NSW 2620 Census 2021 + Live DA Data

Karabar

Over 27% of Karabar's workforce is employed in public administration, more than triple the national average and a direct consequence of proximity to Canberra's federal agencies. The median house price sits at $800,000 with 80.4% detached housing, yet household incomes land in the 75th percentile nationally. Population is slowly contracting at -0.4% per year (losing around 34 residents annually), driven by net internal outflow of 153 people per year that overseas arrivals of 48 per year cannot offset. The suburb skews younger than average at a median age of 38, but the senior share has grown 4.6 percentage points over the past decade, signalling a generational transition underway.

Karabar urban fabric map

Population

8,517

Median Age

38.0

Household IncomeiMedian weekly household income (ABS Census)

$1,989/wk

DAs (12 months)iDevelopment Applications lodged in the past year

32

Median House

$765K

2024-2025 (PSI derived)

6.98 km²· 1,219.8 people/km²· Family income $2,334/wk

At a median of $800,000, Karabar sits below many comparable Canberra-adjacent suburbs while offering 80.4% standalone houses. Mortgage repayments average $1,950 per month against household incomes of $1,989 per week, putting the mortgage-to-income ratio at a manageable 22.6%. Three-bedroom homes dominate at 48.9% of stock, with 35.9% being 4+ bedrooms, making it well suited for families. The 8.8% price growth from $735,000 in 2024 to $800,000 in 2025 outpaced national wage growth, though the market lacks the depth of longer price history. Semi-detached dwellings at 16.8% provide a cheaper entry point compared to the detached majority.

For Buyers

At a median of $800,000, Karabar sits below many comparable Canberra-adjacent suburbs while offering 80.4% standalone houses. Mortgage repayments average $1,950 per month against household incomes of $1,989 per week, putting the mortgage-to-income ratio at a manageable 22.6%. Three-bedroom homes dominate at 48.9% of stock, with 35.9% being 4+ bedrooms, making it well suited for families. The 8.8% price growth from $735,000 in 2024 to $800,000 in 2025 outpaced national wage growth, though the market lacks the depth of longer price history. Semi-detached dwellings at 16.8% provide a cheaper entry point compared to the detached majority.

For Investors

Rental yields face pressure from a relatively high vacancy rate of 5.4%, above the balanced market threshold of 3%. Weekly rent of $350 against the estimated house price delivers modest returns. With 29.2% of residents renting, demand exists but is not dominant. The 32 development applications in the past 12 months show steady renewal activity. Net population decline of 34 persons per year makes long-term rental demand growth uncertain compared to high-growth corridors. However, the public-sector workforce provides income stability that reduces tenant default risk relative to more volatile employment bases.

Development Activity

Total DAs

183

Last 12 Months

32

YoY ChangeiYear-over-year change in DA lodgements

+14.3%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Renovation / Extension
23
Garage / Carport / Shed
7
New Dwelling
5
Deck / Pergola / Patio
4
Subdivision
4
Commercial / Industrial
4
Childcare / Education
3
Granny Flat / Secondary Dwelling
3

Demographics

English ancestry leads at 2,724 residents, followed by Irish (886) and Scottish (767), giving Karabar a strongly Anglo-Celtic profile with overseas-born residents at 18.5%, about 3 percentage points below the national average. Macedonian is the most common non-English language (132 speakers), reflecting a specific Southern European community. University attainment at 26.5% sits 3.6 percentage points below the national rate, partly because the public administration workforce values vocational qualifications alongside degrees. Average household size of 2.6 aligns with the national figure, and the median age of 38 is 2 years younger than nationally.

Age Distribution

0-14
19.0%
15-24
11.8%
25-44
28.2%
45-64
26.3%
65+
14.5%

Bedrooms

Studio/1br
3.1%
2 bed
12.1%
3 bed
48.9%
4+ bed
35.9%

Dwelling Structure

80.4%

Houses

16.8%

Townhouse

2.8%

Apartment

Tenure

Own 29.7% Mortgage 41.1% Rent 29.2%

Detached houses account for 80.4% of dwellings, with semi-detached at 16.8% and apartments a negligible 2.8%. Prices rose 8.8% from $735,000 to $800,000 over the past year. Ownership splits roughly three ways: 29.7% outright, 41.1% mortgaged, and 29.2% renting. The mortgage-belt character is evident, with more households carrying debt than owning outright. Three-bedroom homes make up nearly half the stock (48.9%), while 4+ bedroom properties at 35.9% indicate larger family homes are common. Rent-to-income at 17.6% is well below the 30% stress threshold, making Karabar more affordable than many Sydney metro suburbs.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$1,950

Rent / wk

$350

HH Size

2.6

Personal Income / wk

$975

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

5.4%

Unoccupied

176

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

17.6%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

22.6%

Community Profile

Languages Spoken at Home

Macedon
132
Punjabi
49
Italian
48
Serbian
34
Nepali
31
Mandarin
21

Ancestry

English
2,724
Irish
886
Other
835
Scottish
767
Ancestry NS
554
Italian
441

Household Composition

23.9%

Couples, no children

6,806

Total families

Economy & Employment

Public administration dominates at 27.3% of employment (724 workers), a share that ranks among the highest nationally for any suburb and reflects Canberra spillover. Construction follows at 13.9%, then healthcare at 12.1%. Clerical and administrative workers form the largest occupational group (752), slightly ahead of professionals (710), consistent with a public-service town. Unemployment at 4.7% tracks close to the national rate. The SEIFA IRSAD decile of 5 places Karabar squarely in the middle of socioeconomic advantage nationally, and all four SEIFA indices cluster at decile 5, indicating an unusually uniform middle-band profile with no extremes of deprivation or privilege.

Unemployment

2.8%

Labour Force

4,745

Unemployed

131

Quarterly Trend

Mar-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
5
Disadvantage
5
Economic resources
5
Education & occupation
5

Full-time

72.3%

Part-time

23.0%

Participation

61.5%

Employed

4,043

Occupations

Clerical/Admin 752
Professionals 710
Managers 511
Community/Personal 499
Labourers 396
Sales 322
Machinery/Drivers 292

Top Industries

Public Admin 27.3%
Construction 13.9%
Healthcare 12.1%
Education 8.7%
Professional/Tech 8.0%

University

26.5%

Postgraduate

8.0%

Born Overseas

18.5%

Dwellings

3,075

Transport to Work

Public transport usage is exceptionally low at 0.9%, with 89.4% of commuters driving, reflecting car-dependent infrastructure typical of Canberra's outer ring. Walking and cycling combined reach only 1.7%. No schools appear within the suburb boundary in available data. The SEIFA IRSAD decile of 5 signals average socioeconomic conditions, neither deprived nor affluent compared to national benchmarks. The volunteering rate of 13.5% sits slightly below the national average, while 5.8% of residents need assistance with daily activities. With 32 development applications lodged in 12 months, there is modest renewal activity but no major infrastructure transformation underway.

Drive

89.4%

Public Transport

0.9%

Walk / Cycle

1.7%

Work from Home

N/A

Population Forecast

-0.4%/yr

(-34 people/yr)

Established

Karabar is contracting, losing approximately 34 residents per year (-0.4% annually). Net internal migration runs at -153 people per year, while overseas arrivals add just 48. Medium projections place the population at 8,183 by 2031, down from 8,409 in 2025. The gentrification score is 0 out of 100, confirming no upward socioeconomic shift. Real income grew a modest 6.7% over the decade, below the national pace. The senior share has expanded by 4.6 percentage points while the working-age share shrank 0.8 points. This aging trajectory without compensating inflows points to a suburb in demographic plateau rather than growth.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Overseas Migration

Net Overseas / yr

+48

Net Internal / yr

-153

0

Gentrification Signal

Not gentrifying

Net internal outflow -153/yr

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Karabar compares to ~15,000 Australian suburbs

Population
Top 6%
Household Income
Top 25%
Rent Level
Top 28%
Apartments
Bottom 43%
Renters
Top 30%
Uni Educated
Top 43%
Public Transport
Bottom 13%
Born Overseas
Top 34%
Density
Top 14%

Frequently Asked Questions

Is Karabar a good suburb to live in?

Karabar suits families wanting Canberra proximity without ACT housing prices. The median house is $800,000 with mortgage stress at just 22.6% of income, below the 30% threshold. Public sector employment stability through 27.3% government workers provides reliable incomes, though the car-dependent layout (89.4% drive) may not suit everyone.

What is the median house price in Karabar?

The median house price is $800,000 as of 2025, up 8.8% from $735,000 in 2024. Detached houses make up 80.4% of housing stock, while semi-detached options at 16.8% offer a more affordable entry point. Monthly mortgage repayments average around $1,950.

What schools are in Karabar?

Current data does not show schools within Karabar's 6.98 sq km boundary. Families typically access schools in neighbouring Queanbeyan and other nearby suburbs within the 2620 postcode. The suburb's location near the ACT border provides access to both NSW and ACT school systems.

Is Karabar safe?

Detailed crime statistics are not available for Karabar specifically. The suburb sits at SEIFA decile 5 for all four socioeconomic indices, indicating average conditions nationally. The stable, public-sector workforce (27.3% in government roles) and high home ownership rates (70.8% owned or mortgaged) typically correlate with lower crime rates.

Is Karabar good for property investment?

Investment appeal is mixed. The 8.8% price growth in one year is strong, but the vacancy rate of 5.4% is elevated, and population is declining by 34 people annually. Weekly rent of $350 is modest relative to the $800,000 median price. The 29.2% renter base provides some demand, but net population outflow of 153 residents per year limits long-term growth potential.

How is Karabar's population changing?

The population is slowly shrinking, losing about 34 residents per year (-0.4%). Internal migration shows a net outflow of 153 people annually, partially offset by 48 overseas arrivals. Projections put the 2031 population at approximately 8,183, down from 8,409 in 2025. The senior share has grown by 4.6 percentage points over the decade.

What development activity is happening in Karabar?

There were 32 development applications lodged in the past 12 months, including new residential structures and demolition-rebuilds. Recent activity includes dwelling house developments and complying development certificates for additions, suggesting steady renewal of the existing housing stock rather than large-scale new builds.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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