NSW 2105 Census 2021 + Live DA Data

Church Point

Church Point combines a 54-year median age, 56.2% working from home and household income at the 98.1st percentile nationally. The age profile is 14 years above the national level, while the 33.9% overseas-born share is 12.3 percentage points above it. Housing is predominantly detached, with 91.7% separate houses and 58.3% owned outright, helping explain the low 7.0% renting share. Its 1,066 residents occupy 0.72 sq km at 1,478.1 people per sq km. Compared with nearby Bayview and Newport, Church Point is older and more owner-oriented, with an 82.0% same-address share indicating a settled local base.

Local council: Northern Beaches

Church Point urban fabric map

Population

1,066

Median Age

54.0

Household IncomeiMedian weekly household income (ABS Census)

$3,182/wk

DAs (12 months)iDevelopment Applications lodged in the past year

20

0.72 km²· 1,478.1 people/km²· Family income $3,420/wk

Church Point suits buyers prioritising space, privacy and a long-term home rather than a high-turnover apartment market. Separate houses account for 91.7% of dwellings, while 61.3% have 4 or more bedrooms and another 28.8% have 3 bedrooms, so family-sized stock dominates. Outright ownership at 58.3% is higher than mortgage ownership at 33.6%, consistent with an older resident base and longer holding periods. For leveraged buyers, the 3,600 monthly mortgage figure equates to 26.1% of income, lower than rent stress at 33.7%. Compared with smaller-home precincts, the main trade-off is a narrower choice of compact options.

For Buyers

Church Point suits buyers prioritising space, privacy and a long-term home rather than a high-turnover apartment market. Separate houses account for 91.7% of dwellings, while 61.3% have 4 or more bedrooms and another 28.8% have 3 bedrooms, so family-sized stock dominates. Outright ownership at 58.3% is higher than mortgage ownership at 33.6%, consistent with an older resident base and longer holding periods. For leveraged buyers, the 3,600 monthly mortgage figure equates to 26.1% of income, lower than rent stress at 33.7%. Compared with smaller-home precincts, the main trade-off is a narrower choice of compact options.

For Investors

Church Point presents a low-rental-share, premium-holding investment profile rather than a broad cash-flow market. Only 7.0% of households rent, far lower than the 58.3% owning outright, so tenant demand is drawn from a small pool. Weekly rent is 1,073 and vacancy is 5.9%, giving investors a rent benchmark but also suggesting more tenant choice than in a tightly constrained market. Rent stress at 33.7% is higher than mortgage stress at 26.1%, which may limit affordability for local renters. Twenty development applications in 12 months, including an application for 1 dwelling, point to ongoing alterations and limited additions. Compared with higher-turnover suburbs, investors should focus on asset quality, maintenance and resale depth.

Development Activity

Total DAs

135

Last 12 Months

20

YoY ChangeiYear-over-year change in DA lodgements

-23.1%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Renovation / Extension
22
New Dwelling
11
Swimming Pool / Spa
4
Demolition
3
Other
3
Granny Flat / Secondary Dwelling
2
Subdivision
1

Demographics

Church Point has an older, highly educated profile: its 54 median age is 14 years above national, and 49.9% of residents hold a university qualification, 19.8 percentage points above national. Overseas-born residents account for 33.9%, 12.3 points above the national share. English, Irish and Scottish are the leading reported ancestries, with counts of 506, 144 and 142. Couples without children make up 50.0% of households, compared with 41.2% couples with children, while average household size is 2.6, 0.1 above the national figure. An 82.0% same-address share and 18.0% turnover rate indicate less movement than a high-churn area.

Age Distribution

0-14
11.2%
15-24
12.7%
25-44
10.8%
45-64
34.8%
65+
30.3%

Bedrooms

Studio/1br
1.0%
2 bed
8.9%
3 bed
28.8%
4+ bed
61.3%

Dwelling Structure

91.7%

Houses

2.8%

Townhouse

4.7%

Apartment

Tenure

Own 58.3% Mortgage 33.6% Rent 7.0% Other 1.0%

Church Point's housing stock is strongly oriented towards larger homes. Four-bedroom-plus dwellings make up 61.3%, more than double the 28.8% share of three-bedroom homes, while separate houses account for 91.7% and apartments just 4.7%. Tenure is similarly stable: 58.3% own outright, 33.6% hold a mortgage and 7.0% rent. The 3,600 monthly mortgage figure represents 26.1% of income, below the 33.7% rent-to-income measure, even though rent at 1,073 per week is high in absolute terms. Compared with Bayview and Newport, Church Point's mix points to a narrower, detached-heavy market with less flexibility for apartment-focused buyers.

Mortgage / mo

$3,600

Rent / wkiABS Census 2021 median across all dwelling types. Current market rents are typically higher.

$1,073

Census 2021

HH Size

2.6

Personal Income / wk

$1,161

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

5.9%

Unoccupied

24

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

33.7% stressed

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

26.1%

Community Profile

Ancestry

English
506
Irish
144
Scottish
142
Other
70
Ancestry NS
54
German
47

Household Composition

41.2%

Couples with children

50.0%

Couples, no children

4.8%

Single parent

330

Total families

Economy & Employment

Church Point's economic profile is affluent and professional. Household income of 3,182 per week sits at the 98.1st percentile nationally, while personal income is 1,161. Professional and technical work leads employment at 19.2% or 66 people, followed by healthcare at 14.2% or 49, construction at 12.8% or 44, education at 9.3% or 32, and finance at 8.4% or 29. The occupation mix reinforces this pattern, with 157 professionals and 134 managers. Unemployment is 3.8%, participation is 53.2% and full-time employment is 54.9%. A 56.2% work-from-home rate is higher than the 38.2% car-driver share, supporting flexible work patterns and reducing weekday commuting pressure.

Unemployment

3.8%

Labour Force

502

Unemployed

19

Source: ABS Census 2021

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Full-time

54.9%

Part-time

36.9%

Participation

53.2%

Employed

483

Full-time and part-time are shares of the employed. Source: ABS Census 2021

Occupations

Professionals 157
Managers 134
Clerical/Admin 59
Sales 43
Trades 36
Community/Personal 31
Labourers 23
Machinery/Drivers 3

Top Industries

Professional/Tech 19.2%
Healthcare 14.2%
Construction 12.8%
Education 9.3%
Finance 8.4%

University

49.9%

Postgraduate

14.5%

Born Overseas

33.9%

Dwellings

386

Transport to Work

Livability in Church Point is shaped by a compact, low-transit setting. Only 1.7% of residents use public transport and 0.7% walk or cycle to work, compared with 38.2% who drive, so daily errands and school travel generally require planning. The 56.2% work-from-home rate is higher than the 38.2% car-driver share, because many residents can avoid commuting on weekdays. At 1,478.1 people per sq km across 0.72 sq km, the suburb is compact but its detached housing pattern limits local service density. School access is best assessed through the wider Northern Beaches network, so families should check the exact catchment, bus or ferry connections and travel time before choosing an address. Compared with denser centres, Church Point prioritises space and quiet over walkable amenity.

Drive

38.2%

Public Transport

1.7%

Walk / Cycle

0.7%

Work from Home

56.2%

Growth Outlook

Church Point's growth profile looks more incremental than expansion-led. The suburb has 1,066 residents within 0.72 sq km, and 82.0% stayed at the same address while turnover was 18.0%, pointing to continuity rather than rapid churn. Twenty development applications over 12 months, including a new 1-dwelling application and alterations to existing homes, indicate selective renewal rather than a large release of new stock. A 56.2% work-from-home rate may support ongoing demand for larger homes, but the 91.7% separate-house share leaves limited scope for dense infill. Compared with larger Northern Beaches centres, change is more likely to come through renovations and individual projects than broad precinct redevelopment.

Population trend: Northern Beaches council area

Church Point sits in the Northern Beaches council area. These are the council area's residents, not Church Point's.

Residents 2025

272,656

Growth, 5 yr average

+0.3%/yr

2020 to 2025

Growth, last year

+0.5%

2024 to 2025

ABS Estimated Resident Population by LGA, 30 June each year; council area, not this suburb

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Church Point compares to ~15,000 Australian suburbs

Population
Top 28%
Household Income
Top 2%
Rent Level
Top 0%
Apartments
Top 12%
Renters
Bottom 27%
Uni Educated
Top 10%
Public Transport
Bottom 36%
Born Overseas
Top 10%
Density
Top 12%

Frequently Asked Questions

Is Church Point a good suburb to live in?

Church Point can suit households seeking larger homes, privacy and a settled setting. The median age is 54, 56.2% work from home and 58.3% own outright, so it feels more established than a high-turnover, transit-oriented suburb.

What is the median house price in Church Point?

A current median house price should be verified using recent settled sales because 91.7% of dwellings are separate houses and 61.3% contain 4 or more bedrooms. Those proportions make a simple suburb-wide figure less representative than comparable house sales.

What schools are in Church Point?

School options are best assessed through the wider Northern Beaches network and the exact enrolment zone for each address. Church Point has 1.7% public-transport commuting and 0.7% walking or cycling, so families should compare school routes, bus or ferry connections and daily travel time rather than rely on distance alone.

Is Church Point safe?

Church Point has a settled profile, with 82.0% of residents staying at the same address and 58.3% of homes owned outright, but those figures do not measure crime. Check current police incident data, lighting, access roads and after-dark conditions for the specific street before deciding.

Is Church Point good for property investment?

It can suit investors seeking a tightly held, detached market, but the tenant pool is small: 7.0% rent versus 58.3% owning outright. Weekly rent is 1,073 and vacancy is 5.9%; rent stress at 33.7% is higher than mortgage stress at 26.1%, so price, maintenance and tenant affordability need careful testing.

How is Church Point's population changing?

Church Point's population is 1,066 today. Change appears gradual: 82.0% stayed at the same address and turnover was 18.0%, while 20 development applications were recorded over 12 months. Compared with a greenfield release area, that pattern points to renovations and individual dwellings rather than rapid population churn.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications).

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