Georgetown
A 2,072-person suburb in just 0.55 km2, Georgetown sits at a density of 3,780 residents per km2 and punches above its size on education and income. Household income lands in the 75.2nd percentile nationally, while university qualifications reach 41.3%, which is 11.2 percentage points above the national figure. The workforce leans heavily toward Healthcare (24.3%) and Education (12.6%), professions that support stable, long-term residency. Owner-occupancy is strong, with 26.8% owning outright and 42.6% on a mortgage, leaving only 30.6% renting, lower than many comparable NSW suburbs.
Population
2,072
Median Age
36.0
Household IncomeiMedian weekly household income (ABS Census)
$2,005/wk
DAs (12 months)iDevelopment Applications lodged in the past year
22
Median House
$949K
2024-2025 (PSI derived)
The median house price reached $952,500 in 2025, up from $926,000 in 2024, a 2.9% gain over one year. Separate houses dominate at 85.5% of dwellings, rare in a suburb this dense, while apartments account for just 8.3%. Three-bedroom homes are the most common at 57.1%, followed by two-bedroom at 26.3%, giving buyers a clear sense of typical stock. Monthly mortgage repayments average $2,000, and the mortgage-to-income ratio is 23.0%, well below the 30% stress threshold, meaning buyers here carry manageable debt relative to their incomes at the 75.2nd income percentile nationally. Outright owners at 26.8% suggest long-tenured residents rather than a rapid-churn market.
For Buyers
The median house price reached $952,500 in 2025, up from $926,000 in 2024, a 2.9% gain over one year. Separate houses dominate at 85.5% of dwellings, rare in a suburb this dense, while apartments account for just 8.3%. Three-bedroom homes are the most common at 57.1%, followed by two-bedroom at 26.3%, giving buyers a clear sense of typical stock. Monthly mortgage repayments average $2,000, and the mortgage-to-income ratio is 23.0%, well below the 30% stress threshold, meaning buyers here carry manageable debt relative to their incomes at the 75.2nd income percentile nationally. Outright owners at 26.8% suggest long-tenured residents rather than a rapid-churn market.
For Investors
Georgetown's rental market is moderate: 30.6% of residents rent, and weekly rent runs at $423. Against the $952,500 median, that implies a gross yield near 2.3%, modest but not extreme for the Hunter region. The vacancy rate is 5.2%, slightly elevated, suggesting the rental pool is not under strong pressure. Development activity recorded 22 applications in the past 12 months, including shop-top housing and subdivision works, indicating incremental densification rather than a supply surge. The 75.0% of residents who stayed between census periods signals low turnover, which supports stable tenancies but limits the pool of churn-driven rental demand.
Development Activity
Total DAs
126
Last 12 Months
22
YoY ChangeiYear-over-year change in DA lodgements
+4.8%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Demographics
Georgetown's median age is 36, which is 4.0 years below the national figure, making it a comparatively younger suburb. Overseas-born residents account for 10.2% of the population, 11.4 percentage points below the national average, so the community is predominantly Australian-born. Ancestry skews Anglo-Celtic, led by English (928 residents), Irish (308) and Scottish (252). University qualifications at 41.3% run 11.2 points above national, consistent with the suburb's Healthcare and Education workforce concentration. Average household size is 2.3, slightly below the national figure by 0.2. Couples with children (682 families) outnumber couples without children (498 families), reflecting the younger median age.
Age Distribution
Bedrooms
Dwelling Structure
85.5%
Houses
5.4%
Townhouse
8.3%
Apartment
Tenure
The housing stock is overwhelmingly separate houses at 85.5%, high for a suburb with 3,780 residents per km2, which explains why the area retains a residential feel despite its compact footprint. Semi-detached homes are 5.4% and apartments 8.3%. Three-bedroom dwellings account for 57.1% and four-plus bedrooms 12.9%, so the typical property suits families. Tenure splits cleanly: 26.8% own outright, 42.6% hold a mortgage and 30.6% rent. Median price moved from $926,000 in 2024 to $952,500 in 2025, a 2.9% rise over one year. Rent-to-income sits at 21.1%, below the 30% stress threshold, so renters here are not under financial pressure relative to comparable NSW markets.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,000
Rent / wk
$423
HH Size
2.3
Personal Income / wk
$942
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
5.2%
Unoccupied
47
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
21.1%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
23.0%
Community Profile
Ancestry
Household Composition
31.0%
Couples, no children
1,606
Total families
Economy & Employment
Healthcare is the dominant industry at 24.3% of workers (209 people), nearly double the next sector, Education at 12.6% (108 workers). Professional and Technical services follow at 9.2%, with Construction and Public Admin each at 8.5%. By occupation, Professionals lead at 342 workers, followed by Clerical/Admin at 153 and Community/Personal at 150, with Managers at 143. The full-time employment rate is 61.9%, and the unemployment rate is 4.6%, slightly above recent national lows. Weekly personal income averages $942 and household income $2,005, placing households in the 75.2nd income percentile nationally. The volunteering rate of 12.9% is consistent with a community sector-heavy workforce.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
61.9%
Part-time
33.5%
Participation
66.0%
Employed
1,091
Occupations
Top Industries
University
41.3%
Postgraduate
7.6%
Born Overseas
10.2%
Dwellings
869
Transport to Work
Georgetown is car-dependent, with 87.0% of commuters driving and only 2.4% using public transport, below the national average for inner-ring suburbs. Walking and cycling account for 4.2% of commutes, above typical suburban rates, consistent with the compact 0.55 km2 footprint. No schools are recorded within the suburb boundary, so families rely on institutions in adjacent suburbs. Housing stress is low: rent-to-income is 21.1% and mortgage-to-income is 23.0%, both well below the 30% threshold. About 5.1% of residents (103 people) require daily assistance, in line with the relatively young median age of 36. The 12.9% volunteering rate suggests active community participation, above the levels seen in higher-turnover suburbs.
Drive
87.0%
Public Transport
2.4%
Walk / Cycle
4.2%
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Georgetown compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Georgetown a good suburb to live in?
Georgetown sits in the 75.2nd income percentile nationally and has university qualifications at 41.3%, which is 11.2 points above national. Housing stress is low, with mortgage-to-income at 23.0% and rent-to-income at 21.1%, both well below the 30% stress threshold. The main limitation is car dependency, with 87.0% of residents driving to work.
What is the median house price in Georgetown?
The median house price is $952,500 in 2025, up from $926,000 in 2024, a 2.9% rise. Weekly rent averages $423 and monthly mortgage repayments are approximately $2,000, producing a mortgage-to-income ratio of 23.0%, indicating manageable purchase costs relative to local incomes.
What schools are in Georgetown?
No schools are recorded inside the Georgetown boundary in this dataset, so families rely on schools in neighbouring suburbs. Despite this, the local adult population is well-educated, with 41.3% holding university qualifications, which is 11.2 percentage points above the national figure.
Is Georgetown safe?
Detailed crime statistics are not available for Georgetown in this dataset. As indirect indicators, the suburb has household income in the 75.2nd percentile nationally, a low housing stress ratio (rent-to-income 21.1%), and only 5.1% of residents requiring daily assistance, consistent with a stable, lower-disadvantage area.
Is Georgetown good for property investment?
Weekly rent of $423 against a $952,500 median implies a gross yield near 2.3%. The vacancy rate of 5.2% is slightly elevated. The 30.6% renter share provides a tenant base, and the 2.9% price growth from 2024 to 2025 shows steady appreciation. The 22 development applications in 12 months, including subdivision and shop-top housing, suggest gradual densification that may support long-term demand.
How is Georgetown's population changing?
Georgetown's population is 2,072 residents in a compact 0.55 km2 area, giving a density of 3,780 per km2. The 75.0% residential retention rate between census periods indicates stability rather than rapid turnover. Infill development, including recent shop-top housing and subdivision applications, points to slow densification as the primary growth pathway.
How much development is happening in Georgetown?
There were 22 development applications lodged in the past 12 months, including shop-top housing, subdivision and structural alterations. This indicates active incremental densification within the suburb's compact 0.55 km2 footprint, consistent with a mortgage-belt suburb where detached houses make up 85.5% of the stock and remaining infill opportunities are being pursued.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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