VIC 3228 Census 2021 + Live DA Data

Jan Juc

A $1.25 million median house price, a 22.1% vacancy rate, and a 48.8% university qualification rate together define Jan Juc as an affluent coastal enclave where property is partly held as a secondary asset. Household income places residents at the 89.5th percentile nationally, and 96.3% of dwellings are separate houses, far above the state and national averages. Owner-occupiers dominate: 39.3% own outright and 41.0% carry a mortgage, leaving only 19.7% renting. The suburb's high vacancy and low renter share both point to a significant holiday home component in the 6.09 km2 area 100 km from Melbourne.

Jan Juc urban fabric map

Population

4,151

Median Age

40.0

Household IncomeiMedian weekly household income (ABS Census)

$2,360/wk

DAs (12 months)iDevelopment Applications lodged in the past year

2

Median House

$1.2M

Apr-Jun 2024

6.09 km²· 681.9 people/km²· Family income $2,722/wk

The median house price of $1.25 million, recorded in Apr-Jun 2024, sits below the 2022 peak of $1.4 million, a drop of 10.7% from that peak. Buyers entering now capture some correction from the peak cycle, though the longer-run trend shows prices up 125.2% from $555,000 in 2013, at a compound annual growth rate of 6.0% over 14 years. Stock is almost entirely detached: 96.3% of dwellings are separate houses, with 3.5% semi-detached and just 0.2% apartments. Three-bedroom homes account for 53.3% of the stock, with 4-plus bedrooms at 38.1%, indicating a predominantly family-scale housing profile. Monthly mortgage repayments average $2,167, and the mortgage-to-income ratio of 21.2% sits below the 30% stress threshold, reflecting household incomes in the top decile nationally.

For Buyers

The median house price of $1.25 million, recorded in Apr-Jun 2024, sits below the 2022 peak of $1.4 million, a drop of 10.7% from that peak. Buyers entering now capture some correction from the peak cycle, though the longer-run trend shows prices up 125.2% from $555,000 in 2013, at a compound annual growth rate of 6.0% over 14 years. Stock is almost entirely detached: 96.3% of dwellings are separate houses, with 3.5% semi-detached and just 0.2% apartments. Three-bedroom homes account for 53.3% of the stock, with 4-plus bedrooms at 38.1%, indicating a predominantly family-scale housing profile. Monthly mortgage repayments average $2,167, and the mortgage-to-income ratio of 21.2% sits below the 30% stress threshold, reflecting household incomes in the top decile nationally.

For Investors

Jan Juc's rental market is thin: only 19.7% of properties are rented, with weekly rent at $473. Against a $1.25 million median, that implies a gross yield of roughly 2.0%, which is low for a regional coastal market and reflects the dominance of owner-occupier demand. The 22.1% vacancy rate is notably high compared to standard residential markets, consistent with a large holiday-home stock that sits empty much of the year. Development activity is minimal, with just 2 applications lodged in the past 12 months, both subdivision works rather than new dwellings. The long-term capital growth record of 6.0% CAGR over 14 years provides a credible investment anchor for buyers who accept low yields in exchange for coastal scarcity and lifestyle demand.

Development Activity

Total DAs

5

Last 12 Months

2

YoY ChangeiYear-over-year change in DA lodgements

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Subdivision
2

Demographics

The median age of 40 matches the national figure precisely, making Jan Juc unusual among premium coastal suburbs, which typically skew older. University qualifications reach 48.8%, which is 18.7 percentage points above the national rate, one of the larger education gaps in regional Victoria. Overseas-born residents account for only 10.8%, which is 10.8 points below the national average, consistent with the suburb's predominantly Anglo-Celtic ancestry: English (1,864), Irish (746) and Scottish (564) are the top three groups. Average household size is 2.7, marginally above the national figure. Volunteering runs at 24.3%, above typical suburban levels, and only 2.2% of residents need daily assistance, pointing to a relatively healthy and engaged population.

Age Distribution

0-14
21.6%
15-24
10.3%
25-44
25.8%
45-64
28.6%
65+
13.4%

Bedrooms

Studio/1br
0.9%
2 bed
7.6%
3 bed
53.3%
4+ bed
38.1%

Dwelling Structure

96.3%

Houses

3.5%

Townhouse

0.2%

Apartment

Tenure

Own 39.3% Mortgage 41.0% Rent 19.7%

Owner-occupation is the dominant tenure, with 39.3% owning outright and 41.0% carrying mortgages, while 19.7% rent. The outright ownership rate is particularly high, suggesting many residents are established or semi-retired owners rather than first-time buyers. Separate houses make up 96.3% of the stock, a figure well above the national and VIC state averages, making Jan Juc one of the most detached-house-dominant suburbs in the Surf Coast region. Bedrooms skew large: 38.1% of homes have 4 or more bedrooms and 53.3% have 3. The price record spans from $555,000 in 2013 to a peak of $1.4 million in 2022 before settling at $1.25 million in 2024, a 125.2% total gain over 14 years at 6.0% CAGR.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$2,167

Rent / wk

$473

HH Size

2.7

Personal Income / wk

$1,029

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

22.1%

Unoccupied

403

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

20.0%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

21.2%

Community Profile

Ancestry

English
1,864
Irish
746
Scottish
564
Other
287
German
188
Ancestry NS
187

Household Composition

24.2%

Couples, no children

3,279

Total families

Economy & Employment

Healthcare is the largest employing sector at 18.6% (309 workers), followed by Education at 14.0% (232) and Professional/Tech at 13.8% (229). Construction accounts for 12.7% (211), a notable share that likely reflects the active Surf Coast residential market. By occupation, Professionals (748) and Managers (354) are the two leading groups, consistent with a highly educated workforce where 48.8% hold university qualifications, compared to the national average of 30.1%. The unemployment rate is 3.2% and the full-time employment rate is 59.2%. Participation at 64.2% is moderate, partly because 853 residents are not in the labour force, including likely retirees in a suburb where household income sits at the 89.5th percentile nationally.

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Full-time

59.2%

Part-time

37.6%

Participation

64.2%

Employed

2,020

Occupations

Professionals 748
Managers 354
Community/Personal 246
Clerical/Admin 205
Sales 171
Labourers 115
Machinery/Drivers 34

Top Industries

Healthcare 18.6%
Education 14.0%
Professional/Tech 13.8%
Construction 12.7%
Public Admin 8.1%

University

48.8%

Postgraduate

11.1%

Born Overseas

10.8%

Dwellings

1,418

Transport to Work

Jan Juc is a car-dependent suburb: 89.8% of residents drive to work, and only 0.6% use public transport, below the Victorian state average by a wide margin. Walking and cycling account for 3.6%, above many suburban areas, reflecting the coastal lifestyle and compact local amenity. Crime is low at 20.0 incidents per 1,000 residents annually, with property offences (54 incidents) the dominant category and violent crime at just 11 incidents. No schools are recorded in the Jan Juc dataset; families access schooling in nearby Torquay and Anglesea. The suburb is classified as low-crime-rate by its identity signals, and with a mortgage-to-income ratio of 21.2% and rent-to-income of 20.0%, housing stress is below standard thresholds for both owners and renters.

Drive

89.8%

Public Transport

0.6%

Walk / Cycle

3.6%

Work from Home

N/A

Safety & Crime

Total Offences

83

Year ending June 2024

Rate per 1,000 People

20.0

Offence Categories

Property and deception offences
54
Justice procedures offences
14
Crimes against the person
11
Drug offences
2

Source: Crime Statistics Agency Victoria / SA Police

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Jan Juc compares to ~15,000 Australian suburbs

Population
Top 13%
Household Income
Top 10%
Rent Level
Top 7%
Apartments
Bottom 1%
Renters
Bottom 48%
Uni Educated
Top 10%
Public Transport
Bottom 6%
Born Overseas
Bottom 34%
Density
Top 18%

Frequently Asked Questions

Is Jan Juc a good suburb to live in?

Jan Juc has strong livability credentials: household income at the 89.5th percentile nationally, a crime rate of 20.0 per 1,000 residents, and a mortgage-to-income ratio of 21.2%, below the stress threshold. University qualifications reach 48.8%, which is 18.7 points above the national average, reflecting an educated resident base. The main trade-offs are limited public transport (0.6%) and a $1.25 million median house price.

What is the median house price in Jan Juc?

The median house price in Jan Juc is $1,250,000, recorded in Apr-Jun 2024. Prices peaked at $1,400,000 in 2022 and have since corrected 10.7%. Over 14 years from 2013 the median has risen 125.2%, at a compound annual growth rate of 6.0%. Weekly rent is $473 and monthly mortgage repayments average $2,167.

What schools are in Jan Juc?

No schools are recorded within the Jan Juc boundary in this dataset. The suburb's 4,151 residents, many with families given the 53.3% share of 3-bedroom homes, access schooling in neighbouring Torquay and Anglesea. The local education level is high: 48.8% of residents hold university qualifications, compared to 30.1% nationally.

Is Jan Juc safe?

Jan Juc records 83 total crimes per year, a rate of 20.0 per 1,000 residents, which is low relative to the broader VIC average. The majority are property offences (54 incidents), with crimes against the person at just 11. Drug offences number only 2. The suburb is classified as low-crime-rate in its demographic profile.

Is Jan Juc good for property investment?

The investment case rests on capital growth rather than yield. Weekly rent of $473 against a $1.25 million median implies a gross yield of around 2.0%, low by regional standards. However, the 14-year CAGR is 6.0%, and supply is constrained with only 2 development applications in the past 12 months. The 22.1% vacancy rate is high, reflecting holiday home stock, which can affect consistent rental income.

How is Jan Juc's population changing?

Jan Juc has a stable, tightly held population of 4,151. The turnover rate is just 16.9%, with 83.1% of residents remaining year-on-year, indicating strong attachment to the suburb. Development activity is minimal at 2 applications in 12 months, and no large greenfield supply is evident, meaning significant population growth is unlikely in the near term.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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