St Albans Park
The stock is 85.7% separate houses, with three-bedroom homes the dominant type at 53.7%. Only 12.3% of residents were born overseas, 9.3 points below national, and university qualifications reach just 17.7%, which is 12.4 points under the national rate. The result is a working-household, owner-heavy area where 76.1% of dwellings are owned outright or under mortgage.
Population
4,942
Median Age
46.0
Household IncomeiMedian weekly household income (ABS Census)
$1,317/wk
DAs (12 months)iDevelopment Applications lodged in the past year
1
Median House
$693K
October to December 2025
The stock suits families: 85.7% are separate houses, three-bedroom homes make up 53.7% and four-plus bedroom homes another 24.8%, leaving apartments effectively absent. Affordability is the draw, with monthly mortgage repayments around $1,400 and a mortgage-to-income ratio of 24.6%, well below the 30% stress threshold despite household income in the 32.7th percentile nationally. Owner-occupiers already dominate, since 36.6% own outright and 39.5% carry a mortgage, so new buyers compete mostly with other resident families rather than investors.
For Buyers
The stock suits families: 85.7% are separate houses, three-bedroom homes make up 53.7% and four-plus bedroom homes another 24.8%, leaving apartments effectively absent. Affordability is the draw, with monthly mortgage repayments around $1,400 and a mortgage-to-income ratio of 24.6%, well below the 30% stress threshold despite household income in the 32.7th percentile nationally. Owner-occupiers already dominate, since 36.6% own outright and 39.5% carry a mortgage, so new buyers compete mostly with other resident families rather than investors.
For Investors
The 4.6% vacancy rate is higher than a tight rental market would show, which tempers rapid rent growth. Rent-to-income runs at 25.1%, below the stress line, so tenants have headroom but landlords have limited room to push rents. Demand support is structural rather than speculative: the area is owner-occupier heavy at 76.1% combined outright and mortgage tenure, and turnover is low with 85.0% of residents having stayed put.
Development Activity
Total DAs
5
Last 12 Months
1
YoY ChangeiYear-over-year change in DA lodgements
—
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Demographics
The median age of 46 runs 6.0 years above the national figure, marking a settled, aging resident base rather than a young-family inflow suburb. Only 12.3% of residents were born overseas, which is 9.3 points below national, and ancestry leans firmly Anglo: English (2,146), Irish (602) and Scottish (580) lead, with Italian (252) the largest non-Anglo group. Non-English languages are sparse, led by Italian (18), Punjabi (12) and Mandarin (11) speakers. University qualifications reach 17.7%, 12.4 points under the national rate, consistent with a workforce weighted toward trades and service roles. Average household size is 2.3, which is 0.2 below national, and families split between couples with no children (31.8%, 1,207 families) and couples with children (1,193), reflecting both empty-nesters and established parents in the same streets.
Age Distribution
Bedrooms
Dwelling Structure
85.7%
Houses
14.3%
Townhouse
0.0%
Apartment
Tenure
Tenure is owner-dominated: 39.5% carry a mortgage, 36.6% own outright and only 23.9% rent, so more than three-quarters of dwellings are owner-occupied, well above the renter-heavy mix of inner-city markets. The stock is overwhelmingly detached at 85.7% separate houses with 14.3% semi-detached and no measurable apartment supply, which keeps the suburb firmly family-oriented. Three-bedroom homes dominate at 53.7%, with four-plus bedroom homes at 24.8% and smaller one to two-bedroom dwellings a combined 21.4%.
Mortgage / mo
$1,400
Rent / wkiABS Census 2021 median across all dwelling types. Current market rents are typically higher.
$330
Census 2021
HH Size
2.3
Personal Income / wk
$651
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
4.6%
Unoccupied
96
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
25.1%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
24.6%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
37.2%
Couples with children
43.9%
Couples, no children
17.2%
Single parent
1,352
Total families
Economy & Employment
The workforce concentrates in service and trade sectors rather than knowledge industries: Healthcare leads at 21.6% (302 workers), Construction follows at 12.8% (179) and Retail at 10.1% (142), with Education at 8.9% and Public Admin at 7.1%. By occupation, Community and Personal Service workers (396) and Labourers (319) outnumber Professionals (250), which explains why university attainment sits 12.4 points below national. Unemployment is low at 4.8% and the full-time employment rate is 60.7%, but participation reads only 54.3% because the aging profile leaves 1,603 residents not in the labour force. Household income in the 32.7th percentile nationally reflects this mix of service-sector pay and a large retired cohort. SEIFA scores are not available for the suburb in this dataset, so advantage rankings cannot be cited here.
Unemployment
4.5%
Labour Force
2,465
Unemployed
110
Source: ABS Census 2021
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
56.6%
Part-time
36.7%
Participation
58.0%
Employed
2,355
Full-time and part-time are shares of the employed. Source: ABS Census 2021
Occupations
Top Industries
University
17.7%
Postgraduate
2.8%
Born Overseas
12.3%
Dwellings
1,996
Transport to Work
St Albans Park is built around the car: 89.8% of residents drive to work while just 1.1% use public transport and 2.0% walk or cycle, far below the national reliance on active and public transport, a function of its outer-Geelong location and 1,553 residents per square kilometre. Recorded crime totals 204 incidents at a rate of 41.3 per 1,000 residents, with property and deception offences (78) the largest category ahead of justice procedures (59) and crimes against the person (34). No schools are recorded inside the 3.18 square kilometre boundary, so families rely on institutions in neighbouring Geelong suburbs. Volunteering runs at 11.3% and 9.5% of residents (451 people) need daily assistance, consistent with the older median age of 46. Housing costs stay manageable, with rent-to-income at 25.1%, below the 30% stress threshold.
Drive
78.9%
Public Transport
1.0%
Walk / Cycle
1.7%
Work from Home
12.2%
Safety & Crime
Total Offences
204
Year ending June 2024
Rate per 1,000 People
41.3
Offence Categories
Source: Crime Statistics Agency Victoria / SA Police
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How St Albans Park compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is St Albans Park a good suburb to live in?
The trade-offs are heavy car reliance, with 89.8% driving, and limited public transport at 1.1%.
What schools are in St Albans Park?
No schools are recorded inside the 3.18 square kilometre St Albans Park boundary in this dataset, so families rely on schools in neighbouring Geelong suburbs. University qualifications among residents reach 17.7%, which is 12.4 points below the national figure.
Is St Albans Park safe?
Recorded crime totals 204 incidents, a rate of 41.3 per 1,000 residents. Property and deception offences are the largest category at 78 incidents, ahead of justice procedures (59) and crimes against the person (34), so most activity is property-related rather than violent.
How is St Albans Park's population changing?
The current population is 4,942 with a median age of 46, six years above the national figure, marking an aging, settled base. Residential turnover is low at 15.0%, with 85.0% of residents having stayed in place, so the suburb sees little churn or rapid inflow.
What industries employ people in St Albans Park?
Healthcare is the largest employer at 21.6% of workers (302 people), followed by Construction at 12.8% (179) and Retail at 10.1% (142). The workforce leans toward service and trade roles, with Community and Personal Service workers (396) outnumbering Professionals (250).
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), Valuer-General Victoria (house prices), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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