Ebenezer
At 49.5 people per km2 across 21.86 square kilometres, Ebenezer is one of the most thinly populated localities in the Hawkesbury region, yet its household income sits in the 87.1st percentile nationally. That combination of space and prosperity explains the housing profile: 98.7% separate houses, with 58.8% of dwellings having four or more bedrooms, well above state and national norms. The median house price of $1,052,500 reflects genuine land values, not apartment premiums. Construction is the dominant employer at 20.4% of the workforce, giving the local economy a direct stake in NSW housing activity. Residents are stable, with 82.8% having lived at the same address for five or more years.
Population
1,081
Median Age
38.0
Household IncomeiMedian weekly household income (ABS Census)
$2,261/wk
DAs (12 months)iDevelopment Applications lodged in the past year
5
Median House
$1.1M
2024-2025 (PSI derived)
The median house price of $1,052,500 represents the going rate for large detached homes on generous blocks, with 98.7% of stock being separate houses and 58.8% having four or more bedrooms. Price data shows a decline from $1,152,500 in 2024 to $1,037,500 in 2025, a 10.0% fall from peak, which may present an entry window compared to the prior year. Monthly mortgage repayments average $2,600, and the mortgage-to-income ratio sits at 26.6%, below the 30% stress threshold despite significant price levels because household incomes rank in the 87.1st percentile nationally. Owner-occupiers dominate strongly, with 37.3% owning outright and 49.5% on a mortgage, leaving only 13.2% as renters.
For Buyers
The median house price of $1,052,500 represents the going rate for large detached homes on generous blocks, with 98.7% of stock being separate houses and 58.8% having four or more bedrooms. Price data shows a decline from $1,152,500 in 2024 to $1,037,500 in 2025, a 10.0% fall from peak, which may present an entry window compared to the prior year. Monthly mortgage repayments average $2,600, and the mortgage-to-income ratio sits at 26.6%, below the 30% stress threshold despite significant price levels because household incomes rank in the 87.1st percentile nationally. Owner-occupiers dominate strongly, with 37.3% owning outright and 49.5% on a mortgage, leaving only 13.2% as renters.
For Investors
Investors face a thin rental market: only 13.2% of residents rent, and weekly rent of $450 against a $1,052,500 median implies a gross yield near 2.2%, low by NSW regional standards. The vacancy rate of 5.6% is above the 3% balanced-market threshold, signalling a soft rental pool. Development activity is minimal, with only 4 applications in the past 12 months, so new supply pressure is negligible. The 82.8% residential stability rate means low tenant turnover, which suits buy-and-hold but limits rental demand growth. With a population of 1,081, resale liquidity is lower than larger Hawkesbury suburbs.
Development Activity
Total DAs
32
Last 12 Months
5
YoY ChangeiYear-over-year change in DA lodgements
-44.4%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Ebenezer iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Ebenezer Public School
K-6 · 85 students
Demographics
Ebenezer's median age of 38 is 2.0 years below the national figure. Overseas-born residents are 9.3% of the population, 12.3 percentage points below the national rate, reflecting a predominantly Australian-born community. Ancestry is Anglo-Celtic: English (445), Scottish (123) and Irish (90) lead, with Maltese (71) as a notable fourth group. Couples with children (427 households) form the dominant family type, and the average household size of 3.3 is 0.8 above the national average, because large family homes draw families rather than singles or retirees. University qualifications at 17.1% are 13.0 points below national, consistent with a construction-led workforce.
Age Distribution
Bedrooms
Dwelling Structure
98.7%
Houses
N/A
Townhouse
N/A
Apartment
Tenure
Ownership is the defining tenure pattern: 37.3% of residents own outright and 49.5% hold a mortgage, leaving just 13.2% as renters, well below state and national rental averages. The stock is almost entirely separate houses at 98.7%, with 58.8% of dwellings having four or more bedrooms and 26.7% having three bedrooms. Prices fell from $1,152,500 in 2024 to $1,037,500 in 2025, a 10.0% drop, pulling the derived median to $1,052,500. The rent-to-income ratio sits at 19.9%, below the 30% stress threshold, meaning existing tenants are not under rental pressure. Mortgage-to-income of 26.6% is similarly manageable relative to incomes, which rank in the 87.1st percentile nationally.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,600
Rent / wk
$450
HH Size
3.3
Personal Income / wk
$836
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
5.6%
Unoccupied
18
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
19.9%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
26.6%
Community Profile
Ancestry
Household Composition
22.4%
Couples, no children
921
Total families
Economy & Employment
Construction leads at 20.4% of workers (73 people), followed by Education at 12.3% (44) and Healthcare at 10.1% (36). The IEO decile of 5 reflects the trade-oriented workforce, ranking around the national median for education and occupation. A notable SEIFA gap exists: the IER score reaches decile 10 for economic resources because household incomes sit in the 87.1st percentile nationally and ownership rates are high, even though occupational prestige is mid-tier. Unemployment is 2.4%, below the national average, and the full-time employment rate is 60.8%. Managers (89) and Clerical/Admin (88) are the two largest occupational groups.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
60.8%
Part-time
36.8%
Participation
57.8%
Employed
485
Occupations
Top Industries
University
17.1%
Postgraduate
4.1%
Born Overseas
9.3%
Dwellings
304
Transport to Work
Car dependency is high: 89.3% commute by car, consistent with a low-density rural-fringe setting with limited public transport. Walking and cycling account for 6.8% of trips, above purely rural norms. The IRSAD decile of 7 places Ebenezer above the national median for combined advantage, and the IRSD decile of 8 confirms low relative disadvantage. Housing stress is absent, with rent-to-income at 19.9% and mortgage-to-income at 26.6%, both below the 30% stress threshold. Volunteering runs at 14.8%, and only 4.0% (41 people) need daily assistance. No schools are recorded within the boundary, so families rely on Hawkesbury centres such as Windsor or Richmond.
Drive
89.3%
Public Transport
N/A
Walk / Cycle
6.8%
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Ebenezer compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Ebenezer a good suburb to live in?
Ebenezer suits families seeking large homes on generous blocks at a mid-tier price point. Household incomes rank in the 87.1st percentile nationally and housing stress is low, with a mortgage-to-income ratio of 26.6%. The IRSD score is decile 8, meaning low relative disadvantage. The main limitation is car dependency, with 89.3% of residents commuting by car and no schools recorded in the suburb boundary.
What is the median house price in Ebenezer?
The median house price is $1,052,500, based on 2024-2025 data. Prices fell 10.0% from a peak of $1,152,500 in 2024 to $1,037,500 in 2025. Monthly mortgage repayments average $2,600, and the mortgage-to-income ratio is 26.6%, below the 30% stress benchmark.
What schools are in Ebenezer?
No schools are recorded within the Ebenezer suburb boundary in this dataset. Families rely on schools in the broader Hawkesbury local government area, including nearby Windsor and Richmond. The local university qualification rate is 17.1%, which is 13 percentage points below the national figure, consistent with a trade-oriented community.
Is Ebenezer safe?
Suburb-level crime data is not available for Ebenezer in this dataset. As an indirect measure, the suburb scores decile 8 on the IRSD index of relative disadvantage, placing it in the lower-disadvantage tier nationally. Only 4.0% of residents (41 people) need daily assistance, and 82.8% of residents have stayed at the same address for five or more years, suggesting a stable community.
Is Ebenezer good for property investment?
The investment case is mixed. Weekly rent of $450 against a $1,052,500 median implies a gross yield near 2.2%, below most regional NSW benchmarks. The vacancy rate of 5.6% is above the 3% balanced-market threshold, and only 13.2% of residents rent. Development activity is very low at 4 applications in 12 months. Capital growth has been negative, with prices falling 10.0% from the 2024 peak.
How is Ebenezer's population changing?
Ebenezer has a small population of 1,081 across 21.86 km2 at a density of 49.5 people per km2. Residential stability is high, with 82.8% of residents remaining at the same address. Only 4 development applications were lodged in the past 12 months, indicating very limited new housing supply and slow organic growth.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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