Oxley
Household income in the 90.5th percentile nationally is the standout fact about Oxley, a compact 1.09 km2 suburb of 1,703 residents in the ACT's south. Family weekly income averages $2,754, well above the national median, yet the median house price sits at $574,000, making the income-to-price ratio unusually favourable compared to most high-income suburbs. Owner-occupiers dominate at 77%, and 92.5% of dwellings are separate houses. The suburb scores SEIFA IEO decile 8 and IRSAD decile 7, placing it in the upper tier for education and advantage nationally.
Population
1,703
Median Age
39.0
Household IncomeiMedian weekly household income (ABS Census)
$2,393/wk
DAs (12 months)iDevelopment Applications lodged in the past year
1
Median House
$574K
Estimated from rent (2025)
The $574,000 median house price looks reasonable against a household income at the 90.5th percentile nationally, with a mortgage-to-income ratio of 20.7%, well below the 30% stress threshold and comfortably lower than most ACT suburbs. Stock is overwhelmingly separate houses at 92.5%, with semi-detached at 7.5% and no recorded apartments. Larger homes dominate: 47.1% have 4 or more bedrooms and 42.6% have 3 bedrooms, making Oxley well suited to families rather than couples or singles. Monthly mortgage repayments average $2,150, and 33.7% of owners hold their property outright, indicating a stable, long-tenure ownership base that keeps turnover relatively low at 20.3% per year.
For Buyers
The $574,000 median house price looks reasonable against a household income at the 90.5th percentile nationally, with a mortgage-to-income ratio of 20.7%, well below the 30% stress threshold and comfortably lower than most ACT suburbs. Stock is overwhelmingly separate houses at 92.5%, with semi-detached at 7.5% and no recorded apartments. Larger homes dominate: 47.1% have 4 or more bedrooms and 42.6% have 3 bedrooms, making Oxley well suited to families rather than couples or singles. Monthly mortgage repayments average $2,150, and 33.7% of owners hold their property outright, indicating a stable, long-tenure ownership base that keeps turnover relatively low at 20.3% per year.
For Investors
Renters make up 23.3% of Oxley households, lower than the ACT average, and weekly rent sits at $400. With a median house price of $574,000, the implied gross yield is approximately 3.6%, modest but comparable to established ACT suburbs. Vacancy sits at 3.5%, slightly elevated above the typical 2-3% healthy range, suggesting mild softness in rental demand. Development activity is minimal with just 1 application in the past 12 months, so no supply surge is on the horizon. Net internal migration averages minus 9 residents per year, meaning the suburb loses slightly more people than it gains domestically, which limits rental demand growth. The investment case depends more on income-driven capital stability than yield or volume.
Development Activity
Total DAs
8
Last 12 Months
1
YoY ChangeiYear-over-year change in DA lodgements
—
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Demographics
The median age of 39 is 1.0 year below the national figure, though the suburb's aging trajectory is the stronger signal: the senior share grew 9.0 points over the decade, substantially faster than national trends. University qualifications reach 39.8%, which is 9.7 points above the national figure, consistent with the ACT's public service and professional workforce profile. Only 19.2% were born overseas, 2.4 points below the national rate. Ancestry is predominantly Anglo-Celtic, led by English (620), Irish (223) and Scottish (179). Average household size of 2.7 is slightly above the national figure of 2.5, reflecting the family-oriented housing stock where couples with children make up 41.1% of all families.
Age Distribution
Bedrooms
Dwelling Structure
92.5%
Houses
7.5%
Townhouse
N/A
Apartment
Tenure
Separate houses account for 92.5% of Oxley's 663 dwellings, one of the more detached-dominant profiles in the ACT, with semi-detached at 7.5% and no apartments recorded. The 4-bedroom-plus category leads at 47.1%, ahead of 3-bedroom at 42.6%, so the overwhelming majority of stock is designed for families of 3 or more. Tenure splits strongly toward ownership: 33.7% own outright, 43.0% carry a mortgage and 23.3% rent. At a $574,000 median with $2,393 average weekly household income, the price-to-income ratio is roughly 4.6 years of gross household income, below the ACT-wide average and favourable compared to most state capitals. Rent stress is not a concern, with rent-to-income at 16.7%, well below the 30% threshold.
Mortgage / mo
$2,150
Rent / wk
$400
HH Size
2.7
Personal Income / wk
$1,132
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
3.5%
Unoccupied
22
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
16.7%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
20.7%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
26.6%
Couples, no children
1,443
Total families
Economy & Employment
Public administration dominates Oxley's workforce at 34.4% of employed residents, reflecting proximity to the federal government precinct and higher than the ACT average. Healthcare follows at 14.9% and Education at 9.2%, with Professional/Tech at 9.1% and Construction at 7.0%. By occupation, Professionals lead at 224 workers, followed by Clerical/Admin at 152 and Managers at 130. The unemployment rate is 5.4%, above the ACT average of roughly 3-4%, and participation sits at 60.8%, which is moderate. Real income grew 9.6% over the decade. The SEIFA IEO decile of 8 confirms above-average education and occupation status nationally, though the IRSAD decile of 7 is slightly lower, reflecting the presence of some households facing moderate disadvantage.
Unemployment
8.2%
Labour Force
919
Unemployed
75
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
68.8%
Part-time
25.8%
Participation
60.8%
Employed
789
Occupations
Top Industries
University
39.8%
Postgraduate
10.7%
Born Overseas
19.2%
Dwellings
599
Transport to Work
Car dependency is high in Oxley: 86.1% of residents drive to work, compared to 73% nationally, while public transport accounts for just 3.0% and walking or cycling another 3.0%. This reflects the suburb's low-density residential layout where frequent bus connections to central Canberra exist but the car remains the practical default. No schools are recorded within the suburb boundary, so families use nearby facilities in adjoining Tuggeranong suburbs. Crime data is not available at the suburb level. The IRSAD decile of 7 and IEO decile of 8 place Oxley above most of the national distribution, and housing stress is minimal: both rent-to-income at 16.7% and mortgage-to-income at 20.7% sit well below stress thresholds. Volunteering reaches 19.5% of residents, above the national average of around 17%.
Drive
86.1%
Public Transport
3.0%
Walk / Cycle
3.0%
Work from Home
N/A
Population Forecast
-0.47%/yr
(-8 people/yr)
EstablishedOxley's population declined 4.5% over the past decade, from a higher base toward the current 1,703 residents, and the annual trend runs at minus 0.47%, equivalent to about 8 fewer residents per year. Medium projections show continued gradual decline to around 1,635 by 2031, a further 4% reduction. Net internal migration averages minus 9 per year while overseas arrivals add 5, so natural decrease is the key driver. The suburb is classified as established and not gentrifying, with a gentrification score of 0. Affordability improved from 41.7% of income in 2011 to 35.3% in 2021, an encouraging trend, though rent grew 14.3% over the period. Slow population decline combined with stable ownership suggests prices are likely to track income growth rather than surge.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Balanced
Net Overseas / yr
+5
Net Internal / yr
-9
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Oxley compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Oxley a good suburb to live in?
Oxley offers household income in the 90.5th percentile nationally with a $574,000 median house price, giving an unusually favourable income-to-price ratio. Housing stress is low, with mortgage-to-income at 20.7%. The suburb scores SEIFA IEO decile 8, above most of Australia. Car dependency is high and schools are outside the boundary, but overall it suits families seeking affordable space in a stable ACT location.
What is the median house price in Oxley?
The median house price is $574,000, estimated from 2025 rental data. Weekly rent averages $400 and monthly mortgage repayments run about $2,150. Against a household weekly income of $2,393 at the 90.5th percentile nationally, the mortgage-to-income ratio is 20.7%, well below the 30% stress threshold.
What schools are in Oxley?
No schools are recorded within the Oxley suburb boundary. Families rely on schools in neighbouring Tuggeranong suburbs. Despite this, educational attainment is high locally, with 39.8% of residents holding university qualifications, which is 9.7 points above the national figure, reflecting the ACT's professional workforce base.
Is Oxley safe?
Detailed crime statistics are not available for Oxley at the suburb level. As an indirect indicator, the suburb scores SEIFA IRSAD decile 7, placing it in the upper tier for relative advantage nationally. Only 5.2% of residents (85 people) need daily assistance. The high 77% owner-occupancy rate and low turnover of 20.3% are consistent with a stable, settled residential community.
Is Oxley good for property investment?
Weekly rent of $400 against a $574,000 median implies a gross yield of roughly 3.6%, which is modest but stable. Vacancy is 3.5%, slightly above the healthy 2-3% range. Development is minimal at 1 application in 12 months, limiting supply risk. Net internal migration averages minus 9 per year, so demand growth is slow. The investment case is income-stability driven rather than high yield or population uplift.
How is Oxley's population changing?
Population fell 4.5% over the past decade and currently trends at minus 0.47% per year, around 8 fewer residents annually. The current 1,703 residents are projected to reach about 1,635 by 2031 under medium forecasts. The senior share grew 9.0 points over the decade while the working-age share fell 2.1 points, pointing to a steadily aging community.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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