VIC 3058 Census 2021 + Live DA Data

Coburg

Coburg's gentrification math is unusually fast for an inner-north Melbourne suburb: real household income climbed 54.9% over the past decade while housing affordability ratios moved from 60.7% to 45.5%, an improving trend rare in Melbourne's tram corridors. Population swelled 28.1% since 2011, university attainment sits at 55.3% (25.2 percentage points above the national average), and median house prices reached $1,160,100 in Apr-Jun 2024, up 83.3% from $633,000 in 2013. Density of 3,841 residents per sqkm runs above Melbourne's middle-ring norms but below Richmond's 6,452/sqkm, leaving Sydney Road denser than typical alongside a still-dominant 65.2% separate-house stock. Italian (4,380), English, and Irish ancestry dominate the older base, while overseas migration of 158 net arrivals per year refreshes the Arabic, Greek, and Nepali clusters. The friction: a crime rate of 90.7 per 1,000, lower than Preston's 161.5 but above quieter middle-ring benchmarks.

Coburg urban fabric map

Population

26,574

Median Age

37.0

Household IncomeiMedian weekly household income (ABS Census)

$2,065/wk

DAs (12 months)iDevelopment Applications lodged in the past year

49

Median House

$1.2M

Apr-Jun 2024

6.92 km²· 3,841.3 people/km²· Family income $2,532/wk

Buyer maths in Coburg has softened from peak. The median house sits at $1,160,100 (Apr-Jun 2024), down 9.5% from the Oct-Dec 2023 peak of $1,281,500, the first material correction in a 14-year run that compounded at 4.4% CAGR. Mortgage repayments average $2,167 per month against a household weekly income of $2,065 (77.7th percentile nationally), keeping mortgage-to-income at a manageable 24.2% versus Melbourne's stress threshold of 30%. Stock skews toward 3-bedroom homes (43.4%) with a meaningful 19.1% four-plus footprint, while only 10.4% of dwellings are apartments, lower than Richmond's 53.1% apartment share. Buyers competing here face a market where 33.1% of owners hold outright (no mortgage to refinance away from), a structural anchor to listings flow.

For Buyers

Buyer maths in Coburg has softened from peak. The median house sits at $1,160,100 (Apr-Jun 2024), down 9.5% from the Oct-Dec 2023 peak of $1,281,500, the first material correction in a 14-year run that compounded at 4.4% CAGR. Mortgage repayments average $2,167 per month against a household weekly income of $2,065 (77.7th percentile nationally), keeping mortgage-to-income at a manageable 24.2% versus Melbourne's stress threshold of 30%. Stock skews toward 3-bedroom homes (43.4%) with a meaningful 19.1% four-plus footprint, while only 10.4% of dwellings are apartments, lower than Richmond's 53.1% apartment share. Buyers competing here face a market where 33.1% of owners hold outright (no mortgage to refinance away from), a structural anchor to listings flow.

For Investors

Coburg's rental ledger reads tighter than buyer pricing implies. Median rent of $430 per week against a vacancy rate of 8.3% suggests a workable but not blue-chip yield environment, and 34.0% of households rent compared with just 32.9% on a mortgage, a renter share above the national average. Rent growth of 42.7% over the decade, paired with overseas net migration averaging 158 per year and internal migration at -71, points to demand led by international arrivals rather than intrastate movers. The pipeline is moderate, with 32 development applications lodged in the past 12 months across Merri-bek planning, including subdivisions and apartment conversions on Sydney Road parcels. Pro investors should weigh a rent-to-income ratio of 20.8% (no rent stress flag) against the IER decile of 5, which signals economic resources running 3 deciles lower than the IEO decile of 8.

Development Activity

Total DAs

82

Last 12 Months

49

YoY ChangeiYear-over-year change in DA lodgements

+145.0%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Other
45
New Dwelling
11
Renovation / Extension
6
Subdivision
3
Commercial / Industrial
1
Change of Use
1
Multi-Dwelling / Townhouse
1
Signage / Advertising
1

Schools in Coburg iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

Coburg West Primary School

ICSEA 1147 Primary Government

Prep-6 · 370 students

Coburg North Primary School

ICSEA 1128 Primary Government

Prep-6 · 509 students

St Bernard's School

ICSEA 1121 Primary Catholic

Prep-6 · 152 students

Coburg Primary School

ICSEA 1113 Primary Government

Prep-6 · 346 students

Merri-bek Primary School

ICSEA 1112 Primary Government

Prep-6 · 350 students

Demographics

The cultural overlay in Coburg sits at the centre of the gentrification story. 30.7% of residents were born overseas, 9.1 percentage points above the national average, and Italian ancestry (4,380) still ranks as the second-largest group behind English (6,732), a legacy of post-war Sydney Road migration. Language at home shows Italian (788), Arabic (681), and Greek (681) tied for the migrant top tier, with Nepali (246) and Mandarin (217) reflecting newer South-Asian and East-Asian arrivals. Median age of 37 sits 3 years below the national median, and university attainment of 55.3% runs 25.2 percentage points above the national figure. Religion data shows Christianity (9,779) as the dominant affiliation but Islam (1,690) and Hinduism (510) form a measurable minority, consistent with the migration shift toward overseas-led growth.

Age Distribution

0-14
15.2%
15-24
11.2%
25-44
35.6%
45-64
23.9%
65+
14.1%

Bedrooms

Studio/1br
6.6%
2 bed
30.9%
3 bed
43.4%
4+ bed
19.1%

Dwelling Structure

65.2%

Houses

24.3%

Townhouse

10.4%

Apartment

Tenure

Own 33.1% Mortgage 32.9% Rent 34.0%

Coburg's tenure mix lands in unusually even thirds: 33.1% own outright, 32.9% hold a mortgage, and 34.0% rent, with no single bracket dominating the way it would in mortgage-belt outer suburbs. The dwelling stock is 65.2% separate house, 24.3% semi-detached, and 10.4% apartment, a denser footprint than middle-ring peers but less apartment-heavy than Richmond. Median price of $1,160,100 against household income of $107,380 per year produces a price-to-income ratio of 10.8x, above the Melbourne metro average of around 8x and well above the national 6-7x band. The 14-year price arc rose from $633,000 in 2013 to a peak of $1,281,500 in late 2023 (CAGR 4.4%) before correcting 9.5% to current levels. Bedrooms tilt to 3-bed (43.4%) with a meaningful 19.1% 4-plus segment.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$2,167

Rent / wk

$430

HH Size

2.5

Personal Income / wk

$894

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

8.3%

Unoccupied

921

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

20.8%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

24.2%

Community Profile

Languages Spoken at Home

Italian
788
Arabic
681
Greek
681
Nepali
246
Mandarin
217
Urdu
71

Ancestry

English
6,732
Italian
4,380
Other
4,345
Irish
3,288
Scottish
2,444
Greek
2,077

Household Composition

27.0%

Couples, no children

19,664

Total families

Economy & Employment

The Coburg economic profile is professionalising without losing its essential-services backbone. Healthcare (17.0%, 1,887 workers) and Education (15.4%, 1,712) lead the industry mix, with Professional/Tech (13.9%, 1,549) and Public Admin (9.4%, 1,044) anchoring the white-collar shift. Occupations confirm it: 5,266 Professionals (the largest single group) plus 2,040 Managers outnumber the combined Sales (1,126) and Community/Personal (1,482) cohorts. Unemployment sits at 5.4% with a 63.7% participation rate, both healthy versus the national benchmark. The SEIFA picture stays split: IEO decile 8 (top 20% nationally for education and occupation) yet IER decile 5, a 3-decile gap meaning economic resources lag prestige, a pattern typical of asset-rich pre-retirees and renters living alongside the new professional class. IRSAD decile 8 reflects the overall lift, narrower than Brunswick's full-gentri decile 10 but ahead of sister-suburb Preston's IEO decile 8 paired with IER decile 4.

Unemployment

8.1%

Labour Force

9,029

Unemployed

732

Quarterly Trend

Jun-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
8
Disadvantage
6
Economic resources
5
Education & occupation
8

Full-time

61.8%

Part-time

32.8%

Participation

63.7%

Employed

13,569

Occupations

Professionals 5,266
Managers 2,040
Clerical/Admin 1,746
Community/Personal 1,482
Sales 1,126
Labourers 781
Machinery/Drivers 427

Top Industries

Healthcare 17.0%
Education 15.4%
Professional/Tech 13.9%
Public Admin 9.4%
Retail 6.1%

University

55.3%

Postgraduate

18.1%

Born Overseas

30.7%

Dwellings

10,221

Transport to Work

Coburg sits comfortably in Melbourne's livability mid-tier with selective strengths. The transport mix shows 75.9% of commuters drive (above the dense-corridor average), 6.6% catch public transport via the Upfield train and Sydney Road tram corridors, and 12.4% walk or cycle, a higher active share than middle-ring suburbs. Schools punch above weight: Coburg West Primary ICSEA 1147, Coburg North 1128, and Coburg High School (ICSEA 1099, enrolment 1,265) all sit above the 1,000 ICSEA national mean, alongside the 2,215-student Australian International Academy. The IRSAD decile of 8 places the suburb in the top 20% nationally for socio-economic advantage. The honest asterisk: crime rate of 90.7 per 1,000 residents (2,411 incidents, 1,693 of them property and deception offences) runs above quieter middle-ring suburbs, a genuine inner-Melbourne tax that buyers should price in.

Drive

75.9%

Public Transport

6.6%

Walk / Cycle

12.4%

Work from Home

N/A

Population Forecast

+1.4%/yr

(+125 people/yr)

Established

Coburg's growth trajectory is steady-not-explosive, which is the point. Annual population growth of 1.4% (about 125 residents per year) takes the medium forecast from 9,184 in 2026 to 9,807 by 2031, a 6.8% lift over five years. The driver is decisively external: overseas net migration of 158 per year offsets internal net migration of -71, meaning Coburg loses residents to other Australian regions but more than replaces them with international arrivals. The gentrification scorecard sits at 54 (Active stage) with senior share down 3.1 percentage points and working-age share up 4.0pp, a generational rotation visible in the school enrolment surge. Real income growth of 54.9% over the decade and population growth of 28.1% since 2011 confirm the structural shift from working-class migrant base toward professional inner-urban, with COVID dip at -2.1% fully recovered.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Overseas Migration

Net Overseas / yr

+158

Net Internal / yr

-71

20

Gentrification Signal

Early signs

Population +30% since 2011, COVID recovered (-2% dip → full recovery)

Safety & Crime

Total Offences

2,411

Year ending June 2024

Rate per 1,000 People

90.7

Offence Categories

Property and deception offences
1,693
Crimes against the person
303
Justice procedures offences
251
Public order and security offences
86

Source: Crime Statistics Agency Victoria / SA Police

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Coburg compares to ~15,000 Australian suburbs

Population
Top 0%
Household Income
Top 22%
Rent Level
Top 11%
Apartments
Top 29%
Renters
Top 22%
Uni Educated
Top 6%
Public Transport
Top 24%
Born Overseas
Top 13%
Density
Top 2%

Frequently Asked Questions

Is Coburg a good suburb to live in?

Coburg fits buyers who want inner-north Melbourne walkability without Richmond's apartment density. The IRSAD decile of 8 places it in the top 20% nationally, university attainment of 55.3% runs 25.2 percentage points above the national average, and the median age of 37 sits 3 years below the national median. The compromise is a crime rate of 90.7 per 1,000 residents, lower than Preston's 161.5 but above quieter middle-ring suburbs.

What is the median house price in Coburg?

The median house price was $1,160,100 in Apr-Jun 2024, down 9.5% from the peak of $1,281,500 in Oct-Dec 2023. Over the 14 years from 2013 the price has risen from $633,000 (a CAGR of 4.4% and a total gain of 83.3%). Median weekly rent sits at $430 against a vacancy rate of 8.3%.

What schools are in Coburg?

Coburg has 10 schools tracked, led by 5 government primaries with ICSEA between 1,112 and 1,147 (Coburg West, Coburg North, Coburg, Merri-bek, plus Catholic St Bernard's at 1,121). The flagship secondary is Coburg High School (ICSEA 1,099, enrolment 1,265). The largest is the Australian International Academy of Education with 2,215 students across primary and secondary, all sitting above the national mean ICSEA of 1,000.

Is Coburg safe?

The crime rate is 90.7 per 1,000 residents (2,411 incidents in the latest year), lower than Preston's 161.5 per 1,000 but above quieter middle-ring Melbourne suburbs. Property and deception offences (1,693) make up about 70% of the total, a typical inner-corridor pattern. Crimes against the person sit at 303, justice procedures offences 251, and public order at 86, which puts Coburg in the moderate band for inner-north Melbourne.

Is Coburg good for property investment?

Coburg suits long-hold investors over yield seekers. Renters make up 34.0% of households (above national average), median rent is $430 per week, and rent growth has reached 42.7% over the decade. Vacancy of 8.3% and rent-to-income at 20.8% (no stress flag) keep cashflow workable. Capital growth of 4.4% CAGR over 14 years and 32 development approvals in the past 12 months point to ongoing demand led by overseas migration of 158 net arrivals per year.

How is Coburg's population changing?

Population grew 28.1% since 2011 and continues at 1.4% annually (about 125 new residents per year), forecast to reach 9,807 by 2031 from 9,184 in 2026. The growth is driven by overseas migration averaging 158 net arrivals per year, offsetting internal net migration of -71. The age mix is shifting: senior share dropped 3.1 percentage points and working-age share lifted 4.0pp, the gentrification stage is rated Active with a score of 54.

What languages are spoken in Coburg?

About 30.7% of residents were born overseas, 9.1 percentage points above the national average. The top languages spoken at home are Italian (788 speakers), Arabic (681), Greek (681), Nepali (246), and Mandarin (217), reflecting both the post-war Mediterranean migration legacy and newer South-Asian and East-Asian arrivals. Italian remains the largest non-English ancestry group at 4,380 residents, second only to English at 6,732.

How active is the development pipeline in Coburg?

Coburg recorded 32 development applications in the past 12 months across Merri-bek City Council, including planning permits and a 6-lot subdivision converting an existing shop and 5 apartments. The pipeline is moderate by inner-Melbourne standards, with most activity clustered along Sydney Road and the Upfield rail corridor. Combined with overseas migration of 158 net arrivals per year and a 1.4% annual population growth trend, supply continues to track demand without dramatic over-build.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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