Kurrajong Heights
With household income in the 88.5th percentile nationally yet a median house price of $1,000,000, Kurrajong Heights is one of the Hawkesbury's most financially comfortable rural retreats. The suburb is small, just 1,255 residents spread across 20.8 square kilometres, giving a density of 60 people per km2, far below the state average. Every dwelling recorded in the census is a separate house, and 56.1% have four or more bedrooms, pointing to large-lot acreage living rather than urban consolidation. The population grew only 3.4% over the past decade, and the median age of 43 is 3 years above the national figure, reflecting an established, aging community with deep local roots: 88.4% of residents stayed put in the five years before the census.
Population
1,255
Median Age
43.0
Household IncomeiMedian weekly household income (ABS Census)
$2,317/wk
DAs (12 months)iDevelopment Applications lodged in the past year
6
Median House
$1.0M
2024-2025 (PSI derived)
The median house price reached $1,005,000 in 2025, up 3.6% from $970,000 in 2024, so early-stage appreciation is visible despite the small transaction volume. All dwellings are separate houses, and 56.1% have four or more bedrooms, meaning buyers almost always get substantial space. The monthly mortgage repayment averages $2,400, producing a mortgage-to-income ratio of 23.9%, below the 30% stress threshold even though the median price has crossed seven figures. Outright owners make up 31.3% of households while 62.6% carry a mortgage, a higher mortgage share than many comparable rural villages, suggesting recent buyer activity. Renters represent only 6.1% of households, so this market is owner-occupier dominated and stock turnover is slow compared to suburban Sydney.
For Buyers
The median house price reached $1,005,000 in 2025, up 3.6% from $970,000 in 2024, so early-stage appreciation is visible despite the small transaction volume. All dwellings are separate houses, and 56.1% have four or more bedrooms, meaning buyers almost always get substantial space. The monthly mortgage repayment averages $2,400, producing a mortgage-to-income ratio of 23.9%, below the 30% stress threshold even though the median price has crossed seven figures. Outright owners make up 31.3% of households while 62.6% carry a mortgage, a higher mortgage share than many comparable rural villages, suggesting recent buyer activity. Renters represent only 6.1% of households, so this market is owner-occupier dominated and stock turnover is slow compared to suburban Sydney.
For Investors
The investment case here is thin by yield metrics: weekly rent of $450 against a $1,000,000 median implies a gross yield of roughly 2.3%, below most regional NSW benchmarks. The vacancy rate stands at 4.3%, elevated for a suburb with only 6.1% renters, suggesting occasional oversupply in the small rental pool. Development activity is minimal at 6 applications in the past 12 months, with no new dwelling completions recorded, limiting future rental supply pressure but also pointing to low capital growth catalysts. Net internal migration is negative at minus 182 residents per year for the broader area, while overseas migration adds just 71, so demand growth is modest compared to higher-growth regional centres. Investors seeking yield or volume would find better options elsewhere in NSW.
Development Activity
Total DAs
59
Last 12 Months
6
YoY ChangeiYear-over-year change in DA lodgements
-14.3%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Demographics
The median age of 43 is 3.0 years above the national average, consistent with the aging trajectory signal: the senior share increased 5.0 points over the decade while the young adult share fell 2.0 points. Overseas-born residents make up 14.6%, which is 7.0 points below the national figure, reflecting an Anglo-leaning population: English (565 residents), Irish (190) and Scottish (156) are the dominant ancestries. University qualifications reach 33.9%, which is 3.8 points above the national rate, a meaningful gap for a rural area and driven partly by the 173 Professionals and 117 Managers who make up the two largest occupation groups. Average household size of 2.7 is marginally above the national average, and 39.4% of families are couples with children, consistent with the large-bedroom housing stock.
Age Distribution
Bedrooms
Dwelling Structure
100.0%
Houses
N/A
Townhouse
N/A
Apartment
Tenure
The housing stock is exclusively separate houses, a rarity even in regional NSW, and 56.1% of dwellings have four or more bedrooms. The median price moved from $970,000 in 2024 to $1,005,000 in 2025, a 3.6% rise over one year. Tenure splits firmly toward ownership: 31.3% own outright, 62.6% hold a mortgage and just 6.1% rent, one of the lowest renter shares in the Hawkesbury area. Mortgage-to-income at 23.9% is comfortable relative to Sydney benchmarks and sits below the 30% stress threshold despite the seven-figure median. Rent-to-income at 19.4% is also below stress levels for the small renter cohort. The price-to-income ratio remains stretched compared to regional averages, because high household incomes have attracted buyers willing to pay a premium for the acreage lifestyle.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,400
Rent / wk
$450
HH Size
2.7
Personal Income / wk
$1,055
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
4.3%
Unoccupied
21
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
19.4%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
23.9%
Community Profile
Ancestry
Household Composition
27.8%
Couples, no children
1,096
Total families
Economy & Employment
Education and Healthcare jointly lead the local industry mix, each employing 15.9% of residents (81 workers each), followed by Construction at 12.2% (62 workers), Public Admin at 8.4% and Professional/Tech at 6.7%. By occupation, Professionals (173) and Managers (117) dominate, reflecting a workforce that commutes to larger centres rather than working locally. The full-time employment rate is 65.4% and the unemployment rate is just 2.0%, well below the NSW state average, though the participation rate of 62.4% points to a significant pool of residents not in the labour force, consistent with the older median age. SEIFA IRSD decile is 8, indicating relatively low disadvantage nationally, while the IRSAD decile of 7 reflects moderate socioeconomic advantage. Real income grew 12.8% over the decade, keeping pace with but not exceeding national trends.
Unemployment
5.1%
Labour Force
13,290
Unemployed
684
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
65.4%
Part-time
32.6%
Participation
62.4%
Employed
628
Occupations
Top Industries
University
33.9%
Postgraduate
9.1%
Born Overseas
14.6%
Dwellings
465
Transport to Work
Car dependence is near-total: 94.7% of residents commute by car, and only 0.8% use public transport, one of the lowest public transport rates in NSW, because the suburb sits in the Blue Mountains foothills with limited bus access to Penrith or Richmond. No schools are recorded within the Kurrajong Heights boundary, so families rely on schools in nearby Kurrajong village or Richmond, adding to car travel demands. The IRSAD decile of 7 places the suburb in the upper-advantage tier nationally, and only 3.9% of residents (48 people) need daily assistance, below the state average. The volunteering rate of 17.6% is above the national norm, pointing to an engaged community. The IER (economic resources) decile reaches 10, the top tier, reflecting the combination of high incomes and high outright-ownership rates that underpin household wealth.
Drive
94.7%
Public Transport
0.8%
Walk / Cycle
1.9%
Work from Home
N/A
Population Forecast
+0.19%/yr
(+42 people/yr)
EstablishedPopulation growth is slow by any measure: the 10-year change is 3.4% and the annual trend adds just 42 residents to the broader SA2, a growth rate of 0.19% per year. The medium forecast holds the broader area population around 22,821 by 2031, with no acceleration expected. Internal migration runs at minus 182 net residents per year, a structural outflow that is only partially offset by 71 net overseas arrivals annually. The gentrification score of 36 (early signs) is modest, and the primary signal against further uplift is that net internal outflow: people leaving for more affordable or better-serviced areas offsets any incoming premium-seeker demand. Affordability worsened slightly between 2011 (45.9%) and 2021 (48.5%), and rent grew 46.7% over the period, meaning renters faced sharper cost increases than owner-occupiers.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Overseas Migration
Net Overseas / yr
+71
Net Internal / yr
-182
Gentrification Signal
Not gentrifying
Net internal outflow -182/yr
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Kurrajong Heights compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Kurrajong Heights a good suburb to live in?
Kurrajong Heights suits buyers who want acreage living with strong household finances. The suburb ranks in IRSAD decile 7 and IER decile 10 nationally, and household incomes sit in the 88.5th percentile. The trade-offs are limited public transport (0.8% usage rate), no schools recorded within the suburb boundary, and a $1,000,000 median house price.
What is the median house price in Kurrajong Heights?
The median house price is $1,000,000, rising from $970,000 in 2024 to $1,005,000 in 2025, a 3.6% increase. Monthly mortgage repayments average $2,400, which is 23.9% of median household income, below the standard 30% mortgage stress threshold.
What schools are in Kurrajong Heights?
No schools are recorded inside the Kurrajong Heights boundary in this dataset. Families typically travel to nearby Kurrajong village or Richmond for primary and secondary education. Despite this, 33.9% of local residents hold university qualifications, which is 3.8 points above the national figure.
Is Kurrajong Heights safe?
Detailed suburb-level crime data is not available for Kurrajong Heights. As a proxy indicator, the suburb scores IRSD decile 8 nationally, placing it in the lower-disadvantage tier, and only 3.9% of residents (48 people) require daily assistance. High owner-occupancy at 93.9% of households and low population turnover (88.4% of residents stayed in the same address for five years) are generally associated with lower crime environments.
Is Kurrajong Heights good for property investment?
The investment fundamentals are modest. Weekly rent of $450 against a $1,000,000 median implies a gross yield near 2.3%, below regional NSW benchmarks. The vacancy rate is 4.3% despite only 6.1% renters, and just 6 development applications were lodged in 12 months, limiting rental supply growth. Net internal migration for the area runs at minus 182 per year, dampening demand.
How is Kurrajong Heights's population changing?
Growth is slow: population expanded 3.4% over the past decade, adding roughly 42 residents per year. The profile is aging, with the senior share rising 5.0 points and the young share falling 2.0 points. Net internal migration is negative at minus 182 per year, offset by 71 net overseas arrivals annually. Forecasts hold the broader area around 22,821 residents by 2031.
What is the main industry in Kurrajong Heights?
Education and Healthcare both employ 15.9% of residents (81 workers each), jointly leading the local economy. Construction follows at 12.2% (62 workers) and Public Admin at 8.4%. Professionals (173) and Managers (117) are the two largest occupation groups, suggesting many residents commute to employment centres in Penrith or Richmond rather than working locally.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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