% annually is being driven by overseas migration, even as the area is labelled on a Declining young trajectory.
Population
2,571
Median Age
35.0
Household IncomeiMedian weekly household income (ABS Census)
$1,913/wk
DAs (12 months)iDevelopment Applications lodged in the past year
7
Ascot suits buyers seeking established detached housing, particularly households that need space for children or home-based projects. Separate houses account for 98.9% of dwellings, while 59.8% have 4 or more bedrooms and 37.6% have 3 bedrooms. The typical mortgage payment is listed at $1,517 per month, compared with weekly rent of $350, and mortgage costs equal 18.3% of household income. The median age of 35 is 5 years below the national figure, which may support demand from younger working households. A usable suburb median sale price is not available, so buyers should compare recent sales by street, land size and condition rather than rely on a single benchmark.
For Buyers
Ascot suits buyers seeking established detached housing, particularly households that need space for children or home-based projects. Separate houses account for 98.9% of dwellings, while 59.8% have 4 or more bedrooms and 37.6% have 3 bedrooms. The typical mortgage payment is listed at $1,517 per month, compared with weekly rent of $350, and mortgage costs equal 18.3% of household income. The median age of 35 is 5 years below the national figure, which may support demand from younger working households. A usable suburb median sale price is not available, so buyers should compare recent sales by street, land size and condition rather than rely on a single benchmark.
For Investors
Ascot presents a low-rental-share investment profile, with 16.6% of households renting and a weekly rent of $350. Compared with rental-heavy suburbs, this can mean a narrower tenant pool, although the 3.7% vacancy rate indicates that available properties are not especially abundant. Seven development applications were recorded over 12 months, suggesting modest local construction activity rather than a major apartment pipeline. Forecast growth of 3.57% a year and overseas migration as the primary driver may support longer-term demand because new households need accommodation. Rent growth of 33.3% also strengthens the income case, but a current median house price is needed before calculating a reliable gross yield.
Development Activity
Total DAs
7
Last 12 Months
7
YoY ChangeiYear-over-year change in DA lodgements
—
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Demographics
Ascot's 2,571 residents have a median age of 35, which is 5 years below the national comparison, while the average household size of 2.8 is 0.3 above national. Families are prominent, with 44.4% of households being couples with children and 39.0% couples without children. English ancestry is the largest reported group at 1,118 people, followed by Irish at 339 and Scottish at 256. No religion is recorded for 1,245 residents, compared with 1,136 identifying with Christianity. University attainment is 26.4%, 3.7 percentage points below national, and the overseas-born share is 9.4%, 12.2 points below national. The 81.2% residential stay rate points to a settled population, which can support continuity in local networks.
Age Distribution
Bedrooms
Dwelling Structure
98.9%
Houses
1.1%
Townhouse
0.0%
Apartment
Tenure
Ascot is one of Bendigo's more clearly detached housing areas: 98.9% of dwellings are separate houses, compared with only 1.1% semi-detached, and no apartment share is recorded. Compared with mixed-density markets, the 59.8% share of 4-bedroom homes indicates a larger-lot, family-oriented stock profile. Ownership is substantial, with 35.1% of households owning outright and 47.8% paying a mortgage, while only 16.6% rent. That tenure mix reflects established owner occupation and helps explain why rental supply may be relatively limited. The listed mortgage payment is $1,517 per month and mortgage costs are 18.3% of household income. Because no current median house price is available, property-level comparisons are important for assessing value across Ascot and nearby Bendigo.
Mortgage / mo
$1,517
Rent / wkiABS Census 2021 median across all dwelling types. Current market rents are typically higher.
$350
Census 2021
HH Size
2.8
Personal Income / wk
$839
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
3.7%
Unoccupied
34
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
18.3%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
18.3%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
44.4%
Couples with children
39.0%
Couples, no children
15.6%
Single parent
735
Total families
Economy & Employment
Ascot's employment base is led by healthcare at 23.8% of industry employment, followed by education at 13.2%, construction at 9.6%, public administration at 8.3% and manufacturing at 7.4%. This combination gives the suburb exposure to essential services and trades because 247 workers are professionals and 184 are in trades, alongside 183 in community and personal services. Unemployment is 3.4%, participation is 65.1% and 58.2% of workers are employed full time. Household income sits at the 71.4th percentile nationally, above the national midpoint, yet the IEO and IRSAD measures are both in decile 4, while IER is decile 6 and IRSD is decile 5. The contrast suggests earnings are stronger than education and disadvantage measures alone would imply.
Unemployment
3.4%
Labour Force
1,267
Unemployed
43
Source: ABS Census 2021
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
58.2%
Part-time
34.0%
Participation
65.1%
Employed
1,224
Full-time and part-time are shares of the employed. Source: ABS Census 2021
Occupations
Top Industries
University
26.4%
Postgraduate
4.3%
Born Overseas
9.4%
Dwellings
878
Transport to Work
Ascot is strongly car dependent: 79.9% of commuters drive, compared with 0.4% using public transport and 1.3% walking or cycling. That pattern matters for households planning school, work and shopping trips because local daily life is less supported by public transport. Working from home accounts for 13.9%, which may reduce some commuting pressure. Safety deserves careful checking, with 83 recorded offences and a rate of 892.5 per 1,000 residents, led by 50 property and deception offences, 19 justice procedures offences and 11 crimes against the person. Ascot's IRSAD decile of 4 is below the national midpoint, while its IER decile of 6 is above it. School access should be checked against the exact address and nearby Bendigo or Epsom enrolment zones. Volunteering is 14.2%, adding a useful community participation indicator.
Drive
79.9%
Public Transport
0.4%
Walk / Cycle
1.3%
Work from Home
13.9%
Growth Outlook
Ascot's growth outlook is above a flat established-suburb profile, with a forecast annual trend of 3.57% and population change across the wider area of 112.1% over 10 years. Overseas migration is identified as the primary driver, which can broaden demand for housing and local services. At the same time, the shift trajectory is labelled Declining young, with the young share down 4.0 percentage points and the senior share down 4.6 points, while the working share rose 5.2 points. Affordability is labelled Improving, with recorded values of 66.5 in 2011 and 60.4 in 2021, and real income growth of 19.4%. The gentrification score is 0 and the stage is New development, so change appears more linked to population and construction activity than to a premium reinvention of the suburb.
Safety & Crime
Total Offences
83
Year ending June 2024
Rate per 1,000 People
892.5
Offence Categories
Source: Crime Statistics Agency Victoria / SA Police
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Ascot compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Ascot a good suburb to live in?
Ascot can suit households wanting detached homes and more bedroom space, with 98.9% of dwellings being separate houses and 59.8% having 4 or more bedrooms. Its median age is 35, below national, but the 892.5 crime rate per 1,000 and 79.9% car dependence deserve careful street-level checking.
What is the median house price in Ascot?
A current median house price is not available for Ascot, so buyers should compare recent sales by address, land size and condition. The suburb is 98.9% separate houses, with weekly rent at $350 and a listed mortgage payment of $1,517 per month.
What schools are in Ascot?
School options for an Ascot address may sit in nearby Bendigo or Epsom catchments, so confirm the exact enrolment zone before buying or renting. With 79.9% of residents driving and only 0.4% using public transport, school travel may be more car dependent than in central areas.
Is Ascot safe?
Ascot needs a cautious safety assessment. There were 83 recorded offences and a reported crime rate of 892.5 per 1,000 residents, led by 50 property and deception offences. Compare individual streets, lighting, traffic and property security before making a decision.
Is Ascot good for property investment?
Ascot may suit investors seeking detached housing and growth exposure, with weekly rent of $350, vacancy at 3.7% and forecast growth of 3.57% annually. However, only 16.6% of households rent and a current median price is unavailable, so yield and tenant-demand checks are essential.
How is Ascot's population changing?
Ascot has 2,571 residents today, while the wider area records forecast population change of 112.1% over 10 years and an annual trend of 3.57%. Overseas migration is the primary driver, although the trajectory is Declining young, with the young share down 4.0 percentage points.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications).
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