Campbelltown
A 50.1% renter share is the clearest signal of Campbelltown's housing role, while its 16,577 residents have a median age of 34, which is 6.0 years below the national comparison. The suburb is also a major migration and services hub, with 37.6% of residents born overseas, 16.0 percentage points above the national figure, and household income at the 42.4th percentile. Compared with nearby Airds and Ambarvale, Campbelltown has a more concentrated apartment presence at 34.9% and a substantial 32.7% working-from-home share. Its younger, renter-majority profile reflects accessible housing and local employment in healthcare, education and retail.
Population
16,577
Median Age
34.0
Household IncomeiMedian weekly household income (ABS Census)
$1,432/wk
DAs (12 months)iDevelopment Applications lodged in the past year
185
Buyers need to weigh dwelling choice against repayment pressure. A typical mortgage figure of $2,000 per month corresponds with mortgage costs at 32.3% of income, so borrowing capacity may matter more than securing a larger block. Compared with outright owners at 17.2%, the 28.1% mortgage cohort and 50.1% renter share point to a market where many households are still paying for housing. Separate houses account for 51.2%, apartments 34.9% and semi-detached homes 13.8%. The bedroom mix, led by 37.1% two-bedroom and 31.1% three-bedroom dwellings, creates entry-level options, but buyers should inspect strata costs, parking and resale demand carefully.
For Buyers
Buyers need to weigh dwelling choice against repayment pressure. A typical mortgage figure of $2,000 per month corresponds with mortgage costs at 32.3% of income, so borrowing capacity may matter more than securing a larger block. Compared with outright owners at 17.2%, the 28.1% mortgage cohort and 50.1% renter share point to a market where many households are still paying for housing. Separate houses account for 51.2%, apartments 34.9% and semi-detached homes 13.8%. The bedroom mix, led by 37.1% two-bedroom and 31.1% three-bedroom dwellings, creates entry-level options, but buyers should inspect strata costs, parking and resale demand carefully.
For Investors
Campbelltown has a sizeable rental base, with 50.1% of occupied dwellings rented, a weekly rent of $390 and a vacancy rate of 9.0%. The rental share is higher than both the 28.1% mortgage and 17.2% outright ownership shares, supporting tenant demand but also making local vacancy important to monitor. Rent growth of 49.1% indicates strong recent pressure on renters, while 185 development applications in 12 months create a risk of additional competition in some pockets. Internal migration is the primary growth driver and the annual trend is 2.57%, which can support leasing activity because households moving within the region often seek practical, moderately priced homes.
Development Activity
Total DAs
1,096
Last 12 Months
185
YoY ChangeiYear-over-year change in DA lodgements
+6.9%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Campbelltown
Open-register school locations for education access. This is not a school-quality ranking.
Demographics
Campbelltown's median age of 34 is 6.0 years below the national comparison, while university attendance at 32.9% is 2.8 percentage points above it. Overseas-born residents comprise 37.6%, or 16.0 points above the national share, helping explain the presence of Arabic speakers numbering 297, Bengali speakers at 205 and Nepali speakers at 164. English ancestry is reported by 4,103 residents and Irish ancestry by 1,147. Christianity is the largest recorded religion at 7,849, followed by no religion at 4,035 and Islam at 1,611. The average household size of 2.4 is 0.1 below national levels, so demand spans singles, couples and families rather than being dominated by large households.
Age Distribution
Bedrooms
Dwelling Structure
51.2%
Houses
13.8%
Townhouse
34.9%
Apartment
Tenure
Tenure is renter-led: 50.1% of households rent, compared with 28.1% paying a mortgage and 17.2% owning outright. That renter share is higher than either ownership category, which helps explain why the $390 weekly rent and 9.0% vacancy rate are important to local housing decisions. Compared with a detached-house-only market, Campbelltown has a broader mix of 51.2% separate houses, 34.9% apartments and 13.8% semi-detached dwellings. Two-bedroom homes make up 37.1%, three-bedroom homes 31.1% and four-bedroom-or-larger homes 24.6%. Mortgage costs of $2,000 monthly and a 32.3% mortgage-to-income ratio indicate greater pressure for leveraged households than for renters, whose rent-to-income figure is 27.2%.
Mortgage / mo
$2,000
Rent / wkiMedian weekly rent for new bonds (April to June 2026), NSW Rental Bond Board (DCJ). Census 2021 median: $390.
$600
Bond data Jun 2026 · houses $630 · units $500
HH Size
2.4
Personal Income / wk
$739
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
9.0%
Unoccupied
624
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
27.2%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
32.3% stressed
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
40.8%
Couples with children
35.7%
Couples, no children
21.2%
Single parent
4,146
Total families
Economy & Employment
Healthcare is Campbelltown's leading industry, employing 1,028 people or 23.1%, followed by education at 449 or 10.1%, retail at 370 or 8.3%, public administration at 344 or 7.7% and manufacturing at 325 or 7.3%. The occupation mix includes 1,490 professionals, 944 clerical and administrative workers, 829 community and personal service workers, 767 trades workers and 766 machinery operators and drivers. Of a 7,351-person labour force, participation is 55.0%, unemployment is 7.2% and 57.2% of employed workers are full time. Compared with the IEO decile 5, the IER and IRSD decile 3 and IRSAD decile 4 point to lower socioeconomic outcomes in some measures, despite university participation being above the national comparison. That gap is consistent with a service-heavy economy containing both professional and lower-paid essential work.
Unemployment
7.2%
Labour Force
7,351
Unemployed
526
Source: ABS Census 2021
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
57.2%
Part-time
26.8%
Participation
55.0%
Employed
6,825
Full-time and part-time are shares of the employed. Source: ABS Census 2021
Occupations
Top Industries
University
32.9%
Postgraduate
9.7%
Born Overseas
37.6%
Dwellings
6,291
Transport to Work
Daily travel is car-led, with 53.6% driving to work compared with 5.1% using public transport and 3.1% walking or cycling; a further 32.7% work from home. Campbelltown has 10 government schools across the published mix: 5 primary schools, 2 secondary schools and 3 schools for specific purposes. Families should check enrolment zones against the exact address because school boundaries can cut across nearby neighbourhoods. The IRSAD decile is 4 and the IRSD decile is 3, both lower than the IEO decile 5, indicating that local access and disadvantage measures are not uniform. For safety decisions, residents should use current street-level NSW Police information rather than infer risk from housing or demographic figures.
Drive
53.6%
Public Transport
5.1%
Walk / Cycle
3.1%
Work from Home
32.7%
Population Forecast
+2.57%/yr
(+138 people/yr)
EstablishedCampbelltown has an established profile but is still recording an annual growth trend of 2.57%, with internal migration identified as the primary driver. The wider-area population change measure is 42.7% over 10 years, while the forecast shift is labelled Mixed rather than a single clear demographic direction. Compared with the growth signal, affordability has been stable, moving from 34.8 in 2011 to 34.5 in 2021. Gentrification is at the Early signs stage with a score of 32, alongside a separate shift score of 44. This combination suggests growth is being supported by movement within the region and new development, while stable affordability may slow any rapid change in the suburb's established housing role.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Internal Migration
Net Overseas / yr
+58
Net Internal / yr
+136
Gentrification Signal
Early signs
Net internal migration +136/yr, Accelerating: -0% → 62%
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Campbelltown compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Campbelltown a good suburb to live in?
Campbelltown suits households seeking established services, rental choice and access to schools. It has 16,577 residents, a median age of 34 and 50.1% renters. Daily life is car-oriented, with 53.6% driving to work, so transport preferences and the exact location of a home are important.
What is the median house price in Campbelltown?
Use current settled sales to confirm Campbelltown's median house price, then test that figure against the local mortgage burden. A $2,000 monthly mortgage figure and a 32.3% mortgage-to-income share show why buyers should compare repayment capacity, dwelling type and condition rather than rely on one headline median.
What schools are in Campbelltown?
Campbelltown has 10 published government schools: 5 primary schools, 2 secondary schools and 3 schools for specific purposes. The mix includes Campbelltown Public School, Campbelltown Performing Arts High School and Airds High School. Check the relevant enrolment zone for the exact address before committing.
Is Campbelltown safe?
Campbelltown has 16,577 residents and a 50.1% renter share, but neither figure measures personal safety. Check current NSW Police incident information and visit the exact street at different times, because conditions can vary between neighbourhoods and around transport or commercial areas.
Is Campbelltown good for property investment?
Campbelltown has a 50.1% rental share, $390 weekly rent and a 9.0% vacancy rate. Internal migration and a 2.57% annual growth trend support the investment case, while 185 development applications in 12 months may increase competition. Check property type, tenant demand and future supply before buying.
How is Campbelltown's population changing?
Campbelltown has 16,577 residents today, while the annual growth trend is 2.57% and internal migration is the main driver. Population change across the wider area is 42.7% over 10 years. The trajectory is Mixed, and gentrification remains at the Early signs stage with a score of 32.
What languages are spoken in Campbelltown?
Campbelltown has an overseas-born share of 37.6%, which is 16.0 percentage points above the national comparison. The most recorded non-English languages include Arabic with 297 speakers, Bengali with 205, Nepali with 164, Urdu with 153 and Samoan with 136.
What development is occurring in Campbelltown?
There were 185 development applications in the past 12 months, covering dwelling houses, office alterations and commercial development. The sample includes a 1-dwelling complying development certificate. Buyers and investors should check nearby approvals because new supply can affect parking, construction activity and rental competition.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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