NSW 2251 Census 2021 + Live DA Data

Green Point

A median age of 48, fully 8.0 years above the national figure, sets the tone for everything else here on the Central Coast. Detached houses make up 85.8% of the stock and 46.5% of homes carry four or more bedrooms, the largest single band, which explains an average household size of 2.5 and a $1,137,500 median house price. Household income sits in the 47.2nd percentile nationally, close to the middle, yet 45.4% of residents own outright, a debt-free older base that helps absorb the cost. University qualifications reach 33.0%, 2.9 points above national, while car dependence runs high at 91.1% of commuters driving.

Green Point urban fabric map

Population

6,810

Median Age

48.0

Household IncomeiMedian weekly household income (ABS Census)

$1,510/wk

DAs (12 months)iDevelopment Applications lodged in the past year

39

Median House

$1.1M

2024-2025 (PSI derived)

8.54 km²· 797.1 people/km²· Family income $2,082/wk

The $1,137,500 median reflects a market built around family houses rather than units, with separate houses at 85.8% and apartments just 7.2%. Buyers are competing for space: 46.5% of dwellings have four or more bedrooms and another 35.0% have three, so two-bedroom stock is scarce at 15.3%. Monthly mortgage repayments average $2,121, producing a mortgage-to-income ratio of 32.4%, above the 30% stress threshold, because household income sits only in the 47.2nd percentile nationally while prices track a detached-house premium. Prices were flat to slightly soft, easing 0.4% from $1,140,000 in 2024 to $1,135,000 in 2025, so entry costs have not climbed in the past year. Outright owners at 45.4% outnumber the 34.6% holding a mortgage, a sign that much of the housing is held by settled, debt-free residents rather than recent purchasers.

For Buyers

The $1,137,500 median reflects a market built around family houses rather than units, with separate houses at 85.8% and apartments just 7.2%. Buyers are competing for space: 46.5% of dwellings have four or more bedrooms and another 35.0% have three, so two-bedroom stock is scarce at 15.3%. Monthly mortgage repayments average $2,121, producing a mortgage-to-income ratio of 32.4%, above the 30% stress threshold, because household income sits only in the 47.2nd percentile nationally while prices track a detached-house premium. Prices were flat to slightly soft, easing 0.4% from $1,140,000 in 2024 to $1,135,000 in 2025, so entry costs have not climbed in the past year. Outright owners at 45.4% outnumber the 34.6% holding a mortgage, a sign that much of the housing is held by settled, debt-free residents rather than recent purchasers.

For Investors

Only 20.1% of residents rent, a thin tenant pool by metropolitan standards, and weekly rent averages $425. Against the $1,137,500 median, that rent implies a gross yield near 1.9%, modest, so the case leans on capital stability rather than cash flow. The 5.7% vacancy rate is moderate and points to steady rather than tight demand. Development activity is light at 38 applications over 12 months, dominated by swimming pools and dwelling alterations rather than new dwellings, which limits future rental supply and supports existing values. Rent-to-income runs at 28.1%, below the mortgage-to-income figure of 32.4%, so renting is the more affordable path locally. With a detached, owner-heavy profile where 45.4% own outright, turnover is low at 16.9%, meaning investors face limited stock and a buy-and-hold rather than churn market.

Development Activity

Total DAs

224

Last 12 Months

39

YoY ChangeiYear-over-year change in DA lodgements

+11.4%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Renovation / Extension
38
Swimming Pool / Spa
18
New Dwelling
4
Granny Flat / Secondary Dwelling
4
Commercial / Industrial
2
Demolition
2
Garage / Carport / Shed
2
Change of Use
1

Schools in Green Point iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

Green Point Christian College

ICSEA 1106 Combined Independent

K-12 · 1175 students

Demographics

The median age of 48 is 8.0 years above the national figure, the clearest marker of an aging resident base. Overseas-born residents reach 21.8%, only 0.2 points above national, so the population is far more Anglo-leaning than most Sydney-orbit areas: ancestry is led by English (3,005), Irish (906) and Scottish (728). Non-English languages are marginal, with Mandarin (18), Arabic (17) and Cantonese (14) the most common, consistent with the low overseas share. University qualifications at 33.0% run 2.9 points above national. Average household size is 2.5, in line with national, and couples with children (2,041 families) outnumber couples without children (1,589, or 28.7%), a family-skewed mix despite the older median age. Christianity dominates religion at 3,879 residents, far ahead of Buddhism at 92.

Age Distribution

0-14
16.3%
15-24
10.6%
25-44
18.7%
45-64
26.6%
65+
27.9%

Bedrooms

Studio/1br
3.3%
2 bed
15.3%
3 bed
35.0%
4+ bed
46.5%

Dwelling Structure

85.8%

Houses

6.8%

Townhouse

7.2%

Apartment

Tenure

Own 45.4% Mortgage 34.6% Rent 20.1%

Tenure tilts heavily toward ownership: 45.4% own outright, 34.6% carry a mortgage and only 20.1% rent. Outright owners outnumbering mortgage holders points to long-held, debt-free wealth tied to the older median age of 48 rather than a churn of new buyers. The stock is overwhelmingly detached at 85.8%, with apartments at 7.2% and semi-detached at 6.8%, and large homes prevail: 46.5% have four or more bedrooms and 35.0% have three. The median house price eased 0.4% from $1,140,000 in 2024 to $1,135,000 in 2025, essentially flat. Mortgage-to-income at 32.4% exceeds the 30% stress threshold, while rent-to-income sits lower at 28.1%, a divergence that reflects how the detached-house premium weighs on buyers more than tenants in a market where household income reaches only the 47.2nd percentile nationally.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$2,121

Rent / wk

$425

HH Size

2.5

Personal Income / wk

$698

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

5.7%

Unoccupied

160

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

28.1%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

32.4% stressed

Community Profile

Languages Spoken at Home

Mandarin
18
Arabic
17
Canton
14
French
14
Korean
14
Afrikaans
12

Ancestry

English
3,005
Irish
906
Scottish
728
Other
568
German
243
Ancestry NS
236

Household Composition

28.7%

Couples, no children

5,539

Total families

Economy & Employment

The local workforce is concentrated in service sectors: Healthcare leads at 23.7% (481 workers), well above what its 8.54 km2 footprint would suggest, followed by Education at 12.8% (259), Professional/Tech at 10.2% (208), Construction at 8.6% (175) and Public Admin at 7.3% (148). By occupation, Professionals (759) lead, ahead of Clerical and Admin (419) and Managers (393). Unemployment is low at 4.0% and the full-time employment rate is 57.9%. Participation reads just 47.5%, below most working suburbs, because the aging profile leaves 2,362 residents not in the labour force, the single largest labour category. The Healthcare concentration is causal: an older population at a median age of 48 generates strong local demand for medical and aged-care work, anchoring employment in the area rather than commuting roles.

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Full-time

57.9%

Part-time

38.1%

Participation

47.5%

Employed

2,597

Occupations

Professionals 759
Clerical/Admin 419
Managers 393
Community/Personal 357
Sales 290
Labourers 237
Machinery/Drivers 99

Top Industries

Healthcare 23.7%
Education 12.8%
Professional/Tech 10.2%
Construction 8.6%
Public Admin 7.3%

University

33.0%

Postgraduate

6.3%

Born Overseas

21.8%

Dwellings

2,630

Transport to Work

Car dependence defines daily life: 91.1% of commuters drive, far above the national reliance on cars, while public transport carries only 1.7% and 1.3% walk or cycle, reflecting the dispersed 797.1 residents per km2 layout across 8.54 km2. No schools are recorded inside the boundary in this dataset, so families rely on institutions in neighbouring Central Coast suburbs. Community ties are moderate, with a volunteering rate of 14.7% and 8.0% of residents (527 people) needing daily assistance, the latter consistent with the older median age of 48. The settled feel is reinforced by an 83.1% stay rate and 45.4% owning outright, while a 20.1% renter share keeps the area predominantly owner-occupied and quiet rather than transient.

Drive

91.1%

Public Transport

1.7%

Walk / Cycle

1.3%

Work from Home

N/A

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Green Point compares to ~15,000 Australian suburbs

Population
Top 8%
Household Income
Bottom 47%
Rent Level
Top 12%
Apartments
Top 36%
Renters
Bottom 50%
Uni Educated
Top 29%
Public Transport
Bottom 29%
Born Overseas
Top 26%
Density
Top 17%

Frequently Asked Questions

Is Green Point a good suburb to live in?

Green Point suits buyers wanting space and stability, with 85.8% of homes detached and 46.5% holding four or more bedrooms. An 83.1% stay rate and 45.4% owning outright signal a settled, owner-occupied area. The main trade-offs are heavy car dependence, with 91.1% driving, and a mortgage-to-income ratio of 32.4%.

What is the median house price in Green Point?

The median house price is $1,137,500, easing 0.4% from $1,140,000 in 2024 to $1,135,000 in 2025. Weekly rent averages $425 and monthly mortgage repayments run about $2,121, giving a mortgage-to-income ratio of 32.4%, above the 30% stress threshold.

What schools are in Green Point?

No schools are recorded inside the Green Point boundary in this dataset, so families rely on schools in neighbouring Central Coast suburbs. The local population is well educated, with university qualifications at 33.0%, which is 2.9 points above the national figure.

Is Green Point safe?

Detailed crime statistics are not available for Green Point in this dataset. As an indirect indicator, the suburb has a low resident turnover of 16.9% and a high 45.4% outright-ownership rate, both typical of stable, settled residential areas rather than transient ones.

Is Green Point good for property investment?

Rent of $425 a week against a $1,137,500 median gives a gross yield near 1.9%, modest, and only 20.1% of residents rent, a thin tenant pool. The 5.7% vacancy rate is moderate, so returns rely on capital stability rather than yield, with just 38 development applications in 12 months.

How is Green Point's population changing?

The 6,810 residents skew older, with a median age of 48, fully 8.0 years above national. Turnover is low at 16.9%, so 83.1% of residents stayed put. Couples with children still number 2,041 families against 1,589 without, but the aging profile points to gradual demographic drift.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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