VIC 3087 Census 2021 + Live DA Data

Watsonia North

A median age of 41 combined with 98.3% detached houses and 46.3% outright ownership marks Watsonia North as one of the most settled, owner-occupied pockets in Melbourne's north-east. Household income sits in the 77.8th percentile nationally, yet the $920,500 median house price remains lower than many comparable inner-ring suburbs, making it an accessible entry point in a tight market. University qualifications reach 41.9% of residents, which is 11.8 percentage points above the national figure. The crime rate of 21.8 per 1,000 residents places it firmly in low-crime territory compared to metropolitan norms, and 88.1% of residents stayed put over the prior year, reflecting the strong holding behaviour typical of the mortgage-belt identity.

Watsonia North urban fabric map

Population

3,799

Median Age

41.0

Household IncomeiMedian weekly household income (ABS Census)

$2,069/wk

DAs (12 months)iDevelopment Applications lodged in the past year

0

Median House

$920K

Apr-Jun 2024

1.45 km²· 2,619.5 people/km²· Family income $2,370/wk

The median house price of $920,500 recorded in Apr-Jun 2024 sits below the Oct-Dec 2023 reading of $920,300 and the Jan-Mar 2024 peak of $963,500, suggesting some softening after a run-up. Over 14 years the price grew from $510,000 to $920,500, a CAGR of 4.3%. The stock is almost entirely detached houses at 98.3%, and bedroom configuration skews large: 56.6% have 3 bedrooms and 38.9% have 4 or more, so buyers seeking smaller dwellings will find limited options compared to more apartment-mixed suburbs. Monthly mortgage repayments average $2,050, producing a mortgage-to-income ratio of 22.9%, below the standard stress threshold of 30%. Outright owners at 46.3% outnumber mortgage holders at 41.1%, which is unusual and points to a long-established owner base carrying little debt.

For Buyers

The median house price of $920,500 recorded in Apr-Jun 2024 sits below the Oct-Dec 2023 reading of $920,300 and the Jan-Mar 2024 peak of $963,500, suggesting some softening after a run-up. Over 14 years the price grew from $510,000 to $920,500, a CAGR of 4.3%. The stock is almost entirely detached houses at 98.3%, and bedroom configuration skews large: 56.6% have 3 bedrooms and 38.9% have 4 or more, so buyers seeking smaller dwellings will find limited options compared to more apartment-mixed suburbs. Monthly mortgage repayments average $2,050, producing a mortgage-to-income ratio of 22.9%, below the standard stress threshold of 30%. Outright owners at 46.3% outnumber mortgage holders at 41.1%, which is unusual and points to a long-established owner base carrying little debt.

For Investors

The rental market is thin: only 12.6% of dwellings are rented, well below the national average, and weekly rent sits at $401. Against a $920,500 median, gross yield is near 2.3%, modest but consistent with a low-turnover, owner-occupier suburb. The vacancy rate of 3.9% is on the higher side for a suburb this owner-dominated, indicating limited competition among tenants. Net overseas migration adds an estimated 79 residents a year while internal migration contributes roughly 42, giving a combined demand driver that supports modest but steady absorption. The population grew 31.4% over the decade to 2021, and forecasts project the broader area reaching 8,251 by 2031. Rent growth of 9.3% over the measured period tracks slightly below real income growth of 9.4%, so yield compression is not accelerating.

Development Activity

Total DAs

1

Last 12 Months

0

YoY ChangeiYear-over-year change in DA lodgements

-100.0%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Other
1

Schools in Watsonia North iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

Watsonia North Primary School

ICSEA 1080 Primary Government

Prep-6 · 541 students

Demographics

The median age of 41 is one year above the national figure of 40, reflecting a settled, middle-aged profile. Residents born overseas account for 22.7%, which is 1.1 percentage points above the national rate, a modest but positive migration contribution. Ancestry is led by English (1,075), Italian (543), Irish (480) and Scottish (340), creating a predominantly Anglo-Celtic and Southern European base. University qualifications at 41.9% run 11.8 points above national, making it a more educated suburb than the metro average. Average household size of 2.7 is 0.2 above the national figure, consistent with the high proportion of couple-with-children families: 39.7% of all families. Volunteering at 14.7% indicates community engagement above passive participation rates found in high-turnover suburbs.

Age Distribution

0-14
18.3%
15-24
10.3%
25-44
26.6%
45-64
24.2%
65+
20.7%

Bedrooms

Studio/1br
0.2%
2 bed
4.3%
3 bed
56.6%
4+ bed
38.9%

Dwelling Structure

98.3%

Houses

1.7%

Townhouse

N/A

Apartment

Tenure

Own 46.3% Mortgage 41.1% Rent 12.6%

Tenure is dominated by owners: 46.3% hold outright and 41.1% carry a mortgage, while just 12.6% rent, a distribution that is more owner-leaning than most Victorian suburbs. The stock is almost monolithic in type at 98.3% separate houses and 1.7% semi-detached, with no material apartment presence. Three-bedroom homes dominate at 56.6%, followed by 4-plus bedrooms at 38.9%, meaning the suburb skews toward family-scale housing rather than smaller dwellings. The price history shows a CAGR of 4.3% over 14 years, growing from $510,000 in 2013 to $920,500 in mid-2024, with a peak of $990,000 in Jul-Sep 2023 and a current reading 7.0% below that peak. Rent-to-income at 19.4% keeps tenants comfortable, well below the 30% stress threshold. Mortgage-to-income at 22.9% is similarly healthy relative to household income in the 77.8th national percentile.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$2,050

Rent / wk

$401

HH Size

2.7

Personal Income / wk

$830

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

3.9%

Unoccupied

55

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

19.4%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

22.9%

Community Profile

Languages Spoken at Home

Italian
56
Mandarin
49
Greek
46
Canton
23
Macedon
22
Hindi
17

Ancestry

English
1,075
Italian
543
Irish
480
Other
356
Scottish
340
Greek
238

Household Composition

25.8%

Couples, no children

3,332

Total families

Economy & Employment

Healthcare leads local employment at 18.5% of workers (254 people), followed by Education at 13.9% (190) and Construction at 12.1% (166), a combination that reflects Melbourne's north-east service and trade mix. Professional/Tech accounts for 9.3% and Public Admin 8.0%. By occupation, Professionals form the largest group at 537, followed by Clerical/Admin at 281 and Managers at 236. The unemployment rate of 4.1% sits close to the state average, and the full-time employment rate is 63.2%. Real income grew 9.4% over the decade. SEIFA scores place the suburb at decile 7 on all four indices, IRSD, IRSAD, IEO and IER, indicating moderate-to-good advantage, above the national median but below the top-tier inner suburbs. Participation rate of 59.5% is shaped by a sizeable 1,066 residents not in the labour force, consistent with the older household profile.

Unemployment

3.4%

Labour Force

5,441

Unemployed

184

Quarterly Trend

Mar-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
7
Disadvantage
7
Economic resources
7
Education & occupation
7

Full-time

63.2%

Part-time

32.7%

Participation

59.5%

Employed

1,775

Occupations

Professionals 537
Clerical/Admin 281
Managers 236
Community/Personal 215
Sales 155
Labourers 125
Machinery/Drivers 78

Top Industries

Healthcare 18.5%
Education 13.9%
Construction 12.1%
Professional/Tech 9.3%
Public Admin 8.0%

University

41.9%

Postgraduate

11.3%

Born Overseas

22.7%

Dwellings

1,367

Transport to Work

Car dependency is high: 89.0% of residents drive to work, compared to the national average, and only 4.5% use public transport, partly because the suburb is 1.45 km2 and on the outer edge of the Hurstbridge train corridor. Walking or cycling accounts for just 1.8%. The crime rate of 21.8 offences per 1,000 residents is low relative to broader Melbourne, with property and deception offences making up 41 of 83 total incidents. IRSAD decile 7 confirms moderate-to-high advantage nationally. No schools are recorded within the suburb boundary in this dataset, so families access institutions in adjacent Watsonia and Greensborough. Housing stress is minimal on both measures: rent-to-income at 19.4% and mortgage-to-income at 22.9% remain below the 30% stress line. Only 6.4% of residents need daily assistance, in line with a suburb whose median age of 41 has not yet reached the higher-need bracket.

Drive

89.0%

Public Transport

4.5%

Walk / Cycle

1.8%

Work from Home

N/A

Population Forecast

+2.03%/yr

(+150 people/yr)

Established

Population grew 31.4% over the decade to 2021, well above the national average rate, driven by a balanced mix of internal (42 per year) and overseas (79 per year) migration. Annual growth currently runs at 2.03%, adding approximately 150 people per year. The medium forecast projects the broader precinct rising from 7,377 in 2025 to 8,251 by 2031. Affordability has improved: the housing cost burden fell from 39.8% in 2011 to 32.3% in 2021, a 7.5-point improvement that broadens the buyer pool over time. The gentrification score of 28 places the suburb at the early-signs stage, with population up 40% since 2011 and the university-educated share rising from roughly 13% to 24%. Young-adult share increased 2.4 points while senior share fell 0.8 points over the period, a mild rejuvenation rather than a full demographic shift.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Balanced

Net Overseas / yr

+79

Net Internal / yr

+42

28

Gentrification Signal

Early signs

Population +40% since 2011, Accelerating: 13% → 24%

Safety & Crime

Total Offences

83

Year ending June 2024

Rate per 1,000 People

21.8

Offence Categories

Property and deception offences
41
Justice procedures offences
21
Crimes against the person
10
Public order and security offences
7

Source: Crime Statistics Agency Victoria / SA Police

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Watsonia North compares to ~15,000 Australian suburbs

Population
Top 14%
Household Income
Top 22%
Rent Level
Top 15%
Renters
Bottom 25%
Uni Educated
Top 16%
Public Transport
Top 38%
Born Overseas
Top 24%
Density
Top 5%

Frequently Asked Questions

Is Watsonia North a good suburb to live in?

Watsonia North scores decile 7 on IRSAD nationally, indicating moderate-to-high advantage. Household income sits in the 77.8th percentile, the crime rate is a low 21.8 per 1,000 residents, and 88.1% of residents stayed in the suburb over the prior year. The main practical trade-off is high car dependency at 89.0%, as public transport use is only 4.5%.

What is the median house price in Watsonia North?

The median house price was $920,500 in Apr-Jun 2024, down from a peak of $990,000 in Jul-Sep 2023 and 7.0% below that high. Over 14 years from 2013, prices grew from $510,000 at a CAGR of 4.3%. Monthly mortgage repayments average $2,050, with a mortgage-to-income ratio of 22.9%, below the stress threshold.

What schools are in Watsonia North?

No schools are recorded within the Watsonia North suburb boundary in this dataset. Families access schools in the adjacent Watsonia and Greensborough areas. The suburb's 41.9% university qualification rate is 11.8 points above the national figure, reflecting a well-educated resident base.

Is Watsonia North safe?

Watsonia North recorded 83 total offences in the measured period, giving a crime rate of 21.8 per 1,000 residents, low by Melbourne standards. The largest category was property and deception offences at 41 incidents. The IRSD decile 7 score confirms low relative disadvantage nationally, which correlates with lower crime incidence.

Is Watsonia North good for property investment?

The rental market is small at 12.6% of dwellings, so tenant demand is limited. Weekly rent of $401 against a $920,500 median gives a gross yield near 2.3%. Vacancy at 3.9% is moderate. In favour of investment: population grew 31.4% over the decade, rent grew 9.3% over the period, and overseas migration adds 79 residents annually, supporting steady long-term demand.

How is Watsonia North's population changing?

Population is growing at 2.03% per year, adding roughly 150 people annually. The 10-year growth rate to 2021 was 31.4%, above average nationally. The medium forecast projects the broader precinct reaching 8,251 residents by 2031. Overseas migration adds 79 per year and internal migration adds 42, making growth balanced rather than reliant on a single driver.

What is the housing stock like in Watsonia North?

The stock is almost entirely detached houses at 98.3%, with 1.7% semi-detached and no material apartment presence. Three-bedroom homes make up 56.6% and 4-plus bedrooms account for 38.9%. Outright owners (46.3%) outnumber mortgage holders (41.1%), an unusually debt-light profile compared to most Melbourne suburbs.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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