VIC 3107 Census 2021 + Live DA Data

Templestowe Lower

A median age of 45, which is 5 years older than the national benchmark, gives Templestowe Lower a settled family and downsizer profile rather than a transient inner-city one. Beside Doncaster and Bulleen, it reads as a lower-density pocket because 80.8% of dwellings are separate houses and apartments are only 1.0%. Household income sits at the 71.9 percentile, while 41.0% of residents were born overseas, so the suburb combines established wealth with a strongly migrant household base.

Templestowe Lower urban fabric map

Population

14,098

Median Age

45.0

Household IncomeiMedian weekly household income (ABS Census)

$1,920/wk

DAs (12 months)iDevelopment Applications lodged in the past year

61

Median House

$1.4M

Apr-Jun 2024

5.89 km²· 2,391.6 people/km²· Family income $2,231/wk

Homebuyers are paying for land, stability and school access: the median house price is $1,385,000 for Apr-Jun 2024, 4.2% below the Apr-Jun 2023 peak of $1,445,000. The built form is larger than an apartment-led suburb, with 80.8% separate houses, 18.1% semi-detached homes and only 1.0% apartments. Mortgage pressure is real because repayments equal 30.1% of income, while 45.6% of homes have 3 bedrooms and 46.7% have 4 or more.

For Buyers

Homebuyers are paying for land, stability and school access: the median house price is $1,385,000 for Apr-Jun 2024, 4.2% below the Apr-Jun 2023 peak of $1,445,000. The built form is larger than an apartment-led suburb, with 80.8% separate houses, 18.1% semi-detached homes and only 1.0% apartments. Mortgage pressure is real because repayments equal 30.1% of income, while 45.6% of homes have 3 bedrooms and 46.7% have 4 or more.

For Investors

The rental pool is narrower than ownership demand because only 18.0% of homes are rented, compared with 48.6% owned outright and 33.4% mortgaged. Median rent is $475 a week and rent stress is not flagged at 24.7% of income, but a 6.8% vacancy rate points to higher leasing risk. The counterweight is activity: 47 development applications in 12 months and forecast overseas migration of 188 people a year support selective tenant demand.

Development Activity

Total DAs

81

Last 12 Months

61

YoY ChangeiYear-over-year change in DA lodgements

+662.5%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Subdivision
25
Other
22
New Dwelling
10
Tree Removal
5
Renovation / Extension
4
Deck / Pergola / Patio
1
Childcare / Education
1
Garage / Carport / Shed
1

Schools in Templestowe Lower iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

Templestowe Heights Primary School

ICSEA 1132 Primary Government

Prep-6 · 544 students

Templestowe College

ICSEA 1099 Secondary Government

7-12 · 1227 students

St Kevin's School

ICSEA 1096 Primary Catholic

Prep-6 · 132 students

Demographics

Templestowe Lower is older than the national profile, with a median age of 45, 5 years above the benchmark. It is also more educated and more migrant than average: 51.5% hold a university qualification, 21.4 percentage points above national, and 41.0% were born overseas, 19.4 points above national. Chinese ancestry leads at 2,979 people, followed by English at 2,628, Italian at 1,707 and Greek at 1,655, which helps explain the Mandarin 686 and Greek 554 language counts.

Age Distribution

0-14
16.7%
15-24
10.7%
25-44
22.3%
45-64
25.9%
65+
24.3%

Bedrooms

Studio/1br
0.5%
2 bed
7.2%
3 bed
45.6%
4+ bed
46.7%

Dwelling Structure

80.8%

Houses

18.1%

Townhouse

1.0%

Apartment

Tenure

Own 48.6% Mortgage 33.4% Rent 18.0%

Housing values have moved well above their 2013 base: the median house price rose from $750,000 to $1,385,000, an 84.7% gain over 14 years and a 4.5% CAGR. The latest figure is still 4.2% below the $1,445,000 peak, so buyers have slightly more leverage than at the top of the cycle. Ownership is deep, with 48.6% owned outright and 33.4% mortgaged, because the stock is dominated by family-scale homes: 46.7% have 4 or more bedrooms and 45.6% have 3.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$2,500

Rent / wk

$475

HH Size

2.7

Personal Income / wk

$758

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

6.8%

Unoccupied

370

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

24.7%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

30.1% stressed

Community Profile

Languages Spoken at Home

Mandarin
686
Greek
554
Canton
390
Italian
259
Persian ED
190
Arabic
164

Ancestry

Chinese
2,979
English
2,628
Other
2,141
Italian
1,707
Greek
1,655
Irish
862

Household Composition

24.3%

Couples, no children

12,020

Total families

Economy & Employment

The local workforce ranks in a higher socio-economic band, with IEO decile 8, IER decile 8, IRSD decile 8 and IRSAD decile 8. Healthcare is the largest industry at 17.2% and 823 workers, followed by Professional/Tech at 13.9%, Education at 11.6%, Retail at 8.5% and Construction at 8.1%. Professionals number 2,018 and managers 1,091, supporting the 71.9 household income percentile. Participation is 54.3% because the older resident base leaves 4,572 people outside the labour force.

Unemployment

4.1%

Labour Force

9,104

Unemployed

374

Quarterly Trend

Mar-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
8
Disadvantage
8
Economic resources
8
Education & occupation
8

Full-time

61.6%

Part-time

33.0%

Participation

54.3%

Employed

6,029

Occupations

Professionals 2,018
Managers 1,091
Clerical/Admin 870
Sales 623
Community/Personal 566
Labourers 322
Machinery/Drivers 168

Top Industries

Healthcare 17.2%
Professional/Tech 13.9%
Education 11.6%
Retail 8.5%
Construction 8.1%

University

51.5%

Postgraduate

14.4%

Born Overseas

41.0%

Dwellings

5,035

Transport to Work

Livability is strongest for households that drive, value schools and want a lower-crime setting. Car use is much higher than active travel: 86.9% commute as drivers, compared with 5.0% by public transport and 1.4% walking or cycling. There are 3 local schools with ICSEA values from 1096 to 1132; Templestowe Heights Primary leads at 1132 with 544 enrolments, while Templestowe College adds a government secondary path at 1099 and 1,227 enrolments. Crime is 29.2 per 1,000 and IRSAD decile 8 supports the area’s amenity profile.

Drive

86.9%

Public Transport

5.0%

Walk / Cycle

1.4%

Work from Home

N/A

Population Forecast

+0.33%/yr

(+49 people/yr)

Established

Growth is forecast to be steady rather than high-growth: the trend rate is 0.33% a year, equal to 49 people annually, which is slower than the 7.9% population change recorded over the past 10 years. The medium scenario reaches 14,922 residents by 2031. Migration is led by overseas inflows, averaging 188 net people a year, while internal migration is negative at -8. The shift trajectory is Stable and the gentrification score is 0, stage Not gentrifying, so change is more incremental than disruptive.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Overseas Migration

Net Overseas / yr

+188

Net Internal / yr

-8

0

Gentrification Signal

Not gentrifying

Safety & Crime

Total Offences

411

Year ending June 2024

Rate per 1,000 People

29.2

Offence Categories

Property and deception offences
243
Crimes against the person
97
Justice procedures offences
39
Drug offences
18

Source: Crime Statistics Agency Victoria / SA Police

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Templestowe Lower compares to ~15,000 Australian suburbs

Population
Top 2%
Household Income
Top 28%
Rent Level
Top 7%
Apartments
Bottom 21%
Renters
Bottom 43%
Uni Educated
Top 8%
Public Transport
Top 34%
Born Overseas
Top 6%
Density
Top 6%

Frequently Asked Questions

Is Templestowe Lower a good suburb to live in?

Yes. It suits households wanting established houses, schools and a settled pace: 80.8% of dwellings are separate houses, the median age is 45, and IRSAD is decile 8. The trade-off is higher car reliance, with 86.9% commuting as drivers.

What is the median house price in Templestowe Lower?

The median house price is $1,385,000 for Apr-Jun 2024. That is 4.2% below the Apr-Jun 2023 peak of $1,445,000, but still 84.7% higher than the 2013 level of $750,000.

What schools are in Templestowe Lower?

There are 3 local schools. Templestowe Heights Primary has ICSEA 1132 and 544 enrolments, Templestowe College has ICSEA 1099 and 1,227 enrolments, and St Kevin's School has ICSEA 1096 and 132 enrolments.

Is Templestowe Lower safe?

Crime is recorded at 29.2 offences per 1,000 residents, with 411 total offences. Property and deception offences are the largest category at 243, followed by 97 crimes against the person, so usual home security still matters.

Is Templestowe Lower good for property investment?

It can suit selective investors more than high-turnover rental strategies. Rent is $475 a week and only 18.0% of homes are rented, while vacancy is 6.8%. Support comes from 47 development applications and 188 net overseas migrants a year.

How is Templestowe Lower's population changing?

Population growth is slow and stable. The forecast trend is 0.33% a year, or 49 extra people annually, with the medium scenario reaching 14,922 residents by 2031. Overseas migration adds 188 people a year, compared with -8 internal migration.

What languages are spoken in Templestowe Lower?

The suburb has a strong multilingual base, with 41.0% of residents born overseas, 19.4 percentage points above national. Common non-English languages include Mandarin with 686 speakers, Greek with 554, Canton with 390 and Italian with 259.

Is there much development in Templestowe Lower?

Yes, development activity is above a quiet established-suburb setting, with 47 applications in 12 months. Recent examples include construction of 2 two-storey dwellings and a 3 lot subdivision, pointing to incremental infill rather than broad redevelopment.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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