Chipping Norton
A 40.4% outright ownership rate, nearly double the national average, combined with an 86.3% residential stability rate (lowest turnover in this batch) makes Chipping Norton one of south-west Sydney's most settled suburbs. The $1,280,000 median reflects a market where 81.3% of dwellings are detached houses and 57.3% have four or more bedrooms. Prices rose 11.5% from $1,200,000 in 2024 to $1,337,500 in 2025. Lebanese (934) and Vietnamese (765) ancestries are prominent alongside English (1,547), creating a multicultural base that has been in place long enough for 40.4% to have fully paid off mortgages.
Population
9,412
Median Age
39.0
Household IncomeiMedian weekly household income (ABS Census)
$2,024/wk
DAs (12 months)iDevelopment Applications lodged in the past year
100
Median House
$1.3M
2024-2025 (PSI derived)
The $1,280,000 median buys predominantly detached houses (81.3%), with 57.3% having four or more bedrooms and 31.8% having three bedrooms. Prices grew 11.5% from $1,200,000 in 2024 to $1,337,500 in 2025, above the national average. Monthly mortgage repayments of $2,200 produce a mortgage-to-income ratio of just 25.1%, well below the stress threshold. The 40.4% outright ownership rate is exceptional, indicating a mature suburb where many families have held for decades. Semi-detached at 11.7% offers some medium-density options. The 86.3% residential stability rate is the highest in this batch, suggesting very low market churn.
For Buyers
The $1,280,000 median buys predominantly detached houses (81.3%), with 57.3% having four or more bedrooms and 31.8% having three bedrooms. Prices grew 11.5% from $1,200,000 in 2024 to $1,337,500 in 2025, above the national average. Monthly mortgage repayments of $2,200 produce a mortgage-to-income ratio of just 25.1%, well below the stress threshold. The 40.4% outright ownership rate is exceptional, indicating a mature suburb where many families have held for decades. Semi-detached at 11.7% offers some medium-density options. The 86.3% residential stability rate is the highest in this batch, suggesting very low market churn.
For Investors
The 21.2% renter share is modest, limiting the tenant pool, and the 4.2% vacancy rate is healthy. Median weekly rent of $500 against a $1,280,000 median produces a gross yield of roughly 2.0%, well below the national average. With 95 DAs lodged in 12 months, including subdivision and multi-dwelling applications, the development pipeline is active. Population growth at 1.56% per year (348 persons) is moderate, driven by overseas migration of 169 per year with minimal internal outflow. The 13.7% turnover is very low, meaning tenant demand is stable but finding tenants in a low-renter suburb may take longer.
Development Activity
Total DAs
531
Last 12 Months
100
YoY ChangeiYear-over-year change in DA lodgements
+3.1%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Chipping Norton iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Chipping Norton Public School
K-6 · 333 students
Demographics
Lebanese ancestry (934) and Vietnamese (765) sit alongside English (1,547) and Italian (757), creating a distinctive south-west Sydney multicultural mix. The 34.7% overseas-born rate is 13.1 points above the national average. University qualifications at 35.5% are 5.4 points above national. Median age of 39 is just 1 year below national, and average household size of 3.0 is well above the national 2.5, consistent with larger families. Arabic (524) leads non-English languages, followed by Greek (221). Christianity dominates at 5,494, with Islam (1,068) and Buddhism (490) reflecting the multicultural composition.
Age Distribution
Bedrooms
Dwelling Structure
81.3%
Houses
11.7%
Townhouse
7.0%
Apartment
Tenure
Outright ownership at 40.4% is exceptionally high, with 38.4% on mortgages and just 21.2% renting. Detached houses at 81.3% dominate, with semi-detached at 11.7% and apartments at 7.0%. The bedroom profile skews large: 57.3% four-plus bedrooms and 31.8% three bedrooms, with studios/one-bedrooms at just 1.0%. The median rose 11.5% from $1,200,000 in 2024 to $1,337,500 in 2025. At household income of $2,024/week, the price-to-income ratio is approximately 12.2x annual income, elevated but the 40.4% outright ownership suggests many buyers purchased at much lower historical prices.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,200
Rent / wk
$500
HH Size
3.0
Personal Income / wk
$773
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
4.2%
Unoccupied
128
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
24.7%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
25.1%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
18.5%
Couples, no children
8,147
Total families
Economy & Employment
Healthcare leads at 15.2% (402 workers), closely followed by education at 14.4% (381), construction at 9.5% (251), professional/technical at 8.7% (229) and manufacturing at 7.9% (209). This is more diversified than single-sector suburbs. Professionals lead occupations at 935, with clerical/admin (699) and managers (559) following. Full-time employment at 65.6% is moderate, but participation at 46.7% is below the national average, with 2,982 not in the labour force. The IER decile 9 indicates high economic resources, consistent with the 40.4% outright ownership. IRSAD decile 7 confirms above-average advantage overall.
Unemployment
2.3%
Labour Force
12,612
Unemployed
285
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
65.6%
Part-time
29.0%
Participation
46.7%
Employed
3,319
Occupations
Top Industries
University
35.5%
Postgraduate
8.1%
Born Overseas
34.7%
Dwellings
2,937
Transport to Work
Transport is heavily car-dependent: 89.8% drive to work, public transport at 2.3% is very low, and walking/cycling barely registers at 2.5%, well below the national average. Chipping Norton Public School (ICSEA 1,018, 333 students, government) is the sole school, sitting just above the national benchmark. The IRSAD decile 7 and IER decile 9 confirm above-average advantage, particularly in economic resources. Rent-to-income at 24.7% and mortgage-to-income at 25.1% are both comfortable. The 86.3% stability rate reflects a rooted community. Volunteering at 8.8% is below the national average.
Drive
89.8%
Public Transport
2.3%
Walk / Cycle
2.5%
Work from Home
N/A
Population Forecast
+1.56%/yr
(+348 people/yr)
EstablishedPopulation growth averages 1.56% per year (348 persons), moderate for south-west Sydney. Overseas migration of 169 per year is the primary driver, with internal migration roughly neutral at positive 16. The 10-year growth of 33.0% reflects gradual densification and family formation. Historical population rose from 21,386 in 2023 to 22,246 in 2025. Medium projections reach 24,334 by 2031. Rent growth at 38.9% over the decade and worsening affordability (price-to-income rising from 57.3 to 61.8) suggest demand is outpacing income growth. Gentrification score of 35 shows early signs, though this is more gentrification continuation than initiation.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Overseas Migration
Net Overseas / yr
+169
Net Internal / yr
+16
Gentrification Signal
Not gentrifying
Population +37% since 2011
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Chipping Norton compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Chipping Norton a good suburb to live in?
Chipping Norton suits families seeking large houses (57.3% four-plus bedrooms) in a settled community. The 86.3% stability rate is the highest in this batch, and 40.4% own outright, indicating deep roots. Mortgage-to-income at 25.1% is well below the stress line. The $1,280,000 median reflects a premium family market. Transport is car-dependent at 89.8%, and IER decile 9 confirms high economic resources.
What is the median house price in Chipping Norton?
The median is $1,280,000 (PSI derived), rising 11.5% from $1,200,000 in 2024 to $1,337,500 in 2025. Monthly mortgage repayments average $2,200 and median weekly rent is $500. At household income of $2,024/week (75.7th percentile), the mortgage-to-income ratio is 25.1%, below the stress threshold and manageable for dual-income families.
What schools are in Chipping Norton?
Chipping Norton has 1 school: Chipping Norton Public School (ICSEA 1,018, 333 students, government), sitting just above the national 1,000 benchmark. For secondary education, families access schools in neighbouring Liverpool and Moorebank. The university qualification rate of 35.5% is 5.4 points above the national average.
Is Chipping Norton safe?
Crime data is not available for Chipping Norton in the current dataset. The IRSD decile 6 indicates moderate disadvantage, and the IER decile 9 confirms high economic resources. The 86.3% residential stability rate and 40.4% outright ownership are demographic factors strongly associated with lower crime rates. NSW BOSCAR data should be consulted for current statistics.
Is Chipping Norton good for property investment?
Gross yield is roughly 2.0% ($500/week on $1,280,000), well below the national average. The 21.2% renter share limits the tenant pool, and vacancy at 4.2% is healthy. Capital growth was strong at 11.5% over the latest year. With 95 DAs in 12 months, including subdivision and multi-dwelling applications, the pipeline is active. The low turnover (13.7%) means this is a buy-and-hold suburb rather than a high-yield market.
How is Chipping Norton's population changing?
Growth averages 1.56% per year (348 persons), driven by overseas migration of 169 per year. Population rose from 21,386 in 2023 to 22,246 in 2025, a 33.0% increase over the decade. Medium projections reach 24,334 by 2031. Affordability is worsening, with the price-to-income ratio rising from 57.3 to 61.8 over the decade, while real income grew just 4.7%.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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