Mont Albert North
Household income lands in the 83.1st percentile nationally, and 59.2% of residents hold a university qualification, which is 29.1 points above the national figure. The 5,609 residents skew older at a median age of 43, three years above national, and 35.1% were born overseas, 13.5 points higher than the country as a whole. Detached houses make up 63.5% of stock across a compact 2.16 km2, so the market is built around family homes rather than density.
Population
5,609
Median Age
43.0
Household IncomeiMedian weekly household income (ABS Census)
$2,184/wk
DAs (12 months)iDevelopment Applications lodged in the past year
26
Median House
$1.7M
October to December 2025
Three-bedroom homes dominate at 46.6% and four-plus-bedroom homes follow at 38.1%, leaving little affordable entry-level stock. Monthly mortgage repayments average $2,817, producing a mortgage-to-income ratio of 29.8%, just under the 30% stress threshold despite household incomes in the 83.1st percentile. Outright owners at 43.7% outnumber mortgage holders at 36.5%, a sign of established, debt-free households rather than recent first buyers.
For Buyers
Three-bedroom homes dominate at 46.6% and four-plus-bedroom homes follow at 38.1%, leaving little affordable entry-level stock. Monthly mortgage repayments average $2,817, producing a mortgage-to-income ratio of 29.8%, just under the 30% stress threshold despite household incomes in the 83.1st percentile. Outright owners at 43.7% outnumber mortgage holders at 36.5%, a sign of established, debt-free households rather than recent first buyers.
For Investors
The 8.2% vacancy rate is high for a detached-house suburb and points to soft rental demand at this price point. Development is minimal, with just 4 applications in 12 months, mostly subdivisions rather than new dwelling supply, so investors will not find a pipeline of stock. With 81.4% of residents staying put and turnover at only 18.6%, the market is owner-occupier driven, which favours long-hold capital appreciation over rental income.
Development Activity
Total DAs
30
Last 12 Months
26
YoY ChangeiYear-over-year change in DA lodgements
+2500.0%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Mont Albert North
Open-register school locations for education access. This is not a school-quality ranking.
Box Hill Senior Secondary College
Koonung Secondary College
Demographics
The median age of 43 is 3.0 years above national, and the household profile is family-led, with couples with children at 2,035 families against 1,088 couples without. Average household size is 2.7, which is 0.2 above national, consistent with the three and four-bedroom housing stock. Overseas-born residents reach 35.1%, 13.5 points above national, and ancestry leans English (1,547) and Chinese (1,380), an unusually even Anglo-Chinese split. The top non-English languages are Mandarin (350) and Cantonese (143), and Buddhism (256) follows Christianity (2,311) as the second religion. University qualifications at 59.2% run 29.1 points above the national figure, marking a highly educated resident base that aligns with the professional workforce.
Age Distribution
Bedrooms
Dwelling Structure
63.5%
Houses
36.3%
Townhouse
0.2%
Apartment
Tenure
Tenure tilts toward established ownership: 43.7% own outright, 36.5% carry a mortgage and only 19.8% rent. Outright owners outnumbering mortgage holders signals long-held, debt-free wealth rather than a churn of recent buyers. The stock is overwhelmingly detached at 63.5% with semi-detached at 36.3% and apartments at a negligible 0.2%, so density development has barely touched the suburb. Three-bedroom dwellings account for 46.6% and four-plus-bedroom 38.1%, confirming a family-home market. Mortgage-to-income at 29.8% stays just under the stress line, and rent-to-income at 22.9% is comfortable, a divergence that shows how much steeper buying is than renting here.
Mortgage / mo
$2,817
Rent / wkiABS Census 2021 median across all dwelling types. Current market rents are typically higher.
$500
Census 2021
HH Size
2.7
Personal Income / wk
$899
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
8.2%
Unoccupied
185
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
22.9%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
29.8%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
50.4%
Couples with children
34.0%
Couples, no children
14.3%
Single parent
1,599
Total families
Economy & Employment
The local workforce concentrates in knowledge and care sectors: Healthcare leads at 20.2% (430 workers), Professional/Tech follows at 16.7% (355) and Education at 12.8% (272), with Finance at 7.9% and Retail at 6.5%. By occupation, Professionals (1,050) and Managers (519) together dominate, which aligns with the 59.2% university qualification rate, 29.1 points above national. Unemployment is low at 4.5% and the full-time employment rate is 60.8%. Participation reads 59.2%, held down by the older age profile that leaves 1,614 residents not in the labour force. Personal income averages $899 a week and household income $2,184, placing households in the 83.1st percentile nationally, a strong but not top-tier economic base relative to inner Melbourne.
Unemployment
4.2%
Labour Force
2,878
Unemployed
122
Source: ABS Census 2021
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
57.3%
Part-time
37.0%
Participation
62.7%
Employed
2,756
Full-time and part-time are shares of the employed. Source: ABS Census 2021
Occupations
Top Industries
University
59.2%
Postgraduate
19.0%
Born Overseas
35.1%
Dwellings
2,064
Transport to Work
The suburb is heavily car-dependent, with 85.5% of residents driving to work, well above national reliance, while only 5.0% use public transport and 3.7% walk or cycle. That pattern reflects a low-density detached-house layout at 2,591 residents per km2 with limited rail frontage. The crime rate of 29.8 per 1,000 residents is low, with 167 total offences led by property and deception (98) rather than crimes against the person (25), supporting the suburb's low-crime profile. Volunteering runs at 19.0% and only 4.4% of residents (241 people) need daily assistance despite the older median age of 43. No schools are recorded inside the boundary, so families rely on institutions in neighbouring suburbs, a trade-off for the quiet, owner-occupied setting.
Drive
47.3%
Public Transport
2.9%
Walk / Cycle
2.0%
Work from Home
44.4%
Safety & Crime
Total Offences
167
Year ending June 2024
Rate per 1,000 People
29.8
Offence Categories
Source: Crime Statistics Agency Victoria / SA Police
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Mont Albert North compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Mont Albert North a good suburb to live in?
Household income sits in the 83.1st percentile nationally and 59.2% of residents hold a university degree, 29.1 points above national. The crime rate is low at 29.8 per 1,000 residents.
What schools are in Mont Albert North?
No schools are recorded inside the 2.16 km2 Mont Albert North boundary in this dataset, so families rely on schools in neighbouring suburbs. The resident base is highly educated, with university qualifications at 59.2%, which is 29.1 points above the national figure.
Is Mont Albert North safe?
Yes, the crime rate is low at 29.8 per 1,000 residents, with 167 total offences recorded. Most are property and deception offences (98), while crimes against the person are far fewer at 25, consistent with a quiet, owner-occupied area where 81.4% of residents stay put.
How is Mont Albert North's population changing?
The suburb of 5,609 residents is an established, slow-growth market. Turnover is low at 18.6% with 81.4% of residents staying put, and only 4 development applications were lodged in 12 months. The 35.1% overseas-born share, 13.5 points above national, is the main demand driver.
What languages are spoken in Mont Albert North?
About 35.1% of residents were born overseas, 13.5 points above the national figure. English ancestry (1,547) and Chinese ancestry (1,380) are nearly even. The most common non-English languages are Mandarin (350 speakers) and Cantonese (143), reflecting a strong Anglo-Chinese resident mix.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), Valuer-General Victoria (house prices), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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