NSW 2765 Census 2021 + Live DA Data

Gables

A household income sitting in the 98.2nd percentile nationally is the defining fact about Gables, a new release suburb in Sydney's north-west corridor with a median age of just 32, eight years below the national figure. Some 93% of dwellings have four or more bedrooms, the highest concentration of large-format family housing you will find anywhere in Greater Sydney. The population of 3,339 is young, highly educated (52.5% hold university qualifications, 22.4 points above national), and overwhelmingly owner-occupier: 71.5% carry a mortgage, compared to a national average closer to 35%.

Gables urban fabric map

Population

3,339

Median Age

32.0

Household IncomeiMedian weekly household income (ABS Census)

$3,219/wk

DAs (12 months)iDevelopment Applications lodged in the past year

331

Median House

$1.0M

2024-2025 (PSI derived)

6.12 km²· 545.5 people/km²· Family income $3,192/wk

The median house price in Gables is $1,020,000, a slight correction from $1,037,500 in 2024, a movement of negative 1.7% over one year. At that price, monthly mortgage repayments average $3,200, producing a mortgage-to-income ratio of 23.0%, below the 30% stress threshold, which is manageable relative to the 98.2nd-percentile household income. The stock is almost entirely separate houses at 96.5%, with apartments making up just 0.8%. Four-plus bedroom homes dominate at 93%, signalling a suburb built for families rather than downsizers. Only 9.1% of residents own outright, reflecting how recently the estate was developed and how many buyers are in the early stages of their mortgage.

For Buyers

The median house price in Gables is $1,020,000, a slight correction from $1,037,500 in 2024, a movement of negative 1.7% over one year. At that price, monthly mortgage repayments average $3,200, producing a mortgage-to-income ratio of 23.0%, below the 30% stress threshold, which is manageable relative to the 98.2nd-percentile household income. The stock is almost entirely separate houses at 96.5%, with apartments making up just 0.8%. Four-plus bedroom homes dominate at 93%, signalling a suburb built for families rather than downsizers. Only 9.1% of residents own outright, reflecting how recently the estate was developed and how many buyers are in the early stages of their mortgage.

For Investors

Gables carries a vacancy rate of 4.6%, higher than the typical 2-3% equilibrium, which limits near-term yield upside. Weekly rent sits at $600 against a $1,020,000 median, implying a gross yield around 3.1%. Renters account for 19.5% of households, lower than the national average, so demand is there but not deep. The real case for investors is development momentum: 325 development applications were lodged in the past 12 months, one of the highest volumes in the north-west corridor, covering new dwellings, multi-dwelling terraces, and residential modifications. Population is young at median age 32, with large households averaging 3.4 people, both drivers of sustained housing demand as the suburb continues to fill out.

Development Activity

Total DAs

1,518

Last 12 Months

331

YoY ChangeiYear-over-year change in DA lodgements

+5.4%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

New Dwelling
250
Swimming Pool / Spa
157
Commercial / Industrial
131
Renovation / Extension
31
Landscaping / Retaining Wall
15
Subdivision
15
Granny Flat / Secondary Dwelling
10
Demolition
10

Schools in Gables iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

Santa Sophia Catholic College (Primary)

ICSEA 1104 Primary Catholic

K-6 · 884 students

Santa Sophia Catholic College (Secondary)

ICSEA 1078 Secondary Catholic

7-12 · 999 students

Demographics

Gables residents are markedly younger than the national average, with a median age of 32 compared to 40 nationally, a gap of 8 years driven by family formation in a greenfield estate. University qualifications at 52.5% run 22.4 percentage points above the national figure, reflecting the professional income base. Some 39% of residents were born overseas, 17.4 points above national, with Indian (441) and Filipino (249) ancestry prominent alongside English (689). Punjabi (89 speakers) and Hindi (68) are the most common non-English languages. The household composition is overwhelmingly family-oriented: couples with children account for 2,038 of 3,114 families, and average household size is 3.4, which is 0.9 above the national average.

Age Distribution

0-14
29.9%
15-24
10.2%
25-44
38.2%
45-64
17.1%
65+
4.7%

Bedrooms

Studio/1br
0.9%
2 bed
3.8%
3 bed
2.4%
4+ bed
93.0%

Dwelling Structure

96.5%

Houses

2.6%

Townhouse

0.8%

Apartment

Tenure

Own 9.1% Mortgage 71.5% Rent 19.5%

Gables is one of the most mortgage-dependent suburbs in NSW: 71.5% of residents carry a mortgage, compared to a national figure closer to 35%, because the estate is barely a decade old and nearly all buyers are in the accumulation phase. Outright owners make up just 9.1%. Separate houses constitute 96.5% of stock, with semi-detached at 2.6% and apartments at 0.8%. Four-plus bedroom homes account for 93% of dwellings, reflecting a suburb built exclusively for large families. The median house price moved from $1,037,500 in 2024 to $1,020,000 in 2025, a 1.7% fall over one year. Rent-to-income sits at 18.6%, comfortably below the 30% stress threshold, and mortgage-to-income at 23.0% also remains below stress levels despite the high median price.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$3,200

Rent / wk

$600

HH Size

3.4

Personal Income / wk

$1,345

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

4.6%

Unoccupied

46

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

18.6%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

23.0%

Community Profile

Languages Spoken at Home

Punjabi
89
Hindi
68
Arabic
25
Urdu
24
Bengali
22
Guj
22

Ancestry

Other
899
English
689
Indian
441
Filipino
249
Irish
199
Italian
189

Household Composition

14.0%

Couples, no children

3,114

Total families

Economy & Employment

Healthcare is the largest employing industry at 16.9% (231 workers), followed by Education at 10.9% (149), Professional/Tech at 10.8% (147), Construction at 10.5% (144), and Finance at 9.2% (126). By occupation, Professionals (545) and Managers (294) dominate, consistent with a workforce earning household incomes in the 98.2nd percentile nationally. Full-time employment is high at 74.3%, and the unemployment rate of 3.7% is low by national standards. Labour force participation sits at 69.5%, with 437 residents not in the labour force, many likely stay-at-home parents in a suburb where the one-parent family count is effectively zero and couples-with-children families number 2,038.

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Full-time

74.3%

Part-time

22.0%

Participation

69.5%

Employed

1,567

Occupations

Professionals 545
Managers 294
Clerical/Admin 288
Community/Personal 173
Sales 123
Labourers 68
Machinery/Drivers 67

Top Industries

Healthcare 16.9%
Education 10.9%
Professional/Tech 10.8%
Construction 10.5%
Finance 9.2%

University

52.5%

Postgraduate

15.4%

Born Overseas

39.0%

Dwellings

952

Transport to Work

Car dependence is almost total in Gables: 90.4% of residents commute by car, versus the national average, and only 3.7% use public transport, which reflects the suburb's location within a still-developing north-west corridor where bus and rail access is limited. Walking and cycling account for just 0.9% of trips. No schools are recorded within the Gables boundary in this dataset, so families rely on facilities in neighbouring suburbs. The need-for-assistance rate is just 1.8% (59 people), consistent with a young, healthy population at median age 32. Volunteering runs at 10.9%. Housing stress is low: rent-to-income at 18.6% and mortgage-to-income at 23.0% both sit below the 30% threshold, a notable outcome for a suburb with a $1,020,000 median given the above-average incomes.

Drive

90.4%

Public Transport

3.7%

Walk / Cycle

0.9%

Work from Home

N/A

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Gables compares to ~15,000 Australian suburbs

Population
Top 16%
Household Income
Top 2%
Rent Level
Top 2%
Apartments
Bottom 17%
Renters
Bottom 48%
Uni Educated
Top 8%
Public Transport
Top 46%
Born Overseas
Top 7%
Density
Top 19%

Frequently Asked Questions

Is Gables a good suburb to live in?

Gables suits families seeking large homes with strong financials: household income is in the 98.2nd percentile nationally, mortgage-to-income is 23.0% (below the 30% stress threshold), and 93% of dwellings have 4 or more bedrooms. The main trade-offs are heavy car dependence (90.4% drive) and limited public transport at just 3.7%.

What is the median house price in Gables?

The median house price in Gables is $1,020,000 as of 2025, down slightly from $1,037,500 in 2024, a 1.7% correction. Monthly mortgage repayments average $3,200, and weekly rent is $600.

What schools are in Gables?

No schools are recorded inside the Gables boundary in this dataset. Families rely on schools in neighbouring suburbs such as Box Hill and The Ponds. The local population is highly educated, with university qualifications at 52.5%, which is 22.4 percentage points above the national figure.

Is Gables safe?

Crime statistics are not available for Gables in this dataset. As an indirect indicator, the suburb's need-for-assistance rate is just 1.8% (59 people), household income sits in the 98.2nd percentile nationally, and the unemployment rate is low at 3.7%, all consistent with a low-disadvantage area.

Is Gables good for property investment?

Gables shows 325 development applications in the past 12 months and a young demographic (median age 32) that supports long-term demand. Weekly rent of $600 against a $1,020,000 median gives a gross yield around 3.1%. The vacancy rate of 4.6% is above equilibrium, so rental competition is modest at present.

How is Gables's population changing?

Gables is a growing greenfield estate with a current population of 3,339 and a young median age of 32, which is 8 years below the national average. A turnover rate of 44.6% reflects ongoing arrivals as the suburb fills out, and 325 development applications in 12 months point to continued residential construction.

What languages are spoken in Gables?

About 39% of Gables residents were born overseas, 17.4 percentage points above the national figure. Punjabi (89 speakers), Hindi (68), Arabic (25) and Urdu (24) are the most common non-English languages, reflecting a significant South Asian community alongside English-speaking residents.

How much development is happening in Gables?

There were 325 development applications lodged in the past 12 months in Gables, covering new dwelling houses, multi-dwelling terraces, and residential modifications. This high activity level is consistent with a suburb that is still in the active build-out phase of a major greenfield release.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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