Green Point
A median age of 48, fully 8.0 years above the national figure, sets the tone for everything else here on the Central Coast. Detached houses make up 85.8% of the stock and 46.5% of homes carry four or more bedrooms, the largest single band, which explains an average household size of 2.5 and a $1,137,500 median house price. Household income sits in the 47.2nd percentile nationally, close to the middle, yet 45.4% of residents own outright, a debt-free older base that helps absorb the cost. University qualifications reach 33.0%, 2.9 points above national, while car dependence runs high at 91.1% of commuters driving.
Population
6,810
Median Age
48.0
Household IncomeiMedian weekly household income (ABS Census)
$1,510/wk
DAs (12 months)iDevelopment Applications lodged in the past year
39
Median House
$1.1M
2024-2025 (PSI derived)
The $1,137,500 median reflects a market built around family houses rather than units, with separate houses at 85.8% and apartments just 7.2%. Buyers are competing for space: 46.5% of dwellings have four or more bedrooms and another 35.0% have three, so two-bedroom stock is scarce at 15.3%. Monthly mortgage repayments average $2,121, producing a mortgage-to-income ratio of 32.4%, above the 30% stress threshold, because household income sits only in the 47.2nd percentile nationally while prices track a detached-house premium. Prices were flat to slightly soft, easing 0.4% from $1,140,000 in 2024 to $1,135,000 in 2025, so entry costs have not climbed in the past year. Outright owners at 45.4% outnumber the 34.6% holding a mortgage, a sign that much of the housing is held by settled, debt-free residents rather than recent purchasers.
For Buyers
The $1,137,500 median reflects a market built around family houses rather than units, with separate houses at 85.8% and apartments just 7.2%. Buyers are competing for space: 46.5% of dwellings have four or more bedrooms and another 35.0% have three, so two-bedroom stock is scarce at 15.3%. Monthly mortgage repayments average $2,121, producing a mortgage-to-income ratio of 32.4%, above the 30% stress threshold, because household income sits only in the 47.2nd percentile nationally while prices track a detached-house premium. Prices were flat to slightly soft, easing 0.4% from $1,140,000 in 2024 to $1,135,000 in 2025, so entry costs have not climbed in the past year. Outright owners at 45.4% outnumber the 34.6% holding a mortgage, a sign that much of the housing is held by settled, debt-free residents rather than recent purchasers.
For Investors
Only 20.1% of residents rent, a thin tenant pool by metropolitan standards, and weekly rent averages $425. Against the $1,137,500 median, that rent implies a gross yield near 1.9%, modest, so the case leans on capital stability rather than cash flow. The 5.7% vacancy rate is moderate and points to steady rather than tight demand. Development activity is light at 38 applications over 12 months, dominated by swimming pools and dwelling alterations rather than new dwellings, which limits future rental supply and supports existing values. Rent-to-income runs at 28.1%, below the mortgage-to-income figure of 32.4%, so renting is the more affordable path locally. With a detached, owner-heavy profile where 45.4% own outright, turnover is low at 16.9%, meaning investors face limited stock and a buy-and-hold rather than churn market.
Development Activity
Total DAs
224
Last 12 Months
39
YoY ChangeiYear-over-year change in DA lodgements
+11.4%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Green Point iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Green Point Christian College
K-12 · 1175 students
Demographics
The median age of 48 is 8.0 years above the national figure, the clearest marker of an aging resident base. Overseas-born residents reach 21.8%, only 0.2 points above national, so the population is far more Anglo-leaning than most Sydney-orbit areas: ancestry is led by English (3,005), Irish (906) and Scottish (728). Non-English languages are marginal, with Mandarin (18), Arabic (17) and Cantonese (14) the most common, consistent with the low overseas share. University qualifications at 33.0% run 2.9 points above national. Average household size is 2.5, in line with national, and couples with children (2,041 families) outnumber couples without children (1,589, or 28.7%), a family-skewed mix despite the older median age. Christianity dominates religion at 3,879 residents, far ahead of Buddhism at 92.
Age Distribution
Bedrooms
Dwelling Structure
85.8%
Houses
6.8%
Townhouse
7.2%
Apartment
Tenure
Tenure tilts heavily toward ownership: 45.4% own outright, 34.6% carry a mortgage and only 20.1% rent. Outright owners outnumbering mortgage holders points to long-held, debt-free wealth tied to the older median age of 48 rather than a churn of new buyers. The stock is overwhelmingly detached at 85.8%, with apartments at 7.2% and semi-detached at 6.8%, and large homes prevail: 46.5% have four or more bedrooms and 35.0% have three. The median house price eased 0.4% from $1,140,000 in 2024 to $1,135,000 in 2025, essentially flat. Mortgage-to-income at 32.4% exceeds the 30% stress threshold, while rent-to-income sits lower at 28.1%, a divergence that reflects how the detached-house premium weighs on buyers more than tenants in a market where household income reaches only the 47.2nd percentile nationally.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,121
Rent / wk
$425
HH Size
2.5
Personal Income / wk
$698
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
5.7%
Unoccupied
160
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
28.1%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
32.4% stressed
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
28.7%
Couples, no children
5,539
Total families
Economy & Employment
The local workforce is concentrated in service sectors: Healthcare leads at 23.7% (481 workers), well above what its 8.54 km2 footprint would suggest, followed by Education at 12.8% (259), Professional/Tech at 10.2% (208), Construction at 8.6% (175) and Public Admin at 7.3% (148). By occupation, Professionals (759) lead, ahead of Clerical and Admin (419) and Managers (393). Unemployment is low at 4.0% and the full-time employment rate is 57.9%. Participation reads just 47.5%, below most working suburbs, because the aging profile leaves 2,362 residents not in the labour force, the single largest labour category. The Healthcare concentration is causal: an older population at a median age of 48 generates strong local demand for medical and aged-care work, anchoring employment in the area rather than commuting roles.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
57.9%
Part-time
38.1%
Participation
47.5%
Employed
2,597
Occupations
Top Industries
University
33.0%
Postgraduate
6.3%
Born Overseas
21.8%
Dwellings
2,630
Transport to Work
Car dependence defines daily life: 91.1% of commuters drive, far above the national reliance on cars, while public transport carries only 1.7% and 1.3% walk or cycle, reflecting the dispersed 797.1 residents per km2 layout across 8.54 km2. No schools are recorded inside the boundary in this dataset, so families rely on institutions in neighbouring Central Coast suburbs. Community ties are moderate, with a volunteering rate of 14.7% and 8.0% of residents (527 people) needing daily assistance, the latter consistent with the older median age of 48. The settled feel is reinforced by an 83.1% stay rate and 45.4% owning outright, while a 20.1% renter share keeps the area predominantly owner-occupied and quiet rather than transient.
Drive
91.1%
Public Transport
1.7%
Walk / Cycle
1.3%
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Green Point compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Green Point a good suburb to live in?
Green Point suits buyers wanting space and stability, with 85.8% of homes detached and 46.5% holding four or more bedrooms. An 83.1% stay rate and 45.4% owning outright signal a settled, owner-occupied area. The main trade-offs are heavy car dependence, with 91.1% driving, and a mortgage-to-income ratio of 32.4%.
What is the median house price in Green Point?
The median house price is $1,137,500, easing 0.4% from $1,140,000 in 2024 to $1,135,000 in 2025. Weekly rent averages $425 and monthly mortgage repayments run about $2,121, giving a mortgage-to-income ratio of 32.4%, above the 30% stress threshold.
What schools are in Green Point?
No schools are recorded inside the Green Point boundary in this dataset, so families rely on schools in neighbouring Central Coast suburbs. The local population is well educated, with university qualifications at 33.0%, which is 2.9 points above the national figure.
Is Green Point safe?
Detailed crime statistics are not available for Green Point in this dataset. As an indirect indicator, the suburb has a low resident turnover of 16.9% and a high 45.4% outright-ownership rate, both typical of stable, settled residential areas rather than transient ones.
Is Green Point good for property investment?
Rent of $425 a week against a $1,137,500 median gives a gross yield near 1.9%, modest, and only 20.1% of residents rent, a thin tenant pool. The 5.7% vacancy rate is moderate, so returns rely on capital stability rather than yield, with just 38 development applications in 12 months.
How is Green Point's population changing?
The 6,810 residents skew older, with a median age of 48, fully 8.0 years above national. Turnover is low at 16.9%, so 83.1% of residents stayed put. Couples with children still number 2,041 families against 1,589 without, but the aging profile points to gradual demographic drift.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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