QLD 4306 Census 2021 + Live DA Data

Mount Crosby

Household income in the 97.1st percentile nationally tells you what Mount Crosby is before the other numbers do. With 1,860 residents spread across 15.29 square kilometres west of Brisbane, this is a low-density, owner-occupier suburb where 99.5% of dwellings are separate houses and 70% have four or more bedrooms. The median age of 42 sits 2.0 years above the national figure, and 44.9% of residents hold university qualifications, which is 14.8 points higher than national. Only 6.9% of households rent, compared to national averages closer to 30%, because most residents have committed to ownership here long-term.

Mount Crosby urban fabric map

Population

1,860

Median Age

42.0

Household IncomeiMedian weekly household income (ABS Census)

$2,993/wk

DAs (12 months)iDevelopment Applications lodged in the past year

5

Median House

$595K

Estimated from rent (2025)

15.29 km²· 121.6 people/km²· Family income $3,145/wk

The median house price sits around $595,000, estimated from 2025 rental data, placing Mount Crosby well below comparable high-income suburbs in the Brisbane metro. Monthly mortgage repayments average $2,095, and mortgage-to-income at 16.2% signals no financial stress, which is low compared to most urban markets. The stock is almost entirely separate houses at 99.5%, with 70% having four or more bedrooms, meaning buyers get generous family-sized homes. Turnover is low with 85.5% of residents staying put in the five years to the census, so stock rarely hits the market. Only 62.3% carry a mortgage while 30.7% own outright, suggesting a mix of long-established and newer owner-occupiers who bought at affordable price points.

For Buyers

The median house price sits around $595,000, estimated from 2025 rental data, placing Mount Crosby well below comparable high-income suburbs in the Brisbane metro. Monthly mortgage repayments average $2,095, and mortgage-to-income at 16.2% signals no financial stress, which is low compared to most urban markets. The stock is almost entirely separate houses at 99.5%, with 70% having four or more bedrooms, meaning buyers get generous family-sized homes. Turnover is low with 85.5% of residents staying put in the five years to the census, so stock rarely hits the market. Only 62.3% carry a mortgage while 30.7% own outright, suggesting a mix of long-established and newer owner-occupiers who bought at affordable price points.

For Investors

At 6.9% renting, Mount Crosby is one of the thinner rental markets in the Brisbane region, well below the national average. Weekly rent is $478, which against a $595,000 median implies a gross yield around 4.2%, modest but better than inner-city alternatives. The vacancy rate of 5.1% is elevated for such a low-renter suburb and points to limited turnover rather than active tenant demand. Only 4 development applications were lodged in the past 12 months, reflecting the low-density, established character and limited infill opportunity. The investment case depends on capital appreciation from income-rich buyers priced out of inner suburbs, not yield or rental volume.

Development Activity

Total DAs

27

Last 12 Months

5

YoY ChangeiYear-over-year change in DA lodgements

-50.0%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Subdivision
6
Change of Use
5
Renovation / Extension
2
Commercial / Industrial
1
Other
1

Demographics

The median age of 42 is 2.0 years above the national figure, consistent with an established family and pre-retirement cohort rather than a young professional intake. University qualifications reach 44.9%, which is 14.8 points higher than the national average, placing Mount Crosby in the top tier of educated suburbs relative to its size. Overseas-born residents account for 22.2%, which is 0.6 points above national and reflects a modest but present international mix. Ancestry is strongly Anglo-Celtic: English leads with 871 residents, followed by Irish (274) and Scottish (242). Average household size of 3.1 is 0.6 above the national figure, driven by the dominance of couples-with-children households (849 of 1,680 families), reinforcing the family-suburb profile.

Age Distribution

0-14
20.6%
15-24
14.1%
25-44
19.1%
45-64
34.0%
65+
11.2%

Bedrooms

Studio/1br
0.9%
2 bed
3.6%
3 bed
25.6%
4+ bed
70.0%

Dwelling Structure

99.5%

Houses

N/A

Townhouse

N/A

Apartment

Tenure

Own 30.7% Mortgage 62.3% Rent 6.9%

Separate houses represent 99.5% of dwellings, a near-total dominance rare even by outer suburban standards. Four-plus bedroom homes account for 70% of the stock, with three-bedroom homes at 25.6%, and smaller configurations virtually absent. Owner-occupiers dominate tenure: 30.7% own outright and 62.3% hold a mortgage, leaving only 6.9% renting, far below the national renter share of around 30%. Monthly mortgage repayments of $2,095 against a household income in the 97.1st percentile nationally produce a mortgage-to-income ratio of 16.2%, well below the 30% stress threshold. Rent-to-income is similarly comfortable at 16.0%. The combination of large homes, low financial stress, and minimal renter presence defines Mount Crosby as a committed ownership suburb.

Mortgage / mo

$2,095

Rent / wk

$478

HH Size

3.1

Personal Income / wk

$1,021

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

5.1%

Unoccupied

32

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

16.0%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

16.2%

Community Profile

Ancestry

English
871
Irish
274
Scottish
242
Other
187
German
133
Dutch
60

Household Composition

19.5%

Couples, no children

1,680

Total families

Economy & Employment

Healthcare is the dominant employer at 19.2% of the workforce (148 workers), followed by Education at 14.3% (110) and Professional/Technical services at 11.8% (91). Construction at 9.9% and Public Administration at 8.6% round out the top five, indicating a workforce oriented toward public and professional services rather than retail or hospitality. By occupation, Professionals (307) and Managers (168) lead, which is consistent with the 44.9% university qualification rate, above the national average by 14.8 points. The unemployment rate is 3.8%, close to full employment, and the full-time employment rate of 65.1% is solid. Participation at 65.9% aligns with the middle-aged skew of the population. Household weekly income of $2,993 places the suburb in the 97.1st income percentile nationally.

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Full-time

65.1%

Part-time

31.1%

Participation

65.9%

Employed

935

Occupations

Professionals 307
Managers 168
Clerical/Admin 138
Community/Personal 115
Sales 81
Labourers 53
Machinery/Drivers 37

Top Industries

Healthcare 19.2%
Education 14.3%
Professional/Tech 11.8%
Construction 9.9%
Public Admin 8.6%

University

44.9%

Postgraduate

13.7%

Born Overseas

22.2%

Dwellings

591

Transport to Work

Car dependency is extremely high, with 90.4% of residents driving to work, higher than most suburban benchmarks, and public transport used by only 2.7%. This is typical for a suburb at low density with 121.6 residents per square kilometre that sits well outside walkable urban infrastructure. No schools are recorded inside the Mount Crosby boundary in this dataset, so families rely on institutions in neighbouring suburbs. Crime statistics are not available for this suburb. Volunteering is active at 17.3% of residents and only 3.6% (66 people) need daily assistance, both low-disadvantage indicators. Housing stress is minimal: rent-to-income at 16.0% and mortgage-to-income at 16.2% sit well below typical stress thresholds, indicating that incomes in the 97.1st percentile nationally more than support the local cost of living.

Drive

90.4%

Public Transport

2.7%

Walk / Cycle

1.1%

Work from Home

N/A

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Mount Crosby compares to ~15,000 Australian suburbs

Population
Top 22%
Household Income
Top 3%
Rent Level
Top 7%
Renters
Bottom 6%
Uni Educated
Top 13%
Public Transport
Bottom 43%
Born Overseas
Top 25%
Density
Top 26%

Frequently Asked Questions

Is Mount Crosby a good suburb to live in?

Mount Crosby suits families who want large homes and low financial stress. Household income sits in the 97.1st percentile nationally, mortgage-to-income is only 16.2%, and 99.5% of dwellings are separate houses with 70% having 4 or more bedrooms. The trade-off is high car dependency at 90.4% and limited public transport at 2.7%.

What is the median house price in Mount Crosby?

The median house price is approximately $595,000, estimated from 2025 rental data. Weekly rent averages $478 and monthly mortgage repayments run about $2,095, producing a mortgage-to-income ratio of 16.2%, well below the 30% financial stress threshold.

What schools are in Mount Crosby?

No schools are recorded inside the Mount Crosby boundary in this dataset, so residents send children to schools in neighbouring suburbs. The local population is well-educated, with 44.9% holding university qualifications, which is 14.8 percentage points above the national average.

Is Mount Crosby safe?

Detailed crime statistics are not available for Mount Crosby in this dataset. As indirect indicators, only 3.6% of residents (66 people) need daily assistance, financial stress is low with mortgage-to-income at 16.2%, and household income is in the 97.1st percentile nationally, all consistent with a low-disadvantage area.

Is Mount Crosby good for property investment?

Weekly rent of $478 against a $595,000 median implies a gross yield around 4.2%, modest but reasonable. The renter pool is thin at only 6.9% of households, and the vacancy rate sits at 5.1%. Only 4 development applications were lodged in 12 months, limiting new supply. Returns depend more on capital growth than rental income.

How is Mount Crosby's population changing?

The current population is 1,860 across 15.29 square kilometres. Turnover is low, with 85.5% of residents having stayed in the same address over the 5-year census period, compared to higher-churn inner-suburban markets. Development activity is minimal at 4 applications in the past 12 months.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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