Ashmont
With household income sitting at just the 12.7th percentile nationally and more than half of residents renting, Ashmont presents one of the most affordable entry points among Wagga Wagga suburbs. The median house price of $436,000 is well below the national median, and the suburb's 3,747 residents skew younger than average at a median age of 36, which is 4 years below the national figure. Detached houses dominate at 82.7% of stock, making this a genuinely house-oriented pocket, and 17 development applications over the past 12 months signal a level of ongoing activity typical for an established, lower-income suburb adapting to regional demand.
Population
3,747
Median Age
36.0
Household IncomeiMedian weekly household income (ABS Census)
$994/wk
DAs (12 months)iDevelopment Applications lodged in the past year
18
Median House
$436K
2024-2025 (PSI derived)
The median house price of $436,000 sits well below the NSW state median, making Ashmont one of the more accessible owner-occupier options in the Wagga Wagga area. Prices rose from $403,500 in 2024 to $470,000 in 2025, a 16.5% gain in a single year, suggesting the market moved quickly despite the affordable base. Monthly mortgage repayments average $1,103, and the mortgage-to-income ratio of 25.6% sits below the 30% stress threshold, indicating purchases remain serviceable even at local income levels. Separate houses account for 82.7% of dwellings and three-bedroom homes dominate at 56.5%, so buyers can find conventional family housing without competing for scarce stock. With 22.2% of residents already owning outright, there is a stable owner base alongside the majority renter population.
For Buyers
The median house price of $436,000 sits well below the NSW state median, making Ashmont one of the more accessible owner-occupier options in the Wagga Wagga area. Prices rose from $403,500 in 2024 to $470,000 in 2025, a 16.5% gain in a single year, suggesting the market moved quickly despite the affordable base. Monthly mortgage repayments average $1,103, and the mortgage-to-income ratio of 25.6% sits below the 30% stress threshold, indicating purchases remain serviceable even at local income levels. Separate houses account for 82.7% of dwellings and three-bedroom homes dominate at 56.5%, so buyers can find conventional family housing without competing for scarce stock. With 22.2% of residents already owning outright, there is a stable owner base alongside the majority renter population.
For Investors
At 51.8%, Ashmont has a renter majority, which is higher than the national average and provides landlords with a large pool of potential tenants. Weekly rent averages $220, modest in absolute terms but consistent with the suburb's 12.7th-percentile household income profile. The vacancy rate of 7.1% is elevated compared to a healthy market rate of around 3%, indicating some oversupply risk in the rental pool. Price growth of 16.5% from 2024 to 2025 is notable for an affordable regional market, though one year of data carries more noise than a multi-year trend. Development activity totalled 17 applications in 12 months, including subdivision and demolition work, suggesting gradual renewal rather than large-scale new supply.
Development Activity
Total DAs
106
Last 12 Months
18
YoY ChangeiYear-over-year change in DA lodgements
-5.3%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Ashmont iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Holy Trinity West Wagga
K-6 · 242 students
Demographics
Ashmont's median age of 36 is 4 years below the national figure, pointing to a relatively young resident base. Overseas-born residents account for just 7.3% of the population, which is 14.3 percentage points below the national average, and ancestry is strongly Anglo-Celtic: English (1,422), Irish (384) and Scottish (271) are the top three recorded groups. University qualifications reach only 11.8%, which is 18.3 points below the national rate, reflecting the suburb's blue-collar and service-industry character. Average household size of 2.3 is slightly below the national figure, and couples with children (730 households) outnumber childless couples (603). Christianity (1,935 residents) accounts for the large majority of the religious population.
Age Distribution
Bedrooms
Dwelling Structure
82.7%
Houses
N/A
Townhouse
17.3%
Apartment
Tenure
Tenure is dominated by renters at 51.8%, with mortgage holders at 26.0% and outright owners at 22.2%, a split that sits at the opposite end of the ownership spectrum compared to wealthier suburbs. The stock is predominantly detached houses (82.7%) with apartments making up the remaining 17.3%. Three-bedroom homes account for 56.5% of dwellings, while four-bedroom-plus and two-bedroom each represent 21.1%. Prices moved from $403,500 to $470,000 between 2024 and 2025, a gain of 16.5% in one year, reaching a current median of $436,000. Rent-to-income at 22.1% and mortgage-to-income at 25.6% both sit below the standard stress thresholds, meaning housing costs remain proportionate to local incomes despite the low earnings base.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$1,103
Rent / wk
$220
HH Size
2.3
Personal Income / wk
$577
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
7.1%
Unoccupied
110
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
22.1%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
25.6%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
23.4%
Couples, no children
2,580
Total families
Economy & Employment
Healthcare is the dominant industry at 26.7% of employed residents (185 workers), well above the share it holds in most comparable regional suburbs, likely because Wagga Wagga Base Hospital and surrounding services draw workers from Ashmont. Retail (9.1%), Construction (8.8%), Public Admin (7.8%) and Education (7.5%) round out the top five. By occupation, Labourers (251) are the largest group, followed by Community and Personal Service workers (200) and Sales workers (155), a pattern consistent with the 12.7th-percentile household income. Unemployment sits at 9.8%, well above the national rate, and the participation rate of 45.2% is low, with 1,251 residents not in the labour force. Full-time employment reaches 61.8% of those who are employed.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
61.8%
Part-time
28.4%
Participation
45.2%
Employed
1,209
Occupations
Top Industries
University
11.8%
Postgraduate
2.2%
Born Overseas
7.3%
Dwellings
1,440
Transport to Work
Car reliance is high at 86.8% of commuters driving, compared to the national average, which reflects the lower public transport mode share of just 0.8%. Walking and cycling account for 2.7% of trips. No schools are recorded within the Ashmont boundary in this dataset, so families depend on nearby institutions in the broader Wagga Wagga area. Volunteering reaches 10.0% of residents, a positive signal for community engagement at this income level. The need-for-assistance rate of 11.1% (372 residents) is above the national baseline, consistent with the suburb's lower-income and younger demographic profile. Rent-to-income at 22.1% and mortgage-to-income at 25.6% both remain below stress thresholds, meaning day-to-day housing affordability is a genuine advantage compared to higher-cost urban markets.
Drive
86.8%
Public Transport
0.8%
Walk / Cycle
2.7%
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Ashmont compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Ashmont a good suburb to live in?
Ashmont offers genuine housing affordability, with a $436,000 median house price and housing costs well below the standard stress thresholds (mortgage-to-income 25.6%, rent-to-income 22.1%). The population of 3,747 skews younger than the national average at a median age of 36. The main trade-offs are a 9.8% unemployment rate, limited public transport at 0.8% mode share, and a vacancy rate of 7.1% that suggests some housing oversupply.
What is the median house price in Ashmont?
The median house price is $436,000, based on 2024 to 2025 data. Prices rose from $403,500 in 2024 to $470,000 in 2025, a 16.5% increase in one year. Weekly rent averages $220 and monthly mortgage repayments run about $1,103, giving a mortgage-to-income ratio of 25.6%.
What schools are in Ashmont?
No schools are recorded within the Ashmont boundary in this dataset. Families rely on schools in the broader Wagga Wagga area. The local population has a university qualification rate of 11.8%, which is 18.3 percentage points below the national figure, reflecting the suburb's blue-collar employment profile.
Is Ashmont safe?
Detailed crime statistics are not available for Ashmont in this dataset. As indirect indicators, the suburb has a 9.8% unemployment rate, which is above the national level, and household incomes at the 12.7th percentile nationally. The need-for-assistance rate of 11.1% (372 residents) is above the national baseline, pointing to higher-than-average socioeconomic disadvantage.
Is Ashmont good for property investment?
Ashmont's 51.8% renter share provides a large tenant base, and weekly rent averages $220. The median house price of $436,000 rose 16.5% from 2024 to 2025, an unusually strong one-year move for a regional affordable suburb. However, the 7.1% vacancy rate is elevated, indicating some oversupply risk, and the 12.7th-percentile household income sets a ceiling on sustainable rent growth.
How is Ashmont's population changing?
The current population is 3,747 with a median age of 36, which is 4 years below the national figure. Population turnover is moderate, with 22.0% of residents having moved in the preceding period and 78.0% having stayed. The 17 development applications in the past 12 months, including at least one subdivision, indicate gradual supply growth consistent with a stable but slowly expanding regional suburb.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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