Elermore Vale
Roughly four in five dwellings here are separate houses (79.2%), with apartments at just 1.6%, which sets the tone for the whole market. The $795,000 median house price sits well below Sydney levels, reachable on a household income in the 51.1st percentile nationally. The suburb scores in the middle SEIFA tiers, decile 4 on IRSAD and decile 5 on IEO, neither advantaged nor disadvantaged. University qualifications reach 34.2%, which is 4.1 points above the national figure, while the population skews older at a median age of 42, two years above national. Healthcare dominates local employment at 26.6%, more than double any other industry.
Population
6,057
Median Age
42.0
Household IncomeiMedian weekly household income (ABS Census)
$1,567/wk
DAs (12 months)iDevelopment Applications lodged in the past year
34
Median House
$795K
2024-2025 (PSI derived)
The $795,000 median makes Elermore Vale an entry point for detached-house buyers priced out of inner Newcastle, and prices have been flat, moving only from $795,000 in 2024 to $799,000 in 2025, a 0.5% rise. The stock favours families: 79.2% are separate houses against just 1.6% apartments, and three-bedroom homes make up 43.5% with four-plus bedrooms a further 32.4%. Average monthly mortgage repayments of $1,842 produce a mortgage-to-income ratio of 27.1%, comfortably below the 30% stress threshold, which is unusual for a market where most stock is detached. Owner-occupiers dominate, with 37.0% owning outright and 36.7% carrying a mortgage, so buyers compete more with established families than with investors.
For Buyers
The $795,000 median makes Elermore Vale an entry point for detached-house buyers priced out of inner Newcastle, and prices have been flat, moving only from $795,000 in 2024 to $799,000 in 2025, a 0.5% rise. The stock favours families: 79.2% are separate houses against just 1.6% apartments, and three-bedroom homes make up 43.5% with four-plus bedrooms a further 32.4%. Average monthly mortgage repayments of $1,842 produce a mortgage-to-income ratio of 27.1%, comfortably below the 30% stress threshold, which is unusual for a market where most stock is detached. Owner-occupiers dominate, with 37.0% owning outright and 36.7% carrying a mortgage, so buyers compete more with established families than with investors.
For Investors
Renters make up 26.3% of households, below the levels seen in apartment-heavy suburbs, and weekly rent averages $380 against the $795,000 median, implying a gross yield near 2.5%, modest but stronger than premium Sydney suburbs. The 4.8% vacancy rate points to a reasonably balanced rental market rather than oversupply. Demand support is steady: net overseas migration adds about 160 residents a year and net internal migration a further 110, a balanced driver mix. Development activity is light at 31 applications in 12 months, several of them secondary dwellings, so new supply stays thin. With rent growth of 40.7% over the period and annual population growth of 0.68%, the investor case leans on rental escalation and a deep owner-occupier base more than rapid capital gains.
Development Activity
Total DAs
193
Last 12 Months
34
YoY ChangeiYear-over-year change in DA lodgements
+6.2%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Demographics
The median age of 42 runs 2.0 years above the national figure, and the trajectory is aging, with the senior share up 3.8 points while the working-age share fell 1.6 points over the decade. Overseas-born residents sit at 15.5%, which is 6.1 points below national, marking this as a more locally rooted population than most metro suburbs. Ancestry leans Anglo-Celtic, led by English (2,376), Scottish (728) and Irish (649), and the leading non-English languages are Macedonian (49), Arabic (25) and Mandarin (25). University qualifications at 34.2% run 4.1 points above national. Average household size is 2.5, matching the national figure, consistent with the family profile where couples with children (1,868) outnumber couples without (1,277).
Age Distribution
Bedrooms
Dwelling Structure
79.2%
Houses
19.2%
Townhouse
1.6%
Apartment
Tenure
Tenure is evenly split between ownership and mortgage: 37.0% own outright, 36.7% carry a mortgage and 26.3% rent. Outright owners marginally outnumbering mortgage holders signals an established, lower-churn population. The stock is overwhelmingly detached at 79.2% separate houses, with semi-detached at 19.2% and apartments a negligible 1.6%, so almost every transaction is a house. Three-bedroom dwellings account for 43.5% and four-plus bedroom homes 32.4%, a family-oriented mix. The median house price edged from $795,000 to $799,000 across 2024-2025, a 0.5% move that trails wage growth. Mortgage-to-income at 27.1% and rent-to-income at 24.3% both sit below the 30% stress threshold, a sign that housing remains affordable relative to local incomes.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$1,842
Rent / wk
$380
HH Size
2.5
Personal Income / wk
$712
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
4.8%
Unoccupied
115
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
24.3%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
27.1%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
27.2%
Couples, no children
4,701
Total families
Economy & Employment
The local workforce is anchored in Healthcare at 26.6% (506 workers), more than double Education at 11.2% (213), with Construction at 8.8% and Professional/Tech at 8.3%. By occupation, Professionals (729) lead, followed by Community and Personal Service workers (357) and Clerical and Administrative staff (326), a profile consistent with the Healthcare concentration. Unemployment sits at 5.2% and the full-time employment rate is 60.0%. Participation reads 53.5%, held down by 1,981 residents not in the labour force, which fits the older median age of 42. The SEIFA indexes cluster mid-range, decile 5 on IEO and decile 3 on IER, with the lower economic-resources score reflecting modest household incomes in the 51.1st percentile rather than disadvantage.
Unemployment
5.8%
Labour Force
11,547
Unemployed
668
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
60.0%
Part-time
34.8%
Participation
53.5%
Employed
2,557
Occupations
Top Industries
University
34.2%
Postgraduate
8.3%
Born Overseas
15.5%
Dwellings
2,298
Transport to Work
This is a car-dependent suburb: 90.9% drive to work while only 0.9% use public transport and 1.7% walk or cycle, well below the national reliance on active and public transport. The suburb scores decile 4 on IRSAD and decile 4 on IRSD, the mid tier nationally, meaning residents face neither marked advantage nor marked disadvantage. Volunteering runs at 13.2% and 10.1% of residents (596 people) need daily assistance, higher than you would expect, consistent with the aging profile and median age of 42. No schools are recorded inside the 4.97 km2 boundary in this dataset, so families rely on schools in neighbouring suburbs, a practical trade-off in a low-density area of 1,220 residents per km2.
Drive
90.9%
Public Transport
0.9%
Walk / Cycle
1.7%
Work from Home
N/A
Population Forecast
+0.68%/yr
(+150 people/yr)
EstablishedElermore Vale is a slow but steady grower: annual population growth registers 0.68%, about 150 residents a year, and the 10-year change is 10.1%, classifying it as an established suburb adding population gradually. Medium forecasts lift the surrounding area from roughly 21,955 in 2025 toward 22,637 by 2031, a measured trajectory. Migration is balanced, with net overseas inflow of about 160 a year and net internal migration of 110, so growth is broad-based rather than reliant on one source. The gentrification score reads 17, classified as not gentrifying, despite an early-signs reading on the broader shift index, which fits a mid-tier suburb at decile 4 advantage with little upward pressure on prices that have risen only 0.5% year on year.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Balanced
Net Overseas / yr
+160
Net Internal / yr
+110
Gentrification Signal
Not gentrifying
Population +10% since 2011, Net internal migration +110/yr
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Elermore Vale compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Elermore Vale a good suburb to live in?
Elermore Vale scores decile 4 on IRSAD and decile 5 on IEO, the mid tier nationally, with affordable detached housing at a $795,000 median. University qualifications reach 34.2%, which is 4.1 points above national. The main trade-off is heavy car dependence, with 90.9% driving to work.
What is the median house price in Elermore Vale?
The median house price is $795,000, well below Sydney levels. Prices were essentially flat, rising 0.5% from $795,000 in 2024 to $799,000 in 2025. Weekly rent averages $380 and monthly mortgage repayments run about $1,842, giving a mortgage-to-income ratio of 27.1%.
What schools are in Elermore Vale?
No schools are recorded inside the 4.97 km2 Elermore Vale boundary in this dataset, so families rely on schools in neighbouring suburbs. The local population is reasonably educated, with university qualifications at 34.2%, which is 4.1 points above the national figure.
Is Elermore Vale safe?
Detailed crime statistics are not available for Elermore Vale in this dataset. As an indirect indicator, the suburb scores decile 4 on the IRSD index of relative disadvantage, the mid tier, and 10.1% of its 6,057 residents need daily assistance, consistent with a stable, family-oriented area.
Is Elermore Vale good for property investment?
Rent of $380 a week against a $795,000 median gives a gross yield near 2.5%, modest but above premium Sydney suburbs, with a balanced 4.8% vacancy rate. Net overseas migration of about 160 a year supports demand, though 0.68% annual population growth means returns lean on rental escalation.
How is Elermore Vale's population changing?
Population growth is 0.68% annually, about 150 residents a year, with a 10.1% rise over 10 years. The profile is aging, with the senior share up 3.8 points and the working-age share down 1.6 points over the decade. The median age of 42 sits 2.0 years above national.
How much development is happening in Elermore Vale?
There were 31 development applications lodged in the past 12 months, light for the 4.97 km2 suburb. Several are secondary dwellings and new structures rather than large subdivisions, consistent with an established, detached-dominant area at 79.2% separate houses and 0.68% annual population growth.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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