VIC 3840 Census 2021 + Live DA Data

Morwell

A population of 14,389 gives Morwell the scale of a regional service suburb, but its profile is older and less affluent than the national pattern: the median age is 43, or 3 years above national, while household income sits at the 10.2nd percentile. That combination supports an affordable, established market, although an 11.0% unemployment rate tempers demand. Compared with nearby Traralgon, Morwell is more suited to buyers prioritising established detached housing and lower entry cost than premium amenity. Trade-offs include car dependence, a crime rate of 334.1 per 1,000, and an IRSAD score in decile 1.

Morwell urban fabric map

Population

14,389

Median Age

43.0

Household IncomeiMedian weekly household income (ABS Census)

$942/wk

DAs (12 months)iDevelopment Applications lodged in the past year

33

Median House

$392K

October to December 2025

44.79 km²· 321.2 people/km²· Family income $1,263/wk

Three-bedroom homes account for 54.0%, so the stock aligns with families and downsizers who want manageable land rather than apartment living. A typical mortgage payment is listed at $953 per month, while mortgage costs equal 23.4% of household income compared with rent-to-income at 22.8%. Affordability is supported by 38.4% outright ownership, but the 25.8% mortgage share shows a sizeable owner-occupier base. Nearby Traralgon is a useful comparison when inspecting value, but Morwell's detached mix suits budget-led searches.

For Buyers

Three-bedroom homes account for 54.0%, so the stock aligns with families and downsizers who want manageable land rather than apartment living. A typical mortgage payment is listed at $953 per month, while mortgage costs equal 23.4% of household income compared with rent-to-income at 22.8%. Affordability is supported by 38.4% outright ownership, but the 25.8% mortgage share shows a sizeable owner-occupier base. Nearby Traralgon is a useful comparison when inspecting value, but Morwell's detached mix suits budget-led searches.

For Investors

Morwell's investor case is built on low purchase cost and a large renter base, not scarcity. Vacancy is 10.0%, higher than a tightly supplied market, because the established housing stock is substantial and tenant demand may be uneven. Rent growth of 43.3% improves the income story, but investors should allow for leasing downtime and property-specific maintenance. Development activity reached 35 applications in 12 months, including subdivision and utility works, which may broaden future supply rather than support immediate rent pressure. Overseas migration is the primary forecast driver, while the 0.16% annual trend is slow compared with high-growth markets. Detached housing at 86.0% favours family rentals, but the 54.0% three-bedroom share makes street and condition selection important.

Development Activity

Total DAs

71

Last 12 Months

33

YoY ChangeiYear-over-year change in DA lodgements

+57.1%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Subdivision
30
Other
7
Commercial / Industrial
7
Multi-Dwelling / Townhouse
5
Change of Use
3
Signage / Advertising
1
Tree Removal
1

Schools in Morwell

Open-register school locations for education access. This is not a school-quality ranking.

Morwell Central Primary School

Primary Government

Morwell Park Primary School

Primary Government

Sacred Heart School

Primary Catholic

Kurnai College

Secondary Government

Demographics

Morwell has an older, lower-tertiary-attainment profile than the national average. Median age is 43, 3.0 years above national, while the university-qualified share is 12.8%, 17.3 percentage points below national. Overseas-born residents account for 18.2%, also 3.4 points below national, and average household size is 2.2 people, 0.3 below national. English ancestry is recorded for 5,217 residents, followed by Scottish at 1,328 and Irish at 1,156; no religion is the largest stated affiliation at 6,368, ahead of Christianity at 5,588. Household structure helps explain demand for established homes: 41.0% of couples have no children, while one-parent families represent 25.9% of families. Compared with nearby Traralgon, Morwell's profile points more clearly to an aging, settled population, with 81.4% staying at the same address.

Age Distribution

0-14
17.4%
15-24
11.4%
25-44
22.8%
45-64
25.9%
65+
22.7%

Bedrooms

Studio/1br
4.5%
2 bed
22.4%
3 bed
54.0%
4+ bed
19.1%

Dwelling Structure

86.0%

Houses

6.3%

Townhouse

7.3%

Apartment

Tenure

Own 38.4% Mortgage 25.8% Rent 34.9% Other 1.0%

Morwell's housing is predominantly detached and owner-occupied, which keeps the suburb oriented to conventional family houses rather than apartments. Separate houses make up 86.0% of dwellings, apartments 7.3%, and semi-detached homes 6.3%. Ownership is split between 38.4% outright, 25.8% with a mortgage and 34.9% renting, so renters remain a substantial part of the market. Three-bedroom homes dominate at 54.0%, while 4-plus-bedroom stock is 19.1%. A 10.0% vacancy rate is high for a rental investor, but it can give tenants more choice than in a tightly held market. Compared with apartment-oriented locations, Morwell's separate-house share is the defining feature.

Mortgage / mo

$953

Rent / wkiMedian weekly rent for new bonds (year ending Sep 2025), Homes Victoria bond data (year-ending median). Census 2021 median: $215.

$380

Bond data year ending Sep 2025 · houses $400 · units $320

HH Size

2.2

Personal Income / wk

$522

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

10.0%

Unoccupied

647

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

22.8%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

23.4%

Community Profile

Languages Spoken at Home

Italian
137
Arabic
39
Greek
39
Malayalam
31
Mandarin
20
Polish
20

Ancestry

English
5,217
Ancestry NS
1,730
Scottish
1,328
Irish
1,156
Other
993
Italian
965

Household Composition

30.9%

Couples with children

41.0%

Couples, no children

25.9%

Single parent

3,500

Total families

Economy & Employment

Healthcare anchors Morwell's employment base at 22.7% and 591 workers, well ahead of Education at 9.4% and 244. Public administration contributes 9.2% and 239, followed by Construction at 8.6% and 223, and Retail at 7.6% and 198. This mix provides essential-service jobs because the suburb functions as a regional service centre, but it also leaves households exposed to public-sector and local-demand cycles. The unemployment rate is 11.0% across a labour-force participation rate of 44.4%, while full-time employment is 51.7%, pointing to a weaker labour-market position than the national norm. Labourers count 732 and trades 708, ahead of professionals at 535, reinforcing a practical occupational profile. IEO, IER, IRSD and IRSAD all sit in decile 1, the lowest national decile, because disadvantage compounds employment and income constraints.

Unemployment

11.0%

Labour Force

5,276

Unemployed

580

Source: ABS Census 2021

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
1
Disadvantage
1
Economic resources
1
Education & occupation
1

Full-time

51.7%

Part-time

39.8%

Participation

44.4%

Employed

4,696

Full-time and part-time are shares of the employed. Source: ABS Census 2021

Occupations

Labourers 732
Trades 708
Community/Personal 698
Clerical/Admin 628
Professionals 535
Sales 526
Machinery/Drivers 402
Managers 347

Top Industries

Healthcare 22.7%
Education 9.4%
Public Admin 9.2%
Construction 8.6%
Retail 7.6%

University

12.8%

Postgraduate

2.4%

Born Overseas

18.2%

Dwellings

5,810

Transport to Work

Morwell is most practical for households with a car. A total of 78.4% drive to work, compared with 1.4% using public transport, while 10.2% work from home. Local education access includes four schools: three government campuses and one Catholic school, with three primary options and one secondary college. Families should check enrolment zones against the exact address because boundaries can cross suburb edges. Safety requires active due diligence: the crime rate is 334.1 per 1,000, with property and deception offences at 1,781, higher than drug offences at 320. The suburb's IRSAD decile is 1, the lowest national decile, and need for assistance is 12.4%, so service access matters. Compared with a walkable inner suburb, Morwell's 44.79 square kilometres and density of 321.2 people per square kilometre create a more spread-out daily pattern.

Drive

78.4%

Public Transport

1.4%

Walk / Cycle

3.1%

Work from Home

10.2%

Population Forecast

+0.16%/yr

(+23 people/yr)

Established

Morwell's growth outlook is steady rather than rapid. The annual trend is 0.16%, while population change across the wider area is 3.0% over 10 years, a slower profile than fast-growth markets. The primary migration driver is overseas migration. The shift trajectory is Aging: the senior share has risen 3.6 percentage points while the young share has fallen 1.2 points. That matters because a more settled age profile can support healthcare and local services while limiting demand for fast household formation. Affordability is worsening, moving from 38.4% in 2011 to 41.1% in 2021, even though real income growth reached 8.7%. Gentrification is currently labelled Not gentrifying with a score of 0, although the shift profile is tagged Early signs at 25 points, suggesting any uplift is modest rather than established. Thirty-five development applications in 12 months add activity, but do not change the slow-growth trajectory.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Overseas Migration

Net Overseas / yr

+50

Net Internal / yr

-16

0

Gentrification Signal

Not gentrifying

Safety & Crime

Total Offences

4,808

Year ending June 2024

Rate per 1,000 People

334.1

Offence Categories

Property and deception offences
1,781
Justice procedures offences
1,597
Crimes against the person
800
Drug offences
320

Source: Crime Statistics Agency Victoria / SA Police

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Morwell compares to ~15,000 Australian suburbs

Population
Top 2%
Household Income
Bottom 10%
Rent Level
Bottom 37%
Apartments
Top 10%
Renters
Top 15%
Uni Educated
Bottom 12%
Public Transport
Bottom 29%
Born Overseas
Top 35%
Density
Top 21%

Frequently Asked Questions

What schools are in Morwell?

Morwell has 4 listed schools: Sacred Heart School, Kurnai College, Morwell Central Primary School and Morwell Park Primary School. The mix is 3 government schools and 1 Catholic school, covering 3 primary settings and 1 secondary college, so check the exact enrolment zone before buying.

Is Morwell safe?

Safety is a material consideration: Morwell recorded 4,808 offences, equal to 334.1 offences per 1,000 people. Property and deception offences numbered 1,781, compared with 800 crimes against the person and 320 drug offences. Review the exact street and recent local conditions.

How is Morwell's population changing?

Morwell's population is 14,389 today, and the wider area's ten-year change is 3.0%. The forecast trend is 0.16% annually, with overseas migration the primary driver. The trajectory is Aging, with the senior share up 3.6 points and young share down 1.2, so growth is slow and age-shifting rather than rapid.

What development is planned in Morwell?

Thirty-five development applications were recorded in 12 months, including a multi-lot subdivision, transport access works and a proposed data-centre utility installation. These projects may improve land-use flexibility and activity, but application counts do not guarantee completion, so check approvals, timing and address-specific impacts.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), Valuer-General Victoria (house prices), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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