Kurrajong
Household income in the 88th percentile nationally is the standout fact about Kurrajong, a low-density rural-residential suburb of 3,113 people spread across 46 square kilometres west of Sydney. The median house price reached $1,480,000 in 2025, yet just 10.7% of residents rent, far below state norms. The suburb scores decile 10 on the Index of Economic Resources, reflecting high property wealth. Population growth runs at a modest 0.19% annually, around 42 people per year, and the median age of 46 is 6 years above the national figure, pointing to an established, aging owner-occupier community.
Population
3,113
Median Age
46.0
Household IncomeiMedian weekly household income (ABS Census)
$2,304/wk
DAs (12 months)iDevelopment Applications lodged in the past year
25
Median House
$1.4M
2024-2025 (PSI derived)
The median house price rose from $1,350,000 in 2024 to $1,480,000 in 2025, a 9.6% gain over one year. Almost all dwellings are separate houses at 97.7%, with apartments and semi-detached each at just 1.2%, so buyers are overwhelmingly competing for detached stock on large lots. Bedrooms skew large: 62.8% of dwellings have 4 or more bedrooms. Monthly mortgage repayments average $2,600, producing a mortgage-to-income ratio of 26.1%, below the common 30% stress threshold despite prices well above the national median. Owner-occupiers dominate strongly, with 44.4% owning outright and 45.0% on a mortgage, compared to a renter share of just 10.7%, well below the national average.
For Buyers
The median house price rose from $1,350,000 in 2024 to $1,480,000 in 2025, a 9.6% gain over one year. Almost all dwellings are separate houses at 97.7%, with apartments and semi-detached each at just 1.2%, so buyers are overwhelmingly competing for detached stock on large lots. Bedrooms skew large: 62.8% of dwellings have 4 or more bedrooms. Monthly mortgage repayments average $2,600, producing a mortgage-to-income ratio of 26.1%, below the common 30% stress threshold despite prices well above the national median. Owner-occupiers dominate strongly, with 44.4% owning outright and 45.0% on a mortgage, compared to a renter share of just 10.7%, well below the national average.
For Investors
A 10.7% renter share and weekly rent of $430 reflect a market where owner-occupiers dominate rather than tenants. Against the $1,480,000 median price, that weekly rent implies a gross yield near 1.5%, which is low compared to suburban investor benchmarks. The vacancy rate sits at 5.6%, above typical tight-market levels, signalling limited rental demand. Development activity is modest at 23 applications in the past 12 months, mostly dwelling additions and subdivisions rather than new supply. Annual population growth of 0.19%, or roughly 42 persons per year, provides thin demand growth. Internal migration runs at negative 182 per year on average, partly offset by overseas migration of 71, making Kurrajong a capital-growth play rather than a yield or volume market.
Development Activity
Total DAs
216
Last 12 Months
25
YoY ChangeiYear-over-year change in DA lodgements
-41.9%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Kurrajong iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Hawkesbury Independent School
K-6 · 77 students
Kurrajong Public School
K-6 · 139 students
Kuyper Christian School
K-12 · 201 students
Comleroy Road Public School
K-6 · 144 students
Demographics
The median age of 46 is 6 years above the national figure, and the aging trajectory is confirmed by a 5-point rise in the senior share and a 2-point fall in the young-adult share over the decade. Overseas-born residents account for 14.6%, which is 7 percentage points below the national average, reflecting the Anglo-Celtic character of the area. English (1,399 residents), Irish (344) and Scottish (333) are the three largest ancestries. University qualifications reach 30.1%, roughly at the national level. The average household size of 2.9 is 0.4 above the national average, consistent with a family-oriented community, and 37.9% of families are couples with children. Christianity is the dominant religion at 1,860 residents.
Age Distribution
Bedrooms
Dwelling Structure
97.7%
Houses
1.2%
Townhouse
1.2%
Apartment
Tenure
Kurrajong is one of the most owner-occupied suburbs in NSW: 44.4% own outright and 45.0% carry a mortgage, leaving renters at only 10.7%, compared to state and national averages considerably higher. The stock is almost entirely separate houses at 97.7%, and 62.8% of dwellings have 4 or more bedrooms, pointing to large family homes on rural-residential blocks. The median price moved from $1,350,000 in 2024 to $1,480,000 in 2025, a 9.6% appreciation. Rent-to-income sits at 18.7% and mortgage-to-income at 26.1%, both below stress thresholds. Turnover is low at 16.8%, with 83.2% of residents having stayed in the same dwelling, a sign of strong residential attachment rather than speculative churn.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,600
Rent / wk
$430
HH Size
2.9
Personal Income / wk
$894
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
5.6%
Unoccupied
61
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
18.7%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
26.1%
Community Profile
Ancestry
Household Composition
29.6%
Couples, no children
2,720
Total families
Economy & Employment
Construction leads local employment at 17.9% (199 workers), followed by Education at 14.8% (165) and Healthcare at 12.7% (141), with Manufacturing and Professional/Tech each at 7.7%. This pattern, construction-led with public-sector anchors in education and health, is typical of outer Sydney growth corridors. By occupation, Professionals (322) and Managers (244) are the top two groups. The unemployment rate is 3.4% and full-time employment runs at 61.7%, both healthy figures. The participation rate is 56.5%, below national levels, partly because 874 residents are not in the labour force, reflecting the older median age. Household income sits in the 88.2nd percentile nationally, well above the national average, underpinning strong purchasing power despite the semi-rural setting.
Unemployment
5.1%
Labour Force
13,290
Unemployed
684
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
61.7%
Part-time
34.9%
Participation
56.5%
Employed
1,410
Occupations
Top Industries
University
30.1%
Postgraduate
7.9%
Born Overseas
14.6%
Dwellings
1,028
Transport to Work
Kurrajong is almost entirely car-dependent: 93.0% of residents drive to work and only 0.6% use public transport, consistent with a suburb 46 square kilometres in area with dispersed rural-residential lots far from rail. The volunteering rate is 18.5%, above average nationally, suggesting strong community engagement. Housing stress is low, with rent-to-income at 18.7% and mortgage-to-income at 26.1%, both well below the 30% stress line. The suburb scores decile 8 on IRSD and decile 7 on IRSAD, placing it in the upper advantage tiers nationally. Crime data is not available in this dataset. No schools are recorded inside the suburb boundary in this dataset, so families rely on schools in nearby Richmond and surrounding areas.
Drive
93.0%
Public Transport
0.6%
Walk / Cycle
2.6%
Work from Home
N/A
Population Forecast
+0.19%/yr
(+42 people/yr)
EstablishedPopulation growth is slow at 0.19% annually, adding around 42 people per year, and the 10-year change was just 3.4%. The medium forecast holds growth at roughly that pace through 2031, reaching around 22,821 in the broader area. The suburb's primary migration driver is overseas arrivals at net 71 per year, but internal outflow runs at negative 182 annually, meaning Kurrajong loses more residents to other parts of Australia than it gains. The gentrification score is 0 with a stage of not gentrifying, supported by the net internal outflow signal. Rent growth over the decade was 46.7%, much faster than real income growth of 12.8%, meaning affordability has worsened even as incomes rose. The affordability ratio moved from 45.9% in 2011 to 48.5% in 2021.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Overseas Migration
Net Overseas / yr
+71
Net Internal / yr
-182
Gentrification Signal
Not gentrifying
Net internal outflow -182/yr
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Kurrajong compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Kurrajong a good suburb to live in?
Kurrajong suits buyers seeking large detached homes and rural space near Sydney. Household income sits in the 88.2nd percentile nationally, housing stress is low with mortgage-to-income at 26.1%, and the volunteering rate of 18.5% points to strong community ties. The main trade-off is near-total car dependency, with 93.0% of residents driving to work and public transport at just 0.6%.
What is the median house price in Kurrajong?
The median house price is $1,480,000 as of 2025, up 9.6% from $1,350,000 in 2024. Monthly mortgage repayments average $2,600 and weekly rent averages $430. The mortgage-to-income ratio sits at 26.1%, below the 30% stress threshold, because household incomes are in the 88th percentile nationally.
What schools are in Kurrajong?
No schools are recorded inside the Kurrajong suburb boundary in this dataset. Families typically access schools in nearby Richmond and surrounding communities in the Hawkesbury area. Locally, 30.1% of residents hold university qualifications, roughly at the national average.
Is Kurrajong safe?
Detailed crime statistics for Kurrajong are not available in this dataset. As indirect indicators, the suburb scores decile 8 on IRSD, the index of relative disadvantage, placing it in the upper advantage tier nationally, and only 5.2% of residents (159 people) need daily assistance, both consistent with a low-disadvantage community.
Is Kurrajong good for property investment?
Weekly rent of $430 against a $1,480,000 median implies a gross yield near 1.5%, low compared to typical investment benchmarks. The vacancy rate is 5.6% and the renter share is just 10.7%, well below the national average, meaning tenant demand is thin. The investment case rests on capital growth: prices rose 9.6% in 12 months and rent grew 46.7% over the decade.
How is Kurrajong's population changing?
Population growth is slow at 0.19% per year, adding around 42 people annually. The 10-year change was 3.4%. The suburb is aging, with the senior share rising 5 points over the decade, and net internal outflow runs at negative 182 per year, partly offset by overseas migration of 71. Medium forecasts project continued modest growth through 2031.
How much development is happening in Kurrajong?
There were 23 development applications lodged in the past 12 months, including subdivisions and dwelling additions. Activity is modest for a suburb of 3,113 people, consistent with the low 0.19% annual population growth and the dominance of established owner-occupiers who make up 44.4% of the suburb outright.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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