VIC 3700 Census 2021 + Live DA Data

Tallangatta

At a median age of 48, Tallangatta residents are 8 years older than the national average, making this one of Victoria's more distinctly aged communities. Household income sits in just the 21.7th percentile nationally, yet the $500,000 median house price has grown 224.7% since 2013, a compound rate of 8.8% annually over 14 years. That combination of lower incomes and steady price appreciation tells the story of a regional town where long-term holders have built equity without a high-earning resident base to sustain it. Covering 55.53 square kilometres at a density of 21.2 people per km2, the suburb spreads far and wide relative to its 1,175 residents.

Tallangatta urban fabric map

Population

1,175

Median Age

48.0

Household IncomeiMedian weekly household income (ABS Census)

$1,149/wk

DAs (12 months)iDevelopment Applications lodged in the past year

1

Median House

$500K

Apr-Jun 2024

55.53 km²· 21.2 people/km²· Family income $1,453/wk

The $500,000 median house price as of April to June 2024 is affordable compared to metropolitan VIC benchmarks, with a mortgage-to-income ratio of 22.7%, below the 30% stress threshold. Monthly mortgage repayments average $1,128. Separate houses dominate at 92.3% of stock, so buyers get genuine standalone properties rather than competing with apartment blocks. Three-bedroom homes make up 55.2% of dwellings and four-plus bedroom homes account for 23.5%, giving families solid options. The price history shows a peak of $510,000 in July to September 2023 and the current level of $500,000 sits just 2.0% below that peak, suggesting prices have stabilised rather than corrected sharply.

For Buyers

The $500,000 median house price as of April to June 2024 is affordable compared to metropolitan VIC benchmarks, with a mortgage-to-income ratio of 22.7%, below the 30% stress threshold. Monthly mortgage repayments average $1,128. Separate houses dominate at 92.3% of stock, so buyers get genuine standalone properties rather than competing with apartment blocks. Three-bedroom homes make up 55.2% of dwellings and four-plus bedroom homes account for 23.5%, giving families solid options. The price history shows a peak of $510,000 in July to September 2023 and the current level of $500,000 sits just 2.0% below that peak, suggesting prices have stabilised rather than corrected sharply.

For Investors

At 21.5% renter share and weekly rent of $240, the gross yield on a $500,000 purchase is around 2.5%, modest but higher than many metropolitan markets. The vacancy rate of 8.9% is elevated and warrants attention, suggesting tenant demand is not deep. Development activity is very low, with only 1 application in the past 12 months, limiting near-term supply pressure. Prices have compounded at 8.8% annually since 2013, rising from $154,000 to $500,000, an increase of 224.7%, which is a strong long-run capital growth track record for a small regional town. The aging resident profile and income in the 21.7th percentile nationally mean rental demand comes primarily from lower-income households rather than high-earning tenants.

Development Activity

Total DAs

1

Last 12 Months

1

YoY ChangeiYear-over-year change in DA lodgements

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Subdivision
1

Schools in Tallangatta iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

St Michael's School

ICSEA 1006 Primary Catholic

Prep-6 · 83 students

Tallangatta Secondary College

ICSEA 988 Secondary Government

7-12 · 308 students

Tallangatta Primary School

ICSEA 980 Primary Government

Prep-6 · 90 students

Demographics

The median age of 48 is 8 years above the national figure, placing Tallangatta among the older-skewing communities in VIC. Overseas-born residents account for just 11.1%, which is 10.5 percentage points below the national average, reflecting a predominantly locally-born population. Ancestry is strongly Anglo-Celtic, with English (489), Irish (159) and Scottish (143) the top three groups among 1,175 residents. Average household size of 2.2 is 0.3 below the national figure, consistent with a higher share of older couples without children. Couples with no children make up 36.2% of all families. University qualifications reach just 15.7%, which is 14.4 percentage points below the national average, indicating a trade and vocational rather than degree-oriented workforce.

Age Distribution

0-14
16.5%
15-24
9.1%
25-44
19.3%
45-64
26.0%
65+
28.9%

Bedrooms

Studio/1br
5.3%
2 bed
16.0%
3 bed
55.2%
4+ bed
23.5%

Dwelling Structure

92.3%

Houses

4.6%

Townhouse

2.2%

Apartment

Tenure

Own 46.3% Mortgage 32.2% Rent 21.5%

With 46.3% of households owning their home outright, Tallangatta has a strong base of debt-free owners, higher than the national rate. Mortgage holders account for 32.2% and renters 21.5%, a relatively low renter proportion compared to metropolitan areas. The stock is overwhelmingly separate houses at 92.3%, with semi-detached at 4.6% and apartments just 2.2%. Three-bedroom dwellings are the clear majority at 55.2%, while four-plus bedroom homes make up 23.5%. The median house price grew from $154,000 in 2013 to $500,000 in mid-2024, a 224.7% rise. Housing stress indicators are low, with rent-to-income at 20.9% and mortgage-to-income at 22.7%, both comfortably below stress thresholds.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$1,128

Rent / wk

$240

HH Size

2.2

Personal Income / wk

$637

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

8.9%

Unoccupied

45

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

20.9%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

22.7%

Community Profile

Languages Spoken at Home

Samoan
12

Ancestry

English
489
Irish
159
Scottish
143
Ancestry NS
91
German
69
Other
55

Household Composition

36.2%

Couples, no children

824

Total families

Economy & Employment

Healthcare is the dominant industry at 20.6% of employed residents (64 workers), followed by Manufacturing at 14.2% (44) and Education at 10.6% (33). Public Administration accounts for 9.4% and Construction 8.7%, rounding out the top five. By occupation, Labourers lead at 70 workers, followed by Community and Personal service roles (60) and Professionals (56), with Machinery and Drivers (54) and Managers (52) also significant. The unemployment rate is 6.8%, above average for regional VIC, and the labour force participation rate is just 46.2%, well below national norms. This low participation reflects the older resident base, with 397 people not in the labour force. Personal weekly income averages $637, placing household income in the 21.7th percentile nationally.

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Full-time

63.9%

Part-time

29.3%

Participation

46.2%

Employed

424

Occupations

Labourers 70
Community/Personal 60
Professionals 56
Machinery/Drivers 54
Managers 52
Clerical/Admin 46
Sales 33

Top Industries

Healthcare 20.6%
Manufacturing 14.2%
Education 10.6%
Public Admin 9.4%
Construction 8.7%

University

15.7%

Postgraduate

1.4%

Born Overseas

11.1%

Dwellings

457

Transport to Work

Car dependency is the norm, with 84.4% of residents driving to work, above the national average for regional areas. Walking and cycling accounts for 9.9% of commutes, reasonable given the town's compact core within a 55.53 square kilometre area. No schools are recorded in the dataset for Tallangatta, so families rely on institutions in nearby towns such as Wodonga. The crime rate of 34.9 incidents per 1,000 residents covers 41 total offences, with Property and Deception offences (16) and Public Order offences (12) the main categories. Housing stress is low, with rent-to-income at 20.9% and mortgage-to-income at 22.7%, both below stress thresholds. The volunteering rate of 24.8% is notably high, indicating strong community participation relative to national norms.

Drive

84.4%

Public Transport

N/A

Walk / Cycle

9.9%

Work from Home

N/A

Safety & Crime

Total Offences

41

Year ending June 2024

Rate per 1,000 People

34.9

Offence Categories

Property and deception offences
16
Public order and security offences
12
Crimes against the person
9
Justice procedures offences
2

Source: Crime Statistics Agency Victoria / SA Police

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Tallangatta compares to ~15,000 Australian suburbs

Population
Top 27%
Household Income
Bottom 22%
Rent Level
Bottom 42%
Apartments
Bottom 37%
Renters
Top 47%
Uni Educated
Bottom 21%
Born Overseas
Bottom 35%
Density
Top 36%

Frequently Asked Questions

Is Tallangatta a good suburb to live in?

Tallangatta suits those seeking affordable regional living with a quiet, established community. The $500,000 median house price comes with low housing stress, with rent-to-income at 20.9% and mortgage-to-income at 22.7%, both well below the 30% stress threshold. A volunteering rate of 24.8% reflects active community participation. The trade-off is limited employment diversity and a median age of 48, which is 8 years above the national figure.

What is the median house price in Tallangatta?

The median house price is $500,000, recorded for the April to June 2024 quarter. That is up 224.7% from $154,000 in 2013, compounding at 8.8% annually over 14 years. Weekly rent averages $240 and monthly mortgage repayments run around $1,128, making housing costs relatively manageable compared to metropolitan VIC.

What schools are in Tallangatta?

No schools are recorded in the Tallangatta suburb boundary in this dataset. Families with school-age children typically access schools in nearby towns. Locally, 15.7% of residents hold university qualifications, which is 14.4 percentage points below the national average, reflecting the town's stronger trade and vocational workforce profile.

Is Tallangatta safe?

Tallangatta recorded 41 total offences in the most recent period, giving a crime rate of 34.9 incidents per 1,000 residents. The top categories are Property and Deception offences (16 incidents) and Public Order and Security offences (12 incidents). With 9.1% of residents needing daily assistance and a strong volunteering rate of 24.8%, the community has active support networks.

Is Tallangatta good for property investment?

Tallangatta has a strong long-run capital growth record, with prices rising 224.7% since 2013 at a compound rate of 8.8% per year. Gross yield on the $500,000 median at $240 weekly rent is around 2.5%. The 8.9% vacancy rate is elevated, and with just 1 development application in 12 months, supply additions are minimal. Income in the 21.7th percentile nationally limits rental price growth.

How is Tallangatta's population changing?

Tallangatta's population is 1,175, with a median age of 48 that is 8 years above the national average. The older resident profile means natural growth is limited. Mobility data shows 80.6% of residents stayed in the suburb, with a turnover rate of 19.4%, suggesting a stable rather than rapidly growing community. The aging demographic is the defining long-run population trend.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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