Hamlyn Terrace
Healthcare employs nearly 30% of Hamlyn Terrace's workforce (778 people), the highest single-sector concentration in this comparison set. Combined with 71.0% of homes having 4+ bedrooms and a 91.3% detached housing share, Hamlyn Terrace reads as a purpose-built family suburb on the Central Coast where health workers commute to Wyong or Gosford hospitals. Household income sits in the 73rd percentile, and the $900,000 median rose 7.6% year-on-year. University attainment at 22.5% falls 7.6 points below the national average, consistent with a trade-and-service workforce.
Population
8,761
Median Age
36.0
Household IncomeiMedian weekly household income (ABS Census)
$1,941/wk
DAs (12 months)iDevelopment Applications lodged in the past year
58
Median House
$900K
2024-2025 (PSI derived)
At $900,000, Hamlyn Terrace offers large family homes (71.0% with 4+ bedrooms) at prices below Sydney's metro median. Prices rose from $860,000 in 2024 to $925,000 in 2025 (7.6% growth). Mortgage stress at 25.8% is comfortable, supported by household income in the 73rd percentile. Detached homes make up 91.3% of stock, with 8.4% semi-detached offering a modest alternative. Warnervale Public School (ICSEA 979, 442 students) is the only local school, scoring 21 points below the national average. The 90.9% car driver rate is one of the highest in this dataset.
For Buyers
At $900,000, Hamlyn Terrace offers large family homes (71.0% with 4+ bedrooms) at prices below Sydney's metro median. Prices rose from $860,000 in 2024 to $925,000 in 2025 (7.6% growth). Mortgage stress at 25.8% is comfortable, supported by household income in the 73rd percentile. Detached homes make up 91.3% of stock, with 8.4% semi-detached offering a modest alternative. Warnervale Public School (ICSEA 979, 442 students) is the only local school, scoring 21 points below the national average. The 90.9% car driver rate is one of the highest in this dataset.
For Investors
A 4.2% vacancy rate is slightly above equilibrium, and 33.9% of residents rent, providing a moderate tenant pool. Weekly rent of $490 against a $900,000 median gives a gross yield of about 2.8%. With 51 development applications in 12 months (including dual occupancies, swimming pools, and extensions), infill is active. The 27.9% population turnover rate is high, suggesting a mix of established families and newer arrivals. Malayalam speakers (115) are the largest non-English language group, pointing to a specific healthcare worker migration pipeline from Kerala.
Development Activity
Total DAs
311
Last 12 Months
58
YoY ChangeiYear-over-year change in DA lodgements
-3.3%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Hamlyn Terrace iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Warnervale Public School
K-6 · 442 students
Demographics
English ancestry leads strongly (3,300), followed by Scottish (776) and Irish (766), with low diversity compared to Sydney's inner ring. Only 19.6% were born overseas, about 2 points below the national average, making Hamlyn Terrace one of the more Anglo-leaning suburbs in this dataset. The median age of 36 is 4 years below the national figure, and the average household size of 2.9 (0.4 above national) reflects the family-heavy stock. Malayalam speakers (115) are the dominant non-English language group, an unusual pattern for a Central Coast suburb.
Age Distribution
Bedrooms
Dwelling Structure
91.3%
Houses
8.4%
Townhouse
0.2%
Apartment
Tenure
Prices climbed from $860,000 in 2024 to $925,000 in 2025 (7.6% gain). The tenure split is 26.2% outright, 39.9% mortgaged, and 33.9% renting. Detached houses at 91.3% dominate, and 71.0% of homes have 4+ bedrooms, the second-highest share in this dataset. Three-bedroom homes account for only 17.3%, indicating the suburb was largely developed during the 2000s-2010s boom of large-format housing. Mortgage stress at 25.8% and rent-to-income at 25.2% are both below the 30% threshold.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,167
Rent / wk
$490
HH Size
2.9
Personal Income / wk
$786
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
4.2%
Unoccupied
124
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
25.2%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
25.8%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
21.1%
Couples, no children
7,350
Total families
Economy & Employment
Healthcare dominates at 29.9% (778 workers), nearly double the next-largest sector. Construction (9.0%), education (8.2%), retail (7.8%), and public administration (7.4%) follow. Professionals (723) are the largest occupational group, with community/personal service workers (635) close behind, reflecting the healthcare-heavy workforce. Unemployment at 5.0% is near the national average, and the 63.9% full-time rate is solid. No SEIFA data is available for this suburb. Participation at 53.8% is moderate, with 2,162 people not in the labour force.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
63.9%
Part-time
31.1%
Participation
53.8%
Employed
3,467
Occupations
Top Industries
University
22.5%
Postgraduate
4.4%
Born Overseas
19.6%
Dwellings
2,831
Transport to Work
Warnervale Public School (ICSEA 979, 442 students) is the sole local school, scoring 21 points below the national benchmark of 1000. No secondary school sits within the suburb boundaries. Public transport is virtually non-existent at 1.4% usage, and 90.9% drive, reflecting the car-dependent Central Coast layout. The 7.5% needing assistance rate exceeds the national average. The 9.6% volunteering rate is below the national benchmark. With no SEIFA data available, the suburb's socioeconomic position is best gauged by its 73rd percentile household income.
Drive
90.9%
Public Transport
1.4%
Walk / Cycle
1.0%
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Hamlyn Terrace compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Hamlyn Terrace a good suburb to live in?
Hamlyn Terrace offers large family homes (71.0% with 4+ bedrooms) at $900,000 with mortgage stress at 25.8%. Household income is in the 73rd percentile. The main limitations are one local school (ICSEA 979, below average) and very low public transport usage (1.4%), making a car essential.
What is the median house price in Hamlyn Terrace?
The median is $900,000 (PSI derived for 2024-2025), up 7.6% from $860,000 in 2024 to $925,000 in 2025. Mortgage repayments average $2,167/month, consuming 25.8% of household income, well below the 30% stress threshold.
What schools are in Hamlyn Terrace?
Warnervale Public School (Government primary, ICSEA 979, 442 students) is the only school within the suburb. It scores 21 points below the national ICSEA average of 1000. Families need adjacent suburbs for secondary schooling and higher-performing primary options.
Is Hamlyn Terrace safe?
No suburb-level crime data is available. Household income in the 73rd percentile and the 66.1% home ownership rate (outright plus mortgage) are typically associated with lower crime than the state average. No SEIFA disadvantage data is available for this specific area.
Is Hamlyn Terrace good for property investment?
The 4.2% vacancy rate is slightly above equilibrium, and the 2.8% gross yield ($490 rent vs $900,000 median) is modest. However, 51 development applications in 12 months and 7.6% annual price growth signal an active market. The 33.9% renter share provides a moderate tenant pool.
How is Hamlyn Terrace's population changing?
The 27.9% population turnover rate is high for a family suburb. Only 19.6% were born overseas (2 points below the national average), and English ancestry dominates (3,300 people). The 51 development applications suggest continued maturation from the suburb's initial development phase in the 2000s-2010s.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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