Jindera
With 98.1% of dwellings being separate houses and a median age of 38, two years below the national figure, Jindera reads as a young family suburb built around detached living. Household income sits at the 75.4th percentile nationally, above average but grounded rather than elite, and the mortgage-to-income ratio of 18.0% is comfortably below the 30% stress threshold. Only 6.5% of residents were born overseas, which is 15.1 points below national, and 75.2% of residents have lived here five or more years, pointing to low turnover and strong residential stability compared to most urban suburbs.
Population
2,721
Median Age
38.0
Household IncomeiMedian weekly household income (ABS Census)
$2,013/wk
DAs (12 months)iDevelopment Applications lodged in the past year
106
Median House
$582K
2024-2025 (PSI derived)
The median house price of $582,500 reflects an accessible entry point for NSW, well below Sydney metropolitan medians. Prices have pulled back from a 2024 peak of $622,500 to $578,000 in 2025, a 7.1% decline over one year, which gives buyers more negotiating room than the peak cycle offered. The stock is overwhelmingly detached houses at 98.1%, and the bedroom mix skews large: 57.0% of dwellings have 4 or more bedrooms and 36.4% have 3, making Jindera a strong match for families needing space. Monthly mortgage repayments average $1,573, producing a mortgage-to-income ratio of 18.0%, meaningfully lower than the national stress threshold of 30%. Only 12.6% of residents rent, so buyers face a market dominated by owner-occupiers rather than investors cycling stock.
For Buyers
The median house price of $582,500 reflects an accessible entry point for NSW, well below Sydney metropolitan medians. Prices have pulled back from a 2024 peak of $622,500 to $578,000 in 2025, a 7.1% decline over one year, which gives buyers more negotiating room than the peak cycle offered. The stock is overwhelmingly detached houses at 98.1%, and the bedroom mix skews large: 57.0% of dwellings have 4 or more bedrooms and 36.4% have 3, making Jindera a strong match for families needing space. Monthly mortgage repayments average $1,573, producing a mortgage-to-income ratio of 18.0%, meaningfully lower than the national stress threshold of 30%. Only 12.6% of residents rent, so buyers face a market dominated by owner-occupiers rather than investors cycling stock.
For Investors
The renter share of 12.6% is thin by investment property standards, and weekly rent of $316 against a $582,500 median implies a gross yield near 2.8%, modest but not unusual for a low-vacancy regional town. The vacancy rate of 6.4% signals some softness in the rental market, warranting caution on immediate letting pace. On the positive side, 98 development applications were lodged in the past 12 months, a high count relative to a population of 2,721, indicating active construction demand. The suburb's turnover rate of 24.8% is moderate, meaning roughly one in four households changed in five years, which is lower than many comparable NSW towns. Income at the 75.4th percentile nationally supports tenant quality, and the mortgage stress ratio of 18.0% suggests the owner population is financially stable.
Development Activity
Total DAs
501
Last 12 Months
106
YoY ChangeiYear-over-year change in DA lodgements
+96.3%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Jindera iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Saint Mary MacKillop College Albury
K-12 · 216 students
St John's Lutheran Primary School
K-6 · 176 students
Jindera Public School
K-6 · 164 students
Demographics
The median age of 38 is 2.0 years below the national figure, reflecting a population in the family-formation stage rather than the retiree profile common in smaller NSW towns. Overseas-born residents account for 6.5% of the population, 15.1 points below the national average, and the ancestry profile is strongly Anglo-Celtic: English (1,140), Irish (419), Scottish (271) and German (242) are the top four. University qualifications reach 22.7%, which is 7.4 points below the national figure, consistent with a workforce weighted toward trades and community services rather than knowledge professions. Average household size of 3.0 is 0.5 above national, confirming the family-oriented composition. Couples with children make up the majority of families at 1,157, compared with 510 couples without children.
Age Distribution
Bedrooms
Dwelling Structure
98.1%
Houses
1.9%
Townhouse
N/A
Apartment
Tenure
Tenure is split between mortgage holders (52.7%) and outright owners (34.7%), with only 12.6% renting, a tenure profile that leans heavily toward owner-occupancy compared to the national renter share. The near-total dominance of separate houses at 98.1%, against 1.9% semi-detached and negligible apartments, means buyers have very limited apartment or townhouse options. The bedroom distribution strongly favours larger homes: 57.0% have 4 or more bedrooms and 36.4% have 3, so small dwellings are rare. From a price-history perspective, the median peaked at $622,500 in 2024 and has since declined to $578,000, a 7.1% contraction in one year. The vacancy rate of 6.4% sits above the tight-market threshold and is worth monitoring for anyone purchasing as an investment.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$1,573
Rent / wk
$316
HH Size
3.0
Personal Income / wk
$858
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
6.4%
Unoccupied
56
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
15.7%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
18.0%
Community Profile
Ancestry
Household Composition
22.4%
Couples, no children
2,276
Total families
Economy & Employment
Education (16.9%, 148 workers) and Healthcare (16.1%, 141 workers) together account for a third of local employment, a pattern common in service-oriented regional towns near Albury-Wodonga. Construction follows at 12.8% (112 workers), which aligns with the 98 development applications lodged in the past year. Public Administration (8.1%) and Manufacturing (7.1%) round out the top five. By occupation, Professionals (219) lead, followed by Clerical/Admin (166) and Managers (165). The unemployment rate is 3.0%, below most NSW regional benchmarks, and the full-time employment rate is 63.2%. Participation sits at 62.4%, with 543 residents not in the labour force, consistent with the mix of family caregivers and retirees in a suburb where 34.7% own their home outright.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
63.2%
Part-time
33.8%
Participation
62.4%
Employed
1,243
Occupations
Top Industries
University
22.7%
Postgraduate
4.2%
Born Overseas
6.5%
Dwellings
826
Transport to Work
Car dependency is near-total: 92.8% of residents drive to work and only 0.5% use public transport, well below the national figure, because Jindera sits outside the Albury bus network footprint. The 1.8% who walk or cycle suggests some local amenity is accessible on foot. Housing stress is low on both measures: rent-to-income is 15.7%, and mortgage-to-income is 18.0%, both comfortably below the 30% stress threshold. Only 4.8% of residents (122 people) need daily assistance, below the typical regional NSW level. Volunteering reaches 21.0%, above the national average, pointing to an active community participation culture. No school data is available in the dataset, so families should verify local schooling options directly. Crime data is not available for Jindera in this dataset.
Drive
92.8%
Public Transport
0.5%
Walk / Cycle
1.8%
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Jindera compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Jindera a good suburb to live in?
Jindera suits families who prioritise space and affordability over urban amenity. The mortgage-to-income ratio is 18.0%, well below the 30% stress threshold, and 98.1% of dwellings are separate houses. Household income ranks at the 75.4th percentile nationally, above average, and 75.2% of residents have stayed 5 or more years, signalling genuine liveability.
What is the median house price in Jindera?
The median house price is $582,500, down 7.1% from a 2024 peak of $622,500. Monthly mortgage repayments average $1,573, and weekly rent is $316. The median sits well below most Sydney and coastal NSW markets, making Jindera accessible for buyers priced out of larger centres.
What schools are in Jindera?
No schools are recorded in the dataset for Jindera's 2642 postcode. Families should check directly with Greater Hume Council and the NSW Department of Education for primary and secondary options in the Jindera and nearby Albury area. University qualifications among residents are at 22.7%.
Is Jindera safe?
Specific crime statistics are not available for Jindera in this dataset. As an indirect indicator, housing stress is low (mortgage-to-income 18.0%, rent-to-income 15.7%), only 4.8% of residents need daily assistance, and residential turnover is modest at 24.8% over five years, all consistent with a stable, low-disadvantage community.
Is Jindera good for property investment?
The renter share is only 12.6% and the vacancy rate is 6.4%, which limits the rental pool compared to urban markets. Weekly rent of $316 against a $582,500 median implies a gross yield around 2.8%. Prices declined 7.1% in 2025, so short-term capital growth is uncertain. The 98 development applications in 12 months suggests active supply that could compete with existing stock.
How is Jindera's population changing?
The current population is 2,721 across a large 138.39 square kilometre area. Detailed annual growth data is not in the brief, but residential stability is high: 75.2% of residents have stayed in place over five years. Development activity of 98 applications in 12 months points to ongoing population and dwelling growth, above what the existing base would suggest for a suburb this size.
How much development is happening in Jindera?
98 development applications were lodged in the past 12 months, a high volume for a population of 2,721. Recent applications include new dwelling houses, swimming pools and sheds, pointing to ongoing residential expansion. This is proportionally higher than many NSW regional suburbs of similar size, consistent with Jindera's identity as an active growth corridor near Albury.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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