QLD 4305 Census 2021 + Live DA Data

Tivoli

At a median house price of $360,000 and household income in just the 35.5th percentile nationally, Tivoli sits squarely in mortgage-belt territory west of Ipswich. What makes the suburb stand out is the ownership pattern: 34.0% own their home outright against 43.4% still carrying a mortgage, a sign of long-term resident stability rather than investor churn. Over 92% of dwellings are separate houses, the density is only 416 people per square kilometre, and 91.4% of workers drive to jobs. SEIFA decile 2 on both IRSD and IRSAD places Tivoli in the lower advantage tier nationally.

Tivoli urban fabric map

Population

1,460

Median Age

40.0

Household IncomeiMedian weekly household income (ABS Census)

$1,372/wk

DAs (12 months)iDevelopment Applications lodged in the past year

0

Median House

$360K

Estimated from rent (2025)

3.51 km²· 415.9 people/km²· Family income $1,604/wk

The median house price of $360,000 sits well below the Queensland state median, making Tivoli one of the more accessible entry points in the Ipswich corridor. Mortgage repayments average $1,300 per month, producing a mortgage-to-income ratio of 21.9%, comfortably below the 30% stress threshold. The stock is overwhelmingly detached, at 92.9% separate houses, with 54.7% of dwellings having 3 bedrooms and 24.9% having 4 or more. Outright owners at 34.0% and mortgagors at 43.4% make up the majority, while only 22.5% rent, pointing to a buyer-dominant market where turnover is relatively low and properties tend to be held.

For Buyers

The median house price of $360,000 sits well below the Queensland state median, making Tivoli one of the more accessible entry points in the Ipswich corridor. Mortgage repayments average $1,300 per month, producing a mortgage-to-income ratio of 21.9%, comfortably below the 30% stress threshold. The stock is overwhelmingly detached, at 92.9% separate houses, with 54.7% of dwellings having 3 bedrooms and 24.9% having 4 or more. Outright owners at 34.0% and mortgagors at 43.4% make up the majority, while only 22.5% rent, pointing to a buyer-dominant market where turnover is relatively low and properties tend to be held.

For Investors

The 22.5% renter share is below the national average, limiting the tenant pool. Weekly rent of $285 against a $360,000 median implies a gross yield near 4.1%. The vacancy rate of 4.9% is elevated, suggesting rental supply exceeds current demand. Net internal migration averaged 28 persons per year and overseas migration added 25 annually, so demand is modest but balanced. Population growth over 10 years was just 1.5%, with under 0.3% annual growth forecast through 2031. These figures favour a cash-flow approach rather than near-term capital growth.

Schools in Tivoli iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

Tivoli State School

ICSEA 904 Primary Government

Prep-6 · 201 students

Demographics

The median age of 40 matches the national figure, but the senior share grew 3.0 points over the decade while the young-adult share fell 1.4 points. Ancestry is strongly Anglo-Celtic: English (560 residents), Scottish (199) and Irish (187) are the top three. Overseas-born residents at 10.3% sit 11.3 percentage points below the national average, making Tivoli one of the more locally-rooted suburbs in Queensland. University qualifications at 16.5% run 13.6 points below national, and the volunteering rate of 12.1% points to a stable, longer-term resident base.

Age Distribution

0-14
18.7%
15-24
10.9%
25-44
25.7%
45-64
25.6%
65+
18.2%

Bedrooms

Studio/1br
3.8%
2 bed
16.6%
3 bed
54.7%
4+ bed
24.9%

Dwelling Structure

92.9%

Houses

1.4%

Townhouse

N/A

Apartment

Tenure

Own 34.0% Mortgage 43.4% Rent 22.5%

Tivoli's housing stock is dominated by detached houses at 92.9%, with semi-detached dwellings at just 1.4% and apartment data effectively absent. Three-bedroom homes are the modal type at 54.7%, followed by 4-plus bedroom at 24.9%, making the suburb a family-house market. Tenure is split 34.0% outright ownership, 43.4% mortgage and 22.5% renting. At $360,000 median, the price-to-income ratio is modest compared to most of Queensland's capital city suburbs. The rent-to-income ratio of 20.8% is well below the 30% stress threshold, meaning rental affordability is not a current pressure. The vacancy rate of 4.9% is the main flag, indicating that rental supply may exceed tenant demand at present.

Mortgage / mo

$1,300

Rent / wk

$285

HH Size

2.4

Personal Income / wk

$691

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

4.9%

Unoccupied

30

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

20.8%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

21.9%

Community Profile

Ancestry

English
560
Scottish
199
Irish
187
German
158
Ancestry NS
82
Other
74

Household Composition

29.1%

Couples, no children

1,139

Total families

Economy & Employment

Healthcare is the largest industry employer at 19.8% of local workers (84 people), followed by Education at 13.9% (59) and Construction at 13.7% (58), with Public Admin at 9.2% and Manufacturing at 8.7%. By occupation, Community and Personal Service workers top the list at 118, ahead of Labourers at 81 and Clerical at 72. The unemployment rate of 7.2% is higher than the national average, and the labour force participation rate of 52.8% is low, partly because 442 residents are not in the labour force. Full-time employment among those working is 66.2%. SEIFA decile 2 on IRSAD and IEO reflects below-average education and occupation outcomes compared to most Australian suburbs.

Unemployment

6.5%

Labour Force

3,313

Unemployed

217

Quarterly Trend

Mar-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
2
Disadvantage
2
Economic resources
2
Education & occupation
2

Full-time

66.2%

Part-time

26.6%

Participation

52.8%

Employed

580

Occupations

Community/Personal 118
Labourers 81
Clerical/Admin 72
Professionals 71
Machinery/Drivers 66
Managers 63
Sales 59

Top Industries

Healthcare 19.8%
Education 13.9%
Construction 13.7%
Public Admin 9.2%
Manufacturing 8.7%

University

16.5%

Postgraduate

3.7%

Born Overseas

10.3%

Dwellings

567

Transport to Work

Car dependence is very high at 91.4%, with public transport at just 1.7% and active travel at 1.3%, reflecting the 416-person-per-km2 density. No schools are recorded within the Tivoli boundary, so families rely on neighbouring Ipswich suburbs. Crime data is unavailable. The IRSAD decile of 2 places Tivoli in the lower quarter nationally for socio-economic advantage. Housing affordability is not a pressure point: mortgage-to-income is 21.9% and rent-to-income is 20.8%, both well below the 30% stress threshold.

Drive

91.4%

Public Transport

1.7%

Walk / Cycle

1.3%

Work from Home

N/A

Population Forecast

+0.24%/yr

(+16 people/yr)

Established

Tivoli's 10-year population gain of 1.5% places it below the Queensland state average for growth suburbs. Medium forecasts add roughly 16 people per year, reaching around 6,720 by 2031, at about 0.24% annually. Migration is balanced, with 28 net internal arrivals and 25 net overseas arrivals per year. The suburb is not gentrifying, and affordability improved from 51.7% in 2011 to 43.2% in 2021. Real incomes grew 10.9% and rent grew 14.0% over the period, indicating modest progression without displacement risk.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Balanced

Net Overseas / yr

+25

Net Internal / yr

+28

0

Gentrification Signal

Not gentrifying

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Tivoli compares to ~15,000 Australian suburbs

Population
Top 24%
Household Income
Bottom 36%
Rent Level
Top 44%
Renters
Top 44%
Uni Educated
Bottom 24%
Public Transport
Bottom 29%
Born Overseas
Bottom 31%
Density
Top 20%

Frequently Asked Questions

Is Tivoli a good suburb to live in?

Tivoli suits buyers seeking affordable detached housing in a low-density setting west of Ipswich. The median house price is $360,000, mortgage-to-income sits at a manageable 21.9%, and 34.0% of residents own their home outright. The main drawbacks are a SEIFA decile of 2, higher-than-average unemployment of 7.2%, and heavy car dependence with public transport at just 1.7%.

What is the median house price in Tivoli?

The median house price in Tivoli is approximately $360,000, estimated from 2025 rental data. Monthly mortgage repayments average $1,300, and weekly rent runs $285. The price is well below the typical Queensland metro median, placing Tivoli among the more affordable detached-house markets in the Ipswich corridor.

What schools are in Tivoli?

No schools are recorded within the Tivoli suburb boundary in this dataset. Families rely on schools in neighbouring Ipswich suburbs. The local university qualification rate is 16.5%, which is 13.6 percentage points below the national figure, consistent with the broader Ipswich region educational profile.

Is Tivoli safe?

Suburb-level crime rate data is not available for Tivoli in this dataset. As a proxy indicator, the suburb scores SEIFA decile 2 on IRSD, placing it in the lower advantage tier nationally, which is associated with higher rates of disadvantage. About 8.4% of residents (118 people) need daily assistance, a figure above the national average.

Is Tivoli good for property investment?

Weekly rent of $285 against a $360,000 median implies a gross yield near 4.1%, reasonable for a low-growth suburb. However, the vacancy rate of 4.9% is elevated, suggesting excess rental supply. Annual population growth of just 0.24% and a 10-year total gain of 1.5% indicate limited capital growth pressure. The suburb suits yield-focused investors more than growth-oriented buyers.

How is Tivoli's population changing?

Population growth over the past 10 years was 1.5% in total, and the annual trend is approximately 0.24%, adding around 16 people per year. Medium forecasts project the broader area reaching about 6,720 residents by 2031. Migration is balanced, with 28 net internal arrivals and 25 overseas arrivals annually. The suburb is not gentrifying and shows a gradual aging trend, with the senior share up 3.0 points over the decade.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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