Kemps Creek
A median age of 44 and a 93.8% separate-house share give Kemps Creek a more established profile than growth-focused nearby Austral and Cecil Park. The suburb has 2,121 residents across 34.4 sq km, producing a low density of 61.7 people per sq km. Overseas-born residents make up 31.8%, 10.2 percentage points above the national figure, while average household size is 3.2, or 0.7 above national. That family scale supports larger homes, but the forecast trend is -0.43% annually, so overseas migration is not currently translating into rapid growth.
Local council: Penrith (62% of the suburb; the rest sits in a neighbouring council)
Population
2,121
Median Age
44.0
Household IncomeiMedian weekly household income (ABS Census)
$1,753/wk
DAs (12 months)iDevelopment Applications lodged in the past year
66
For buyers, Kemps Creek is geared more to detached family living than apartment-led housing: 93.8% of dwellings are separate houses, compared with 2.6% apartments and 3.6% semi-detached homes. The floorplan mix reinforces that position, with 62.8% of dwellings containing 4 or more bedrooms and 27.7% containing 3 bedrooms. A typical household is relatively large at 3.2 people, 0.7 above the national average, so space may matter more than compact convenience. The monthly mortgage figure is $1,875, while mortgage costs equal 24.7% of household income and are not flagged as stressed. Buyers should compare block size, access and renovation needs carefully because the detached stock is not uniform.
For Buyers
For buyers, Kemps Creek is geared more to detached family living than apartment-led housing: 93.8% of dwellings are separate houses, compared with 2.6% apartments and 3.6% semi-detached homes. The floorplan mix reinforces that position, with 62.8% of dwellings containing 4 or more bedrooms and 27.7% containing 3 bedrooms. A typical household is relatively large at 3.2 people, 0.7 above the national average, so space may matter more than compact convenience. The monthly mortgage figure is $1,875, while mortgage costs equal 24.7% of household income and are not flagged as stressed. Buyers should compare block size, access and renovation needs carefully because the detached stock is not uniform.
For Investors
Investor conditions are mixed. Weekly rent is $470, and 29.2% of households rent, giving a meaningful tenant base, but the 6.3% vacancy rate indicates more available choice than a tightly supplied market. Compared with the 45.2% owned-outright share, the rental segment is smaller and may be less deep than in a heavily renter-oriented suburb. Development activity is notable at 65 applications in 12 months, including demolition and a warehouse or distribution centre example, which can alter local amenity and land-use expectations. Overseas migration is the primary growth driver, yet the annual trend is -0.43%, so investors should prioritise tenant demand, holding costs and asset-specific resale evidence over a simple growth story.
Development Activity
Total DAs
284
Last 12 Months
66
YoY ChangeiYear-over-year change in DA lodgements
+13.8%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Kemps Creek
Open-register school locations for education access. This is not a school-quality ranking.
Demographics
Kemps Creek has an older age profile than the national average: median age is 44, or 4 years higher. University attainment is 19.7%, 10.4 percentage points below the national figure, while the overseas-born share is 31.8%, 10.2 points above national. Italian ancestry is the largest recorded group at 476 people, followed by English at 298 and Maltese at 158; Italian, Arabic and Canton are recorded languages at 98, 80 and 49 people. Christianity numbers 1,370, no religion 320 and Islam 158. Household size is 3.2, 0.7 above national, and 88.0% of residents stayed at the same address, helping explain the suburb's settled, aging trajectory.
Age Distribution
Bedrooms
Dwelling Structure
93.8%
Houses
3.6%
Townhouse
2.6%
Apartment
Tenure
Housing is overwhelmingly detached and family-sized. Separate houses account for 93.8% of dwellings, while apartments are 2.6% and semi-detached homes 3.6%; 62.8% have 4 or more bedrooms, compared with 27.7% with 3 bedrooms. Tenure is more owner-based than renter-based, with 45.2% owned outright, 19.1% mortgaged and 29.2% rented. That structure fits the 48.5% share of couples with children and average household size of 3.2. Weekly rent is $470, and rent takes 26.8% of household income, higher than the 24.7% mortgage share. Household income sits at the 61.6 percentile, providing useful context when comparing properties and ongoing costs.
Mortgage / mo
$1,875
Rent / wkiMedian weekly rent for new bonds (April to June 2026), NSW Rental Bond Board (DCJ). Census 2021 median: $470.
$675
Bond data Jun 2026 · houses $675
HH Size
3.2
Personal Income / wk
$633
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
6.3%
Unoccupied
40
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
26.8%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
24.7%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
48.5%
Couples with children
32.4%
Couples, no children
17.6%
Single parent
522
Total families
Economy & Employment
Construction is the leading industry at 16.2% of local employment, or 73 workers, followed by healthcare at 13.3% and 60, education at 13.1% and 59, manufacturing at 7.1% and 32, and other services at 7.1% and 32. The occupation mix includes 162 managers, 129 clerical and administrative workers, 115 trades workers, 106 professionals and 82 machinery or drivers. Unemployment is 4.5%, participation is 48.7% and the full-time rate is 49.1%, while 761 people are outside the labour force. Socio-economic results are uneven: IER sits in decile 10, but IEO is decile 5, IRSD decile 6 and IRSAD decile 7. That gap suggests household resources are higher than the education and occupation profile alone would imply.
Unemployment
4.5%
Labour Force
868
Unemployed
39
Source: ABS Census 2021
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
49.1%
Part-time
32.0%
Participation
48.7%
Employed
829
Full-time and part-time are shares of the employed. Source: ABS Census 2021
Occupations
Top Industries
University
19.7%
Postgraduate
2.8%
Born Overseas
31.8%
Dwellings
583
Transport to Work
Day-to-day life is likely to suit households comfortable with driving and lower-density living. Car drivers account for 52.5% of commuters, only 5.7% walk or cycle, and 38.1% work from home, so the commuting mix is more car-oriented than active-transport oriented. One local government primary school, Kemps Creek Public School, provides nearby primary access; families should check enrolment zones carefully and plan for secondary schooling because catchments can cross suburb boundaries. Socio-economic advantage sits at IRSAD decile 7, above lower-decile areas, while disadvantage is mid-range at IRSD decile 6. For safety decisions, check current NSW Police incidents by street and time. Compared with denser areas, the 34.4 sq km footprint and 61.7 people per sq km support a quieter, spread-out setting.
Drive
52.5%
Public Transport
N/A
Walk / Cycle
5.7%
Work from Home
38.1%
Growth Outlook
Kemps Creek has an established, slow-growth outlook. The forecast trend is -0.43% a year, below zero, while overseas migration is the primary driver, so incoming demand is being offset by an aging base and limited overall momentum. The shift trajectory is Aging: the senior share has risen 5.7 percentage points, the young share has fallen 2.2 points and the working share has fallen 3.7 points. Gentrification is scored at 0 and labelled Not gentrifying, rather than showing a strong transformation signal. Across the wider area, population change is 0.5% over 10 years. The earlier -4.5% Covid dip has not fully recovered, with recovery still at -3.5%, reinforcing a cautious outlook compared with faster-growing locations.
Population trend: Penrith council area
About 62% of Kemps Creek sits in Penrith; the rest is in a neighbouring council. These are the council area's residents, not Kemps Creek's.
Residents 2025
231,701
Growth, 5 yr average
+1.3%/yr
2020 to 2025
Growth, last year
+1.2%
2024 to 2025
ABS Estimated Resident Population by LGA, 30 June each year; council area, not this suburb
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Kemps Creek compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Kemps Creek a good suburb to live in?
Kemps Creek can suit households seeking detached homes and larger floorplans. Separate houses make up 93.8% of dwellings, and 62.8% have 4 or more bedrooms. The trade-off is slow growth at -0.43% annually, so lifestyle fit, driving needs and school access should matter as much as future appreciation.
What is the median house price in Kemps Creek?
A current median house price should be checked against recent settled sales rather than inferred from rent. Kemps Creek is 93.8% separate houses, and 62.8% of dwellings have 4 or more bedrooms, so compare like-for-like family homes with similar land size, condition and access.
What schools are in Kemps Creek?
Kemps Creek Public School is a government primary school serving the suburb. Families should confirm the exact enrolment zone and plan for secondary options nearby, because 1 primary school does not cover every year level and catchments can cross suburb boundaries.
Is Kemps Creek safe?
A suburb safety verdict should rely on current street-level incidents. Kemps Creek has 2,121 residents and an IRSAD decile of 7, but neither measure is a crime rate. Check current NSW Police incident patterns by street, offence type and time before signing a lease or buying.
Is Kemps Creek good for property investment?
The investment case is mixed. Weekly rent is $470, the vacancy rate is 6.3% and 29.2% of households rent. Development activity reached 65 applications over 12 months, but the annual growth trend is -0.43%, so investors should test tenant demand, costs and resale evidence carefully.
How is Kemps Creek's population changing?
The current population is 2,121. The outlook is slow and aging: the forecast trend is -0.43% annually, the trajectory is Aging, and wider-area population change is 0.5% over 10 years. Overseas migration is the main driver, while the senior share has risen 5.7 percentage points.
What languages are spoken in Kemps Creek?
The leading recorded languages include Italian, spoken by 98 people, Arabic by 80, Canton by 49 and Croatian by 25. With 31.8% of residents born overseas, households can check language support with schools, services and local providers before moving.
What development is happening in Kemps Creek?
Development activity is material at 65 applications over 12 months. Recent examples include demolition and a warehouse or distribution centre, so buyers and investors should check nearby approvals, traffic effects and future land use before committing. The annual growth trend is -0.43%, meaning construction activity does not automatically imply rapid population growth.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications).
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