Kyogle
At $480,000, Kyogle's median house price sits well below the NSW state median, yet affordability comes with structural context: household income ranks in the 10.1st percentile nationally, meaning nine in ten Australian households earn more. The population of 2,248 carries a median age of 47, which is 7 years above the national figure. The suburb is overwhelmingly owner-occupied detached housing: 89.7% separate houses and 43.5% owned outright. Rent grew 39.9% over the period, well ahead of real income growth of 14.6%, a divergence signalling mounting affordability pressure for the 30.8% who rent.
Population
2,248
Median Age
47.0
Household IncomeiMedian weekly household income (ABS Census)
$939/wk
DAs (12 months)iDevelopment Applications lodged in the past year
34
Median House
$480K
2024-2025 (PSI derived)
Kyogle's $480,000 median grew 1.6% from $475,000 in 2024 to $482,500 in 2025. Stock is almost entirely separate houses at 89.7%, with three-bedroom dwellings at 50.2% and four-plus at 21.4%. Monthly mortgage repayments average $1,142 and the mortgage-to-income ratio of 28.1% stays below the 30% stress threshold, more comfortable than coastal NSW markets. Outright owners at 43.5% far outnumber mortgage holders at 25.7%, pointing to a long-established, low-debt resident base. The 8.9% rental vacancy rate signals softer rental demand, so purchase competition is lower than comparable affordability-driven regional towns.
For Buyers
Kyogle's $480,000 median grew 1.6% from $475,000 in 2024 to $482,500 in 2025. Stock is almost entirely separate houses at 89.7%, with three-bedroom dwellings at 50.2% and four-plus at 21.4%. Monthly mortgage repayments average $1,142 and the mortgage-to-income ratio of 28.1% stays below the 30% stress threshold, more comfortable than coastal NSW markets. Outright owners at 43.5% far outnumber mortgage holders at 25.7%, pointing to a long-established, low-debt resident base. The 8.9% rental vacancy rate signals softer rental demand, so purchase competition is lower than comparable affordability-driven regional towns.
For Investors
Weekly rent of $280 against a $480,000 median implies a gross yield near 3.0%, modest but higher than inner-city NSW markets. Rent has risen 39.9% over the period while real income grew only 14.6%, which may cap further rent gains as affordability pressure on tenants builds. The 8.9% vacancy rate is elevated, indicating the rental market currently has excess supply. Development reached 29 applications in the past 12 months, mostly alterations and sheds rather than new residential stock. Net internal migration averages 34 arrivals per year and overseas migration 18, providing steady but thin demand support rather than the volume needed to tighten vacancies quickly.
Development Activity
Total DAs
168
Last 12 Months
34
YoY ChangeiYear-over-year change in DA lodgements
-15.0%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Kyogle iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
St Brigid's Primary School
K-6 · 148 students
Kyogle Public School
K-6 · 260 students
Kyogle High School
7-12 · 307 students
Demographics
Kyogle's median age of 47 is 7 years above the national figure. The senior share rose 9.6 points and the working-age share fell 4.8 points over the decade. Only 8.7% of residents were born overseas, which is 12.9 percentage points below the national average, and ancestry is strongly Anglo-Celtic: English (861), Irish (338) and Scottish (255). University qualifications reach 17.2%, which is 12.9 points below the national figure, consistent with the SEIFA IEO decile 3 rating. Average household size of 2.2 is slightly below national, and 27.9% of families are couples without children, reflecting the older age profile.
Age Distribution
Bedrooms
Dwelling Structure
89.7%
Houses
0.9%
Townhouse
7.9%
Apartment
Tenure
Tenure divides clearly: outright owners at 43.5%, renters at 30.8%, mortgage holders at 25.7%. The 43.5% outright ownership rate is well above the national average, reflecting the older, long-settled population. Separate houses make up 89.7% of dwellings and apartments only 7.9%. Three-bedroom homes are the modal stock at 50.2%, with four-plus at 21.4%. Prices rose from $475,000 in 2024 to $482,500 in 2025, a 1.6% gain. Mortgage-to-income of 28.1% and rent-to-income of 29.8% both stay below 30%, though the 8.9% vacancy rate suggests the rental segment has slack.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$1,142
Rent / wk
$280
HH Size
2.2
Personal Income / wk
$541
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
8.9%
Unoccupied
88
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
29.8%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
28.1%
Community Profile
Ancestry
Household Composition
27.9%
Couples, no children
1,504
Total families
Economy & Employment
Healthcare dominates at 27.8% of workers (122 people), far above its share in most comparably sized NSW towns, likely because the aging population creates sustained local service demand. Education follows at 12.1% (53) and Construction at 10.9% (48). Community and Personal Service Workers lead by occupation (120), then Labourers (118) and Professionals (108). The unemployment rate of 7.0% is elevated compared to NSW norms, and participation sits at just 40.7%, with 822 residents not in the labour force. SEIFA IRSD decile 2 and IRSAD decile 2 rank Kyogle in the bottom 20% nationally, reflecting low household income at the 10.1st percentile.
Unemployment
5.7%
Labour Force
3,322
Unemployed
189
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
58.1%
Part-time
34.9%
Participation
40.7%
Employed
688
Occupations
Top Industries
University
17.2%
Postgraduate
2.3%
Born Overseas
8.7%
Dwellings
900
Transport to Work
Kyogle is car-dependent: 82.5% of residents drive to work, well above the national average, with no recorded public transport use in the data. Walking and cycling account for 10.7%. No schools are recorded within the suburb boundary in this dataset, so families rely on institutions elsewhere in the LGA. IRSAD decile 2 places Kyogle in the bottom 20% nationally for relative advantage. The volunteering rate of 21.3% is comparatively high for a low-income community. Rent-to-income at 29.8% is close to the 30% stress threshold, and 9.4% of residents (188 people) need daily assistance, consistent with the older-than-average population.
Drive
82.5%
Public Transport
N/A
Walk / Cycle
10.7%
Work from Home
N/A
Population Forecast
+0.08%/yr
(+6 people/yr)
EstablishedPopulation growth is effectively flat at 0.08% annually, adding roughly 6 people per year, and the 10-year change is only 1.3%. Medium-scenario forecasts hold the broader SA2 near 7,700 through 2031 with minimal change. Net internal migration averages 34 arrivals per year and overseas migration 18, balanced drivers that prevent outright loss but fall short of the inflows needed to drive prices higher. Rent growth of 39.9% over the period outpaced real income growth of 14.6% significantly, signalling demand-supply tension in rentals even in this slow-growth market. The gentrification stage shows early signs at a score of 20, though headline indicators remain below the threshold for confirmed gentrification.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Balanced
Net Overseas / yr
+18
Net Internal / yr
+34
Gentrification Signal
Not gentrifying
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Kyogle compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Kyogle a good suburb to live in?
Kyogle suits buyers seeking affordable detached housing in northern NSW. The $480,000 median is well below the NSW state median and mortgage-to-income sits at 28.1%, below the stress threshold. Trade-offs include a SEIFA IRSAD decile 2 rating (bottom 20% nationally), a 7.0% unemployment rate and limited public transport.
What is the median house price in Kyogle?
The median house price is $480,000, up 1.6% from $475,000 in 2024 to $482,500 in 2025. Monthly mortgage repayments average $1,142 and weekly rent is $280. The mortgage-to-income ratio of 28.1% stays below the 30% stress threshold.
What schools are in Kyogle?
No schools are recorded within the Kyogle suburb boundary in this dataset. Families rely on schools in the broader Kyogle LGA. The local university qualification rate is 17.2%, which is 12.9 percentage points below the national figure, reflecting a trade and services-oriented local workforce.
Is Kyogle safe?
Detailed crime statistics are not available for Kyogle in this dataset. As an indirect indicator, the suburb scores SEIFA IRSD decile 2, placing it in the bottom 20% nationally for relative disadvantage. The high 43.5% outright ownership rate and volunteering rate of 21.3% suggest a stable, long-settled community.
Is Kyogle good for property investment?
Weekly rent of $280 against a $480,000 median implies a gross yield near 3.0%, higher than many coastal NSW markets. However, the 8.9% vacancy rate signals rental oversupply. Rent grew 39.9% over the period but population growth is only 0.08% annually, limiting the demand needed for strong capital appreciation.
How is Kyogle's population changing?
Population growth is 0.08% annually, adding about 6 people per year. The 10-year growth rate is 1.3%. The median age of 47 is 7 years above the national figure, the senior share rose 9.6 points over the decade and the working-age share fell 4.8 points, pointing to an aging trajectory with minimal growth pressure.
How much development is happening in Kyogle?
There were 29 development applications lodged in the past 12 months, covering alterations, sheds and subdivision. This is modest activity consistent with 0.08% annual population growth and a detached-dominant stock of 89.7% separate houses. Net annual migration of around 52 people limits new-supply pressure.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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