Largs
Household income in the 77.7th percentile sits inside a suburb where 90.3% of dwellings are separate houses and the median age of 39 is roughly equal to the national figure. Largs covers 7.68 square kilometres in the Hunter Valley hinterland with a population of 1,962, a density well below metro averages. The median house price reached $809,300 in 2025, up 8.6% from $745,000 in 2024, a gain that compares favourably to many regional NSW markets. The suburb scores at SEIFA decile 5 on IRSAD and IRSD, placing it squarely in the middle nationally, but the IEO score of decile 6 points to modestly above-average education and occupation outcomes.
Population
1,962
Median Age
39.0
Household IncomeiMedian weekly household income (ABS Census)
$2,065/wk
DAs (12 months)iDevelopment Applications lodged in the past year
16
Median House
$790K
2024-2025 (PSI derived)
The median house price in Largs rose from $745,000 in 2024 to $809,300 in 2025, an 8.6% gain in 12 months. Monthly mortgage repayments average $2,000, producing a mortgage-to-income ratio of 22.4%, comfortably below the 30% stress threshold and lower than many Sydney fringe markets. The dominant stock type is the four-plus bedroom detached house, which accounts for 60.4% of all dwellings, with three-bedroom homes at 31.5%. Separate houses make up 90.3% of the housing base, so buyers face limited apartment or townhouse options. Outright owners hold 37.6% of properties against 45.6% on mortgages, indicating a mid-stage ownership profile rather than long-held debt-free wealth typical of older suburbs.
For Buyers
The median house price in Largs rose from $745,000 in 2024 to $809,300 in 2025, an 8.6% gain in 12 months. Monthly mortgage repayments average $2,000, producing a mortgage-to-income ratio of 22.4%, comfortably below the 30% stress threshold and lower than many Sydney fringe markets. The dominant stock type is the four-plus bedroom detached house, which accounts for 60.4% of all dwellings, with three-bedroom homes at 31.5%. Separate houses make up 90.3% of the housing base, so buyers face limited apartment or townhouse options. Outright owners hold 37.6% of properties against 45.6% on mortgages, indicating a mid-stage ownership profile rather than long-held debt-free wealth typical of older suburbs.
For Investors
Renters account for 16.8% of occupied dwellings, below the national average, which limits the tenant pool but also signals stable owner-occupier demand. Weekly rent averages $420, and with a median house price of $809,300, gross yield sits near 2.7%. Vacancy sits at 4.7%, above a balanced market threshold, which suggests some rental supply softness. Development activity shows 14 applications in the past 12 months, including multi-dwelling housing and subdivision proposals, indicating early land-use diversification. Net overseas migration adds 145 residents per year to the broader local area, while net internal migration contributes 66 more, so underlying demand drivers are positive. Rent grew 23.1% over the recent period, outpacing many comparable regional NSW suburbs.
Development Activity
Total DAs
114
Last 12 Months
16
YoY ChangeiYear-over-year change in DA lodgements
-40.7%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Largs iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Largs Public School
K-6 · 155 students
Demographics
The median age of 39 is one year below the national figure, meaning the working-age base is proportionally slightly larger than the national average. Overseas-born residents make up just 6.0%, which is 15.6 percentage points below national, reflecting a predominantly Australian-born population. Ancestry is strongly Anglo-Celtic: English leads at 887 residents, followed by Irish (254) and Scottish (218), consistent with the Hunter Valley's historical settlement patterns. University qualifications reach 23.3% of residents, which is 6.8 points below national, pointing to a trade-and-services workforce rather than a professional-knowledge economy. Average household size of 2.8 is 0.3 above national, consistent with the family-focused housing stock dominated by four-plus bedroom homes.
Age Distribution
Bedrooms
Dwelling Structure
90.3%
Houses
9.1%
Townhouse
0.6%
Apartment
Tenure
Ownership rates tell a stable story: 37.6% own outright, 45.6% carry a mortgage and only 16.8% rent, well below the national renter share. The stock is overwhelmingly detached houses at 90.3%, with semi-detached at 9.1% and apartments a negligible 0.6%. Four-plus bedroom homes dominate at 60.4%, which is unusually high compared to the national mix and indicates the suburb caters primarily to families rather than downsizers or singles. The median house price rose from $745,000 to $809,300 between 2024 and 2025, a one-year CAGR of 8.6%. Rent-to-income sits at 20.3%, comfortably below the 30% stress marker, meaning most renters here are not under financial pressure relative to their incomes.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,000
Rent / wk
$420
HH Size
2.8
Personal Income / wk
$828
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
4.7%
Unoccupied
33
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
20.3%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
22.4%
Community Profile
Ancestry
Household Composition
24.9%
Couples, no children
1,667
Total families
Economy & Employment
Healthcare is the largest employing industry at 15.9% (106 workers), followed by Education at 11.8% (79) and Construction at 11.5% (77). Mining accounts for 10.8% of employed residents, reflecting proximity to Hunter Valley coal and energy operations, a sector that typically delivers above-average wages. Professional/Tech employs 7.2% of workers, lower than major urban centres, consistent with the 23.3% university qualification rate that sits below national. By occupation, Professionals (167) and Managers (123) lead the workforce, but Community/Personal (120) and Clerical/Admin (121) are nearly as large, indicating service-sector diversity. Unemployment is 3.3%, close to the national rate, and the full-time employment rate of 62.1% compares reasonably to national averages. SEIFA IRSD decile 5 places the suburb at the national median.
Unemployment
3.2%
Labour Force
9,593
Unemployed
304
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
62.1%
Part-time
34.6%
Participation
60.7%
Employed
903
Occupations
Top Industries
University
23.3%
Postgraduate
4.1%
Born Overseas
6.0%
Dwellings
672
Transport to Work
Car dependence is very high: 94.5% of residents drive to work, compared to national figures that include higher public transport use in urban centres. Active transport is minimal at 0.5% walking or cycling. No schools are recorded inside the suburb boundary, so families depend on institutions in neighbouring suburbs such as Maitland and East Maitland within postcode 2320. Crime data is not available for this suburb in the current dataset. The IRSAD decile of 5 places Largs at the national median for relative advantage and disadvantage, meaning residents face neither concentrated disadvantage nor concentrated advantage. Volunteering reaches 12.2% of the population, and 6.9% of residents need daily assistance, figures consistent with a mid-range, family-oriented community.
Drive
94.5%
Public Transport
N/A
Walk / Cycle
0.5%
Work from Home
N/A
Population Forecast
+0.46%/yr
(+72 people/yr)
EstablishedAnnual population growth is 0.46%, adding around 72 residents per year, slower than the national average but consistent with the suburb's small footprint of 7.68 square kilometres. Over 10 years, the population grew 2.1%, classifying Largs as an established, slow-growth area. The gentrification score is 19, well below the threshold that signals meaningful change, and the current stage is listed as not gentrifying. Overseas migration drives the broader local area, with net overseas arrivals averaging 145 per year compared to net internal migration of 66, so the suburb is not losing residents to lifestyle churn. Affordability improved from 43.1% in 2011 to 37.3% in 2021, a trend running in the opposite direction to many coastal and metro markets. Medium forecasts project the wider area reaching 15,979 residents by 2031.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Overseas Migration
Net Overseas / yr
+145
Net Internal / yr
+66
Gentrification Signal
Not gentrifying
Net internal migration +66/yr
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Largs compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Largs a good suburb to live in?
Largs suits families looking for large detached homes at below-Sydney prices. Household income is in the 77.7th percentile nationally, mortgage-to-income sits at 22.4% below the stress threshold, and 90.3% of homes are separate houses with four-plus bedrooms making up 60.4% of stock. The main trade-off is high car dependence at 94.5% and limited walkable amenity.
What is the median house price in Largs?
The median house price reached $809,300 in 2025, up 8.6% from $745,000 in 2024. Monthly mortgage repayments average $2,000 and weekly rent averages $420. The mortgage-to-income ratio of 22.4% is below the 30% stress level, making ownership more accessible than many comparable NSW markets.
What schools are in Largs?
No schools are recorded inside the Largs boundary in the current dataset. Families in postcode 2320 typically access schools in neighbouring suburbs including Maitland and East Maitland. University qualifications among residents reach 23.3%, which is 6.8 points below the national figure, reflecting the suburb's trade-and-services workforce profile.
Is Largs safe?
Detailed crime statistics are not available for Largs in the current dataset. As indirect indicators, the suburb scores SEIFA IRSD decile 5, placing it at the national median for relative disadvantage, and 6.9% of residents (about 131 people) need daily assistance. These figures do not suggest concentrated disadvantage that typically correlates with higher crime rates.
Is Largs good for property investment?
Weekly rent of $420 against a $809,300 median gives a gross yield near 2.7%, modest but higher than inner-city Sydney. Rent grew 23.1% over the recent period. The vacancy rate of 4.7% is above balanced-market levels, suggesting some oversupply, though the low renter share of 16.8% indicates mostly owner-occupier demand. Annual price growth of 8.6% from 2024 to 2025 favours capital growth investors.
How is Largs's population changing?
Population grows at 0.46% per year, adding about 72 residents annually, slower than the national average. Over 10 years the suburb grew 2.1%, a slow but steady pace. The demographic trajectory is aging, with the senior share rising 4.7 points over the decade, while the young share fell 1.9 points. Medium forecasts project the broader local area reaching 15,979 by 2031.
What industries employ people in Largs?
Healthcare leads at 15.9% of workers (106 people), followed by Education at 11.8% (79) and Construction at 11.5% (77). Mining employs 10.8% of residents, reflecting proximity to Hunter Valley operations. The unemployment rate is 3.3%, close to the national rate, with a full-time employment rate of 62.1%.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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