NSW 2264 Census 2021 + Live DA Data

Bonnells Bay

A 26.4% work-from-home rate is one of Bonnells Bay's clearest signals, alongside a strongly detached housing profile and an aging trajectory. The suburb has 4,066 residents, a median age of 42, which is 2.0 years above the national figure, and 94.1% of dwellings are separate houses. More than half of homes, 51.7%, have 4 or more bedrooms, supporting family households and downsizers seeking space. Compared with nearby Morisset as a search alternative, Bonnells Bay stands out for the clarity of its detached-house profile. Household income sits at the 44.8th percentile, below the midpoint, while 40.4% of homes are owned outright. The result is a settled, car-oriented suburb where housing form and lifestyle may appeal more than apartment convenience or strong public transport access.

Bonnells Bay urban fabric map

Population

4,066

Median Age

42.0

Household IncomeiMedian weekly household income (ABS Census)

$1,460/wk

DAs (12 months)iDevelopment Applications lodged in the past year

25

3.28 km²· 1,241 people/km²· Family income $1,729/wk

Bonnells Bay suits buyers prioritising detached space, because 94.1% of dwellings are separate houses and 51.7% contain 4 or more bedrooms. Three-bedroom homes account for another 39.1%, so the stock is much more family-sized than compact. The typical mortgage repayment is $1,820 per month, while advertised rent is $400 per week; mortgage costs represent 28.8% of household income compared with 27.4% for rent, with neither measure flagged as stress. Buyers should check recent comparable sales rather than infer a median price from repayment data. Compared with nearby Morisset as an alternative search area, Bonnells Bay's detached, larger-home profile is a useful point of distinction, but car dependence and only 1.1% public transport use should be included in the budget.

For Buyers

Bonnells Bay suits buyers prioritising detached space, because 94.1% of dwellings are separate houses and 51.7% contain 4 or more bedrooms. Three-bedroom homes account for another 39.1%, so the stock is much more family-sized than compact. The typical mortgage repayment is $1,820 per month, while advertised rent is $400 per week; mortgage costs represent 28.8% of household income compared with 27.4% for rent, with neither measure flagged as stress. Buyers should check recent comparable sales rather than infer a median price from repayment data. Compared with nearby Morisset as an alternative search area, Bonnells Bay's detached, larger-home profile is a useful point of distinction, but car dependence and only 1.1% public transport use should be included in the budget.

For Investors

The rental case is supported by a 26.3% renter share and weekly rent of $400, but the 8.5% vacancy rate is a higher risk signal than a tightly supplied market. That level can mean longer letting periods or more negotiation, so investors should allow for leasing incentives and inspect competing stock. Development activity is also notable, with 26 applications recorded across 12 months, including demolition, alterations, pools, secondary dwellings and new dwelling work. The suburb's forecast migration driver is Balanced, while annual growth is 1.31%, suggesting demand may be steadier than sharply accelerated. Detached houses dominate at 94.1%, which may support family tenants, but the 40.4% outright ownership rate points to a settled market compared with a highly investor-dependent suburb.

Development Activity

Total DAs

185

Last 12 Months

25

YoY ChangeiYear-over-year change in DA lodgements

-21.9%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Renovation / Extension
13
Demolition
12
Swimming Pool / Spa
11
New Dwelling
9
Multi-Dwelling / Townhouse
4
Granny Flat / Secondary Dwelling
4
Garage / Carport / Shed
2
Other
1

Schools in Bonnells Bay

Open-register school locations for education access. This is not a school-quality ranking.

Bonnells Bay Public School

Primary School Government
School website

Demographics

Bonnells Bay has an older profile than Australia overall: the median age is 42, or 2.0 years above the national figure. The aging pattern is consistent with 43.3% of families being couples without children, compared with 36.1% couples with children, while one-parent families account for 20.1%. English ancestry is reported by 1,733 people, followed by Scottish at 461 and Irish at 426, giving the suburb an Anglo-leaning profile. Overseas-born residents make up 13.5%, which is 8.1 percentage points below the national comparison, and university attainment is 22.7%, 7.4 points lower nationally. No religion is recorded by 1,634 people versus 2,127 identifying with Christianity. The 75.6% five-year stay rate is higher than the 24.4% turnover rate, supporting a relatively settled community profile.

Age Distribution

0-14
18.6%
15-24
11.2%
25-44
22.9%
45-64
24.0%
65+
23.4%

Bedrooms

Studio/1br
1.5%
2 bed
7.7%
3 bed
39.1%
4+ bed
51.7%

Dwelling Structure

94.1%

Houses

5.0%

Townhouse

0.8%

Apartment

Tenure

Own 40.4% Mortgage 32.5% Rent 26.3% Other 0.9%

Bonnells Bay is substantially more detached than apartment-oriented, with 94.1% separate houses, 5.0% semi-detached dwellings and only 0.8% apartments. Larger homes dominate: 51.7% have 4 or more bedrooms and 39.1% have 3 bedrooms, compared with just 7.7% with 2 bedrooms. Tenure is mixed but settled, with 40.4% owned outright, 32.5% mortgaged and 26.3% rented. Mortgage repayments average $1,820 per month, while rent is $400 per week; mortgage-to-income is 28.8%, slightly higher than the 27.4% rent-to-income measure, and neither is flagged as stress. Compared with a denser neighbouring market, this stock favours families and space-seeking buyers, although the 8.5% vacancy rate is higher than a tightly occupied rental setting.

Mortgage / mo

$1,820

Rent / wkiMedian weekly rent for new bonds (April to June 2026), NSW Rental Bond Board (DCJ). Census 2021 median: $400.

$668

Bond data Jun 2026 · houses $695

HH Size

2.5

Personal Income / wk

$685

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

8.5%

Unoccupied

144

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

27.4%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

28.8%

Community Profile

Languages Spoken at Home

French
11

Ancestry

English
1,733
Scottish
461
Irish
426
Other
274
Ancestry NS
156
German
151

Household Composition

36.1%

Couples with children

43.3%

Couples, no children

20.1%

Single parent

1,193

Total families

Economy & Employment

Healthcare is Bonnells Bay's largest employment industry at 24.5%, representing 279 workers, followed by construction at 11.7% and education at 11.1%. Professional and technical work accounts for 6.5%, while retail contributes 6.1%, giving the local economy a service and essential-work base rather than a single specialist concentration. The labour-force participation rate is 54.5%, unemployment is 5.5%, and 53.1% of employed residents work full time. Personal weekly income is $685 and household weekly income is $1,460, placing household income at the 44.8th percentile, below the midpoint. SEIFA results sit around the middle but are uneven: IEO is decile 4, IER decile 6, IRSD decile 5 and IRSAD decile 4. Compared with higher-ranked areas, the lower education and advantage deciles may reflect fewer university-qualified residents and a stronger trades and service mix.

Unemployment

5.5%

Labour Force

1,804

Unemployed

99

Source: ABS Census 2021

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
4
Disadvantage
5
Economic resources
6
Education & occupation
4

Full-time

53.1%

Part-time

35.2%

Participation

54.5%

Employed

1,705

Full-time and part-time are shares of the employed. Source: ABS Census 2021

Occupations

Professionals 293
Trades 253
Clerical/Admin 247
Community/Personal 232
Labourers 176
Managers 175
Sales 164
Machinery/Drivers 132

Top Industries

Healthcare 24.5%
Construction 11.7%
Education 11.1%
Professional/Tech 6.5%
Retail 6.1%

University

22.7%

Postgraduate

5.2%

Born Overseas

13.5%

Dwellings

1,554

Transport to Work

Daily life in Bonnells Bay is more car-oriented than public-transport-led: 68.5% of residents drive to work, compared with 1.1% using public transport and 1.0% walking or cycling. The 26.4% work-from-home rate may reduce commuting pressure for some households, but access to services and employment still benefits from a car. One local school is listed, Bonnells Bay Public School, in the government primary sector; families should confirm enrolment zones and current capacity against the exact address. A suburb-level crime rate should be checked through current NSW Police resources before making a safety decision, as no usable rate is available here. IRSAD is decile 4 and IRSD decile 5, placing relative advantage below the middle on IRSAD but near the middle on disadvantage. Compared with a more transit-rich setting, Bonnells Bay trades convenience for larger homes and a quieter, established residential environment.

Drive

68.5%

Public Transport

1.1%

Walk / Cycle

1.0%

Work from Home

26.4%

Population Forecast

+1.31%/yr

(+134 people/yr)

Established

Bonnells Bay's growth outlook is measured rather than explosive, with the forecast trend at 1.31% annually and migration labelled Balanced. Across the wider area, population change is 22.1% over 10 years, while the shift trajectory is Aging. That direction is supported by a 3.2 percentage-point increase in the senior share, a 1.3-point decline in the young share and a 1.9-point decline in the working-age share. Gentrification is still at the Early signs stage, with a score of 30, while the separate shift measure records a score of 39 at the same stage. Real income growth is 13.2% and rent growth is 42.9%, so housing costs have risen faster than incomes in recent years. Compared with growth driven by strong migration inflows, the Balanced driver and aging pattern point to gradual change shaped by established households, family housing and selective redevelopment.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Balanced

Net Overseas / yr

+41

Net Internal / yr

+56

30

Gentrification Signal

Early signs

Population +24% since 2011, Net internal migration +56/yr, Accelerating: 8% → 15%

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Bonnells Bay compares to ~15,000 Australian suburbs

Population
Top 14%
Household Income
Bottom 45%
Rent Level
Top 17%
Apartments
Top 22%
Renters
Top 26%
Uni Educated
Bottom 46%
Public Transport
Bottom 22%
Born Overseas
Bottom 47%
Density
Top 13%

Frequently Asked Questions

Is Bonnells Bay a good suburb to live in?

Bonnells Bay can suit households wanting detached housing and a quieter, car-oriented setting. The suburb has 94.1% separate houses, 68.5% car drivers and 26.4% working from home, while the median age is 42, or 2.0 years above the national figure.

What is the median house price in Bonnells Bay?

A current median house price should be checked against recent comparable sales rather than inferred from the $1,820 monthly mortgage figure. Bonnells Bay is dominated by separate houses at 94.1%, and 51.7% of homes have 4 or more bedrooms.

What schools are in Bonnells Bay?

Bonnells Bay Public School is the listed local option and is a government primary school. Check the exact address against enrolment zones and current capacity, because one local school does not describe every nearby option. The suburb has 4,066 residents.

Is Bonnells Bay safe?

There is not enough current crime information to label Bonnells Bay safe or unsafe. Check NSW Police crime mapping and inspect the area at different times before deciding. The suburb has 4,066 residents, and 75.6% of residents stayed at the same address over five years.

Is Bonnells Bay good for property investment?

It may suit investors seeking detached family housing, but the 8.5% vacancy rate is a higher risk signal than a tightly supplied market. Weekly rent is $400, 26.3% of homes are rented, and 26 development applications were recorded across 12 months.

How is Bonnells Bay's population changing?

The wider area's forecast points to an aging trajectory: annual growth is 1.31%, and population change across 10 years is 22.1%. The senior share increased by 3.2 percentage points, the young share fell 1.3 points, and migration is labelled Balanced.

What development is occurring in Bonnells Bay?

There were 26 development applications across 12 months, including demolition, alterations, swimming pools, secondary dwellings and dwelling houses. This suggests ongoing small-scale change rather than a clearly stated large project pipeline, so buyers should check approvals for the exact street.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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