Hammondville
Mortgage-belt is the defining lens for Hammondville: 47% of households carry a mortgage, the highest tenure share in the suburb, while only 23.5% rent and 29.5% own outright. The median house price sits at $1,065,000, and household income lands in the 67.4th percentile nationally, which means repayments at 27% of income stay just below the stress threshold. With a median age of 42, two years above the national figure, the suburb skews toward established families who have put down roots. Residential turnover is low at 16%, consistent with 84% of residents having stayed in the same address for five or more years.
Population
3,691
Median Age
42.0
Household IncomeiMedian weekly household income (ABS Census)
$1,868/wk
DAs (12 months)iDevelopment Applications lodged in the past year
24
Median House
$1.1M
2024-2025 (PSI derived)
The median house price of $1,065,000 is anchored by a stock that is 63.4% separate houses, giving buyers genuine detached-home options at a price point lower than most inner-Sydney suburbs. Price history shows a peak of $1,100,000 in 2024 falling to $985,000 in 2025, a 10.5% decline, which may offer a buying window compared to the recent peak. Monthly mortgage repayments average $2,180, and mortgage-to-income at 27% sits just below the 30% stress threshold, meaning buyers at median income can hold a median property without immediate financial pressure. Three-bedroom dwellings account for 49.1% of stock, with 4-plus bedrooms at 29.3%, so the product mix suits family buyers more than investors chasing studio or one-bedroom yield.
For Buyers
The median house price of $1,065,000 is anchored by a stock that is 63.4% separate houses, giving buyers genuine detached-home options at a price point lower than most inner-Sydney suburbs. Price history shows a peak of $1,100,000 in 2024 falling to $985,000 in 2025, a 10.5% decline, which may offer a buying window compared to the recent peak. Monthly mortgage repayments average $2,180, and mortgage-to-income at 27% sits just below the 30% stress threshold, meaning buyers at median income can hold a median property without immediate financial pressure. Three-bedroom dwellings account for 49.1% of stock, with 4-plus bedrooms at 29.3%, so the product mix suits family buyers more than investors chasing studio or one-bedroom yield.
For Investors
A 23.5% renter share and weekly rent of $440 are modest compared to inner-ring suburbs, and the 4.1% vacancy rate is elevated enough to require careful stock selection. Against the $1,065,000 median house price, the $440 weekly rent implies a gross yield near 2.1%, below typical investor thresholds. Development activity has been steady at 22 applications in the past 12 months, including secondary dwelling and semi-detached approvals, which signals incremental densification in the area rather than large-scale supply additions. The low turnover rate of 16% reflects a suburb where capital gains have historically rewarded patient holders, though the 10.5% price fall from 2024 to 2025 is a near-term headwind for resale timing.
Development Activity
Total DAs
135
Last 12 Months
24
YoY ChangeiYear-over-year change in DA lodgements
-14.3%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Hammondville iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Hammondville Public School
K-6 · 445 students
Demographics
The median age of 42 matches the national figure almost exactly, sitting just 2 years above national, which places Hammondville in the established-family cohort rather than at either the young-professional or retiree extreme. Overseas-born residents make up 28% of the population, 6.4 percentage points above the national average, with Arabic (97 speakers), Greek (46), and Urdu (21) the most common non-English languages. University qualifications reach 25%, which is 5.1 percentage points below the national average, consistent with a workforce concentrated in trades and services rather than knowledge-sector employment. Average household size of 2.7 is 0.2 above national, reflecting the family-oriented composition: couples with children (1,287 families) outnumber couples without children (561).
Age Distribution
Bedrooms
Dwelling Structure
63.4%
Houses
25.1%
Townhouse
11.6%
Apartment
Tenure
Tenure in Hammondville leans strongly toward ownership: 47% hold a mortgage and 29.5% own outright, leaving renters at 23.5%, well below national norms. The dominance of separate houses at 63.4% contrasts with apartments at only 11.6% and semi-detached at 25.1%, making this a predominantly low-density, house-based suburb. The median house price peaked at $1,100,000 in 2024 and retreated to $985,000 in 2025, a 10.5% fall, although the PSI-derived median of $1,065,000 reflects a broader average across the period. Monthly mortgage repayments of $2,180 sit at a 27% mortgage-to-income ratio, below the 30% stress level, while rent-to-income at 23.6% is also within comfortable range for tenants. The 4.1% vacancy rate is worth monitoring for investors.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,180
Rent / wk
$440
HH Size
2.7
Personal Income / wk
$827
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
4.1%
Unoccupied
49
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
23.6%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
27.0%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
20.4%
Couples, no children
2,755
Total families
Economy & Employment
Healthcare leads local employment at 15.9% (153 workers), followed by Construction at 11.5% (111) and Education at 11.3% (109), a spread that reflects the suburb's alignment with public-sector and community services. Public Administration at 10.9% adds a fourth stable-employment pillar, which, combined with Healthcare and Education, means roughly 38% of workers are in sectors with relatively secure income. By occupation, Professionals (301) and Clerical/Admin workers (288) lead, with Managers at 191. The unemployment rate of 4.2% is close to national levels, and the full-time employment rate among those working is 66.5%. Household income sits at the 67.4th percentile nationally, reflecting a middle-income workforce rather than a high-earning professional base.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
66.5%
Part-time
29.3%
Participation
41.7%
Employed
1,194
Occupations
Top Industries
University
25.0%
Postgraduate
6.2%
Born Overseas
28.0%
Dwellings
1,157
Transport to Work
Car dependence is pronounced: 87.8% of residents drive to work, compared to just 4.5% using public transport, placing commute quality firmly in line with typical south-west Sydney outer suburbs. The 1.82 square kilometre area and population density of 2,031 per square kilometre position this as a low-density, residential-only suburb where access to employment centres requires a car. No schools are recorded in the suburb boundary within this dataset, so families rely on nearby facilities. The volunteering rate of 10.8% is a modest indicator of community participation, and 10.3% of residents (332 people) need daily assistance, a rate that is above average and consistent with the older median age of 42. Mortgage-to-income at 27% and rent-to-income at 23.6% both remain below stress thresholds, supporting household financial stability.
Drive
87.8%
Public Transport
4.5%
Walk / Cycle
3.9%
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Hammondville compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Hammondville a good suburb to live in?
Hammondville suits established families who prioritise homeownership in a low-density setting. Household income sits at the 67.4th percentile nationally, and mortgage-to-income of 27% stays below the 30% stress threshold. The suburb has low turnover at 16%, indicating residents tend to stay, though car dependence is high at 87.8% and public transport use is just 4.5%.
What is the median house price in Hammondville?
The median house price is approximately $1,065,000 based on PSI-derived data. Prices peaked at $1,100,000 in 2024 and fell to $985,000 in 2025, a 10.5% decline. Monthly mortgage repayments average $2,180, and weekly rent runs around $440.
What schools are in Hammondville?
No schools are recorded inside the Hammondville suburb boundary in this dataset. The area covers just 1.82 square kilometres, so families rely on schools in neighbouring suburbs. University qualifications among residents reach 25%, which is 5.1 percentage points below the national average.
Is Hammondville safe?
Detailed crime statistics are not available for Hammondville in this dataset. As an indirect measure, mortgage-to-income of 27% and rent-to-income of 23.6% are both below financial stress thresholds, and the low turnover rate of 16% suggests residents are settled and satisfied with the area. Household income at the 67.4th percentile nationally points to a stable middle-income community.
Is Hammondville good for property investment?
The investment case is mixed. Weekly rent of $440 against a $1,065,000 median gives a gross yield near 2.1%, below typical investor targets. The 4.1% vacancy rate requires careful stock selection. Prices fell 10.5% from 2024 to 2025. However, 22 development applications in 12 months suggest incremental neighbourhood change, and low turnover of 16% historically supported patient capital-growth holders.
How is Hammondville's population changing?
No population forecast is available in this dataset. Current population is 3,691 across 1.82 square kilometres, giving a density of 2,031 per square kilometre. Residential turnover is 16%, meaning 84% of residents stayed in the same address, which points to a stable rather than rapidly shifting population. Development activity of 22 applications in 12 months shows gradual rather than fast-paced growth.
How much development is happening in Hammondville?
There were 22 development applications lodged in the past 12 months, including secondary dwelling approvals and semi-detached projects. Recent applications cover demolition and subdivision for new semi-detached homes and complying development certificates for secondary dwellings, indicating gentle densification within a suburb that is already 63.4% separate houses.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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