VIC 3219 Census 2021 + Live DA Data

St Albans Park

A median age of 46, six years above the national figure, defines St Albans Park more than its $600,000 median house price does. This Geelong suburb of 4,942 residents pairs that older, settled profile with deeply affordable housing: the median sits 7.7% below its 2022 peak of $650,000, and household income falls in the 32.7th percentile nationally. The stock is 85.7% separate houses, with three-bedroom homes the dominant type at 53.7%. Only 12.3% of residents were born overseas, 9.3 points below national, and university qualifications reach just 17.7%, which is 12.4 points under the national rate. The result is a working-household, owner-heavy area where 76.1% of dwellings are owned outright or under mortgage.

St Albans Park urban fabric map

Population

4,942

Median Age

46.0

Household IncomeiMedian weekly household income (ABS Census)

$1,317/wk

DAs (12 months)iDevelopment Applications lodged in the past year

1

Median House

$600K

Apr-Jun 2024

3.18 km²· 1,552.9 people/km²· Family income $1,706/wk

At a $600,000 median, St Albans Park is one of Geelong's more accessible detached-house markets, and that price still sits 7.7% below the 2022 peak of $650,000, so buyers are not chasing a market at its top. Recent quarters show a recovery from $562,500 in early 2024 back to $600,000 by mid-2024. The stock suits families: 85.7% are separate houses, three-bedroom homes make up 53.7% and four-plus bedroom homes another 24.8%, leaving apartments effectively absent. Affordability is the draw, with monthly mortgage repayments around $1,400 and a mortgage-to-income ratio of 24.6%, well below the 30% stress threshold despite household income in the 32.7th percentile nationally. Owner-occupiers already dominate, since 36.6% own outright and 39.5% carry a mortgage, so new buyers compete mostly with other resident families rather than investors.

For Buyers

At a $600,000 median, St Albans Park is one of Geelong's more accessible detached-house markets, and that price still sits 7.7% below the 2022 peak of $650,000, so buyers are not chasing a market at its top. Recent quarters show a recovery from $562,500 in early 2024 back to $600,000 by mid-2024. The stock suits families: 85.7% are separate houses, three-bedroom homes make up 53.7% and four-plus bedroom homes another 24.8%, leaving apartments effectively absent. Affordability is the draw, with monthly mortgage repayments around $1,400 and a mortgage-to-income ratio of 24.6%, well below the 30% stress threshold despite household income in the 32.7th percentile nationally. Owner-occupiers already dominate, since 36.6% own outright and 39.5% carry a mortgage, so new buyers compete mostly with other resident families rather than investors.

For Investors

Renters make up only 23.9% of households, a shallower tenant pool than most metro markets, and weekly rent of $330 against the $600,000 median implies a gross yield near 2.9%, modest but stronger than premium Melbourne suburbs. The 4.6% vacancy rate is higher than a tight rental market would show, which tempers rapid rent growth. Rent-to-income runs at 25.1%, below the stress line, so tenants have headroom but landlords have limited room to push rents. Demand support is structural rather than speculative: the area is owner-occupier heavy at 76.1% combined outright and mortgage tenure, and turnover is low with 85.0% of residents having stayed put. With no development applications recorded in the past 12 months, supply is static, so the investment case rests on steady detached-house demand and the affordability gap to central Geelong rather than yield or new stock.

Development Activity

Total DAs

5

Last 12 Months

1

YoY ChangeiYear-over-year change in DA lodgements

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Subdivision
1

Demographics

The median age of 46 runs 6.0 years above the national figure, marking a settled, aging resident base rather than a young-family inflow suburb. Only 12.3% of residents were born overseas, which is 9.3 points below national, and ancestry leans firmly Anglo: English (2,146), Irish (602) and Scottish (580) lead, with Italian (252) the largest non-Anglo group. Non-English languages are sparse, led by Italian (18), Punjabi (12) and Mandarin (11) speakers. University qualifications reach 17.7%, 12.4 points under the national rate, consistent with a workforce weighted toward trades and service roles. Average household size is 2.3, which is 0.2 below national, and families split between couples with no children (31.8%, 1,207 families) and couples with children (1,193), reflecting both empty-nesters and established parents in the same streets.

Age Distribution

0-14
14.1%
15-24
12.0%
25-44
22.2%
45-64
27.6%
65+
24.2%

Bedrooms

Studio/1br
5.2%
2 bed
16.2%
3 bed
53.7%
4+ bed
24.8%

Dwelling Structure

85.7%

Houses

14.3%

Townhouse

N/A

Apartment

Tenure

Own 36.6% Mortgage 39.5% Rent 23.9%

Tenure is owner-dominated: 39.5% carry a mortgage, 36.6% own outright and only 23.9% rent, so more than three-quarters of dwellings are owner-occupied, well above the renter-heavy mix of inner-city markets. The stock is overwhelmingly detached at 85.7% separate houses with 14.3% semi-detached and no measurable apartment supply, which keeps the suburb firmly family-oriented. Three-bedroom homes dominate at 53.7%, with four-plus bedroom homes at 24.8% and smaller one to two-bedroom dwellings a combined 21.4%. The median house price rose 79.1% from $335,000 in 2013 to $600,000 in 2024, a 4.3% compound annual rate over 14 years, though it remains 7.7% below the 2022 peak of $650,000. Both mortgage-to-income (24.6%) and rent-to-income (25.1%) sit under the 30% stress threshold, a sign that low prices offset the below-average local incomes.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$1,400

Rent / wk

$330

HH Size

2.3

Personal Income / wk

$651

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

4.6%

Unoccupied

96

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

25.1%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

24.6%

Community Profile

Languages Spoken at Home

Italian
18
Punjabi
12
Mandarin
11

Ancestry

English
2,146
Irish
602
Scottish
580
Other
306
Italian
252
German
219

Household Composition

31.8%

Couples, no children

3,793

Total families

Economy & Employment

The workforce concentrates in service and trade sectors rather than knowledge industries: Healthcare leads at 21.6% (302 workers), Construction follows at 12.8% (179) and Retail at 10.1% (142), with Education at 8.9% and Public Admin at 7.1%. By occupation, Community and Personal Service workers (396) and Labourers (319) outnumber Professionals (250), which explains why university attainment sits 12.4 points below national. Unemployment is low at 4.8% and the full-time employment rate is 60.7%, but participation reads only 54.3% because the aging profile leaves 1,603 residents not in the labour force. Household income in the 32.7th percentile nationally reflects this mix of service-sector pay and a large retired cohort. SEIFA scores are not available for the suburb in this dataset, so advantage rankings cannot be cited here.

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Full-time

60.7%

Part-time

34.5%

Participation

54.3%

Employed

2,196

Occupations

Community/Personal 396
Labourers 319
Clerical/Admin 253
Sales 251
Professionals 250
Machinery/Drivers 230
Managers 183

Top Industries

Healthcare 21.6%
Construction 12.8%
Retail 10.1%
Education 8.9%
Public Admin 7.1%

University

17.7%

Postgraduate

2.8%

Born Overseas

12.3%

Dwellings

1,996

Transport to Work

St Albans Park is built around the car: 89.8% of residents drive to work while just 1.1% use public transport and 2.0% walk or cycle, far below the national reliance on active and public transport, a function of its outer-Geelong location and 1,553 residents per square kilometre. Recorded crime totals 204 incidents at a rate of 41.3 per 1,000 residents, with property and deception offences (78) the largest category ahead of justice procedures (59) and crimes against the person (34). No schools are recorded inside the 3.18 square kilometre boundary, so families rely on institutions in neighbouring Geelong suburbs. Volunteering runs at 11.3% and 9.5% of residents (451 people) need daily assistance, consistent with the older median age of 46. Housing costs stay manageable, with rent-to-income at 25.1%, below the 30% stress threshold.

Drive

89.8%

Public Transport

1.1%

Walk / Cycle

2.0%

Work from Home

N/A

Safety & Crime

Total Offences

204

Year ending June 2024

Rate per 1,000 People

41.3

Offence Categories

Property and deception offences
78
Justice procedures offences
59
Crimes against the person
34
Drug offences
21

Source: Crime Statistics Agency Victoria / SA Police

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How St Albans Park compares to ~15,000 Australian suburbs

Population
Top 11%
Household Income
Bottom 33%
Rent Level
Top 32%
Renters
Top 41%
Uni Educated
Bottom 29%
Public Transport
Bottom 17%
Born Overseas
Bottom 41%
Density
Top 11%

Frequently Asked Questions

Is St Albans Park a good suburb to live in?

St Albans Park suits families and owner-occupiers seeking affordability: 85.7% of dwellings are separate houses, 76.1% are owner-occupied, and the $600,000 median sits 7.7% below the 2022 peak. The trade-offs are heavy car reliance, with 89.8% driving, and limited public transport at 1.1%.

What is the median house price in St Albans Park?

The median house price is $600,000 as of the Apr-Jun 2024 quarter, up 79.1% from $335,000 in 2013 but 7.7% below the 2022 peak of $650,000. Weekly rent averages $330 and monthly mortgage repayments run about $1,400, giving a mortgage-to-income ratio of 24.6%.

What schools are in St Albans Park?

No schools are recorded inside the 3.18 square kilometre St Albans Park boundary in this dataset, so families rely on schools in neighbouring Geelong suburbs. University qualifications among residents reach 17.7%, which is 12.4 points below the national figure.

Is St Albans Park safe?

Recorded crime totals 204 incidents, a rate of 41.3 per 1,000 residents. Property and deception offences are the largest category at 78 incidents, ahead of justice procedures (59) and crimes against the person (34), so most activity is property-related rather than violent.

Is St Albans Park good for property investment?

Weekly rent of $330 against the $600,000 median gives a gross yield near 2.9%, modest but better than premium Melbourne suburbs. The renter pool is shallow at 23.9% and vacancy sits at 4.6%, so returns depend on steady detached-house demand rather than yield or new supply.

How is St Albans Park's population changing?

The current population is 4,942 with a median age of 46, six years above the national figure, marking an aging, settled base. Residential turnover is low at 15.0%, with 85.0% of residents having stayed in place, so the suburb sees little churn or rapid inflow.

What industries employ people in St Albans Park?

Healthcare is the largest employer at 21.6% of workers (302 people), followed by Construction at 12.8% (179) and Retail at 10.1% (142). The workforce leans toward service and trade roles, with Community and Personal Service workers (396) outnumbering Professionals (250).

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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