Belmont
Belmont's standout trait is how settled it remains inside the Geelong urban area: 78.0% of dwellings are separate houses, apartments are only 0.9%, and the population is 15,066 across 9.0 sq km. Compared with nearby Highton and Grovedale, Belmont reads less as a new growth front and more as an established, detached-house market with a $678,800 median house price. Education levels are a strength, with 39.6% university qualified, 9.5 points above nationally, while the 17.7% overseas-born share sits 3.9 points below national.
Population
15,066
Median Age
37.0
Household IncomeiMedian weekly household income (ABS Census)
$1,517/wk
DAs (12 months)iDevelopment Applications lodged in the past year
20
Median House
$679K
Apr-Jun 2024
For buyers, Belmont is a house-first market: the median house price is $678,800 and 78.0% of dwellings are separate houses, so families seeking yards have more relevant stock than apartment hunters, with apartments only 0.9%. The 3-bedroom segment dominates at 52.6%, while 4-plus bedrooms make up 18.2%, making upgraders more selective. Mortgage costs average $1,703 per month and mortgage-to-income is 25.9%, while household income sits at the 47.4 percentile, below the national midpoint, so affordability depends on buying well rather than stretching.
For Buyers
For buyers, Belmont is a house-first market: the median house price is $678,800 and 78.0% of dwellings are separate houses, so families seeking yards have more relevant stock than apartment hunters, with apartments only 0.9%. The 3-bedroom segment dominates at 52.6%, while 4-plus bedrooms make up 18.2%, making upgraders more selective. Mortgage costs average $1,703 per month and mortgage-to-income is 25.9%, while household income sits at the 47.4 percentile, below the national midpoint, so affordability depends on buying well rather than stretching.
For Investors
Belmont has a usable rental base because renters make up 35.9% of households, compared with 32.3% owned outright and 31.8% with a mortgage. The median rent is $350 per week, and rent-to-income is 23.1%, which helps explain why rent stress is not flagged. The caution is vacancy: 6.8% is high enough to weaken near-term pricing power, especially with only 14 development applications in 12 months. Rent growth of 44.6% in the shift period points to stronger income uplift than the current vacancy rate suggests.
Development Activity
Total DAs
35
Last 12 Months
20
YoY ChangeiYear-over-year change in DA lodgements
+150.0%
Avg DA CostiAverage estimated cost per DA in the past year
$476K
Monthly DA Lodgements
DA Categories
Schools in Belmont iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Belmont Primary School
Prep-6 · 301 students
Clairvaux Catholic School
Prep-6 · 631 students
Roslyn Primary School
Prep-6 · 249 students
Belmont High School
7-12 · 1291 students
Oberon Primary School
Prep-6 · 224 students
Demographics
Belmont skews younger and more educated than the national pattern, with a median age of 37, 3.0 years below national, and 39.6% university qualified, 9.5 points above nationally. It is less migrant-heavy than many urban suburbs: 17.7% were born overseas, 3.9 points below national, and the leading ancestries are English 6,064, Irish 2,274 and Scottish 1,894. Household size is 2.3, or 0.2 below national, which fits the mix of couples without children at 28.3%, singles and smaller established households.
Age Distribution
Bedrooms
Dwelling Structure
78.0%
Houses
18.2%
Townhouse
0.9%
Apartment
Tenure
Belmont's housing market has softened modestly rather than reset. The median house price was $700,000 in Apr-Jun 2023, fell to a $670,000 trough in Oct-Dec 2023, and sat at $678,800 in Apr-Jun 2024, 3.0% below the peak and earliest price. Housing choice is still low-rise: 78.0% separate houses and 18.2% semi-detached, far higher than apartments at 0.9%. Tenure is balanced, with 32.3% owned outright, 31.8% mortgaged and 35.9% renting, so the market is not dominated by one buyer type.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$1,703
Rent / wk
$350
HH Size
2.3
Personal Income / wk
$802
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
6.8%
Unoccupied
455
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
23.1%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
25.9%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
28.3%
Couples, no children
10,692
Total families
Economy & Employment
Belmont's economy leans strongly into public and service work, with Healthcare at 23.4% of local workers, Education 14.8%, Construction 11.3%, Public Admin 7.6% and Professional/Tech 7.1%. Occupations reinforce that pattern: Professionals number 2,054, ahead of Community/Personal at 1,010 and Clerical/Admin at 828. Unemployment is 5.0% and full-time work is 59.6% of employed people. SEIFA is mixed, with IEO decile 7 but IER decile 3, while IRSD is 6 and IRSAD is 5, meaning education is higher than economic resources.
Unemployment
4.2%
Labour Force
8,396
Unemployed
351
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
59.6%
Part-time
35.4%
Participation
58.7%
Employed
6,964
Occupations
Top Industries
University
39.6%
Postgraduate
11.3%
Born Overseas
17.7%
Dwellings
6,177
Transport to Work
Belmont is practical rather than transit led. Car drivers account for 87.3% of commuting, well above public transport at 2.4% and walking or cycling at 4.4%, so daily convenience depends heavily on road access. School depth is a major strength, with 7 local schools spanning ICSEA 884 to 1112. Belmont Primary leads at 1112, followed by Clairvaux Catholic School at 1095 and Roslyn Primary at 1082, giving government and Catholic options. Safety is more mixed: the crime rate is 82.6 per 1,000, with 1,245 offences, including 682 property and deception offences. IRSAD decile 5 is around the national middle.
Drive
87.3%
Public Transport
2.4%
Walk / Cycle
4.4%
Work from Home
N/A
Population Forecast
+0.5%/yr
(+76 people/yr)
EstablishedGrowth is steady rather than fast: the trend forecast is 0.5% a year, or about 76 people annually, with the medium path rising from 15,267 in 2026 to 15,645 in 2031. Migration is finely balanced because average net overseas migration is +146 a year while average net internal migration is -146, even though the primary driver is listed as Overseas migration. The shift trajectory is Stable, with 10.2% population change over 10 years and 23.0% real income growth. The gentrification score is 0 and stage is Not gentrifying, below an active renewal reading.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Overseas Migration
Net Overseas / yr
+146
Net Internal / yr
-146
Gentrification Signal
Not gentrifying
Net internal outflow -146/yr
Safety & Crime
Total Offences
1,245
Year ending June 2024
Rate per 1,000 People
82.6
Offence Categories
Source: Crime Statistics Agency Victoria / SA Police
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Belmont compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Belmont a good suburb to live in?
Belmont suits buyers wanting an established Geelong suburb with 15,066 residents, a median age of 37 and strong school access. It is more car dependent than transit oriented, with 87.3% driving to work, but 7 schools and mostly detached housing support family living.
What is the median house price in Belmont?
The median house price in Belmont is $678,800 for Apr-Jun 2024. That is 3.0% below the $700,000 peak in Apr-Jun 2023 and above the recent $670,000 trough recorded in Oct-Dec 2023.
What schools are in Belmont?
Belmont has 7 local schools, with ICSEA values ranging from 884 to 1112. Key options include Belmont Primary School, Clairvaux Catholic School, Roslyn Primary School and Belmont High School, which has 1,291 enrolments.
Is Belmont safe?
Belmont recorded 1,245 offences and a crime rate of 82.6 per 1,000 residents. Property and deception offences were the largest category at 682, compared with 168 crimes against the person, so safety varies by offence type.
Is Belmont good for property investment?
Belmont has investor appeal because 35.9% of households rent and the median rent is $350 per week. The vacancy rate of 6.8% is the main caution, while 14 development applications and 0.5% annual population growth suggest measured rather than rapid expansion.
How is Belmont's population changing?
Belmont is growing slowly, with a trend forecast of 0.5% a year, or 76 people annually. The medium scenario reaches 15,645 residents by 2031, while overseas migration of +146 a year is offset by internal migration of -146 a year.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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