Alfords Point
With 50.3% of households owning their home outright, Alfords Point carries more debt-free wealth than almost anywhere in Sydney. Household income sits at the 97th percentile nationally, and the suburb scores decile 10 on both IRSD and IER, the top advantage tier on resources and disadvantage. The housing stock is almost entirely separate houses at 99.1%, and 84.6% of dwellings have four or more bedrooms, pointing to a suburb built for families with space. Population is modest at 3,131 across 2.57 square kilometres, and the median age of 43 is 3 years above the national figure.
Population
3,131
Median Age
43.0
Household IncomeiMedian weekly household income (ABS Census)
$2,969/wk
DAs (12 months)iDevelopment Applications lodged in the past year
16
Median House
$1.9M
2024-2025 (PSI derived)
The median house price reached $1,932,500 in 2025, up from $1,795,000 in 2024, a 7.7% gain over one year. That price sits well above the NSW median, placing Alfords Point firmly in the upper tier of Sydney markets. Monthly mortgage repayments average $2,595, and the mortgage-to-income ratio sits at 20.2%, below the 30% stress threshold despite the high purchase price, because household incomes are in the 97th percentile nationally. The stock is almost entirely separate houses (99.1%), and 84.6% of dwellings have four or more bedrooms, so buyers seeking a large detached home will find the market consistent but competitive. Only 45.8% of households carry a mortgage while 50.3% own outright, signalling that much of the suburb is already held by established, debt-free owners.
For Buyers
The median house price reached $1,932,500 in 2025, up from $1,795,000 in 2024, a 7.7% gain over one year. That price sits well above the NSW median, placing Alfords Point firmly in the upper tier of Sydney markets. Monthly mortgage repayments average $2,595, and the mortgage-to-income ratio sits at 20.2%, below the 30% stress threshold despite the high purchase price, because household incomes are in the 97th percentile nationally. The stock is almost entirely separate houses (99.1%), and 84.6% of dwellings have four or more bedrooms, so buyers seeking a large detached home will find the market consistent but competitive. Only 45.8% of households carry a mortgage while 50.3% own outright, signalling that much of the suburb is already held by established, debt-free owners.
For Investors
Rental demand is thin: only 4.0% of households rent, one of the lowest renter shares in Greater Sydney, which limits the tenant pool significantly. Weekly rent averages $768, and against the $1,932,500 median that implies a gross yield under 2.1%, low even for a premium market. The vacancy rate at 2.2% is relatively tight for the small renter segment that does exist. Development activity is low with 15 applications in the past 12 months, mostly pool installations and dwelling alterations rather than new supply. Population is declining at 0.46% annually with a net internal outflow of 121 people per year and overseas arrivals of only 91, so demand growth is limited. The investment case here is almost entirely about capital preservation and long-term price growth rather than yield.
Development Activity
Total DAs
75
Last 12 Months
16
YoY ChangeiYear-over-year change in DA lodgements
+33.3%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Alfords Point iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Alfords Point Public School
K-6 · 165 students
Demographics
The median age of 43 is 3 years above the national figure, and the demographic trajectory is aging: the senior share rose 9.6 points over the decade while the working-age share fell 4 points. University qualifications reach 38.1%, which is 8 points above the national average. About 23% of residents were born overseas, close to the national figure. Ancestry is led by English (766 residents), with Greek (314) and Lebanese (255) adding Mediterranean depth that is reflected in the top non-English languages of Greek (93 speakers) and Arabic (91). Average household size is 3.3, which is 0.8 above the national figure, consistent with the large-family, four-bedroom stock. The volunteering rate is 12.1%, and 87.5% of residents have been in the same address for 5 years or more, indicating a stable, long-term community.
Age Distribution
Bedrooms
Dwelling Structure
99.1%
Houses
0.9%
Townhouse
N/A
Apartment
Tenure
Tenure is dominated by outright ownership: 50.3% own without a mortgage, 45.8% carry a mortgage, and only 4.0% rent. Outright owners outnumbering mortgage holders by that margin points to generational, debt-free wealth rather than a market driven by new buyers. The stock is 99.1% separate houses with 84.6% of dwellings having four or more bedrooms, making this one of the most uniform large-house markets in the region. The median house price rose from $1,795,000 in 2024 to $1,932,500 in 2025, a 7.7% one-year gain. Mortgage repayments average $2,595 per month, and the mortgage-to-income ratio of 20.2% stays comfortably below the stress level. The vacancy rate sits at 2.2%, modest given the small rental sector. There are essentially no apartments or units, so price discovery here reflects a single, consistent product type.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,595
Rent / wk
$768
HH Size
3.3
Personal Income / wk
$956
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
2.2%
Unoccupied
21
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
25.9%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
20.2%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
20.1%
Couples, no children
2,952
Total families
Economy & Employment
Employment sectors are led by Education at 15.6% (177 workers), Healthcare at 12.1% (138) and Construction at 11.3% (128), with Professional/Tech at 10.7% (121) and Finance at 7.5% (85). By occupation, Professionals (419) and Managers (287) make up the bulk of the workforce, consistent with the decile 8 IEO score for education and occupation. Unemployment is low at 2.4%, and the full-time employment rate is 65%. The participation rate reads 56.8%, below what the income level suggests, because the aging profile leaves 900 residents not in the labour force. Real income grew 9.9% over the decade. The suburb scores decile 10 on both IRSD and IER, and decile 9 on IRSAD, placing it among the least disadvantaged areas nationally on most measures.
Unemployment
2.1%
Labour Force
5,991
Unemployed
128
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
65.0%
Part-time
32.6%
Participation
56.8%
Employed
1,439
Occupations
Top Industries
University
38.1%
Postgraduate
8.3%
Born Overseas
23.0%
Dwellings
938
Transport to Work
Car dependency is high: 92.6% of residents drive to work, and only 2.0% use public transport, well below the national average and reflecting limited rail access to the Georges River peninsula. The suburb scores decile 10 on IRSD, the top tier for relative advantage nationally, and decile 9 on IRSAD. Only 3.9% of residents (120 people) need daily assistance. Mortgage stress is absent at 20.2% of income, and rent stress is also low at 25.9%. No schools are recorded within the suburb boundary in this dataset, so families rely on schools in neighbouring areas. The development pipeline is quiet at 15 applications in 12 months, almost entirely dwelling upgrades and pool works, consistent with an established area where the physical environment changes slowly.
Drive
92.6%
Public Transport
2.0%
Walk / Cycle
0.7%
Work from Home
N/A
Population Forecast
-0.46%/yr
(-49 people/yr)
EstablishedPopulation is in slow decline: the annual trend runs at minus 0.46%, equal to about 49 fewer residents per year, and the 10-year change is minus 0.8%. Medium forecasts project the broader SA2 population falling from 10,621 in 2025 to around 10,180 by 2031. The primary demographic driver is aging, with the senior share up 9.6 points over the decade. Net internal migration removes 121 people per year while overseas arrivals add only 91, leaving a small structural deficit. The gentrification stage reads not gentrifying, which fits a suburb already at decile 10 advantage with no room to climb further. Affordability improved from 76.2% in 2011 to 69.7% in 2021, a positive trend, though the absolute level remains high. Price history shows 7.7% growth over the 2024 to 2025 period, driven by scarcity rather than population expansion.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Overseas Migration
Net Overseas / yr
+91
Net Internal / yr
-121
Gentrification Signal
Not gentrifying
Net internal outflow -121/yr
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Alfords Point compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Alfords Point a good suburb to live in?
Alfords Point scores decile 10 on IRSD and IER, the highest advantage tier nationally, with household income in the 97th percentile. The suburb is 99.1% separate houses with 84.6% four-plus bedroom dwellings, and 87.5% of residents stay put for 5 or more years, indicating strong neighbourhood stability. The main trade-off is high car dependency, with 92.6% driving and only 2% using public transport.
What is the median house price in Alfords Point?
The median house price is $1,932,500, rising from $1,795,000 in 2024, a 7.7% gain in one year. Weekly rent averages $768 and monthly mortgage repayments run about $2,595, giving a mortgage-to-income ratio of 20.2%, below the stress threshold.
What schools are in Alfords Point?
No schools are recorded inside the Alfords Point suburb boundary in this dataset. Families rely on schools in neighbouring suburbs. Despite this, the local population is well educated, with 38.1% holding university qualifications, which is 8 percentage points above the national average.
Is Alfords Point safe?
Detailed crime statistics are not available for Alfords Point in this dataset. As an indirect measure, the suburb scores decile 10 on the IRSD index of relative disadvantage, the highest tier nationally, and only 3.9% of its 3,131 residents need daily assistance. Low disadvantage areas typically correlate with lower crime rates, though direct data is absent here.
Is Alfords Point good for property investment?
Only 4.0% of households rent, one of the lowest shares in Sydney, which limits the available tenant pool significantly. Weekly rent of $768 against a $1,932,500 median implies a gross yield under 2.1%. Population is declining at 0.46% per year with net internal outflow of 121 people annually. The investment case rests on capital preservation and price growth rather than rental yield.
How is Alfords Point's population changing?
Population is declining at 0.46% per year, about 49 fewer residents annually, with a minus 0.8% change over the decade. Medium forecasts project the broader area dropping from 10,621 in 2025 to around 10,180 by 2031. The trajectory is aging, with the senior share up 9.6 points and the working-age share down 4 points over the decade.
What is the typical household profile in Alfords Point?
The average household has 3.3 people, which is 0.8 above the national figure, and 84.6% of dwellings have 4 or more bedrooms. Couples with children make up 1,114 families. The median age is 43, and 87.5% of residents have lived at the same address for 5 or more years, making this one of the more stable long-term family suburbs in southern Sydney.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
Explore Alfords Point on the Map
View parcels, zoning overlays, DA applications, schools and more.
Open Interactive Map