QLD 4520 Census 2021 + Live DA Data

Samford Valley

Household income in the 98.3rd percentile nationally makes Samford Valley one of Southeast Queensland's wealthiest semi-rural communities, yet the population sits at only 3,208 across 20.31 square kilometres, giving a density of 158 people per square kilometre, far below state averages. The suburb scores decile 10 on all four SEIFA indexes, IRSD, IRSAD, IEO and IER, the highest advantage tier nationally. Nearly half of all residents hold university qualifications, 18.7 percentage points above the national figure, and 84.7% of dwellings have four or more bedrooms, reflecting an established, family-oriented owner base rather than a renter-driven market.

Samford Valley urban fabric map

Population

3,208

Median Age

45.0

Household IncomeiMedian weekly household income (ABS Census)

$3,250/wk

DAs (12 months)iDevelopment Applications lodged in the past year

10

Median House

$787K

Estimated from rent (2025)

20.31 km²· 157.9 people/km²· Family income $3,268/wk

The median house price sits at approximately $787,000, with monthly mortgage repayments averaging $2,600 and a mortgage-to-income ratio of 18.5%, well below the 30% stress threshold. That affordability ratio is better than most comparable lifestyle suburbs, because family weekly income of $3,268 is among the highest in Queensland. The stock is almost entirely detached houses at 99.2%, and 84.7% of those have four or more bedrooms, so buyers seeking large family homes will find a consistent product rather than mixed apartment-house competition. Ownership is evenly split: 48.3% own outright and 47.2% carry a mortgage, with renters making up only 4.5%, a share far lower than the national average.

For Buyers

The median house price sits at approximately $787,000, with monthly mortgage repayments averaging $2,600 and a mortgage-to-income ratio of 18.5%, well below the 30% stress threshold. That affordability ratio is better than most comparable lifestyle suburbs, because family weekly income of $3,268 is among the highest in Queensland. The stock is almost entirely detached houses at 99.2%, and 84.7% of those have four or more bedrooms, so buyers seeking large family homes will find a consistent product rather than mixed apartment-house competition. Ownership is evenly split: 48.3% own outright and 47.2% carry a mortgage, with renters making up only 4.5%, a share far lower than the national average.

For Investors

A 4.5% renter share is among the lowest you will find in any suburb nationally, which limits the tenant pool and makes yield-focused investment difficult. Weekly rent of $660 against the $787,000 median implies a gross yield near 4.4%, reasonable for the price point, but the vacancy rate of 3.2% and minimal rental stock mean landlords depend on very low turnover. Development activity is modest at 8 applications in the past 12 months, with the recent samples showing lot subdivisions and secondary dwelling permits rather than large residential projects. Net internal migration averages 57 people per year and net overseas migration adds 90, supporting steady underlying demand. Population growth of 1.14% annually is above the national baseline, making this a longer-hold capital growth play rather than an income-driven investment.

Development Activity

Total DAs

39

Last 12 Months

10

YoY ChangeiYear-over-year change in DA lodgements

-58.3%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Granny Flat / Secondary Dwelling
8
Renovation / Extension
7
Garage / Carport / Shed
6
Change of Use
5
Subdivision
3
Other
3
Driveway / Crossover
1
Swimming Pool / Spa
1

Demographics

The median age of 45 is 5.0 years above the national figure, and the trajectory is aging: the senior share rose 8.2 percentage points while the working-age share fell 3.9 points over the decade. University qualifications reach 48.8%, which is 18.7 points above the national average, consistent with the decile 9 IEO score for education and occupation. Ancestry is strongly Anglo-Celtic, led by English (1,519), Irish (487) and Scottish (457), and the overseas-born share of 21.7% sits close to the national figure. Average household size is 3.2, which is 0.7 above national, reflecting the dominance of couples with children: 1,267 of 2,964 families, compared to 732 couples with no children. Volunteering runs at 22.6%, notably above community norms.

Age Distribution

0-14
20.4%
15-24
12.4%
25-44
16.3%
45-64
33.9%
65+
17.2%

Bedrooms

Studio/1br
0.8%
2 bed
1.8%
3 bed
12.7%
4+ bed
84.7%

Dwelling Structure

99.2%

Houses

N/A

Townhouse

0.8%

Apartment

Tenure

Own 48.3% Mortgage 47.2% Rent 4.5%

Ownership dominates tenure in a way rarely seen in urban suburbs: 48.3% own outright and 47.2% carry a mortgage, leaving only 4.5% renting, compared to the national renting share closer to 30%. The stock is 99.2% separate houses with 84.7% having four or more bedrooms, meaning the suburb functions almost entirely as large-family owner-occupier territory. The mortgage-to-income ratio of 18.5% and rent-to-income of 20.3% both sit below stress thresholds, reflecting how well household incomes in the 98.3rd percentile cover housing costs. The low density of 158 per square kilometre across 20.31 square kilometres means lot sizes are large and subdivision activity is limited to occasional reconfiguring permits.

Mortgage / mo

$2,600

Rent / wk

$660

HH Size

3.2

Personal Income / wk

$1,029

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

3.2%

Unoccupied

33

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

20.3%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

18.5%

Community Profile

Languages Spoken at Home

German
14
Afrikaans
13

Ancestry

English
1,519
Irish
487
Scottish
457
Other
235
German
225
Italian
92

Household Composition

24.7%

Couples, no children

2,964

Total families

Economy & Employment

Healthcare leads the local employment base at 16.9% of workers (204 people), followed closely by Professional and Technical services at 15.3% (185) and Education at 11.9% (144). Construction accounts for 10.0% (121) and Public Administration for 8.7% (105). By occupation, Professionals (520) and Managers (324) together account for the majority of employed residents, which aligns with the decile 10 IRSAD and IEO scores. The full-time employment rate is 61.4% and the unemployment rate is 4.3%, with 832 residents not in the labour force, a figure explained partly by the older median age of 45. Real income growth of 6.0% over the decade is modest, but absolute income levels rank this suburb above 98% of all Australian suburbs.

Unemployment

2.0%

Labour Force

7,768

Unemployed

156

Quarterly Trend

Mar-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
10
Disadvantage
10
Economic resources
10
Education & occupation
9

Full-time

61.4%

Part-time

34.3%

Participation

60.4%

Employed

1,476

Occupations

Professionals 520
Managers 324
Clerical/Admin 207
Community/Personal 133
Sales 103
Labourers 84
Machinery/Drivers 29

Top Industries

Healthcare 16.9%
Professional/Tech 15.3%
Education 11.9%
Construction 10.0%
Public Admin 8.7%

University

48.8%

Postgraduate

13.6%

Born Overseas

21.7%

Dwellings

985

Transport to Work

Car dependence is very high at 88.9% of commuters driving, well above national levels, because the semi-rural setting provides limited public transport, with only 3.1% using transit. This is the main practical trade-off for residents choosing the area. The suburb earns decile 10 on IRSAD, IEO and IRSD nationally, placing it in the highest advantage tier on every major socioeconomic index. Only 3.5% of residents need daily assistance (110 people), and housing stress is absent: both mortgage-to-income at 18.5% and rent-to-income at 20.3% fall below the 30% threshold. The 83.7% five-year residential stability rate signals a settled, committed population. No school records appear in the dataset for the suburb boundary itself, so families use nearby educational facilities.

Drive

88.9%

Public Transport

3.1%

Walk / Cycle

2.4%

Work from Home

N/A

Population Forecast

+1.14%/yr

(+151 people/yr)

Established

Population grew 13.3% over the ten years to 2021, and the current trend of 1.14% annually adds around 151 people per year, projecting a population of roughly 14,176 by 2031 under medium forecasts. The SA2 area recorded 12,865 in 2023, 13,087 in 2024 and 13,239 in 2025 on the broader census boundary. Net internal migration of 57 per year and net overseas migration of 90 together sustain demand without the speculative surge seen in high-growth corridors. The gentrification score of 13 registers as not gentrifying, consistent with a suburb already at the top decile of advantage with no room to upgrade further. Affordability held stable between 2011 and 2021, at 50.4% versus 50.6%, indicating price growth tracked income growth over the period.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Balanced

Net Overseas / yr

+90

Net Internal / yr

+57

13

Gentrification Signal

Not gentrifying

Population +17% since 2011, Net internal migration +57/yr

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Samford Valley compares to ~15,000 Australian suburbs

Population
Top 16%
Household Income
Top 2%
Rent Level
Top 1%
Apartments
Bottom 17%
Renters
Bottom 2%
Uni Educated
Top 10%
Public Transport
Bottom 48%
Born Overseas
Top 26%
Density
Top 24%

Frequently Asked Questions

Is Samford Valley a good suburb to live in?

Samford Valley scores decile 10 on all four SEIFA indexes nationally, the top advantage tier, with household income in the 98.3rd percentile. The mortgage-to-income ratio is just 18.5%, well below stress levels. The main trade-off is high car dependence at 88.9% of commuters, as public transport covers only 3.1% of residents.

What is the median house price in Samford Valley?

The median house price is approximately $787,000, with weekly rent averaging $660 and monthly mortgage repayments around $2,600. The mortgage-to-income ratio of 18.5% is comfortably below the 30% stress threshold, supported by family incomes averaging $3,268 per week.

What schools are in Samford Valley?

No schools are recorded inside the Samford Valley boundary in this dataset. Families use schools in neighbouring suburbs. The local population is highly educated, with 48.8% holding university qualifications, which is 18.7 percentage points above the national average.

Is Samford Valley safe?

Detailed crime statistics are not available for Samford Valley in this dataset. As indirect indicators, the suburb scores decile 10 on the IRSD index of relative disadvantage nationally, the highest advantage tier, and only 3.5% of residents (110 people) need daily assistance, both consistent with a low-disadvantage, stable community. Residential turnover is just 16.3% over five years.

Is Samford Valley good for property investment?

Weekly rent of $660 against a $787,000 median implies a gross yield near 4.4%, reasonable for the price point. However, renters make up only 4.5% of households, far below the national average, limiting tenant demand. Population grows at 1.14% annually, with net migration adding 147 people per year, supporting capital growth over the medium term.

How is Samford Valley's population changing?

The suburb grew 13.3% over the decade to 2021, and current annual growth of 1.14% adds roughly 151 people per year. Medium forecasts project around 14,176 residents by 2031. The profile is aging, with the senior share rising 8.2 percentage points and working-age share falling 3.9 points over the decade.

What is the demographic profile of Samford Valley?

The median age is 45, which is 5.0 years above the national figure. Average household size is 3.2 people, 0.7 above national, driven by couples with children as the dominant family type. Ancestry leans Anglo-Celtic with English (1,519), Irish (487) and Scottish (457) as the top three ancestries. The volunteering rate of 22.6% is notably high.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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