Cammeray
Household incomes sit in the 96.5th percentile nationally at $2,870 per week, and a SEIFA IRSAD decile of 10 places this lower North Shore pocket in the top advantage tier nationally. The defining feature is the gap between wealth and ownership: only 29.5% own outright while 41.9% rent, because the $1,600,000 median house price keeps even high earners renting. University qualifications reach 66.2%, fully 36.1 points above the national average, anchoring a professional, finance-heavy workforce. A 10.9% vacancy rate is unusually high for an established premium area and points to apartment oversupply rather than weak demand.
Population
7,088
Median Age
40.0
Household IncomeiMedian weekly household income (ABS Census)
$2,870/wk
DAs (12 months)iDevelopment Applications lodged in the past year
52
Median House
$1.6M
2024-2025 (PSI derived)
The $1,600,000 median house price reflects an apartment-led market where 59.5% of stock is units and just 24.8% is separate houses. Prices moved from $1,550,000 in 2024 to $1,650,000 in 2025, a 6.5% lift in one year that outpaces most established markets. Two-bedroom dwellings make up 39.3% of stock and three-bedroom 29.8%, so larger family homes are scarce at 14.1% having four or more bedrooms. Monthly mortgage repayments of $3,033 produce a mortgage-to-income ratio of 24.4%, which stays below the 30% stress threshold only because household incomes sit in the 96.5th percentile. Buyers chasing a freestanding house compete in a thin segment, while unit buyers face deeper supply.
For Buyers
The $1,600,000 median house price reflects an apartment-led market where 59.5% of stock is units and just 24.8% is separate houses. Prices moved from $1,550,000 in 2024 to $1,650,000 in 2025, a 6.5% lift in one year that outpaces most established markets. Two-bedroom dwellings make up 39.3% of stock and three-bedroom 29.8%, so larger family homes are scarce at 14.1% having four or more bedrooms. Monthly mortgage repayments of $3,033 produce a mortgage-to-income ratio of 24.4%, which stays below the 30% stress threshold only because household incomes sit in the 96.5th percentile. Buyers chasing a freestanding house compete in a thin segment, while unit buyers face deeper supply.
For Investors
A 41.9% renter share gives landlords a deep tenant pool, but a 10.9% vacancy rate is high for an established suburb and signals apartment oversupply. Weekly rent of $580 against the $1,600,000 median house price implies a gross yield near 1.9%, low even by inner-Sydney standards, so the case rests on capital growth rather than income. Net overseas migration of 428 per year sustains rental demand, though internal outflow of 377 per year offsets much of it. Development activity is elevated at 48 applications in 12 months, including new residential flat buildings, which adds to the supply pressure already visible in the vacancy figure. Rent-to-income at 20.2% leaves tenants headroom, supporting rent stability.
Development Activity
Total DAs
357
Last 12 Months
52
YoY ChangeiYear-over-year change in DA lodgements
-14.8%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Cammeray iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Cammeray Public School
K-6 · 622 students
Anzac Park Public School
K-6 · 720 students
Demographics
The median age of 40 matches the national median exactly, but the underlying trajectory is aging: the senior share rose 5.3 points while the working-age share fell 6.9 points. Overseas-born residents at 33.1% run 11.5 points above the national average, with English ancestry leading at 2,735, followed by Irish (1,048), Scottish (798) and Chinese (534). Mandarin (82) and Cantonese (54) head the non-English languages spoken. University qualifications at 66.2% are 36.1 points above national, and an average household size of 2.2 sits 0.3 below the national figure, consistent with couples without children making up 31.1% of families. This is a settled professional population rather than a young-renter churn market, with 71.7% staying put across the census period.
Age Distribution
Bedrooms
Dwelling Structure
24.8%
Houses
15.2%
Townhouse
59.5%
Apartment
Tenure
Tenure splits fairly evenly between 41.9% renting, 29.5% owned outright and 28.6% mortgaged, reflecting long-held family homes alongside a large rental sector. Apartments dominate at 59.5% of stock, with separate houses at 24.8% and semi-detached at 15.2%. Two-bedroom dwellings account for 39.3% and three-bedroom 29.8%, while only 14.1% have four or more bedrooms. The median house price rose from $1,550,000 to $1,650,000 across 2024 to 2025. Mortgage-to-income at 24.4% and rent-to-income at 20.2% both fall below the 30% stress line, which is striking given the price level and is explained by household incomes in the 96.5th percentile carrying the cost. The SEIFA IER decile of 7, below the IRSAD decile of 10, hints that the renter-heavy tenure dilutes aggregate household wealth.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$3,033
Rent / wk
$580
HH Size
2.2
Personal Income / wk
$1,612
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
10.9%
Unoccupied
375
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
20.2%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
24.4%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
31.1%
Couples, no children
5,403
Total families
Economy & Employment
Professional and technical services lead employment at 21.9% (727 workers), followed by Finance at 15.5% (515), Healthcare at 12.8% (425), Education at 9.4% (311) and Public Administration at 5.2% (172). This knowledge and finance concentration is consistent with a SEIFA IEO decile of 10, the top education-and-occupation tier nationally. Professionals (1,758) and Managers (979) fill the bulk of occupations. Unemployment sits at 3.3%, below the national average, and full-time employment runs at 74.2%. The participation rate of 66.9% is held down by the aging trajectory, since a rising senior share pulls residents out of the labour force, with 1,466 not participating. Real incomes grew 4.9% over the decade, modest given the already high base.
Unemployment
3.6%
Labour Force
12,245
Unemployed
437
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
74.2%
Part-time
22.5%
Participation
66.9%
Employed
3,730
Occupations
Top Industries
University
66.2%
Postgraduate
20.3%
Born Overseas
33.1%
Dwellings
3,057
Transport to Work
Active and public transport carry a meaningful load, with 16.6% walking or cycling and 8.6% using public transport, while car driving at 69.0% remains the majority mode given the lower North Shore setting. The SEIFA IRSAD decile of 10 confirms top-tier advantage, and the IRSD decile of 10 indicates very low disadvantage, so this is a comfortable, well-resourced area to live. Only 2.1% of residents report needing assistance with core activities, below typical levels, and the volunteering rate of 18.1% points to civic engagement. The main livability caveat is housing cost: the $1,600,000 median house price and $580 weekly rent restrict entry, though rent-to-income at 20.2% keeps existing tenants below the stress threshold.
Drive
69.0%
Public Transport
8.6%
Walk / Cycle
16.6%
Work from Home
N/A
Population Forecast
+0.29%/yr
(+57 people/yr)
EstablishedPopulation growth is slow at 0.29% per year, around 57 people annually, and the 10-year change was just 4.7%, well below high-growth fringe suburbs. Medium projections lift the wider area from 19,870 in 2025 to 20,154 by 2031, a gentle climb. Overseas migration is the primary driver at 428 per year, but a net internal outflow of 377 per year nearly cancels it, which is why headline growth stays flat. The COVID dip of 4.1% has fully recovered, now 3.7% above the low point. A gentrification score of 20 marks early signs only, and the senior share rising 5.3 points against a 6.9-point working-age decline confirms an aging rather than renewing population. Affordability improved from 41.5% in 2011 to 38.6% in 2021 as incomes outran costs.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Overseas Migration
Net Overseas / yr
+428
Net Internal / yr
-377
Gentrification Signal
Early signs
Net internal outflow -377/yr, Strong overseas inflow +428/yr, COVID recovered (-4% dip → full recovery)
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Cammeray compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Cammeray a good suburb to live in?
Cammeray sits in SEIFA IRSAD decile 10, the top advantage tier nationally, with household incomes in the 96.5th percentile at $2,870 per week. University qualifications reach 66.2%, some 36.1 points above the national average. The main trade-off is cost, with a $1,600,000 median house price, plus a 10.9% vacancy rate signalling apartment oversupply.
What is the median house price in Cammeray?
The median house price is $1,600,000, drawn from 2024 to 2025 PSI-derived data. Prices rose from $1,550,000 in 2024 to $1,650,000 in 2025, a 6.5% increase in a year. Monthly mortgage repayments average $3,033 and weekly rent is $580, giving a gross yield near 1.9%.
What schools are in Cammeray?
The current data brief lists no school records inside the Cammeray boundary, so verified ICSEA and enrolment figures are not available here. Families typically draw on schools in neighbouring lower North Shore suburbs. With university qualifications at 66.2%, 36.1 points above the national average, demand for education is strong locally.
Is Cammeray safe?
Crime statistics are not available in the current Cammeray data brief, so no offence rate can be quoted. As a proxy for stability, the suburb sits in SEIFA IRSD decile 10, indicating very low socioeconomic disadvantage, and only 2.1% of residents report needing assistance with core daily activities, below typical levels nationally.
Is Cammeray good for property investment?
The 41.9% renter share gives a deep tenant pool, but a 10.9% vacancy rate is high and gross yield near 1.9% ($580/week on $1,600,000) is low. Net overseas migration of 428 per year supports demand, while internal outflow of 377 per year offsets it. The case rests on capital growth, with prices up 6.5% in 2025.
How is Cammeray's population changing?
Growth is slow at 0.29% per year, about 57 people, with a 10-year change of just 4.7%. The population is aging: the senior share rose 5.3 points while the working-age share fell 6.9 points. Overseas migration adds 428 per year but internal outflow of 377 nearly cancels it, keeping headline growth flat.
How many languages are spoken in Cammeray?
Overseas-born residents make up 33.1%, which is 11.5 points above the national average. After English, the top languages spoken at home are Mandarin (82 speakers), Cantonese (54), Japanese (36), Hindi (28) and Italian (23), reflecting an Anglo-Celtic base with East Asian migration layered on top.
How much development is happening in Cammeray?
There were 48 development applications lodged in the past 12 months, an elevated level for an established suburb of 7,088 people. Recent samples include a new residential flat building and several dwelling-house alterations, adding supply that is consistent with the high 10.9% vacancy rate already recorded.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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