King Creek
At a median age of 45, King Creek skews 5 years older than the national figure, and nearly half of all homes are owned outright, pointing to a settled, equity-rich population rather than a transient one. The median house price sits at $1,465,000, yet household income places the suburb at the 79th percentile nationally, so this is wealth expressed in property rather than wages. The housing stock is almost entirely separate houses at 98.8%, and 76.2% of dwellings have four or more bedrooms, well above typical suburban averages. Just 4.6% of residents rent, compared to the national norm closer to 30%, which means the market is driven almost entirely by owner-occupiers.
Population
1,863
Median Age
45.0
Household IncomeiMedian weekly household income (ABS Census)
$2,088/wk
DAs (12 months)iDevelopment Applications lodged in the past year
29
Median House
$1.5M
2024-2025 (PSI derived)
The median house price of $1,465,000 puts King Creek in premium Mid-North Coast territory, and prices have moved modestly from $1,450,000 in 2024 to $1,472,500 in 2025, a 1.6% annual gain. The stock is overwhelmingly owner-occupier friendly: 98.8% separate houses, with 76.2% having four or more bedrooms, higher than most comparable regional NSW suburbs. Monthly mortgage repayments average $2,167, producing a mortgage-to-income ratio of 24.0%, comfortably below the 30% stress threshold. With 49.1% of residents owning outright and only 46.3% carrying a mortgage, competition for listings comes mostly from established buyers rather than first-home purchasers. The 2.7% vacancy rate is low, reflecting genuine scarcity of rental stock in a suburb that is 95.4% owner-occupied.
For Buyers
The median house price of $1,465,000 puts King Creek in premium Mid-North Coast territory, and prices have moved modestly from $1,450,000 in 2024 to $1,472,500 in 2025, a 1.6% annual gain. The stock is overwhelmingly owner-occupier friendly: 98.8% separate houses, with 76.2% having four or more bedrooms, higher than most comparable regional NSW suburbs. Monthly mortgage repayments average $2,167, producing a mortgage-to-income ratio of 24.0%, comfortably below the 30% stress threshold. With 49.1% of residents owning outright and only 46.3% carrying a mortgage, competition for listings comes mostly from established buyers rather than first-home purchasers. The 2.7% vacancy rate is low, reflecting genuine scarcity of rental stock in a suburb that is 95.4% owner-occupied.
For Investors
King Creek is a low-yield, low-churn market, which suits capital-growth investors more than yield seekers. Weekly rent of $410 against a $1,465,000 median implies a gross yield under 1.5%, below typical regional NSW benchmarks. The renter share is just 4.6%, far lower than the national average near 30%, limiting the tenant pool. Vacancy sits at 2.7%, tight by rental market standards but irrelevant if few properties ever come to market. Development activity reached 27 applications in the past 12 months, including subdivision and complying development work, suggesting incremental supply growth. The 81.5% resident-retention rate signals that owners hold long and rarely sell, which constrains listing volumes and historically supports prices through supply restriction rather than demand surges.
Development Activity
Total DAs
157
Last 12 Months
29
YoY ChangeiYear-over-year change in DA lodgements
+61.1%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Demographics
The median age of 45 is 5 years above the national figure, and the suburb's identity signals an established, aging owner base rather than a growing family influx. Average household size of 3.0 is 0.5 above national, consistent with multigenerational or large-family homes at scale, which aligns with the dominant 4-plus bedroom stock. Overseas-born residents account for 10.8%, roughly 10.8 percentage points below the national average, and ancestry is strongly Anglo-Celtic, led by English (881), Irish (209) and Scottish (190) residents. University qualifications reach 25.5%, which is 4.6 points below national, while the full-time employment rate of 58.7% reflects a workforce that includes a growing cohort approaching or in retirement. Volunteering at 17.9% is notable, pointing to community engagement among the resident-stable population.
Age Distribution
Bedrooms
Dwelling Structure
98.8%
Houses
0.5%
Townhouse
0.7%
Apartment
Tenure
Tenure in King Creek is unusual by any national standard: 49.1% own outright, 46.3% carry a mortgage, and just 4.6% rent, compared to a national renter share near 30%. This tenure structure reflects a suburb where residents arrive, pay down debt, and stay. Prices grew from $1,450,000 in 2024 to $1,472,500 in 2025, a 1.6% annual rate, below the pace seen in higher-demand coastal markets. The stock is almost entirely detached houses at 98.8%, with apartments at 0.7% and semi-detached at 0.5%. Four-plus bedroom homes account for 76.2% of dwellings, well above national averages, suggesting the local housing form was built for families rather than couples or singles. The mortgage-to-income ratio of 24.0% remains below stress levels despite the $1.46 million median.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,167
Rent / wk
$410
HH Size
3.0
Personal Income / wk
$721
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
2.7%
Unoccupied
17
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
19.6%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
24.0%
Community Profile
Ancestry
Household Composition
27.3%
Couples, no children
1,672
Total families
Economy & Employment
Healthcare dominates local employment at 22.6% of the workforce (142 workers), well above its typical national industry weight, followed by Education at 14.8% (93) and Construction at 12.1% (76). Professionals (198) and Managers (125) are the top two occupation groups, which accounts for the household income reaching the 79th percentile nationally despite university qualifications sitting 4.6 points below national. The unemployment rate of 1.8% is low, and participation at 58.2% is moderate, consistent with a population where 538 residents are outside the labour force, likely reflecting retirees in the older median age cohort. Construction's 12.1% share, higher than many comparable suburbs, aligns with the ongoing development activity and the large-lot residential character of the area.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
58.7%
Part-time
39.5%
Participation
58.2%
Employed
864
Occupations
Top Industries
University
25.5%
Postgraduate
3.8%
Born Overseas
10.8%
Dwellings
604
Transport to Work
Car travel is essentially universal here: 94.6% of residents drive to work, reflecting the absence of meaningful public transport infrastructure typical of a low-density, semi-rural suburb. The 17.41 km2 area supports a density of just 107 residents per km2, far below urban norms. Mortgage stress is low at 24.0% of income and rent stress is also contained at 19.6%, meaning housing costs are manageable relative to local incomes that sit at the 79th national percentile. The volunteering rate of 17.9% and a near-zero one-parent family rate point to a stable household base. Crime data is not available for King Creek in this dataset, and no schools are recorded within the suburb boundary, so families with school-age children rely on nearby Wauchope and Port Macquarie facilities.
Drive
94.6%
Public Transport
N/A
Walk / Cycle
N/A
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How King Creek compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is King Creek a good suburb to live in?
King Creek suits owner-occupiers who prioritise space and stability over urban amenity. The median age of 45 is 5 years above the national figure, and 49.1% of residents own their home outright. Household income sits at the 79th national percentile, and mortgage-to-income at 24.0% is below the 30% stress threshold. The trade-off is near-total car dependency, with 94.6% driving to work.
What is the median house price in King Creek?
The median house price is $1,465,000 (PSI derived for 2024-2025). Prices moved from $1,450,000 in 2024 to $1,472,500 in 2025, a 1.6% annual gain. Monthly mortgage repayments average $2,167, and the mortgage-to-income ratio of 24.0% sits below the 30% stress threshold despite the premium price point.
What schools are in King Creek?
No schools are recorded inside the King Creek suburb boundary in this dataset. With a population of 1,863 across 17.41 km2, families rely on schools in nearby Wauchope and Port Macquarie. University qualifications among residents reach 25.5%, which is 4.6 percentage points below the national average.
Is King Creek safe?
Detailed crime statistics are not available for King Creek in this dataset. As an indirect indicator, the suburb has a resident-retention rate of 81.5%, meaning most households stay year to year, which is typically associated with stable, low-conflict communities. Only 5.4% of residents (97 people) require daily assistance.
Is King Creek good for property investment?
King Creek is a low-yield market. Weekly rent of $410 against a $1,465,000 median implies a gross yield under 1.5%, well below typical regional NSW benchmarks. The renter share is just 4.6%, far lower than the national average near 30%, limiting tenant demand. The 81.5% retention rate keeps listing volumes low, which historically supports prices through supply scarcity.
How is King Creek's population changing?
King Creek has a population of 1,863 across 17.41 km2, giving a density of 107 residents per km2. The suburb shows characteristics of a stable, aging community: the median age of 45 is 5 years above national, and the 81.5% resident-retention rate means fewer than 1 in 5 households move in any given year. Development applications reached 27 in the past 12 months, including subdivision activity.
How much development is happening in King Creek?
There were 27 development applications lodged in the past 12 months, including a subdivision, a complying development certificate for a swimming pool, and shed and structure applications. This level of activity is moderate for a suburb of 1,863 residents, and the subdivision application suggests incremental land supply is being created within the 17.41 km2 boundary.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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