QLD 4020 Census 2021 + Live DA Data

Scarborough

Median age of 53 is 13 years above the national figure, the oldest in this cohort, and the labour force participation rate of 47.1% means more than half the adult population is outside the workforce entirely. Healthcare employs 22.7% of workers, more than double the second sector (Education at 11.4%), reflecting a suburb where the resident demographic both generates and consumes health services. Despite the aging profile, mortgage stress runs at 33.0%, above the 30% threshold, driven by $1,907/month repayments against a household income at just the 33.9th national percentile ($1,336/week). Outright ownership at 40.3% is the highest in this cohort, consistent with a suburb of long-established retirees who bought decades ago.

Scarborough urban fabric map

Population

9,178

Median Age

53.0

Household IncomeiMedian weekly household income (ABS Census)

$1,336/wk

DAs (12 months)iDevelopment Applications lodged in the past year

40

Median House

$478K

Estimated from rent (2025)

3.48 km²· 2,637.6 people/km²· Family income $1,870/wk

The estimated $478,000 median is affordable by Brisbane standards, but the 33.0% mortgage-to-income ratio flags stress for new buyers because household incomes sit at only the 33.9th percentile nationally. Three-bedroom homes at 42.0% and four-plus at 26.8% dominate the detached stock (60.6%), while apartments at 29.1% provide smaller alternatives. Outright ownership at 40.3% is the highest in this cohort, meaning much of the housing stock is held by long-term owners who may release it through downsizing. Two-bedrooms at 24.5% cater to retiree downsizers and couples. All 3 local schools sit above the 1,000 ICSEA benchmark, with Southern Cross Catholic College leading at 1,041 (1,653 students). The 9.6% vacancy rate indicates some oversupply.

For Buyers

The estimated $478,000 median is affordable by Brisbane standards, but the 33.0% mortgage-to-income ratio flags stress for new buyers because household incomes sit at only the 33.9th percentile nationally. Three-bedroom homes at 42.0% and four-plus at 26.8% dominate the detached stock (60.6%), while apartments at 29.1% provide smaller alternatives. Outright ownership at 40.3% is the highest in this cohort, meaning much of the housing stock is held by long-term owners who may release it through downsizing. Two-bedrooms at 24.5% cater to retiree downsizers and couples. All 3 local schools sit above the 1,000 ICSEA benchmark, with Southern Cross Catholic College leading at 1,041 (1,653 students). The 9.6% vacancy rate indicates some oversupply.

For Investors

The 31.3% renter share is near the national average, but the 9.6% vacancy rate is well above, suggesting structural oversupply that may be linked to holiday-let withdrawals from the long-term market. At $350/week rent against a $478,000 estimated price, gross yield is approximately 3.8%. Net overseas migration of 518 per year is high for the suburb's size and provides the primary demand driver, while internal migration runs negative at 110 departures annually. With 38 DAs lodged in 12 months (including subdivision and multi-dwelling applications), the development pipeline is active. The 26.7% turnover rate is moderate. Rent-to-income at 26.2% is above average, meaning tenants are stretched.

Development Activity

Total DAs

90

Last 12 Months

40

YoY ChangeiYear-over-year change in DA lodgements

-7.0%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Change of Use
21
Subdivision
17
Garage / Carport / Shed
15
Renovation / Extension
8
Electrician
6
New Dwelling
5
Deck / Pergola / Patio
4
Multi-Dwelling / Townhouse
4

Schools in Scarborough iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

Southern Cross Catholic College

ICSEA 1041 Combined Catholic

Prep-12 · 1653 students

Australian Trade College North Brisbane

ICSEA 1026 Secondary Independent

11-12 · 286 students

Scarborough State School

ICSEA 1015 Primary Government

Prep-6 · 776 students

Demographics

The median age of 53 is 13 years above the national figure, and 40.1% of families are couples without children, consistent with empty-nesters and retirees. English ancestry dominates at 4,198, with Irish (1,451), Scottish (1,219) and German (557) forming a strongly Anglo-Celtic and European base. Just 25.6% were born overseas, 4.0 points above national but low for a Queensland coastal suburb. Non-English language speakers are minimal: German (27), Afrikaans (19), Italian (17), French (16) and Arabic (15). Average household size of 2.2 is below the 2.5 national norm. The 9.0% need-assistance rate (789 people) is high, driven by the elderly population, and the 3,432 people outside the labour force exceed the 2,175 full-time employed.

Age Distribution

0-14
12.9%
15-24
9.0%
25-44
16.1%
45-64
31.3%
65+
30.6%

Bedrooms

Studio/1br
6.7%
2 bed
24.5%
3 bed
42.0%
4+ bed
26.8%

Dwelling Structure

60.6%

Houses

8.7%

Townhouse

29.1%

Apartment

Tenure

Own 40.3% Mortgage 28.4% Rent 31.3%

Detached houses lead at 60.6%, with apartments at 29.1% and semi-detached at 8.7%, a mix that reflects coastal medium-density zoning. Three-bedroom homes dominate at 42.0%, with four-plus at 26.8%. The tenure profile is distinctive: outright owners at 40.3% far exceed the national average, mortgage holders sit at 28.4%, and renters at 31.3%. Studios/one-bedrooms at 6.7% and two-bedrooms at 24.5% cater to the downsizer market. The estimated median of $478,000 is rent-derived. Mortgage-to-income at 33.0% exceeds the stress threshold because the household income of $1,336/week sits at just the 33.9th national percentile. This mismatch between housing costs and incomes is a key constraint.

Mortgage / mo

$1,907

Rent / wk

$350

HH Size

2.2

Personal Income / wk

$712

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

9.6%

Unoccupied

429

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

26.2%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

33.0% stressed

Community Profile

Languages Spoken at Home

German
27
Afrikaans
19
Italian
17
French
16
Arabic
15

Ancestry

English
4,198
Irish
1,451
Scottish
1,219
Other
668
German
557
Ancestry NS
426

Household Composition

40.1%

Couples, no children

6,834

Total families

Economy & Employment

Healthcare dominates at 22.7% (609 workers), more than double Education at 11.4% (305), reflecting the suburb's role as both a healthcare employment hub and a consumer of aged-care services. Construction at 10.1% (271), Public Admin at 8.0% (215) and Professional/Tech at 7.6% (204) follow. The participation rate of 47.1% is well below the national average, with 3,432 people outside the labour force entirely, largely because the retired population outnumbers workers. Professionals (904), Clerical/Admin (556) and Managers (540) lead occupations. Unemployment at 6.3% is above average. All four SEIFA indices sit at decile 7, indicating moderate-to-above-average advantage driven by accumulated assets rather than current earned income.

Unemployment

1.9%

Labour Force

14,091

Unemployed

271

Quarterly Trend

Mar-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
7
Disadvantage
7
Economic resources
7
Education & occupation
7

Full-time

61.6%

Part-time

32.1%

Participation

47.1%

Employed

3,530

Occupations

Professionals 904
Clerical/Admin 556
Managers 540
Community/Personal 513
Labourers 325
Sales 322
Machinery/Drivers 205

Top Industries

Healthcare 22.7%
Education 11.4%
Construction 10.1%
Public Admin 8.0%
Professional/Tech 7.6%

University

29.1%

Postgraduate

7.1%

Born Overseas

25.6%

Dwellings

4,015

Transport to Work

Car dependence is high at 87.7%, with public transport at 2.7% and walking/cycling at 3.7%. Three schools all exceed the 1,000 ICSEA benchmark: Southern Cross Catholic College (1,041, 1,653 students, Combined), Australian Trade College North Brisbane (1,026, 286 students, Independent Secondary), and Scarborough State School (1,015, 776 students, Government Primary). SEIFA scores uniformly sit at decile 7 across all four indices, confirming above-average advantage. The 9.0% need-assistance rate (789 people) is among the highest in this cohort, driven by the aged population. Rent-to-income at 26.2% is above average, suggesting renters face more financial pressure than the suburb's SEIFA reading implies.

Drive

87.7%

Public Transport

2.7%

Walk / Cycle

3.7%

Work from Home

N/A

Population Forecast

+1.69%/yr

(+347 people/yr)

Established

Population grows at 1.69% per year (347 persons), with overseas migration adding 518 annually while internal migration runs negative at 110 departures per year. The 10-year population change of 23.0% is above the national average. Growth is occurring across all age groups, but the senior share expanded 1.7 points and the young share grew 2.1 points over the decade, indicating that new family arrivals partly offset the aging base. Real income growth of 8.8% over the decade is modest, barely keeping pace with inflation. The gentrification score of 36 shows early signs, with the suburb accelerating from 6% to 24% decade-over-decade growth. Projected population reaches approximately 22,062 by 2031.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Overseas Migration

Net Overseas / yr

+518

Net Internal / yr

-110

36

Gentrification Signal

Early signs

Population +32% since 2011, Net internal outflow -110/yr, Strong overseas inflow +518/yr, Accelerating: 6% → 24%

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Scarborough compares to ~15,000 Australian suburbs

Population
Top 5%
Household Income
Bottom 34%
Rent Level
Top 28%
Apartments
Top 13%
Renters
Top 26%
Uni Educated
Top 36%
Public Transport
Bottom 43%
Born Overseas
Top 19%
Density
Top 5%

Frequently Asked Questions

Is Scarborough a good suburb to live in?

Scarborough suits retirees and empty-nesters (median age 53, 40.3% outright owners). SEIFA decile 7 indicates above-average advantage, and all 3 schools exceed the 1,000 ICSEA benchmark. However, mortgage stress at 33.0% is above the threshold, and the participation rate of 47.1% signals a suburb where most adults are outside the workforce.

What is the median house price in Scarborough?

The estimated median house price is $478,000 (rent-derived, 2025). Monthly mortgage repayments of $1,907 produce a 33.0% mortgage-to-income ratio, above the stress threshold, because household income sits at just the 33.9th national percentile ($1,336/week). Median weekly rent is $350.

What schools are in Scarborough?

Three schools serve the suburb, all above the 1,000 ICSEA benchmark: Southern Cross Catholic College (1,041, 1,653 students, Combined), Australian Trade College North Brisbane (1,026, 286 students, Independent Secondary), and Scarborough State School (1,015, 776 students, Government Primary).

Is Scarborough safe?

Crime data is not available for Scarborough in the current dataset. SEIFA IRSD decile 7 indicates below-average disadvantage. The 40.3% outright ownership rate and 73.3% residential stability suggest a settled, low-turnover community. The 9.0% need-assistance rate is high but reflects age-related disability rather than social deprivation.

Is Scarborough good for property investment?

The 31.3% renter share provides a moderate tenant pool, with gross yield of approximately 3.8% ($350/week on $478,000). The 9.6% vacancy rate is a concern and may reflect holiday accommodation. Overseas migration adds 518 per year, but internal migration is negative at 110 departures. There were 38 DAs lodged in 12 months.

How is Scarborough's population changing?

Population grows at 1.69% per year (347 persons), with 23.0% growth over the past decade. Overseas migration adds 518 annually, offset by 110 internal departures. The median age of 53 is 13 years above national. The senior share grew 1.7 points over the decade, but the young share also grew 2.1 points.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

Explore Scarborough on the Map

View parcels, zoning overlays, DA applications, schools and more.

Open Interactive Map

More Suburbs in QLD