Halekulani
With a median age of 49, Halekulani sits 9 years above the national figure, which explains much of what follows. Household income falls in the 13.9th percentile nationally, yet 49.6% of residents own their home outright, a proportion that points to long-held properties acquired before price escalation rather than high current earnings. Detached houses account for 90.5% of the 1.4 km2 suburb, with apartments barely registering at 1.9%. The renting population is just 20.6%, well below most NSW coastal communities, and average household size of 2.2 is 0.3 below national, consistent with an older, mostly couples-without-children demographic.
Population
2,677
Median Age
49.0
Household IncomeiMedian weekly household income (ABS Census)
$1,031/wk
DAs (12 months)iDevelopment Applications lodged in the past year
14
Median House
$790K
2024-2025 (PSI derived)
The median house price reached $800,000 in 2025, up 10.2% from $726,250 in 2024. At a monthly mortgage of $1,760 against a household income in the 13.9th percentile nationally, the mortgage-to-income ratio hits 39.4%, above the 30% stress threshold. Buyers therefore skew toward those purchasing with equity rather than first-home borrowers at this price point. The stock is almost entirely separate houses at 90.5%, with three-bedroom dwellings at 41.5% and four-plus bedroom homes at 24.9%, meaning most purchases are family-sized homes with little cheaper stock to step in at.
For Buyers
The median house price reached $800,000 in 2025, up 10.2% from $726,250 in 2024. At a monthly mortgage of $1,760 against a household income in the 13.9th percentile nationally, the mortgage-to-income ratio hits 39.4%, above the 30% stress threshold. Buyers therefore skew toward those purchasing with equity rather than first-home borrowers at this price point. The stock is almost entirely separate houses at 90.5%, with three-bedroom dwellings at 41.5% and four-plus bedroom homes at 24.9%, meaning most purchases are family-sized homes with little cheaper stock to step in at.
For Investors
A 20.6% renter share and $360 weekly rent imply a gross yield near 2.4% against the $800,000 median, below typical investor benchmarks. The vacancy rate of 6.0% is elevated, signalling soft rental demand, consistent with the high-ownership profile where 49.6% own outright. Rent growth of 50% over the measured period shows the floor has risen sharply, but at $360 per week the absolute dollar return is modest compared to metropolitan markets. Development is light at 13 applications in 12 months, mostly secondary dwellings and modifications, so new supply pressure is contained.
Development Activity
Total DAs
85
Last 12 Months
14
YoY ChangeiYear-over-year change in DA lodgements
+7.7%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Demographics
The median age of 49 is 9 years above the national figure, and while the working-age share grew 1.2 points over the decade, the overall profile remains distinctly older. Overseas-born residents are 11.6%, which is 10 percentage points below the national average. Ancestry leans strongly Anglo-Celtic: English (1,256), Irish (335) and Scottish (281). University qualifications reach only 15.6%, 14.5 points below national, reflecting both the occupational mix and an older cohort educated before mass university participation. Average household size of 2.2 is 0.3 below national, consistent with the 34.2% couples-with-no-children share.
Age Distribution
Bedrooms
Dwelling Structure
90.5%
Houses
1.0%
Townhouse
1.9%
Apartment
Tenure
Ownership structure skews heavily toward outright owners: 49.6% hold their home debt-free, compared to 29.8% with a mortgage and 20.6% renting, which is well above the national outright-ownership rate. Separate houses dominate at 90.5%, with apartments at 1.9% and semi-detached at 1.0%, offering almost no entry-level alternatives. Three-bedroom homes account for 41.5% of stock and four-plus bedrooms 24.9%. Prices rose from $726,250 in 2024 to $800,000 in 2025, a 10.2% gain. Monthly mortgage repayments of $1,760 against local incomes produce a mortgage stress ratio of 39.4%, above the 30% threshold.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$1,760
Rent / wk
$360
HH Size
2.2
Personal Income / wk
$601
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
6.0%
Unoccupied
73
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
34.9% stressed
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
39.4% stressed
Community Profile
Ancestry
Household Composition
34.2%
Couples, no children
1,971
Total families
Economy & Employment
Healthcare leads local employment at 21.7% of workers (136 people), above typical suburban levels, likely because the aging resident base generates local service demand. Construction follows at 15.0% (94) and Education at 12.0% (75). By occupation, Community and Personal Service workers lead at 154, ahead of Labourers (131) and Clerical/Admin (117). Unemployment is 5.7%, and participation is only 38.8%, well below the national average, because 1,092 residents are outside the labour force. Household income sits in the 13.9th percentile nationally, meaning real income growth of 25.8% over the decade started from a low base.
Unemployment
4.7%
Labour Force
4,641
Unemployed
219
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
60.4%
Part-time
33.9%
Participation
38.8%
Employed
830
Occupations
Top Industries
University
15.6%
Postgraduate
1.9%
Born Overseas
11.6%
Dwellings
1,138
Transport to Work
Car dependence is near-total at 90.1%, and only 2.8% use public transport, well below state averages, reflecting the low-density coastal-fringe geography with limited rail access. No schools are recorded within the suburb boundary. Crime statistics are not available for direct comparison. Welfare dependency is notable: 9.7% of residents (243 people) need daily assistance, higher than national norms and linked to the 49-year median age. Volunteering sits at 8.9%. The suburb trades urban amenity for 90.5% separate-house stock and the stability of an 80% owner-occupier community.
Drive
90.1%
Public Transport
2.8%
Walk / Cycle
1.8%
Work from Home
N/A
Population Forecast
+0.54%/yr
(+54 people/yr)
EstablishedPopulation rose 8.5% over the past decade at 0.54% annually, above zero but below most peri-urban NSW growth corridors. Medium-scenario forecasts project the broader area reaching 10,361 by 2031, sustained by net overseas migration of 30 per year and net internal migration of 12. The gentrification score of 46, classified as Active, is consistent with the 10.2% house price gain in 2024-2025 and 50% rent growth over the period, suggesting gradual demographic and income uplift. Resident stability is high at 78.2% who did not move in the prior five years, which limits speculative churn while reinforcing a stable owner base.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Balanced
Net Overseas / yr
+30
Net Internal / yr
+12
Gentrification Signal
Not gentrifying
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Halekulani compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Halekulani a good suburb to live in?
Halekulani suits owner-occupiers seeking a low-density, detached-house environment on the Central Coast. Separate houses make up 90.5% of dwellings and 49.6% of residents own outright. The trade-offs are limited public transport (2.8% usage), no schools recorded within the suburb boundary, and household income in the 13.9th percentile nationally.
What is the median house price in Halekulani?
The median house price reached $800,000 in 2025, up 10.2% from $726,250 in 2024. Monthly mortgage repayments average $1,760 and weekly rent averages $360. The mortgage-to-income ratio is 39.4%, above the 30% stress threshold given local incomes.
What schools are in Halekulani?
No schools are recorded inside the Halekulani suburb boundary in this dataset. Families with children rely on schools in neighbouring suburbs. The local university qualification rate is 15.6%, which is 14.5 percentage points below the national figure.
Is Halekulani safe?
Detailed crime statistics are not available for Halekulani in this dataset. As indirect indicators, 78.2% of residents have not moved in five years, suggesting a stable and established community, and the suburb's low renter share of 20.6% is associated with lower transience nationally.
Is Halekulani good for property investment?
Weekly rent of $360 against an $800,000 median implies a gross yield near 2.4%, below most investor benchmarks. The vacancy rate of 6.0% is elevated and the renter pool is thin at 20.6%. Rent grew 50% over the measured period, which supports income growth, but the absolute dollar return remains modest compared to metropolitan markets.
How is Halekulani's population changing?
Population grew 8.5% over the past decade at a rate of 0.54% per year, adding roughly 14 people annually. Net overseas migration contributes about 30 arrivals per year and internal migration adds 12. The resident base is aging, with a median age of 49, which is 9 years above national, and 78.2% of residents did not relocate in the prior five years.
What is the typical housing type in Halekulani?
Halekulani is almost entirely separate houses at 90.5% of dwellings, with apartments at just 1.9% and semi-detached homes at 1.0%. Three-bedroom homes account for 41.5% of stock and four-plus bedroom homes 24.9%, giving most households more space than the national average household size of 2.5.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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