Ashcroft
A 43.1% overseas-born share, 21.5 percentage points above the national figure, is Ashcroft's clearest signature. The 3,634-resident suburb packs 3,149.3 people per square kilometre into a detached-house setting, with 78.5% separate houses and 53.2% renting. Median age is 32, eight years below national, while household income sits at the 17.0th percentile and vacancy reaches 10.3%. Growth is restrained at 0.41% annually, so the suburb's appeal rests more on established housing and local networks because rapid expansion is not the dominant story. Compared with the denser Liverpool centre, Ashcroft presents a more house-led residential pattern, although its rental majority and low income position mean affordability deserves close attention.
Local council: Liverpool
Population
3,634
Median Age
32.0
Household IncomeiMedian weekly household income (ABS Census)
$1,089/wk
DAs (12 months)iDevelopment Applications lodged in the past year
31
Buyer appeal starts with housing form rather than a quoted sale benchmark: 78.5% of dwellings are separate houses and 56.9% have three bedrooms, a higher share than the 24.1% with four or more bedrooms. That mix suits households wanting conventional family layouts, while 21.0% apartments widen the entry-level choice. The main constraint is serviceability. A $1,950 monthly mortgage sits beside weekly rent of $295, and mortgage payments equal 41.4% of household income, so borrowing capacity may be more limited than the detached-house streets suggest. Household income is at the 17.0th percentile, reinforcing the need to test repayments, deposit size and maintenance costs. Compared with the denser Liverpool centre, Ashcroft's housing form may appeal to buyers prioritising space, but address-level sales and lending checks remain essential.
For Buyers
Buyer appeal starts with housing form rather than a quoted sale benchmark: 78.5% of dwellings are separate houses and 56.9% have three bedrooms, a higher share than the 24.1% with four or more bedrooms. That mix suits households wanting conventional family layouts, while 21.0% apartments widen the entry-level choice. The main constraint is serviceability. A $1,950 monthly mortgage sits beside weekly rent of $295, and mortgage payments equal 41.4% of household income, so borrowing capacity may be more limited than the detached-house streets suggest. Household income is at the 17.0th percentile, reinforcing the need to test repayments, deposit size and maintenance costs. Compared with the denser Liverpool centre, Ashcroft's housing form may appeal to buyers prioritising space, but address-level sales and lending checks remain essential.
For Investors
Investor conditions are mixed. Renters make up 53.2% of occupied dwellings, higher than the 20.4% owned outright share, while weekly rent is $295. That renter base can support demand for practical three-bedroom stock, which accounts for 56.9% of homes, but the 10.3% vacancy rate is high enough to warrant conservative letting assumptions. Rent growth of 71.6% signals strong past repricing, yet affordability is worsening, moving from 45.7% in 2011 to 58.8% in 2021. Thirty development matters in 12 months, including secondary-dwelling applications, may add competing rental supply. Overseas migration is the primary growth driver, but annual growth is only 0.41%, so Ashcroft suits investors prioritising established rental demand over a high-growth thesis. Compare insurance, maintenance and achievable rent against the $1,950 monthly mortgage benchmark before buying.
Development Activity
Total DAs
137
Last 12 Months
31
YoY ChangeiYear-over-year change in DA lodgements
+3.3%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Ashcroft
Open-register school locations for education access. This is not a school-quality ranking.
Demographics
Ashcroft has a young but settled profile. Median age is 32, eight years below national, and 83.1% of residents stayed at the same address, implying continuity despite a 16.9% turnover rate. Overseas-born residents account for 43.1%, 21.5 points above national, with Lebanese ancestry at 401 and Vietnamese ancestry at 375 among the larger recorded groups. Arabic is spoken by 378 residents, while Samoan counts 53 and Khmer 31. University attainment is 15.9%, 14.2 points below national, which aligns with a workforce concentrated in practical occupations. Average household size is 3.1, 0.6 above national, and couples with children represent 47.6% of families; that combination helps explain demand for three-bedroom houses. Christianity counts 1,296, Islam 870 and no religion 564, showing differing household and service needs.
Age Distribution
Bedrooms
Dwelling Structure
78.5%
Houses
0.5%
Townhouse
21.0%
Apartment
Tenure
Ashcroft's housing is predominantly detached and family-sized, but tenure is renter-led. Separate houses account for 78.5%, apartments 21.0% and semi-detached dwellings 0.5%; three-bedroom homes lead at 56.9%, followed by four-plus bedrooms at 24.1%. Renting at 53.2% is higher than outright ownership at 20.4% and mortgage ownership at 24.6%, a pattern that reflects lower household incomes and a substantial renter base. Mortgage ownership remains important, but repayments absorb 41.4% of household income compared with 27.1% for rent. Affordability worsened from 45.7% in 2011 to 58.8% in 2021, so owners and buyers carry more pressure than the housing form alone suggests. Compared with the denser Liverpool centre, Ashcroft's 78.5% separate-house share supports a lower-rise feel, but the 10.3% vacancy rate may create uneven demand across streets and dwelling types.
Mortgage / mo
$1,950
Rent / wkiMedian weekly rent for new bonds (April to June 2026), NSW Rental Bond Board (DCJ). Census 2021 median: $295.
$650
Bond data Jun 2026 · houses $650
HH Size
3.1
Personal Income / wk
$458
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
10.3%
Unoccupied
120
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
27.1%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
41.4% stressed
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
47.6%
Couples with children
18.6%
Couples, no children
30.7%
Single parent
817
Total families
Economy & Employment
Ashcroft's economic profile is anchored by service and hands-on work, with healthcare the largest industry at 24.5% and 94 workers. Construction contributes 11.2% and 43 workers, followed by retail at 9.4% and 36, transport at 7.6% and 29, and education at 7.0% and 27. Occupations reinforce that pattern: machinery and drivers number 145, labourers 131, trades 113, community and personal service 105, and clerical and admin 100. Unemployment is 12.0% and participation 34.7%, while 401 people work full-time and 252 part-time. Household income is $1,089 weekly at the 17.0th percentile. All four SEIFA measures, IEO, IER, IRSD and IRSAD, sit in decile 1, below national levels, signalling concentrated disadvantage rather than a single income anomaly. The low socioeconomic profile can constrain local spending because fewer households have financial room, even though healthcare and construction provide useful employment bases.
Unemployment
12.0%
Labour Force
949
Unemployed
114
Source: ABS Census 2021
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
48.0%
Part-time
30.2%
Participation
34.7%
Employed
835
Full-time and part-time are shares of the employed. Source: ABS Census 2021
Occupations
Top Industries
University
15.9%
Postgraduate
2.7%
Born Overseas
43.1%
Dwellings
1,041
Transport to Work
Daily life is car-oriented. A 74.4% car-driver share is far higher than the 2.1% using public transport, while 16.1% work from home; this makes private vehicle access important for commuting, shopping and school runs. Density is 3,149.3 people per square kilometre across 1.15 square kilometres, so local services need to work efficiently within a compact area. Ashcroft has two government schools, one primary and one secondary, giving families basic education access inside the suburb; check enrolment zones because boundaries can cross nearby streets. An IRSAD decile of 1 and a 9.7% need-assistance rate point to higher support needs than nationally typical areas, which can affect perceptions of amenity and service access. With 83.1% of residents staying at the same address, local routines may feel more settled than the 16.9% turnover rate suggests. For safety, inspect current street-level police information rather than relying on suburb-wide impressions.
Drive
74.4%
Public Transport
2.1%
Walk / Cycle
N/A
Work from Home
16.1%
Growth Outlook
Growth is steady rather than rapid. The annual trend is 0.41%, while population change across the wider area is 7.9% over 10 years and the trajectory is labelled Stable. Overseas migration is the primary driver, which fits the suburb's 43.1% overseas-born share, but the slow annual rate suggests established urban capacity rather than a development boom. Rent growth of 71.6% is much higher than the 0.41% annual trend, helping explain why affordability worsened from 45.7% in 2011 to 58.8% in 2021. The shift profile describes gentrification as Active with a score of 50, while the current gentrification label is Not gentrifying with a score of 0. That contrast calls for caution: rental pressure is real, but the broader growth profile remains stable and not clearly upgrading.
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Ashcroft compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Ashcroft a good suburb to live in?
Ashcroft may suit households wanting detached housing and local schools: 78.5% of dwellings are separate houses, 56.9% have 3 bedrooms, and median age is 32. Car dependence is high at 74.4%, so inspect transport needs and the exact street before deciding.
What is the median house price in Ashcroft?
Check recent settled sales and several comparable 3-bedroom listings for the current median house price. Ashcroft has 78.5% separate houses and 56.9% three-bedroom homes, so a suburb-wide figure should be matched to dwelling type, land and condition rather than treated as a single benchmark.
What schools are in Ashcroft?
Ashcroft Public School and Ashcroft High School provide 2 government options across primary and secondary years. Confirm the enrolment zone for the exact address, because school boundaries can differ from suburb boundaries and nearby alternatives may have separate intake rules.
Is Ashcroft safe?
Use current NSW Police incident information and inspect the exact street at different times before making a safety decision. Ashcroft has 3,634 residents and density of 3,149.3 people per square kilometre, so conditions can vary between pockets and busy residential routes.
Is Ashcroft good for property investment?
It may suit an investor seeking established rental demand, but the numbers call for caution: 53.2% of dwellings are rented, weekly rent is $295 and vacancy is 10.3%. Thirty development matters in 12 months and annual growth of 0.41% make conservative cash-flow and resale assumptions important.
How is Ashcroft's population changing?
Population change is steady rather than rapid: the annual trend is 0.41%, the wider-area 10-year change is 7.9%, and the trajectory is Stable. Overseas migration is the primary driver, consistent with an overseas-born share of 43.1%, so change is more likely to come through household turnover and migration than a sudden local expansion.
What languages are spoken in Ashcroft?
Arabic is the most prominent listed language, with 378 speakers, followed by Samoan at 53, Khmer at 31 and Hindi at 27. The overseas-born share is 43.1%, and Lebanese and Vietnamese ancestry counts are 401 and 375, so services should be prepared for several language needs.
What development is occurring in Ashcroft?
Development activity includes 30 matters over 12 months, with recent examples involving secondary dwellings and dwelling-house work under complying development certificates. This may expand rental or multigenerational housing choices, but investors should check approval status, final plans and local impacts before relying on extra supply.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications).
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