VIC 3350 Census 2021 + Live DA Data

Canadian

At a median house price of $505,000 with 86.2% of stock as separate houses, Canadian offers one of the more affordable detached-home markets within the Ballarat ring. The population of 4,098 sits at a median age of 37, three years below the national figure, and 34.2% hold university qualifications, which is 4.1 points above national. Household income lands at the 43.6th percentile nationally, placing the suburb in the lower-middle income band. The dominant occupations, Professionals at 447 and Community/Personal workers at 309, reflect the nearby healthcare and education corridors. Rents rose 34.1% over the decade while affordability has gradually improved, a combination that points to modest but durable local demand.

Canadian urban fabric map

Population

4,098

Median Age

37.0

Household IncomeiMedian weekly household income (ABS Census)

$1,438/wk

DAs (12 months)iDevelopment Applications lodged in the past year

17

Median House

$505K

Apr-Jun 2024

7.79 km²· 525.9 people/km²· Family income $1,828/wk

The median house price of $505,000 as of Apr-Jun 2024 sits well below the broader VIC state median, making Canadian accessible for first-home buyers seeking a separate-house purchase. The price peaked at $597,000 in Oct-Dec 2023, so buyers today are entering at 15.4% below that peak, though long-run growth since 2013 is 56.6% (3.3% CAGR over 14 years). Separate houses make up 86.2% of stock, with three-bedroom homes the most common at 48.2% and four-plus bedroom homes at 30.4%, suiting families. Monthly mortgage repayments average $1,387, producing a mortgage-to-income ratio of 22.3%, comfortably below the 30% stress threshold. Outright owners (28.3%) and mortgage holders (36.4%) together reflect a reasonably stable owner base.

For Buyers

The median house price of $505,000 as of Apr-Jun 2024 sits well below the broader VIC state median, making Canadian accessible for first-home buyers seeking a separate-house purchase. The price peaked at $597,000 in Oct-Dec 2023, so buyers today are entering at 15.4% below that peak, though long-run growth since 2013 is 56.6% (3.3% CAGR over 14 years). Separate houses make up 86.2% of stock, with three-bedroom homes the most common at 48.2% and four-plus bedroom homes at 30.4%, suiting families. Monthly mortgage repayments average $1,387, producing a mortgage-to-income ratio of 22.3%, comfortably below the 30% stress threshold. Outright owners (28.3%) and mortgage holders (36.4%) together reflect a reasonably stable owner base.

For Investors

With 35.3% of residents renting and a weekly rent of $300, Canadian has a solid renter pool, though yields must be read against the $505,000 median. Rents climbed 34.1% over the decade, indicating genuine demand growth rather than stagnation. The vacancy rate of 7.0% is elevated compared to a healthy market norm, suggesting some oversupply in the rental segment that could weigh on near-term rent growth. Development activity is low at 16 applications in the past 12 months, limiting new supply competition. Net overseas migration averages 113 people per year while internal migration runs at negative 66, so population growth is real but depends on international arrivals. Annual price growth of 3.3% CAGR since 2013 is steady rather than speculative.

Development Activity

Total DAs

27

Last 12 Months

17

YoY ChangeiYear-over-year change in DA lodgements

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Other
7
Subdivision
5
Tree Removal
2
Driveway / Crossover
1
Renovation / Extension
1
Multi-Dwelling / Townhouse
1

Demographics

The median age of 37 is 3.0 years below the national figure, and the working-age cohort is stable with no shift over the decade, though the senior share rose 6.0 points, signalling a gradual aging trajectory. Overseas-born residents account for 13.7% of the population, which is 7.9 points below the national average, and the community is predominantly Anglo-Celtic in ancestry, led by English (1,653), Irish (619) and Scottish (487). University qualifications reach 34.2%, which is 4.1 points above national, reflecting the professional and healthcare workforce concentration. Average household size is 2.4, marginally below national. The household composition includes 1,184 couples with children and 835 couples without children, with no recorded one-parent families in the dataset.

Age Distribution

0-14
17.7%
15-24
12.2%
25-44
29.2%
45-64
21.5%
65+
19.6%

Bedrooms

Studio/1br
1.5%
2 bed
19.8%
3 bed
48.2%
4+ bed
30.4%

Dwelling Structure

86.2%

Houses

12.9%

Townhouse

1.0%

Apartment

Tenure

Own 28.3% Mortgage 36.4% Rent 35.3%

The price history runs from $297,000 at the 2014 trough to a $597,000 peak in Oct-Dec 2023, then corrected to $505,000 by Apr-Jun 2024, a 15.4% retreat from peak. Over the full 14-year period from 2013, prices rose 56.6%, a 3.3% annual compound rate, which is moderate compared to metro markets. Tenure is balanced: 28.3% own outright, 36.4% carry a mortgage and 35.3% rent. The stock is overwhelmingly detached houses at 86.2%, with semi-detached at 12.9% and apartments at just 1.0%. Three-bedroom homes make up 48.2% of dwellings and four-plus at 30.4%, so the suburb skews toward family-size properties. Rent-to-income at 20.9% is below the 30% stress threshold, meaning current renters are not under financial pressure.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$1,387

Rent / wk

$300

HH Size

2.4

Personal Income / wk

$749

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

7.0%

Unoccupied

119

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

20.9%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

22.3%

Community Profile

Languages Spoken at Home

Punjabi
28
Mandarin
21
Urdu
13

Ancestry

English
1,653
Irish
619
Scottish
487
Other
309
Ancestry NS
250
German
187

Household Composition

28.0%

Couples, no children

2,977

Total families

Economy & Employment

Healthcare dominates local employment at 23.0% of workers (314 people), followed by Education at 15.2% (207) and Construction at 8.2% (112). Public Admin and Professional/Tech each contribute around 7-8%, reflecting Ballarat's government and services base. By occupation, Professionals account for 447 workers and Community/Personal service roles for 309, together making up the majority of the employed workforce. The unemployment rate is 5.8%, above the typical low-unemployment benchmark, and the participation rate of 58.6% is modest, partly because 1,062 residents are not in the labour force. The SEIFA IRSD decile of 4 and IRSAD decile of 4 place Canadian below the national median on relative disadvantage and advantage combined, consistent with the household income sitting at the 43.6th percentile. Real income grew 17.3% over the decade.

Unemployment

4.3%

Labour Force

6,876

Unemployed

293

Quarterly Trend

Jun-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
4
Disadvantage
4
Economic resources
3
Education & occupation
5

Full-time

61.6%

Part-time

32.6%

Participation

58.6%

Employed

1,861

Occupations

Professionals 447
Community/Personal 309
Clerical/Admin 251
Labourers 196
Managers 189
Sales 183
Machinery/Drivers 108

Top Industries

Healthcare 23.0%
Education 15.2%
Construction 8.2%
Public Admin 7.7%
Professional/Tech 7.3%

University

34.2%

Postgraduate

9.4%

Born Overseas

13.7%

Dwellings

1,576

Transport to Work

Car dependency is very high: 89.4% of residents drive to work and only 1.9% use public transport, which reflects the suburban and semi-rural character of the 7.79 km2 area at 525.9 people per km2. The crime rate of 41.0 incidents per 1,000 residents is moderate, with the largest category being property and deception offences (91 incidents) rather than crimes against the person (49 incidents). No schools are recorded within Canadian's boundary in the dataset, so families draw on schools in neighbouring parts of the Ballarat LGA. The IRSAD decile of 4 places the suburb below the national median for socio-economic advantage, and 7.9% of residents (304 people) need daily assistance, a figure to weigh for service planning. The volunteering rate of 15.9% suggests moderate community engagement relative to peers.

Drive

89.4%

Public Transport

1.9%

Walk / Cycle

2.9%

Work from Home

N/A

Population Forecast

+1.15%/yr

(+144 people/yr)

Established

Annual population growth runs at 1.15%, adding around 144 people per year, and the medium forecast projects the broader SA2 population reaching 13,566 by 2031 from 12,518 in 2025. The 10-year population change of 17.4% is well above the national average for established suburbs. Net overseas migration of 113 people per year is the primary driver, partially offset by a net internal outflow of 66 people, suggesting the suburb retains long-term appeal for new arrivals but loses some locals to other regions. The gentrification score of 6 and stage of Not Gentrifying indicates the suburb has not undergone the rapid uplift seen in more transitional markets. Affordability improved from 43.3% of income in 2011 to 40.2% in 2021, a steady trend that supports owner-occupier demand.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Overseas Migration

Net Overseas / yr

+113

Net Internal / yr

-66

6

Gentrification Signal

Not gentrifying

Population +18% since 2011

Safety & Crime

Total Offences

168

Year ending June 2024

Rate per 1,000 People

41.0

Offence Categories

Property and deception offences
91
Crimes against the person
49
Justice procedures offences
22
Drug offences
3

Source: Crime Statistics Agency Victoria / SA Police

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Canadian compares to ~15,000 Australian suburbs

Population
Top 13%
Household Income
Bottom 44%
Rent Level
Top 41%
Apartments
Bottom 21%
Renters
Top 21%
Uni Educated
Top 27%
Public Transport
Bottom 32%
Born Overseas
Bottom 48%
Density
Top 19%

Frequently Asked Questions

Is Canadian a good suburb to live in?

Canadian suits buyers and families seeking affordable separate-house stock close to Ballarat. The median house price of $505,000 is well below metro medians, mortgage-to-income sits at 22.3% (below the 30% stress threshold), and 34.2% of residents hold university qualifications. The main trade-off is high car dependency, with 89.4% driving to work and only 1.9% using public transport.

What is the median house price in Canadian?

The median house price is $505,000 as of Apr-Jun 2024, down 15.4% from the Oct-Dec 2023 peak of $597,000. Long-run growth since 2013 is 56.6% at a 3.3% CAGR over 14 years. Weekly rent averages $300 and monthly mortgage repayments are approximately $1,387.

What schools are in Canadian?

No schools are recorded within Canadian's boundary in the dataset. Families in the suburb rely on schools in neighbouring Ballarat suburbs. The adult population has a university qualification rate of 34.2%, which is 4.1 points above the national figure, reflecting the nearby higher education and healthcare employment base.

Is Canadian safe?

Canadian recorded 168 crimes in the most recent year, giving a rate of 41.0 incidents per 1,000 residents. The largest category was property and deception offences at 91 incidents, followed by crimes against the person at 49. Drug offences were low at 3. The IRSD decile of 4 places the suburb in the lower-middle band nationally.

Is Canadian good for property investment?

The 35.3% renter share and $300 weekly rent provide a tenant base, and rent grew 34.1% over the decade. However, the vacancy rate of 7.0% is elevated above healthy market norms, which may limit near-term rent increases. Annual capital growth is 3.3% CAGR since 2013, steady rather than speculative. Net overseas migration of 113 people per year supports longer-term demand.

How is Canadian's population changing?

The suburb grows at 1.15% annually, adding around 144 people per year. The 10-year population change is 17.4%, above average for an established suburb. Overseas migration drives growth at 113 net arrivals per year, partially offset by an internal outflow of 66. Medium forecasts project the broader SA2 reaching 13,566 by 2031 from 12,518 in 2025.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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