Withcott
At 2,067 residents spread across 30.75 square kilometres, Withcott sits in the Lockyer Valley with a density of just 67 people per square kilometre, making it one of the more sparsely settled pockets west of Toowoomba. Household income lands in the 79th percentile nationally, which is above average despite the rural setting. Ownership is the dominant tenure: 89.1% of households either own outright or carry a mortgage, well above the national average, with renters at only 10.9%. The housing stock is almost entirely separate houses at 96.9%, and 64.2% of those have 4 or more bedrooms, reflecting the large-block, family-oriented character that draws owner-occupiers rather than investors.
Population
2,067
Median Age
37.0
Household IncomeiMedian weekly household income (ABS Census)
$2,088/wk
DAs (12 months)iDevelopment Applications lodged in the past year
4
Median House
$449K
Estimated from rent (2025)
The estimated median house price of $449,000 sits meaningfully below Queensland's southeast corridor medians, making Withcott one of the more accessible entry points for buyers seeking a detached home on a large block. Monthly mortgage repayments average $1,653, and the mortgage-to-income ratio comes in at 18.3%, well below the 30% stress threshold compared to higher-cost urban markets. The stock strongly favours larger homes: 64.2% have 4 or more bedrooms and 31.4% have 3 bedrooms, so buyers trade floor space for distance from the CBD. Separate houses make up 96.9% of dwellings, with apartments at just 0.7%. Ownership is entrenched, with 30.3% owning outright and 58.8% paying a mortgage, leaving the renter share at only 10.9% below state norms.
For Buyers
The estimated median house price of $449,000 sits meaningfully below Queensland's southeast corridor medians, making Withcott one of the more accessible entry points for buyers seeking a detached home on a large block. Monthly mortgage repayments average $1,653, and the mortgage-to-income ratio comes in at 18.3%, well below the 30% stress threshold compared to higher-cost urban markets. The stock strongly favours larger homes: 64.2% have 4 or more bedrooms and 31.4% have 3 bedrooms, so buyers trade floor space for distance from the CBD. Separate houses make up 96.9% of dwellings, with apartments at just 0.7%. Ownership is entrenched, with 30.3% owning outright and 58.8% paying a mortgage, leaving the renter share at only 10.9% below state norms.
For Investors
The investment case for Withcott is limited by structural factors. Weekly rent averages $350, and a vacancy rate of 4.4% is elevated compared to tighter regional markets, suggesting supply broadly matches the thin demand from the 10.9% renter cohort. With only 3 development applications lodged in the past 12 months, all for sheds and a carport rather than dwellings, there is no pipeline adding supply pressure but also no growth signal. The median house price of $449,000 implies a gross yield near 4.1% at $350 per week, reasonable but not exceptional for a regional market. Population stability at 80.3% of residents unchanged in their address over five years means low rental churn, which favours long-tenancy landlords over those seeking capital velocity.
Development Activity
Total DAs
4
Last 12 Months
4
YoY ChangeiYear-over-year change in DA lodgements
—
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Withcott iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Withcott State School
Prep-6 · 245 students
Demographics
The median age of 37 is 3 years below the national figure, pointing to a younger family cohort rather than an aging-retiree profile. The overseas-born share is 10.3%, which is 11.3 percentage points below the national average, reflecting the strong Anglo-Celtic ancestry dominant here: English (884 residents), German (263), Irish (254) and Scottish (214) make up the leading ancestry groups. University qualifications reach 22.0% of residents, which is 8.1 points below national, consistent with a trade and services workforce rather than a professional-class concentration. Average household size of 2.9 is 0.4 above the national figure, in line with the family-oriented demographic and the dominance of 4-plus bedroom homes. The volunteering rate of 17.6% reflects a community with strong local participation.
Age Distribution
Bedrooms
Dwelling Structure
96.9%
Houses
1.5%
Townhouse
0.7%
Apartment
Tenure
Withcott's housing stock is almost uniformly detached: 96.9% separate houses, 1.5% semi-detached and just 0.7% apartments, which is starkly different compared to Queensland capital-city suburbs where apartments commonly exceed 20%. The size skew is pronounced, with 64.2% of dwellings having 4 or more bedrooms and another 31.4% at 3 bedrooms. Ownership dominates at 89.1% combined (30.3% outright, 58.8% mortgage), with renters at 10.9%, one of the lower renter shares in regional QLD. Rent-to-income sits at 16.8%, below the 30% stress line, meaning housing costs are manageable for current tenants. The mortgage-to-income ratio of 18.3% similarly indicates low financial stress for buyers who have entered at current price levels. The estimated median of $449,000 reflects the 2025 rent-derived estimate rather than a deep transaction record.
Mortgage / mo
$1,653
Rent / wk
$350
HH Size
2.9
Personal Income / wk
$908
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
4.4%
Unoccupied
31
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
16.8%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
18.3%
Community Profile
Ancestry
Household Composition
24.2%
Couples, no children
1,786
Total families
Economy & Employment
Healthcare leads local employment at 19.5% of workers (143 people), followed by Education at 14.2% (104) and Construction at 13.8% (101), a pattern typical of regional service hubs that support surrounding agricultural areas. Public Administration accounts for 6.8% and Other Services for 6.0%, rounding out a workforce that skews toward community-facing roles rather than corporate sectors. By occupation, Professionals (171) and Clerical/Admin workers (147) are the largest groups, with Managers (134) close behind. The full-time employment rate is 67.7% and the unemployment rate is 3.5%, which sits below national levels. Household income at the 79th percentile nationally is higher than the suburb's rural density would suggest, pointing to dual-income family households rather than lower-paid single earners driving the average upward.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
67.7%
Part-time
28.8%
Participation
66.6%
Employed
1,010
Occupations
Top Industries
University
22.0%
Postgraduate
4.1%
Born Overseas
10.3%
Dwellings
682
Transport to Work
Car dependency is near-total in Withcott: 92.0% of residents drive to work, and public transport accounts for just 0.4% of commutes, far below the national average of around 10%. This reflects the suburb's position as a rural locality where services and employment require travel. The full-employment rate of 67.7% and an unemployment rate of 3.5% indicate economic stability. Only 4.7% of residents (93 people) need daily assistance, below what would be expected if the age profile were older. No schools are recorded inside the suburb boundary, so families rely on nearby Toowoomba and Gatton institutions. The rent-to-income ratio of 16.8% and mortgage-to-income of 18.3% both remain below the 30% stress threshold, giving residents more financial headroom than is typical in higher-cost southeast QLD suburbs.
Drive
92.0%
Public Transport
0.4%
Walk / Cycle
0.7%
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Withcott compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Withcott a good suburb to live in?
Withcott suits families and owner-occupiers who want a large detached home at an accessible price. Household income sits in the 79th percentile nationally, and housing cost ratios are low: mortgage-to-income at 18.3% and rent-to-income at 16.8%, both well below the 30% stress threshold. The trade-off is near-total car dependency, with 92% of residents driving to work and public transport at just 0.4%.
What is the median house price in Withcott?
The estimated median house price is $449,000, derived from the 2025 rental market data. Weekly rent averages $350, giving a gross yield of around 4.1%. Monthly mortgage repayments average $1,653, which is a mortgage-to-income ratio of 18.3%, one of the lower debt burdens compared to southeast QLD urban markets.
What schools are in Withcott?
No schools are recorded inside the Withcott suburb boundary in this dataset. With a population of 2,067 across 30.75 square kilometres, families typically travel to Toowoomba or Gatton for schooling. Despite this, 22.0% of Withcott residents hold university qualifications, below the 30.1% national average by 8.1 points.
Is Withcott safe?
Detailed crime statistics are not available for Withcott in this dataset. As indirect indicators, the unemployment rate is low at 3.5%, housing stress is minimal with mortgage-to-income at 18.3%, and only 4.7% of residents (93 people) need daily assistance, all consistent with a stable, low-disadvantage community.
Is Withcott good for property investment?
Withcott offers a gross rental yield near 4.1% at $350 per week against a $449,000 median, which is reasonable for a regional market. However, the renter pool is small at just 10.9% of households, and the vacancy rate of 4.4% is elevated. Only 3 development applications were lodged in 12 months, signalling low construction activity and a stable but slow-moving market.
How is Withcott's population changing?
Withcott shows high residential stability: 80.3% of residents remained at the same address over the five-year census period, and only 19.7% had moved in. The suburb's 2,067 population is anchored by family households, with 889 couples with children compared to 432 couples without children. The median age of 37 is 3 years below the national figure, suggesting a relatively younger demographic base.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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