VIC 3342 Census 2021 + Live DA Data

Ballan

With only 23 residents per square kilometre across 147 square kilometres, Ballan is one of regional Victoria's lower-density towns, yet its 3,392 residents carry household incomes at the 49.7th percentile nationally, almost exactly at the national median. Two identity signals stand out: 93.6% of dwellings are separate houses, and 82.1% of households are either owned outright or mortgaged, pointing to a strongly owner-occupier, detached-housing community. The median age of 43 is 3 years above the national figure, and the overseas-born share at 13.7% sits 7.9 percentage points below national, reflecting a predominantly locally-born population with English, Irish and Scottish as the dominant ancestries.

Ballan urban fabric map

Population

3,392

Median Age

43.0

Household IncomeiMedian weekly household income (ABS Census)

$1,560/wk

DAs (12 months)iDevelopment Applications lodged in the past year

4

Median House

$650K

Apr-Jun 2024

147.39 km²· 23 people/km²· Family income $1,963/wk

The median house price reached $650,000 in the April to June 2024 quarter, up from $352,000 in 2013, a compound annual growth rate of 4.5% over 14 years. The peak was $665,000 in January to March 2024, so the latest reading sits just 2.3% below that high. Monthly mortgage repayments average $1,625, producing a mortgage-to-income ratio of 24.1%, comfortably below the 30% stress threshold. Separate houses dominate at 93.6% of stock, with three-bedroom homes accounting for 49.8% and four-plus bedroom homes at 36.5%, meaning buyers have good access to family-sized detached properties. Compared to Melbourne metropolitan medians, Ballan offers meaningful affordability for those willing to commute, with the Ballarat rail line providing access to the city.

For Buyers

The median house price reached $650,000 in the April to June 2024 quarter, up from $352,000 in 2013, a compound annual growth rate of 4.5% over 14 years. The peak was $665,000 in January to March 2024, so the latest reading sits just 2.3% below that high. Monthly mortgage repayments average $1,625, producing a mortgage-to-income ratio of 24.1%, comfortably below the 30% stress threshold. Separate houses dominate at 93.6% of stock, with three-bedroom homes accounting for 49.8% and four-plus bedroom homes at 36.5%, meaning buyers have good access to family-sized detached properties. Compared to Melbourne metropolitan medians, Ballan offers meaningful affordability for those willing to commute, with the Ballarat rail line providing access to the city.

For Investors

Rental demand in Ballan is limited, with only 17.9% of households renting, well below state and national averages. Weekly rent sits at $330, and against a $650,000 median this implies a gross yield near 2.6%, modest by any standard. The vacancy rate of 9.4% is notably elevated, signalling that rental supply exceeds current demand. Development activity is low at 4 applications in the past 12 months, mostly subdivision works on 2-lot parcels, not new dwelling construction. The investment case is primarily a long-run capital growth story given the 4.5% compound annual growth rate over 14 years, rather than yield. Investors should weigh the high vacancy rate against the town's steady owner-occupier base of 82.1% of households.

Development Activity

Total DAs

15

Last 12 Months

4

YoY ChangeiYear-over-year change in DA lodgements

+300.0%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Subdivision
3
Other
2

Schools in Ballan iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

St Brigid's School

ICSEA 1048 Primary Catholic

Prep-6 · 141 students

Ballan Primary School

ICSEA 982 Primary Government

Prep-6 · 231 students

Demographics

The median age of 43 is 3 years above the national figure, placing Ballan on an aging trajectory typical of regional Victorian towns. Overseas-born residents at 13.7% are 7.9 percentage points below national, confirming a predominantly Australian-born community. Ancestry is strongly Anglo-Celtic: English (1,432 residents), Irish (472) and Scottish (418) are the top three groups, with German ancestry fifth at 160. University qualifications reach 23.4%, which is 6.7 percentage points below the national figure, consistent with a manual and trades-oriented local economy. Average household size is 2.4, marginally below the national figure. Volunteering at 17.2% of residents indicates a community with moderate civic engagement compared to most suburbs.

Age Distribution

0-14
18.5%
15-24
9.1%
25-44
24.6%
45-64
27.2%
65+
20.3%

Bedrooms

Studio/1br
1.7%
2 bed
12.0%
3 bed
49.8%
4+ bed
36.5%

Dwelling Structure

93.6%

Houses

5.0%

Townhouse

0.2%

Apartment

Tenure

Own 37.0% Mortgage 45.1% Rent 17.9%

Ballan's housing profile is overwhelmingly detached: 93.6% of dwellings are separate houses, with apartments at just 0.2% and semi-detached at 5.0%. Three-bedroom homes are the modal type at 49.8%, followed by four-plus bedrooms at 36.5%, reflecting the family and semi-rural character of the town. Tenure is strongly skewed toward ownership: 37.0% own outright and 45.1% hold a mortgage, while renters account for just 17.9%. The median house price has grown from $352,000 in 2013 to $650,000 in mid-2024, an 84.7% cumulative rise. Mortgage stress is absent, with the mortgage-to-income ratio at 24.1%, and rent-to-income at 21.2% also sits below the 30% stress line, indicating the current housing cost burden is manageable across both tenures.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$1,625

Rent / wk

$330

HH Size

2.4

Personal Income / wk

$733

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

9.4%

Unoccupied

136

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

21.2%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

24.1%

Community Profile

Ancestry

English
1,432
Irish
472
Scottish
418
Other
196
German
160
Ancestry NS
139

Household Composition

29.8%

Couples, no children

2,716

Total families

Economy & Employment

Healthcare leads local employment at 15.4% of workers (159 people), followed closely by Construction at 14.1% (145) and Education at 12.4% (128), with Public Administration at 12.0% and Manufacturing at 7.3%. By occupation, Professionals (256) are the largest group, followed by Managers (227) and Clerical and Admin workers (217), while Labourers rank fifth at 184, indicating a mixed white-collar and trades workforce. The unemployment rate of 4.4% sits marginally above national norms, and the participation rate of 55.6% is lower than state averages, partly because 970 residents are not in the labour force, consistent with the older median age. Full-time employment accounts for 66.1% of jobs held, which is broadly in line with national patterns.

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Full-time

66.1%

Part-time

29.5%

Participation

55.6%

Employed

1,468

Occupations

Professionals 256
Managers 227
Clerical/Admin 217
Community/Personal 194
Labourers 184
Sales 130
Machinery/Drivers 110

Top Industries

Healthcare 15.4%
Construction 14.1%
Education 12.4%
Public Admin 12.0%
Manufacturing 7.3%

University

23.4%

Postgraduate

4.7%

Born Overseas

13.7%

Dwellings

1,318

Transport to Work

Car dependency is high: 87.3% of residents drive to work and public transport use is just 2.2%, reflecting the town's rural setting and limited service frequency. Walking and cycling to work account for 3.7%, above what many comparable rural towns record. Crime totals 247 incidents, with a rate of 72.8 per 1,000 residents, where property and deception offences account for the largest share at 120 incidents. No schools are recorded in this dataset for the Ballan postcode boundary. Housing stress is low across both tenures: mortgage repayments at 24.1% of income and rent at 21.2% are both below the 30% stress threshold, making day-to-day cost of living manageable compared to Melbourne metropolitan benchmarks. The need-for-assistance rate of 7.8% is moderate and consistent with the older median age profile.

Drive

87.3%

Public Transport

2.2%

Walk / Cycle

3.7%

Work from Home

N/A

Safety & Crime

Total Offences

247

Year ending June 2024

Rate per 1,000 People

72.8

Offence Categories

Property and deception offences
120
Justice procedures offences
69
Crimes against the person
41
Drug offences
10

Source: Crime Statistics Agency Victoria / SA Police

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Ballan compares to ~15,000 Australian suburbs

Population
Top 16%
Household Income
Bottom 50%
Rent Level
Top 32%
Apartments
Bottom 1%
Renters
Bottom 43%
Uni Educated
Bottom 49%
Public Transport
Bottom 37%
Born Overseas
Bottom 48%
Density
Top 35%

Frequently Asked Questions

Is Ballan a good suburb to live in?

Ballan suits buyers seeking a detached-housing town with low housing stress. The mortgage-to-income ratio is 24.1% and rent-to-income is 21.2%, both well below the 30% stress line. The median age of 43 is 3 years above national, reflecting a settled, owner-occupier community where 82.1% of households own or are buying their home. Car access is essential as public transport use is just 2.2%.

What is the median house price in Ballan?

The median house price is $650,000, recorded in the April to June 2024 quarter. Prices have risen from $352,000 in 2013, a compound annual growth rate of 4.5% over 14 years and a cumulative gain of 84.7%. Monthly mortgage repayments average $1,625 and weekly rent averages $330.

What schools are in Ballan?

No schools are recorded within the Ballan postcode boundary in this dataset. Families in Ballan typically rely on schools in the surrounding Moorabool Shire or commute to Bacchus Marsh and Ballarat. The local university qualification rate is 23.4%, which is 6.7 percentage points below the national figure.

Is Ballan safe?

Ballan recorded 247 total crime incidents, a rate of 72.8 per 1,000 residents. Property and deception offences were the largest category at 120 incidents, followed by justice procedures offences at 69. Crimes against the person totalled 41. These figures should be compared against VIC regional town benchmarks when assessing relative safety.

Is Ballan good for property investment?

The investment case is primarily capital growth rather than yield. Weekly rent of $330 against a $650,000 median implies a gross yield near 2.6%, and the vacancy rate of 9.4% indicates rental supply currently exceeds demand. However, house prices have compounded at 4.5% annually over 14 years and the town's position on the Ballarat rail corridor supports long-term demand from buyers priced out of closer centres.

How is Ballan's population changing?

Ballan's residential stability is high: 79.8% of residents stayed in the suburb over the previous five years, with a turnover rate of only 20.2%. The population of 3,392 is spread across a large 147 square kilometre area at a density of 23 residents per square kilometre. Development activity is low at just 4 applications in the past 12 months, mostly 2-lot subdivisions rather than new dwellings.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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