NSW 2526 Census 2021 + Live DA Data

Kembla Grange

A median age of 29, a median house price of $1,995,000 and a population that grew 63.9% in ten years is an unusual combination, yet Kembla Grange delivers all three. Household income sits in the 93.2nd percentile nationally, and 66.1% of dwellings have 4 or more bedrooms, pointing to large family households rather than investor-heavy apartment stock. The suburb scores decile 10 on IER, the top tier for economic resources, while the gentrification stage has shifted to Active, driven by net internal migration averaging 490 residents per year. Car dependency runs at 94.3%, consistent with the low-density, house-dominant character of a suburb spanning 14.48 square kilometres.

Kembla Grange urban fabric map

Population

1,452

Median Age

29.0

Household IncomeiMedian weekly household income (ABS Census)

$2,574/wk

DAs (12 months)iDevelopment Applications lodged in the past year

7

Median House

$2.0M

2024-2025 (PSI derived)

14.48 km²· 100.3 people/km²· Family income $2,639/wk

At $1,995,000 the median house price positions Kembla Grange above most of the Illawarra region, reflecting demand for large detached homes in a low-density setting. Separate houses account for 80.2% of stock and 4-plus bedroom dwellings make up 66.1%, so the market is strongly oriented toward family buyers rather than downsizers. Monthly mortgage repayments average $2,338, and the mortgage-to-income ratio sits at 21.0%, below the 30% stress threshold despite the high entry price, because household incomes are in the 93.2nd percentile nationally. Tenure is mortgage-heavy: 65.5% of households carry a loan compared to just 12.8% who own outright, reflecting how recently much of the suburb was settled.

For Buyers

At $1,995,000 the median house price positions Kembla Grange above most of the Illawarra region, reflecting demand for large detached homes in a low-density setting. Separate houses account for 80.2% of stock and 4-plus bedroom dwellings make up 66.1%, so the market is strongly oriented toward family buyers rather than downsizers. Monthly mortgage repayments average $2,338, and the mortgage-to-income ratio sits at 21.0%, below the 30% stress threshold despite the high entry price, because household incomes are in the 93.2nd percentile nationally. Tenure is mortgage-heavy: 65.5% of households carry a loan compared to just 12.8% who own outright, reflecting how recently much of the suburb was settled.

For Investors

The rental market is relatively thin, with only 21.7% of households renting and weekly rent at $570, against a $1,995,000 median that implies a gross yield below 1.5%. The vacancy rate stands at 3.5%, slightly elevated compared to a tight market, suggesting the tenant pool is limited in proportion to the overall housing stock. On the demand side, net internal migration of 490 residents per year is the primary growth driver, well above the 30 per year from overseas arrivals, signalling strong and sustained domestic demand. Six development applications were lodged in the past 12 months, including a subdivision and industrial works, consistent with early-stage land activity rather than completed new supply.

Development Activity

Total DAs

243

Last 12 Months

7

YoY ChangeiYear-over-year change in DA lodgements

0.0%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Commercial / Industrial
5
Garage / Carport / Shed
4
Renovation / Extension
2
Subdivision
2
Skip Bins / Waste
1

Demographics

With a median age of 29, Kembla Grange sits 11.0 years below the national figure, one of the sharpest youth skews in the data. Average household size is 3.0, which is 0.5 above the national average, and 58.6% of families are couples with children, explaining the preference for large 4-plus bedroom homes. Overseas-born residents make up 15.0% of the population, 6.6 points below the national rate, and ancestry is predominantly Anglo-Celtic: English (509), Scottish (121), Irish (110) and Italian (114). University qualifications reach 31.9%, which is 1.8 points above the national figure. The young resident base and high household formation rate are consistent with the suburb attracting first-generation family buyers rather than established retirees.

Age Distribution

0-14
27.0%
15-24
11.6%
25-44
39.9%
45-64
14.9%
65+
6.3%

Bedrooms

Studio/1br
1.5%
2 bed
7.0%
3 bed
25.4%
4+ bed
66.1%

Dwelling Structure

80.2%

Houses

19.8%

Townhouse

N/A

Apartment

Tenure

Own 12.8% Mortgage 65.5% Rent 21.7%

The stock is detached-dominant: 80.2% separate houses and 19.8% semi-detached, with apartments not recorded. Six in ten dwellings have 4 or more bedrooms, and three-bedroom homes account for a further 25.4%, so virtually all housing suits families. Tenure splits heavily toward mortgages at 65.5%, outright owners at 12.8% and renters at 21.7%, reflecting a relatively young owner base still paying down debt. The mortgage-to-income ratio of 21.0% and rent-to-income of 22.1% are both below stress thresholds, giving households financial headroom that is unusual at this price level. The $1,995,000 median is well above NSW state norms for a suburb outside the Sydney CBD fringe, underpinned by low density and large lot sizes across 14.48 square kilometres.

Mortgage / mo

$2,338

Rent / wk

$570

HH Size

3.0

Personal Income / wk

$1,106

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

3.5%

Unoccupied

17

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

22.1%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

21.0%

Community Profile

Languages Spoken at Home

Malayalam
21
Macedon
12

Ancestry

English
509
Other
151
Scottish
121
Italian
114
Irish
110
Ancestry NS
64

Household Composition

19.5%

Couples, no children

1,293

Total families

Economy & Employment

Healthcare leads employment at 25.0% of resident workers (138 people), followed by Education at 11.0% (61) and Construction at 9.4% (52), with Professional/Tech at 8.3% and Public Admin at 7.2%. By occupation, Professionals are the largest group (175 workers), ahead of Clerical/Admin (114) and Managers (89). The full-time employment rate of 67.6% is robust, and the unemployment rate of 5.1% is moderate. SEIFA scores reveal an interesting split: IER decile 10 reflects high household wealth and economic resources, while IEO decile 5 places educational and occupational attainment near the national median, suggesting that the income advantage is driven by asset ownership and established-sector employment rather than professional qualifications alone.

Unemployment

2.8%

Labour Force

8,245

Unemployed

232

Quarterly Trend

Mar-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
7
Disadvantage
8
Economic resources
10
Education & occupation
5

Full-time

67.6%

Part-time

27.3%

Participation

69.7%

Employed

707

Occupations

Professionals 175
Clerical/Admin 114
Managers 89
Community/Personal 89
Labourers 65
Machinery/Drivers 54
Sales 53

Top Industries

Healthcare 25.0%
Education 11.0%
Construction 9.4%
Professional/Tech 8.3%
Public Admin 7.2%

University

31.9%

Postgraduate

6.4%

Born Overseas

15.0%

Dwellings

470

Transport to Work

Car dependency is pronounced, with 94.3% of residents commuting by car and only 2.8% walking or cycling; public transport data is not available for this suburb. The IRSAD decile of 7 ranks the suburb in the upper-mid advantage tier nationally, above the median on most socio-economic measures. The IRSD decile of 8 similarly places residents well clear of disadvantage. Housing stress is low: mortgage-to-income at 21.0% and rent-to-income at 22.1% both stay below the 30% threshold, meaning most households are not financially stretched. No schools are recorded inside the Kembla Grange boundary, so families depend on neighbouring suburbs for primary and secondary education. Only 3.2% of residents (45 people) need daily assistance, a low rate consistent with the young median age of 29.

Drive

94.3%

Public Transport

N/A

Walk / Cycle

2.8%

Work from Home

N/A

Population Forecast

+3.06%/yr

(+451 people/yr)

Established

Population growth has been among the strongest of any NSW suburb over the past decade: a 63.9% rise brought the SA2-level count from roughly 9,000 to nearly 15,000, and annual growth is now running at 3.06%, adding around 451 residents per year. Internal migration is the dominant engine at a net 490 arrivals annually, more than 16 times the overseas contribution of 30. The gentrification score of 40 places the suburb in the Active stage, with accelerating mortgage-holder share as the key signal. Rent has grown 51.5% over the period versus real income growth of 23.5%, a gap that narrows affordability over time. Medium-scenario forecasts project the SA2 population reaching 16,783 by 2031, implying continued pressure on housing supply.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Internal Migration

Net Overseas / yr

+30

Net Internal / yr

+490

40

Gentrification Signal

Active

Net internal migration +490/yr, Accelerating: 14% → 67%

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Kembla Grange compares to ~15,000 Australian suburbs

Population
Top 25%
Household Income
Top 7%
Rent Level
Top 3%
Renters
Top 46%
Uni Educated
Top 31%
Born Overseas
Top 46%
Density
Top 26%

Frequently Asked Questions

Is Kembla Grange a good suburb to live in?

Kembla Grange scores decile 10 on the IER index of economic resources, the top national tier, and household income sits in the 93.2nd percentile. The suburb suits families: 66.1% of homes have 4 or more bedrooms, housing stress is low with mortgage-to-income at 21.0%, and population has grown 63.9% over the decade, signalling strong demand.

What is the median house price in Kembla Grange?

The median house price is $1,995,000, well above typical Illawarra values. Weekly rent averages $570 and monthly mortgage repayments run approximately $2,338. Despite the high entry price, the mortgage-to-income ratio sits at 21.0% because household incomes are in the 93.2nd percentile nationally.

What schools are in Kembla Grange?

No schools are recorded inside the Kembla Grange boundary in this dataset, so families rely on schools in neighbouring suburbs. Locally, 31.9% of residents hold university qualifications, which is 1.8 points above the national average, reflecting a well-educated resident base despite the absence of local schools.

Is Kembla Grange safe?

Detailed crime statistics are not available for Kembla Grange in this dataset. As an indirect indicator, the suburb scores IRSD decile 8 nationally, placing it in the upper tier for low disadvantage. Only 3.2% of residents (45 people) need daily assistance, consistent with a low-vulnerability population.

Is Kembla Grange good for property investment?

Investment fundamentals are mixed. Net internal migration of 490 residents per year supports long-term demand, and population grew 63.9% over the past decade. However, only 21.7% of households rent, and weekly rent of $570 against a $1,995,000 median implies a gross yield below 1.5%. Capital growth is the stronger investment case here than yield.

How is Kembla Grange's population changing?

Population is growing at 3.06% per year, adding around 451 residents annually. The 10-year rise of 63.9% is well above national norms. Internal migration dominates with a net 490 arrivals per year. Medium forecasts project the broader SA2 area reaching 16,783 residents by 2031, up from approximately 14,750 in 2025.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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