Cobbitty
High growth sits alongside a spacious, detached-house profile in Cobbitty: 4,206 residents occupy 52.16 square kilometres at 80.6 people per square kilometre. The median age is 35, which is 5 years below the national comparison, while household income ranks at the 88.4th percentile. Compared with nearby Camden and Oran Park, Cobbitty feels more acreage-oriented, with 96.3% separate houses and 71.7% of dwellings containing 4 or more bedrooms. The 4.46% annual growth trend and 255 development applications point to expansion driven by internal migration, not a mature, settled market.
Population
4,206
Median Age
35.0
Household IncomeiMedian weekly household income (ABS Census)
$2,313/wk
DAs (12 months)iDevelopment Applications lodged in the past year
252
Homebuyers are choosing a low-density market dominated by large houses rather than apartments. Separate houses account for 96.3% of dwellings, while 71.7% have 4 or more bedrooms and only 0.2% are apartments. The reported mortgage commitment is $2,700 per month, and mortgage holders represent 46.9% of households. That cost appears manageable relative to local earnings because mortgage payments equal 27.0% of household income, with no mortgage stress flag, while household income sits at the 88.4th percentile nationally. Compared with apartment-led suburbs, Cobbitty suits buyers seeking land, space and family-sized layouts, but the limited rental share of 19.7% means fewer tenure options.
For Buyers
Homebuyers are choosing a low-density market dominated by large houses rather than apartments. Separate houses account for 96.3% of dwellings, while 71.7% have 4 or more bedrooms and only 0.2% are apartments. The reported mortgage commitment is $2,700 per month, and mortgage holders represent 46.9% of households. That cost appears manageable relative to local earnings because mortgage payments equal 27.0% of household income, with no mortgage stress flag, while household income sits at the 88.4th percentile nationally. Compared with apartment-led suburbs, Cobbitty suits buyers seeking land, space and family-sized layouts, but the limited rental share of 19.7% means fewer tenure options.
For Investors
Investor conditions reflect a small rental pool and an active new housing pipeline. Only 19.7% of households rent, the weekly rent is $530, and vacancy is 3.5%, so tenant demand should be assessed carefully rather than assumed from growth alone. The 255 development applications in 12 months indicate expanding supply, largely through new dwelling activity, which can moderate rental competition in some pockets. Rental growth of 51.4% is a strong signal, while the 4.46% annual trend is above the pace associated with established suburbs. Internal migration is the primary growth driver, supporting demand from incoming households. Compared with a higher-rental suburb, Cobbitty may provide less depth in the investor tenant pool, so yield, holding costs and exact planning status need property-level checks.
Development Activity
Total DAs
1,335
Last 12 Months
252
YoY ChangeiYear-over-year change in DA lodgements
+24.1%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Cobbitty
Open-register school locations for education access. This is not a school-quality ranking.
Demographics
Cobbitty has a family-leaning, relatively settled profile. Couples with children account for 50.1% of families, average household size is 2.9, and 75.8% of residents stayed at the same address, pointing to lower turnover than a highly transient suburb. The median age of 35 is 5 years below the national figure, while university attainment is 29.0%, 1.1 percentage points below the national comparison. Overseas-born residents make up 17.7%, 3.9 points below the national benchmark. English ancestry is the largest recorded group at 1,426 people, followed by Other at 461 and Irish at 395. Christianity is recorded for 2,761 residents and no religion for 1,065. Compared with Camden and Oran Park, this mix reads as more established and Anglo-leaning, with movement shaped by family households.
Age Distribution
Bedrooms
Dwelling Structure
96.3%
Houses
3.5%
Townhouse
0.2%
Apartment
Tenure
Housing is overwhelmingly detached and built for larger households. Separate houses make up 96.3% of dwellings, semi-detached homes 3.5% and apartments just 0.2%; 71.7% have 4 or more bedrooms, compared with only 21.1% with 3 bedrooms. Tenure is weighted toward mortgages at 46.9%, ahead of outright ownership at 24.3% and renting at 19.7%, while 9.0% sits in other tenure categories. A $2,700 monthly mortgage equals 27.0% of household income, and rent takes 22.9%, with neither measure flagged as housing stress. With 52.16 square kilometres and density of 80.6 people per square kilometre, Cobbitty has a lower-density housing pattern than apartment-oriented parts of the Camden region.
Mortgage / mo
$2,700
Rent / wkiMedian weekly rent for new bonds (April to June 2026), NSW Rental Bond Board (DCJ). Census 2021 median: $530.
$750
Bond data Jun 2026 · houses $770 · units $520
HH Size
2.9
Personal Income / wk
$992
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
3.5%
Unoccupied
51
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
22.9%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
27.0%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
50.1%
Couples with children
37.5%
Couples, no children
11.7%
Single parent
1,228
Total families
Economy & Employment
Cobbitty's employment base combines public-serving sectors with construction and professional work. Education leads with 203 workers at 14.5%, followed by healthcare at 200 or 14.3%, construction at 190 or 13.6%, public administration at 129 or 9.2% and professional and technical services at 107 or 7.7%. The largest occupations are professionals at 429, managers at 336, trades at 318 and clerical and administrative workers at 303. Unemployment is 2.4% and participation is 66.1%, supporting household income of $2,313 per week, which ranks at the 88.4th percentile. Compared with the national income midpoint, resources are high. SEIFA reinforces that position through IER decile 10, IRSAD decile 8 and IRSD decile 9, while IEO is 6, indicating resources rank higher than education and occupation concentration.
Unemployment
2.4%
Labour Force
2,166
Unemployed
53
Source: ABS Census 2021
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
58.3%
Part-time
28.5%
Participation
66.1%
Employed
2,113
Full-time and part-time are shares of the employed. Source: ABS Census 2021
Occupations
Top Industries
University
29.0%
Postgraduate
7.1%
Born Overseas
17.7%
Dwellings
1,399
Transport to Work
Livability in Cobbitty is shaped by space and car access rather than frequent public transport. With 52.16 square kilometres and density of 80.6 people per square kilometre, 59.4% of residents drive to work and only 0.6% use public transport; 36.0% work from home, which can reduce daily commuting pressure. There is 1 listed local school, Cobbitty Public School, a government primary school. Families should check enrolment zones against the exact address, since boundaries can cross suburb edges. Use current NSW Police crime mapping and recent local information rather than inferring safety from low density. Compared with denser, transit-oriented suburbs, Cobbitty is better suited to households comfortable with private vehicles. IRSAD is in decile 8 and IRSD in decile 9, indicating above-average relative advantage.
Drive
59.4%
Public Transport
0.6%
Walk / Cycle
0.8%
Work from Home
36.0%
Population Forecast
+4.46%/yr
(+280 people/yr)
High GrowthCobbitty is on a high-growth path, with an annual trend of 4.46% and internal migration identified as the primary driver. Population change across the wider area is 195.3% over 10 years, a much stronger trajectory than established suburban markets. The shift profile is Mixed: rent growth is 51.4%, affordability moved from 58.3% in 2011 to 55.4% in 2021, and the senior share increased 2.5 percentage points. The gentrification score is 0, with the stage labelled New development and the shift assessment Not gentrifying. Compared with a conventional established-suburb cycle, growth is being shaped more by new housing and incoming households than by upgrading of an older housing stock.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Internal Migration
Net Overseas / yr
+43
Net Internal / yr
+260
Gentrification Signal
New development
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Cobbitty compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Cobbitty a good suburb to live in?
Cobbitty can suit households wanting space, large detached homes and a quieter low-density setting. It has 4,206 residents, 96.3% separate houses and 36.0% working from home, but only 0.6% use public transport, so daily life is more car-dependent than in transit-focused suburbs.
What is the median house price in Cobbitty?
A current median house price is not stated for Cobbitty. Buyers can still see the market shape through 96.3% separate houses, 71.7% with 4 or more bedrooms and a reported mortgage commitment of $2,700 per month, then compare recent comparable sales rather than relying on a suburb-wide assumption.
What schools are in Cobbitty?
Cobbitty has 1 listed local school: Cobbitty Public School, a government primary school. Families should confirm the exact enrolment zone and travel arrangements before buying, because school access can differ from the address and from nearby Camden.
Is Cobbitty safe?
Cobbitty's 4,206 residents live across 52.16 square kilometres, but low density should not be treated as a safety rating. Check current NSW Police crime mapping, incident categories and local conditions for the exact street before deciding, especially because safety can vary across a large semi-rural area.
Is Cobbitty good for property investment?
It may suit investors seeking a growth-oriented, detached-house market, but the case needs careful testing. Rent is $530 per week, vacancy is 3.5%, rental growth is 51.4%, and 255 development applications were recorded over 12 months. New supply and only 19.7% renting can affect tenant depth and future competition.
How is Cobbitty's population changing?
The wider area's growth settings are strong: the annual trend is 4.46% and population change over 10 years is 195.3%. Internal migration is the primary driver, while the trajectory is Mixed and the gentrification score is 0. Cobbitty's current suburb population is 4,206, with future demand influenced by development and household inflows.
What development is occurring in Cobbitty?
Development activity is high, with 255 applications in the latest 12-month period. Examples include new dwelling houses and residential accommodation, so buyers should check planning approvals, road access, servicing and the timing of nearby construction. Compared with a fully established suburb, this can create new housing choice as well as short-term disruption.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
Explore Cobbitty on the Map
View parcels, zoning overlays, DA applications, schools and more.
Open Interactive Map