Kialla
Nearly 96% of Kialla's housing stock is detached, yet the median sits at $660,000, making it one of regional Victoria's more accessible family markets. Population surged 45.5% over the decade to roughly 10,300, driven by 190 net internal migrants per year, mostly young families drawn by mortgages consuming just 18.8% of household income. Healthcare employs 21.5% of working residents, more than double the national share, reflecting proximity to Shepparton's hospital network. The gentrification score recently accelerated from 16% to 39%, suggesting early-stage compositional change.
Population
8,667
Median Age
38.0
Household IncomeiMedian weekly household income (ABS Census)
$1,998/wk
DAs (12 months)iDevelopment Applications lodged in the past year
30
Median House
$660K
Apr-Jun 2024
The $660,000 median house price grew 83.3% since 2013 (CAGR 4.4% over 14 years), peaking at $670,000 in early 2024 before a 1.5% pullback. Detached houses at 95.8% dominate, with 4+ bedroom homes making up 59.4% of stock, well above the national average. Monthly mortgage of $1,625 against $1,998/week household income produces an 18.8% mortgage-to-income ratio, far below the 30% stress threshold. Only 12.4% of residents rent, compared to roughly 30% nationally, indicating strong owner-occupier commitment. Public transport is negligible at 0.2%, so car dependency at 91.5% is a tradeoff buyers should factor in.
For Buyers
The $660,000 median house price grew 83.3% since 2013 (CAGR 4.4% over 14 years), peaking at $670,000 in early 2024 before a 1.5% pullback. Detached houses at 95.8% dominate, with 4+ bedroom homes making up 59.4% of stock, well above the national average. Monthly mortgage of $1,625 against $1,998/week household income produces an 18.8% mortgage-to-income ratio, far below the 30% stress threshold. Only 12.4% of residents rent, compared to roughly 30% nationally, indicating strong owner-occupier commitment. Public transport is negligible at 0.2%, so car dependency at 91.5% is a tradeoff buyers should factor in.
For Investors
The 12.4% renter share is low compared to the national average, and the 4.6% vacancy rate signals limited surplus stock. Weekly rent of $380 on a $660,000 median produces a gross yield around 3.0%, slightly below average for regional VIC. However, the 27 development applications in 12 months and net internal migration of 190 per year point to sustained demand. Population growth at 2.68% annually (276 persons) exceeds the state trend. Rent grew 26.7% over the decade, outpacing income growth of 10.3%, which means affordability is tightening for tenants, supporting future rental price growth.
Development Activity
Total DAs
40
Last 12 Months
30
YoY ChangeiYear-over-year change in DA lodgements
+650.0%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Kialla iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
St Anne's College
Prep-12 · 499 students
Kialla Central Primary School
Prep-6 · 60 students
Demographics
The median age of 38 sits 2 years below the national figure. English ancestry leads (3,005), followed by Italian (902), Irish (874) and Scottish (813). Only 17.9% were born overseas, 3.7 points below national, making it predominantly Australian-born. Punjabi is the most spoken non-English language (207 speakers), reflecting a small but growing South Asian community. University qualifications at 27.9% fall 2.2 points below national, consistent with the IEO decile 6 ranking. Average household size of 2.9 is 0.4 above national, reflecting the family orientation. The volunteering rate of 16.8% suggests moderate civic engagement.
Age Distribution
Bedrooms
Dwelling Structure
95.8%
Houses
0.6%
Townhouse
N/A
Apartment
Tenure
Owned outright at 38.1% and mortgaged at 49.5% together account for 87.6% of tenure, well above the national average. The median rose from $360,000 in 2013 to $660,000 in 2024, a CAGR of 4.4% over 14 years. Three-bedroom (32.7%) and 4+ bedroom (59.4%) homes make up 92.1% of the stock, reflecting a family-oriented built form. The mortgage-to-income ratio of 18.8% is comfortable relative to the 74th-percentile household income ($1,998/week). Rent-to-income at 19.0% is equally manageable. The IRSD decile 7 places Kialla in the lower-disadvantage half nationally.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$1,625
Rent / wk
$380
HH Size
2.9
Personal Income / wk
$846
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
4.6%
Unoccupied
138
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
19.0%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
18.8%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
24.5%
Couples, no children
7,446
Total families
Economy & Employment
Healthcare (21.5%, 580 workers) and Education (13.9%, 377) together employ over a third of the workforce, consistent with Shepparton's regional service role. Construction at 11.5% and Manufacturing at 8.0% add a blue-collar base. Professionals (847) and Managers (633) lead occupations, though Labourers (419) also rank in the top five, a split not typical of metro areas. Unemployment at 3.3% is lower than national, and the participation rate of 61.7% sits near average. The IER decile 9 (economic resources) sharply exceeds the IEO decile 6 (education/occupation), suggesting asset-rich households with lower formal qualifications.
Unemployment
1.3%
Labour Force
5,345
Unemployed
72
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
65.1%
Part-time
31.6%
Participation
61.7%
Employed
4,001
Occupations
Top Industries
University
27.9%
Postgraduate
5.1%
Born Overseas
17.9%
Dwellings
2,848
Transport to Work
Kialla has 2 schools: St Anne's College (Catholic Combined, ICSEA 1,022, 499 students) and Kialla Central Primary (Government, ICSEA 1,008, 60 students). Both sit above the national ICSEA benchmark of 1,000. Crime at 46.6 per 1,000 residents is moderate for regional VIC, with property offences (199) comprising nearly half. The IRSAD decile 6 sits in the upper-middle band nationally. Need-for-assistance at 5.4% and 448 residents requiring support reflects the regional median. Public transport is essentially absent (0.2%), so daily life requires car ownership.
Drive
91.5%
Public Transport
0.2%
Walk / Cycle
1.7%
Work from Home
N/A
Population Forecast
+2.68%/yr
(+276 people/yr)
EstablishedPopulation grew 45.5% over the decade to approximately 10,295 by 2025, well above the national growth rate, with the medium forecast projecting 11,856 by 2031. Annual growth of 2.68% (276 persons) is driven primarily by internal migration averaging 190 per year, with overseas migration adding 42. Despite this influx, the gentrification score sits at 39 (early signs), accelerating from 16%. Real income grew 10.3% over the decade, and affordability improved from 48.2% to 45.0%. The trajectory is classified as mixed: the senior share rose 2.9 points while the working-age share dipped 2.2 points, signalling simultaneous family growth and aging.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Internal Migration
Net Overseas / yr
+42
Net Internal / yr
+190
Gentrification Signal
Early signs
Net internal migration +190/yr, Accelerating: 16% → 39%
Safety & Crime
Total Offences
404
Year ending June 2024
Rate per 1,000 People
46.6
Offence Categories
Source: Crime Statistics Agency Victoria / SA Police
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Kialla compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Kialla a good suburb to live in?
Kialla suits families seeking large detached homes (59.4% have 4+ bedrooms) with low mortgage stress (18.8% ratio). IRSAD decile 6 sits in the upper-middle band nationally, and unemployment at 3.3% is below the national rate. The tradeoff is near-zero public transport (0.2%), making car ownership essential.
What is the median house price in Kialla?
The median house price is $660,000 (Apr-Jun 2024), down 1.5% from its $670,000 peak in early 2024. Since 2013, prices grew 83.3% at a 4.4% CAGR over 14 years. Monthly mortgage of $1,625 produces an 18.8% mortgage-to-income ratio at the 74th-percentile household income level.
What schools are in Kialla?
Kialla has 2 schools. St Anne's College (Catholic Combined, ICSEA 1,022, 499 enrolments) sits 22 points above the national benchmark. Kialla Central Primary School (Government, ICSEA 1,008, 60 enrolments) also exceeds the 1,000 baseline, though its small size limits program breadth.
Is Kialla safe?
Kialla records 46.6 crimes per 1,000 residents, with property/deception offences (199) as the largest category, followed by justice procedure offences (92) and crimes against the person (75). The IRSD decile 7 indicates lower than average disadvantage, which correlates with below-median crime nationally.
Is Kialla good for property investment?
The 12.4% renter share is narrow, but population growth of 2.68% per year and 190 net internal migrants annually support demand. Gross yield sits around 3.0% ($380/week rent on $660,000). The 27 DAs in 12 months show ongoing construction activity. Long-term capital growth averaged 4.4% CAGR since 2013.
How is Kialla's population changing?
Population grew 45.5% over the decade to about 10,295 by 2025, projected to reach 11,856 by 2031. Internal migration of 190 per year drives growth, with the gentrification score accelerating from 16% to 39%. The senior share rose 2.9 points, but young families still dominate the incoming flow.
What is the development activity in Kialla?
Kialla logged 27 development applications in 12 months, including subdivisions and new dwellings. Recent applications include a 2-lot subdivision and single-storey dwelling construction. This pace aligns with the 2.68% annual population growth and internal migration of 190 per year.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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