Gowrie Junction
Household income at the 82nd percentile nationally sits alongside an ownership rate where 92.5% of households are owners or buyers, yet the median house price of $495,000 stays well below state and national medians. Gowrie Junction is a mortgage-belt community of 2,242 people spread across 25.64 square kilometres west of Toowoomba, where 100% of dwellings are separate houses and 71% have four or more bedrooms. The overseas-born share of 6.4% is 15.2 percentage points below the national average, and the full-time employment rate of 66.5% reflects a working-age population engaged largely in healthcare, education and construction.
Population
2,242
Median Age
37.0
Household IncomeiMedian weekly household income (ABS Census)
$2,164/wk
DAs (12 months)iDevelopment Applications lodged in the past year
6
Median House
$495K
Estimated from rent (2025)
At an estimated $495,000 median house price, Gowrie Junction sits well below the Queensland state median and offers access to large detached housing. Every dwelling in the suburb is a separate house, and 71% of those have four or more bedrooms, making it one of the more family-oriented markets in the region. Monthly mortgage repayments average $1,733, giving a mortgage-to-income ratio of 18.5%, comfortably below the 30% stress threshold compared to many metropolitan markets. Ownership dominates: 32.6% own outright and 59.9% carry a mortgage, leaving only 7.5% renting. The average household size of 3.0 is 0.5 above the national figure, consistent with the large-home, family-formation profile.
For Buyers
At an estimated $495,000 median house price, Gowrie Junction sits well below the Queensland state median and offers access to large detached housing. Every dwelling in the suburb is a separate house, and 71% of those have four or more bedrooms, making it one of the more family-oriented markets in the region. Monthly mortgage repayments average $1,733, giving a mortgage-to-income ratio of 18.5%, comfortably below the 30% stress threshold compared to many metropolitan markets. Ownership dominates: 32.6% own outright and 59.9% carry a mortgage, leaving only 7.5% renting. The average household size of 3.0 is 0.5 above the national figure, consistent with the large-home, family-formation profile.
For Investors
The rental market in Gowrie Junction is thin by design: with only 7.5% of households renting, demand from tenants is limited relative to most suburbs. Weekly rent of $400 against a $495,000 median implies a gross yield around 4.2%, which is higher than many coastal QLD markets. The vacancy rate of 3.7% sits above the 3% threshold typically considered balanced, suggesting modest oversupply. Development activity has been low, with 5 applications in the past 12 months, mostly material change of use for residential purposes rather than new subdivisions. Investors seeking high tenant turnover or apartment exposure will find neither here; the case rests on capital growth in a high-income, stable owner-occupier market.
Development Activity
Total DAs
14
Last 12 Months
6
YoY ChangeiYear-over-year change in DA lodgements
+100.0%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Gowrie Junction iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Gowrie State School
Prep-6 · 210 students
Demographics
The median age of 37 is 3.0 years below the national figure, pointing to a younger family-oriented population rather than a retiree enclave. Overseas-born residents account for only 6.4%, which is 15.2 percentage points below the national average, and no non-English languages appear in the data, reflecting a predominantly Australian-born community. Ancestry skews Anglo-Celtic, led by English (914), German (306), Irish (273) and Scottish (260). University qualifications reach 22.2%, which is 7.9 points below the national rate, and the workforce leans toward applied occupations. The volunteering rate of 18.3% and couples-with-children households at 50.7% of all families reinforce the picture of a community-oriented, family-stage suburb.
Age Distribution
Bedrooms
Dwelling Structure
100.0%
Houses
N/A
Townhouse
N/A
Apartment
Tenure
Every one of Gowrie Junction's dwellings is a detached house, with no apartments or semi-detached stock recorded, a ratio that is well above national norms. The bedroom split is skewed large: 71.0% of homes have four or more bedrooms and 27.8% have three, leaving only 1.2% with two bedrooms. Tenure is heavily tilted toward ownership, with 32.6% owning outright and 59.9% on a mortgage, while renters account for just 7.5%, far below the national average. Monthly mortgage repayments of $1,733 relative to household weekly income of $2,164 produce a mortgage-to-income ratio of 18.5%, below stress levels. The median house price is estimated at $495,000, and housing stress indicators are not flagged for either renters or mortgage holders.
Mortgage / mo
$1,733
Rent / wk
$400
HH Size
3.0
Personal Income / wk
$861
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
3.7%
Unoccupied
27
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
18.5%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
18.5%
Community Profile
Ancestry
Household Composition
26.4%
Couples, no children
1,979
Total families
Economy & Employment
Healthcare is the dominant employment sector at 18.5% of workers (148 people), followed by Education at 14.4% (115) and Construction at 13.0% (104). Public administration and manufacturing together account for a further 14.3% of jobs. By occupation, Professionals lead at 199 workers, followed by Clerical and Admin at 184, Community and Personal Services at 134, and Labourers at 122. The unemployment rate of 2.8% is low, and the full-time employment rate of 66.5% reflects a working population primarily commuting to Toowoomba for employment. Household income ranks at the 82nd percentile nationally despite the suburban location, suggesting that two-income families with stable employment are the norm here rather than the exception.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
66.5%
Part-time
30.7%
Participation
68.4%
Employed
1,128
Occupations
Top Industries
University
22.2%
Postgraduate
4.0%
Born Overseas
6.4%
Dwellings
706
Transport to Work
Car dependency is near-total: 95.4% of residents drive to work, and only 0.3% use public transport, reflecting the rural-residential setting more than 15 kilometres from Toowoomba's CBD. No schools are recorded within the suburb boundary, so families depend on nearby Toowoomba institutions. The need-for-assistance rate of 4.5% (96 people) is moderate, and the volunteering rate of 18.3% indicates active community participation above what many suburban averages show. Housing stress is not flagged for either renters or mortgage holders, with rent-to-income at 18.5% well below the 30% stress threshold. The separate-house density of 87.5 per square kilometre gives the suburb a spacious, low-density character compared to metropolitan suburbs.
Drive
95.4%
Public Transport
0.3%
Walk / Cycle
N/A
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Gowrie Junction compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Gowrie Junction a good suburb to live in?
Gowrie Junction suits families seeking space and stability. Household income ranks at the 82nd percentile nationally, mortgage stress is not flagged with repayments at 18.5% of income, and 92.5% of households are owners. The trade-off is near-total car dependency, with 95.4% driving to work and minimal public transport.
What is the median house price in Gowrie Junction?
The median house price is estimated at $495,000 based on 2025 rental data. Weekly rent averages $400 and monthly mortgage repayments run approximately $1,733, giving a mortgage-to-income ratio of 18.5%, well below the 30% stress threshold.
What schools are in Gowrie Junction?
No schools are recorded within the Gowrie Junction suburb boundary. With a population of 2,242 spread across 25.64 square kilometres, families rely on schools in neighbouring Toowoomba. The suburb's university qualification rate of 22.2% is 7.9 points below the national figure.
Is Gowrie Junction safe?
Detailed crime statistics are not available for Gowrie Junction. As context, housing stress indicators show no mortgage or rent stress flags, the unemployment rate is low at 2.8%, and 83.6% of residents remained at the same address year-on-year, all consistent with a stable, low-disadvantage community.
Is Gowrie Junction good for property investment?
The rental market is limited: only 7.5% of households rent, and the vacancy rate of 3.7% sits above balanced-market levels. Weekly rent of $400 against a $495,000 median implies a gross yield around 4.2%, higher than many coastal QLD markets. Development activity is low at 5 applications in 12 months, pointing to a slow-growth environment.
How is Gowrie Junction's population changing?
Gowrie Junction has a current population of 2,242 and a residential stability rate of 83.6%, meaning most residents stayed put in the past year. Development activity is low with 5 applications in 12 months, and the suburb's rural character limits high-density infill. The young median age of 37, which is 3.0 years below the national figure, suggests the community is in a family-formation rather than decline phase.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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