NSW 2285 Census 2021 + Live DA Data

Cameron Park

A household income at the 91.9th percentile nationally ($2,464/week) combined with a median house price of $900,000 makes Cameron Park one of the Hunter region's highest-earning suburbs, yet university qualifications at 29.9% sit fractionally below the national average. The explanation lies in the occupational mix: Healthcare (24.8%) and Construction (8.2%) dominate, with Professionals (1,131) and Community/Personal workers (681) roughly equal in number. Nearly 79% of homes have 4+ bedrooms, a concentration higher than almost any comparable suburb, and 95.9% of dwellings are detached houses. Population grew 43.3% over the past decade, with internal migration adding 354 residents per year.

Cameron Park urban fabric map

Population

9,977

Median Age

33.0

Household IncomeiMedian weekly household income (ABS Census)

$2,464/wk

DAs (12 months)iDevelopment Applications lodged in the past year

68

Median House

$900K

2024-2025 (PSI derived)

12.18 km²· 819.3 people/km²· Family income $2,580/wk

The $900,000 median reflects a 5.9% rise from $870,000 in 2024 to $921,500 in 2025. With 78.6% of homes having 4+ bedrooms and 95.9% being detached houses, buyers get substantially more space per dollar than in Sydney metro suburbs at similar price points. Mortgage-to-income sits at just 20.3%, well below the 30% stress threshold, making Cameron Park one of the more comfortably serviced markets in NSW. Studios and one-bedrooms account for only 0.7% of stock, so downsizers or singles will find virtually no options. The suburb has no schools within its boundaries, meaning families depend on surrounding areas for education.

For Buyers

The $900,000 median reflects a 5.9% rise from $870,000 in 2024 to $921,500 in 2025. With 78.6% of homes having 4+ bedrooms and 95.9% being detached houses, buyers get substantially more space per dollar than in Sydney metro suburbs at similar price points. Mortgage-to-income sits at just 20.3%, well below the 30% stress threshold, making Cameron Park one of the more comfortably serviced markets in NSW. Studios and one-bedrooms account for only 0.7% of stock, so downsizers or singles will find virtually no options. The suburb has no schools within its boundaries, meaning families depend on surrounding areas for education.

For Investors

Renters comprise 22.4% of households, below the national average, reflecting the suburb's owner-occupier orientation. Median weekly rent of $510 against a $900,000 median produces a gross yield of roughly 2.9%, moderate but higher than inner Sydney. The vacancy rate of 2.4% is tight by any standard, suggesting demand consistently exceeds available rental stock. Population growth at 2.34% annually (433 people) is strong, driven by net internal migration of +354 per year, indicating ongoing domestic relocation into the area. With 65 DAs lodged in 12 months, development activity is steady, though the overwhelmingly detached housing stock (95.9%) limits density-driven investment strategies.

Development Activity

Total DAs

617

Last 12 Months

68

YoY ChangeiYear-over-year change in DA lodgements

-15.0%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Swimming Pool / Spa
44
New Dwelling
24
Subdivision
21
Renovation / Extension
15
Garage / Carport / Shed
11
Commercial / Industrial
9
Landscaping / Retaining Wall
7
Multi-Dwelling / Townhouse
7

Demographics

At a median age of 33, Cameron Park runs 7 years below the national figure, the youngest in this cohort. English ancestry dominates at 3,735, with Scottish (915) and Irish (759) forming a traditional Anglo-Celtic base. Only 14.6% were born overseas, 7 percentage points below the national average, making this one of the more homogeneous suburbs demographically. Average household size of 3.1 sits 0.6 above national, consistent with the family-oriented four-bedroom housing stock. The participation rate of 70.3% is notably high, and the unemployment rate of 3.6% is well below the national baseline, reflecting a dual-income household profile where both partners typically work.

Age Distribution

0-14
25.4%
15-24
12.6%
25-44
31.6%
45-64
21.2%
65+
9.2%

Bedrooms

Studio/1br
0.7%
2 bed
2.8%
3 bed
17.9%
4+ bed
78.6%

Dwelling Structure

95.9%

Houses

3.7%

Townhouse

0.4%

Apartment

Tenure

Own 22.3% Mortgage 55.3% Rent 22.4%

Owner-occupiers dominate: 55.3% hold mortgages and 22.3% own outright, leaving renters at just 22.4%, well below average. The housing stock is almost exclusively detached (95.9%), with semi-detached at 3.7% and apartments nearly absent at 0.4%. The 78.6% share of 4+ bedroom homes is extraordinary by national standards, reflecting the suburb's role as a greenfield family estate. The median rose from $870,000 in 2024 to $921,500 in 2025, a 5.9% gain. At a mortgage-to-income ratio of 20.3%, affordability is markedly better than most of coastal NSW. Rent-to-income is similarly comfortable at 20.7%, placing both tenures below stress levels.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$2,167

Rent / wk

$510

HH Size

3.1

Personal Income / wk

$987

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

2.4%

Unoccupied

75

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

20.7%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

20.3%

Community Profile

Languages Spoken at Home

Urdu
54
Mandarin
53
Malayalam
53
Hindi
45
Nepali
39
Guj
35

Ancestry

English
3,735
Other
930
Scottish
915
Irish
759
Ancestry NS
387
Indian
364

Household Composition

17.8%

Couples, no children

8,889

Total families

Economy & Employment

Healthcare leads employment at 24.8% (912 workers), a share that is roughly 2.5 times the next sector, Education at 10.1%. Construction (8.2%), Retail (7.7%) and Public Admin (7.2%) follow. The occupational mix skews professional: Professionals lead at 1,131, with Clerical/Admin (720), Community/Personal (681) and Managers (608) closely grouped. This cluster suggests a significant FIFO/commuter workforce drawn to the Hunter's mining-adjacent economy, consistent with the high household incomes despite moderate university rates. The IER decile 8 confirms above-average economic resources, while the IEO decile 4 reflects education levels that trail income, a pattern common in resource-economy-influenced suburbs.

Unemployment

3.5%

Labour Force

10,359

Unemployed

360

Quarterly Trend

Mar-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
5
Disadvantage
6
Economic resources
8
Education & occupation
4

Full-time

66.6%

Part-time

29.8%

Participation

70.3%

Employed

5,046

Occupations

Professionals 1,131
Clerical/Admin 720
Community/Personal 681
Managers 608
Sales 546
Labourers 418
Machinery/Drivers 386

Top Industries

Healthcare 24.8%
Education 10.1%
Construction 8.2%
Retail 7.7%
Public Admin 7.2%

University

29.9%

Postgraduate

7.2%

Born Overseas

14.6%

Dwellings

3,105

Transport to Work

Car dependency is extreme at 93.4% of commuters, with public transport capturing only 0.5% and walking/cycling at 1.0%, reflecting Cameron Park's greenfield estate location with limited transit infrastructure. This is among the most car-dependent profiles in the dataset. The suburb has no schools within its boundaries, requiring families to travel to neighbouring suburbs. The IRSAD decile 5 and IRSD decile 6 place Cameron Park at the middle of the national distribution despite its high incomes, likely because the SEIFA index weights education and other non-income factors that moderate the overall score.

Drive

93.4%

Public Transport

0.5%

Walk / Cycle

1.0%

Work from Home

N/A

Population Forecast

+2.34%/yr

(+433 people/yr)

Established

Population growth averages 2.34% per year (433 persons), driven almost entirely by internal migration at +354 per year, with overseas migration contributing a modest +52. The 43.3% population change over the past decade places Cameron Park among the fastest-growing suburbs in the Hunter. Medium projections forecast 20,941 by 2031, up from 18,516 in 2025. Affordability has worsened slightly, shifting from 49.3% to 51.9% of income committed to housing costs over the decade. The gentrification score of 46 with active-stage classification reflects accelerating population influx rather than classic socio-economic displacement.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Internal Migration

Net Overseas / yr

+52

Net Internal / yr

+354

44

Gentrification Signal

Active

Population +57% since 2011, Net internal migration +354/yr

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Cameron Park compares to ~15,000 Australian suburbs

Population
Top 5%
Household Income
Top 8%
Rent Level
Top 5%
Apartments
Bottom 7%
Renters
Top 44%
Uni Educated
Top 35%
Public Transport
Bottom 4%
Born Overseas
Top 48%
Density
Top 17%

Frequently Asked Questions

Is Cameron Park a good suburb to live in?

Cameron Park suits families seeking large homes with manageable mortgage costs. The mortgage-to-income ratio of 20.3% is well below stress levels, and 78.6% of homes have 4+ bedrooms. The trade-off is extreme car dependency (93.4% drive) and no schools within the suburb boundaries. Household income sits at the 91.9th percentile nationally.

What is the median house price in Cameron Park?

The median is $900,000 (PSI-derived), rising 5.9% from $870,000 in 2024 to $921,500 in 2025. Monthly mortgage repayments of $2,167 produce a mortgage-to-income ratio of just 20.3%. Median weekly rent is $510, with rent-to-income at 20.7%.

What schools are in Cameron Park?

Cameron Park has 0 schools within its suburb boundaries based on current data. Families rely on schools in surrounding Hunter region suburbs, typically within a 5-10 km drive. This is a key consideration for buyers with school-age children, adding to the 93.4% car-dependent commuting pattern.

Is Cameron Park safe?

Crime data is not available for Cameron Park in the current dataset. The IRSD decile 6 indicates moderate advantage, and the low unemployment rate of 3.6% is well below the national average. The high owner-occupier share (77.6% combined owned outright and mortgage) and low residential turnover (23.0%) suggest a stable community.

Is Cameron Park good for property investment?

The 2.4% vacancy rate is very tight, and population growth of 2.34% (433 people/year) supports demand. Gross yield is approximately 2.9% ($510/week on $900,000). The 22.4% renter share is below average, limiting the tenant pool. Capital growth of 5.9% over one year is solid. The 65 DAs in 12 months indicate ongoing development activity.

How is Cameron Park's population changing?

Population grew 43.3% over the past decade, averaging 2.34% (433 people) per year. Internal migration adds +354 per year, the primary growth driver. Medium projections forecast 20,941 residents by 2031, up from 18,516 in 2025. At a median age of 33, residents are 7 years below the national figure.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

Explore Cameron Park on the Map

View parcels, zoning overlays, DA applications, schools and more.

Open Interactive Map

More Suburbs in NSW