VIC 3631 Census 2021 + Live DA Data

Shepparton North

A median age of 31, nine years below the national figure, and an average household size of 3.5 persons tell much of the story in Shepparton North. The suburb sits at the 88th income percentile nationally, yet house prices reached $860,000 in Apr-Jun 2024, up 148.6% from $346,000 in 2013. Nearly all dwellings (97.2%) are separate houses on a 22.5 sq km footprint, and 77.9% have four or more bedrooms, far above the state average. The workforce tilts heavily toward healthcare at 35.7%, more than double any other sector, and 28.7% of residents were born overseas, which is 7.1 percentage points above the national rate.

Shepparton North urban fabric map

Population

2,048

Median Age

31.0

Household IncomeiMedian weekly household income (ABS Census)

$2,313/wk

DAs (12 months)iDevelopment Applications lodged in the past year

3

Median House

$860K

Apr-Jun 2024

22.48 km²· 91.1 people/km²· Family income $2,386/wk

The median house price reached $860,000 in Apr-Jun 2024, and long-run data shows the suburb has compounded at 6.7% per year over 14 years, compared to $346,000 in 2013. Prices recovered from a 2018 trough of $334,000, representing 148.6% total growth. With 97.2% of dwellings being separate houses and 77.9% having four or more bedrooms, this market suits larger families more than those seeking apartments or smaller homes. Monthly mortgage repayments average $1,733, producing a mortgage-to-income ratio of 17.3%, well below the 30% stress threshold, indicating buyer capacity is manageable relative to household incomes at the 88th national percentile.

For Buyers

The median house price reached $860,000 in Apr-Jun 2024, and long-run data shows the suburb has compounded at 6.7% per year over 14 years, compared to $346,000 in 2013. Prices recovered from a 2018 trough of $334,000, representing 148.6% total growth. With 97.2% of dwellings being separate houses and 77.9% having four or more bedrooms, this market suits larger families more than those seeking apartments or smaller homes. Monthly mortgage repayments average $1,733, producing a mortgage-to-income ratio of 17.3%, well below the 30% stress threshold, indicating buyer capacity is manageable relative to household incomes at the 88th national percentile.

For Investors

Shepparton North records a vacancy rate of 3.1% and a weekly rent of $360, modest figures that reflect its position as a lower-density outer growth area rather than a high-churn rental market. Renters account for 20.8% of households versus 62.9% on mortgages, a tilt toward owner-occupiers. The area recorded 3 development applications in the past 12 months, including two subdivision permits covering 18 and 42 lots, signalling that land supply is actively being unlocked. The suburb's 6.7% annual compound price growth over 14 years is higher than many regional Victorian benchmarks, driven partly by the young demographic base with a median age of 31, which sustains demand for family-sized homes.

Development Activity

Total DAs

8

Last 12 Months

3

YoY ChangeiYear-over-year change in DA lodgements

0.0%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Other
3
Subdivision
2
Change of Use
1

Schools in Shepparton North iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

All Saints Anglican School

ICSEA 1088 Combined Independent

Prep-8 · 393 students

St Luke's Catholic Primary School

ICSEA 1087 Primary Catholic

Prep-6 · 272 students

Demographics

The median age of 31 sits 9.0 years below the national figure, the largest single-number differentiator in the brief. Overseas-born residents reach 28.7%, which is 7.1 percentage points above the national rate. The leading ancestries are English (510), Other (362) and Indian (279), and the top non-English languages are Punjabi (73) and Malayalam (71), reflecting a south-Asian diaspora that is notable for a regional Victorian suburb. University qualifications at 37.2% run 7.1 percentage points above national. Average household size of 3.5 is 1.0 above the national figure, consistent with the 77.9% share of four-plus-bedroom dwellings and high share of couple families with children, which account for 1,265 of 1,819 total families.

Age Distribution

0-14
31.0%
15-24
11.8%
25-44
31.5%
45-64
19.0%
65+
6.6%

Bedrooms

Studio/1br
0.9%
2 bed
3.2%
3 bed
18.0%
4+ bed
77.9%

Dwelling Structure

97.2%

Houses

2.8%

Townhouse

N/A

Apartment

Tenure

Own 16.3% Mortgage 62.9% Rent 20.8%

Separate houses make up 97.2% of the stock, with semi-detached dwellings filling the remaining 2.8% and no recorded apartment supply. Four-plus-bedroom homes account for 77.9% of dwellings, unusually high compared to state and national averages where this figure typically sits under 30%. Outright owners (16.3%) are a minority, reflecting the suburb's young resident profile, while mortgage holders at 62.9% dominate, consistent with the identity as a mortgage-belt suburb. Prices have risen from $334,000 at the 2018 trough to $860,000 as of Apr-Jun 2024, a 157.5% recovery. The price-to-income ratio, at $860,000 against a $2,313 weekly household income, sits around 7.2 times annual income, moderate relative to Melbourne metro benchmarks.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$1,733

Rent / wk

$360

HH Size

3.5

Personal Income / wk

$957

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

3.1%

Unoccupied

18

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

15.6%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

17.3%

Community Profile

Languages Spoken at Home

Punjabi
73
Malayalam
71
Arabic
19
Urdu
18
Hindi
13

Ancestry

English
510
Other
362
Indian
279
Italian
154
Irish
132
Ancestry NS
121

Household Composition

11.5%

Couples, no children

1,819

Total families

Economy & Employment

Healthcare dominates the local workforce at 35.7% (241 workers), more than double the second-largest sector, Education at 12.1% (82 workers). Construction (10.4%), Manufacturing (8.3%) and Retail (6.4%) round out the top five industries. By occupation, Professionals (266) and Managers (135) lead, followed by Community/Personal (112) and Sales (106). Unemployment is low at 2.9%, well below the national average, and the full-time employment rate is 65.5%. The labour participation rate of 68.8% is healthy given the suburb's young age profile. Personal weekly income of $957 and family weekly income of $2,386 place households at the 88th national income percentile, a stronger position than the regional location might suggest.

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Full-time

65.5%

Part-time

31.6%

Participation

68.8%

Employed

945

Occupations

Professionals 266
Managers 135
Community/Personal 112
Sales 106
Clerical/Admin 99
Labourers 92
Machinery/Drivers 51

Top Industries

Healthcare 35.7%
Education 12.1%
Construction 10.4%
Manufacturing 8.3%
Retail 6.4%

University

37.2%

Postgraduate

10.7%

Born Overseas

28.7%

Dwellings

568

Transport to Work

Car dependency is near-total: 89.1% drive to work and only 0.4% use public transport, compared to higher public-transport rates in inner suburban areas. Walking or cycling accounts for 2.0% of commutes, low but typical for a 22.5 sq km outer suburb. Crime totalled 134 incidents in the period, producing a rate of 65.4 per 1,000 residents. Property and deception offences led at 74 incidents, followed by public order (17) and justice procedures (16). No schools are recorded in the suburb data, so families rely on institutions in nearby Shepparton. Rent stress and mortgage stress flags are both clear: rent-to-income sits at 15.6% and mortgage-to-income at 17.3%, both well below stress thresholds, indicating residents manage housing costs comfortably.

Drive

89.1%

Public Transport

0.4%

Walk / Cycle

2.0%

Work from Home

N/A

Safety & Crime

Total Offences

134

Year ending June 2024

Rate per 1,000 People

65.4

Offence Categories

Property and deception offences
74
Public order and security offences
17
Justice procedures offences
16
Crimes against the person
14

Source: Crime Statistics Agency Victoria / SA Police

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Shepparton North compares to ~15,000 Australian suburbs

Population
Top 21%
Household Income
Top 12%
Rent Level
Top 24%
Renters
Top 49%
Uni Educated
Top 22%
Public Transport
Bottom 3%
Born Overseas
Top 15%
Density
Top 27%

Frequently Asked Questions

Is Shepparton North a good suburb to live in?

Shepparton North suits families well: 97.2% of dwellings are separate houses and 77.9% have four or more bedrooms. Household income is at the 88th national percentile, mortgage stress is clear at 17.3% of income, and unemployment is low at 2.9%. The main drawbacks are near-total car dependency, with 89.1% driving to work, and a lack of recorded schools within the suburb boundary.

What is the median house price in Shepparton North?

The median house price reached $860,000 in the Apr-Jun 2024 quarter. Prices have grown at a 6.7% annual compound rate over 14 years from $346,000 in 2013. Monthly mortgage repayments average $1,733, and weekly rent is $360.

What schools are in Shepparton North?

No schools are recorded inside the Shepparton North boundary in this dataset. Families rely on schools in the adjacent Shepparton area. The suburb has a highly educated resident base, with university qualifications at 37.2%, which is 7.1 percentage points above the national figure.

Is Shepparton North safe?

Shepparton North recorded 134 total incidents with a crime rate of 65.4 per 1,000 residents. Property and deception offences were the largest category at 74 incidents. Both rent stress and mortgage stress indicators are clear, suggesting residents are financially stable, which tends to correlate with lower crime risk compared to higher-stress areas.

Is Shepparton North good for property investment?

The long-run case is supported by a 6.7% annual compound growth rate over 14 years and recent subdivision activity, with two permits covering 60 new lots. Weekly rent of $360 against an $860,000 median implies a gross yield of around 2.2%, modest but above many major metro suburbs. Vacancy is 3.1% and renters make up 20.8% of households.

How is Shepparton North's population changing?

The current population is 2,048 with a median age of 31, which is 9 years below the national figure. The young demographic base and average household size of 3.5 suggest organic growth through family formation rather than in-migration alone. Resident turnover is 22.1% and 77.9% of residents stayed at the same address, indicating moderate stability.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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